HDFC Balanced Advantage Fund Direct IDCW

HDFC Balanced Advantage Fund Direct IDCW

+16.68%
3Y annualised
+0.84% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Apr '26
₹43.11
Min. for SIP
₹100
Fund size (AUM)
₹98,457.75 Cr
Expense ratio
0.75%
Rating
5

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹59,434
-0.94%
3 years₹1,80,000₹2,01,704
+12.06%
5 years₹3,00,000₹4,19,479
+39.83%
10 years₹6,00,000₹13,31,228
+121.87%

Holdings (291)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity4.56%
HDFC Bank Ltd.FinancialEquity4.20%
Reliance Industries Ltd.EnergyEquity4.03%
State Bank of IndiaFinancialEquity3.48%
Bharti Airtel Ltd.CommunicationEquity3.09%
NTPC Ltd.EnergyEquity2.39%
Axis Bank Ltd.FinancialEquity2.35%
Larsen & Toubro Ltd.ConstructionEquity2.34%
GOISovereignGOI Sec2.23%
Coal India Ltd.EnergyEquity2.14%
Infosys Ltd.TechnologyEquity2.07%
GOISovereignGOI Sec1.56%
Sun Pharmaceutical Industries Ltd.HealthcareEquity1.49%
Maruti Suzuki India Ltd.AutomobileEquity1.42%
Kotak Mahindra Bank Ltd.FinancialEquity1.37%
HCL Technologies Ltd.TechnologyEquity1.37%
Lupin Ltd.HealthcareEquity1.34%
Eternal Ltd.ServicesEquity1.26%
ITC Ltd.Consumer StaplesEquity1.21%
Tata Consultancy Services Ltd.TechnologyEquity1.17%
GOISovereignGOI Sec0.99%
Interglobe Aviation Ltd.ServicesEquity0.97%
Mahindra & Mahindra Ltd.AutomobileEquity0.86%
Embassy Office Parks REITConstructionREITs0.83%
GOISovereignGOI Sec0.77%
SBI Life Insurance Company Ltd.InsuranceEquity0.77%
GOISovereignGOI Sec0.76%
Bank Of BarodaFinancialEquity0.75%
Tata Steel Ltd.Metals & MiningEquity0.74%
Hyundai Motor India Ltd.AutomobileEquity0.72%
Power Finance Corporation Ltd.FinancialEquity0.71%
GAIL (India) Ltd.EnergyEquity0.69%
LIC Housing Finance Ltd.FinancialBonds/Deb0.66%
State Bank of IndiaFinancialBonds0.62%
Bharat Petroleum Corporation Ltd.EnergyEquity0.60%
Hindustan Petroleum Corporation Ltd.EnergyEquity0.60%
GOISovereignGOI Sec0.57%
State Bank of IndiaFinancialDebenture0.56%
Divi's Laboratories Ltd.HealthcareEquity0.54%
REC Ltd.FinancialEquity0.53%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.53%
Apar Industries Ltd.Consumer StaplesEquity0.52%
Indusind Bank Ltd.FinancialEquity0.51%
Brookfield India Real Estate Trust REITConstructionREITs0.51%
Jindal Steel Ltd.Metals & MiningEquity0.48%
Techno Electric & Engineering Company Ltd.Capital GoodsEquity0.43%
Canara HSBC Life Insurance Company Ltd.InsuranceEquity0.43%
AU Small Finance Bank Ltd.FinancialEquity0.42%
Ipca Laboratories Ltd.HealthcareEquity0.41%
GOISovereignGOI Sec0.41%
Vishal Mega Mart Ltd.ServicesEquity0.41%
Small Industries Devp. Bank of India Ltd.FinancialBonds/NCD0.40%
Kaynes Technology India Ltd.Capital GoodsEquity0.40%
REC Ltd.FinancialDebenture0.39%
Apollo Tyres Ltd.AutomobileEquity0.38%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.38%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.38%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity0.37%
GOISovereignGOI Sec0.37%
Aurobindo Pharma Ltd.HealthcareEquity0.36%
HDFC Bank Ltd.FinancialDebenture0.36%
Bajaj Finance Ltd.FinancialBonds/NCD0.35%
Indian Railway Finance Corporation Ltd.FinancialBonds0.35%
Hindustan Aeronautics Ltd.Capital GoodsEquity0.35%
Housing & Urban Development Corporation Ltd.FinancialNCD0.35%
Gujarat StateConstructionSDL0.35%
Bajaj Auto Ltd.AutomobileEquity0.35%
Adani Energy Solutions Ltd.EnergyEquity0.33%
Ambuja Cements Ltd.ConstructionEquity0.33%
Gujarat Pipavav Port Ltd.ServicesEquity0.33%
Bajaj Finserv Ltd.FinancialEquity0.33%
Bharat Forge Ltd.AutomobileEquity0.32%
Dynamatic Technologies Ltd.AutomobileEquity0.32%
Britannia Industries Ltd.Consumer StaplesEquity0.31%
Bajaj Finance Ltd.FinancialDebenture0.31%
BEML Ltd.Capital GoodsEquity0.30%
HDFC Bank Ltd.FinancialDebenture0.30%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture0.29%
Powergrid Infrastructure Investment TrustServicesInvITs0.29%
WeWork India Management Ltd.ServicesEquity0.28%
United Spirits Ltd.Consumer StaplesEquity0.26%
Mphasis Ltd.TechnologyEquity0.26%
Bajaj Housing Finance Ltd.FinancialDebenture0.26%
Bajaj Finance Ltd.FinancialNCD0.25%
Bank Of BarodaFinancialBonds0.25%
Hindustan Unilever Ltd.Consumer StaplesEquity0.25%
LIC Housing Finance Ltd.FinancialNCD0.25%
Punjab National BankFinancialBonds0.25%
Canara BankFinancialCD0.25%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.25%
Titagarh Rail Systems Ltd.AutomobileEquity0.25%
HDB Financial Services Ltd.FinancialDebenture0.25%
Bajaj Housing Finance Ltd.FinancialDebenture0.25%
Bank Of BarodaFinancialCD0.24%
Five-Star Business Finance Ltd.FinancialEquity0.24%
India Universal Trust AL1OthersSec. Debt0.24%
Hexaware Technologies Ltd.TechnologyEquity0.23%
Bharat Dynamics Ltd.Capital GoodsEquity0.23%
NHPC Ltd.EnergyEquity0.22%
J Kumar Infraprojects Ltd.ConstructionEquity0.22%
Aavas Financiers Ltd.FinancialEquity0.22%
Tega Industries Ltd.Metals & MiningEquity0.21%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD0.21%
Kalpataru Projects International Ltd.Capital GoodsEquity0.21%
State Bank of IndiaFinancialDebenture0.21%
LIC Housing Finance Ltd.FinancialNCD0.20%
Mahanagar Telephone Nigam Ltd.CommunicationNCD0.20%
Indian Railway Finance Corporation Ltd.FinancialNCD0.20%
National Housing BankFinancialNCD0.20%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.20%
CESC Ltd.EnergyEquity0.19%
Time Technoplast Ltd.ChemicalsEquity0.19%
Godrej Properties Ltd.ConstructionEquity0.19%
Small Industries Devp. Bank of India Ltd.FinancialCD0.19%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.19%
Madhya Pradesh StateOthersSDL0.19%
Trent Ltd.ServicesEquity0.18%
National Housing BankFinancialBonds0.18%
Mishra Dhatu Nigam Ltd.Metals & MiningEquity0.18%
Billionbrains Garage Ventures Ltd.FinancialEquity0.18%
Ashok Leyland Ltd.AutomobileEquity0.17%
LMW Ltd.Capital GoodsEquity0.17%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.17%
REC Ltd.FinancialBonds0.17%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.17%
Tech Mahindra Ltd.TechnologyEquity0.17%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.17%
India Universal Trust AL1OthersSec. Debt0.17%
LIC Housing Finance Ltd.FinancialDebenture0.16%
Bosch Ltd.AutomobileEquity0.16%
Life Insurance Corporation of IndiaInsuranceEquity0.16%
Madhya Pradesh StateOthersSDL0.16%
HDFC Life Insurance Co Ltd.InsuranceEquity0.16%
Tata Motors Ltd.AutomobileEquity0.16%
LIC Housing Finance Ltd.FinancialBonds0.15%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.15%
PCBL Chemical Ltd.ChemicalsEquity0.15%
Indian Railway Finance Corporation Ltd.FinancialBonds0.15%
Power Finance Corporation Ltd.FinancialDebenture0.15%
Power Grid Corporation Of India Ltd.EnergyBonds0.15%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.15%
Ashoka Buildcon Ltd.ConstructionEquity0.15%
Indian Railway Finance Corporation Ltd.FinancialBonds0.14%
Sundaram Finance Ltd.FinancialDebenture0.14%
Yes Bank Ltd.FinancialCD0.14%
Cipla Ltd.HealthcareEquity0.13%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.13%
Savita Oil Technologies Ltd.EnergyEquity0.13%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.13%
Tata Capital Housing Finance Ltd.FinancialDebenture0.13%
Garden Reach Shipbuilders & Engineers Ltd.Capital GoodsEquity0.13%
Cohance Lifesciences Ltd.HealthcareEquity0.13%
GOISovereignGOI Sec0.12%
Housing & Urban Development Corporation Ltd.FinancialNCD0.12%
Uttar Pradesh StateOthersSDL0.12%
Bajaj Housing Finance Ltd.FinancialNCD0.12%
Shriram Finance LtdFinancialEquity0.12%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.12%
SBI Cards And Payment Services Ltd.FinancialEquity0.12%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.12%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture0.12%
Avenue Supermarts Ltd.ServicesEquity0.12%
Asian Paints Ltd.ChemicalsEquity0.11%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.11%
GOISovereignGOI Sec0.11%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.11%
Power Finance Corporation Ltd.FinancialBonds0.11%
REC Ltd.FinancialNCD0.11%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.11%
JIO Financial Services Ltd.FinancialEquity0.11%
Swiggy Ltd.ServicesEquity0.11%
LIC Housing Finance Ltd.FinancialNCD0.10%
Power Finance Corporation Ltd.FinancialNCD0.10%
REC Ltd.FinancialNCD0.10%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.10%
Indraprastha Gas Ltd.EnergyEquity0.10%
Bajaj Finance Ltd.FinancialBonds/Deb0.10%
Indian Railway Finance Corporation Ltd.FinancialNCD0.10%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.10%
National Housing BankFinancialBonds/NCD0.10%
Union Bank of IndiaFinancialCD0.10%
Housing & Urban Development Corporation Ltd.FinancialNCD0.10%
National Bank For Agriculture & Rural DevelopmentFinancialFRB0.10%
Andhra Pradesh StateFinancialSDL0.10%
Kotak Mahindra Investments Ltd.FinancialBonds/NCD0.10%
Uttar Pradesh StateOthersSDL0.10%
DLF Ltd.ConstructionEquity0.10%
Madhya Pradesh StateOthersSDL0.10%
Toyota Financial Services Ltd.FinancialDebenture0.10%
JSW Energy Ltd.Capital GoodsEquity0.09%
Madhya Pradesh StateOthersSDL0.09%
Gujarat StateConstructionSDL0.09%
Info Edge (India) Ltd.ServicesEquity0.09%
Gujarat Industries Power Company Ltd.EnergyEquity0.08%
REC Ltd.FinancialBonds0.08%
Indian Railway Finance Corporation Ltd.FinancialNCD0.08%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.08%
Andhra Pradesh StateFinancialSDL0.08%
Andhra Pradesh StateFinancialSDL0.07%
L&T Metro Rail (Hyderabad) Ltd.ConstructionNCD0.07%
Rajasthan StateOthersSDL0.07%
Nuvoco Vistas Corporation Ltd.ConstructionEquity0.06%
Andhra Pradesh StateFinancialSDL0.06%
Home First Finance Company India Ltd.FinancialEquity0.06%
Bharti Telecom Ltd.CommunicationDebenture0.06%
HDFC Bank Ltd.FinancialNCD0.06%
ITC Hotels Ltd.ServicesEquity0.06%
Zee Entertainment Enterprises Ltd.CommunicationEquity0.06%
Canara BankFinancialNCD0.06%
Torrent Power Ltd.EnergyEquity0.06%
Texmaco Rail & Engineering Ltd.ServicesEquity0.06%
Grasim Industries Ltd.ConstructionDebenture0.05%
HDFC Bank Ltd.FinancialDebenture0.05%
Indian Oil Corporation Ltd.EnergyNCD0.05%
LIC Housing Finance Ltd.FinancialBonds0.05%
Shriram Finance LtdFinancialSec. Debt0.05%
Indian Railway Finance Corporation Ltd.FinancialBonds/NCD0.05%
Power Finance Corporation Ltd.FinancialDebenture0.05%
Power Grid Corporation Of India Ltd.EnergyDebenture0.05%
Small Industries Devp. Bank of India Ltd.FinancialNCD0.05%
Union Bank of IndiaFinancialAdd. Tier 1 Bond0.05%
Housing & Urban Development Corporation Ltd.FinancialEquity0.05%
Maharashtra StateOthersSDL0.05%
Gujarat StateConstructionSDL0.05%
National Bank For Agriculture & Rural DevelopmentFinancialBonds/NCD0.05%
Bihar StateOthersSDL0.05%
Sundaram Home Finance Ltd.FinancialDebenture0.05%
Alkem Laboratories Ltd.HealthcareEquity0.05%
360 One Wam Ltd.FinancialEquity0.05%
Bharti Hexacom Ltd.CommunicationEquity0.05%
Bharti Telecom Ltd.CommunicationNCD0.05%
Westlife Foodworld Ltd.ServicesEquity0.05%
Bandhan Bank Ltd.FinancialEquity0.05%
Aegis Vopak Terminals Ltd.EnergyEquity0.05%
Blue Dart Express Ltd.ServicesEquity0.04%
Colgate-Palmolive (India) Ltd.Consumer StaplesEquity0.04%
LIC Housing Finance Ltd.FinancialNCD0.04%
Gujarat StateConstructionSDL0.04%
Vodafone Idea Ltd.CommunicationEquity0.04%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.04%
Haryana StateOthersSDL0.04%
Fortis Healthcare Ltd.HealthcareEquity0.04%
Tenneco Clean Air India LtdAutomobileEquity0.04%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.04%
HDFC Bank Ltd.FinancialFD0.04%
REC Ltd.FinancialZCB0.04%
Uttar Pradesh StateOthersSDL0.04%
Ceigall India Ltd.ConstructionEquity0.04%
Chambal Fertilisers and Chemicals Ltd.ChemicalsEquity0.03%
HDFC Bank Ltd.FinancialDebenture0.03%
GOISovereignGOI Sec0.03%
Gujarat StateConstructionSDL0.03%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.03%
Medi Assist Healthcare Services Ltd.ServicesEquity0.03%
The Great Eastern Shipping Company Ltd.EnergyEquity0.03%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.03%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.03%
RHI Magnesita India Ltd.ConstructionEquity0.03%
GOISovereignGOI Sec0.02%
Ramco Systems Ltd.TechnologyEquity0.02%
Maharashtra StateOthersSDL0.02%
Varun Beverages Ltd.Consumer StaplesEquity0.02%
BEML Land Assets Ltd.ServicesEquity0.02%
TruAlt Bioenergy Ltd.EnergyEquity0.02%
Tata Chemicals Ltd.ChemicalsEquity0.01%
GOISovereignGOI Sec0.01%
UPL Ltd.ChemicalsEquity0.01%
Union Bank of IndiaFinancialEquity0.01%
Maharashtra StateOthersSDL0.01%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.01%
Aster DM Healthcare Ltd.HealthcareEquity0.01%
Rites Ltd.ConstructionEquity0.01%
Campus Activewear Ltd.Consumer StaplesEquity0.01%
Emcure Pharmaceuticals Ltd.HealthcareEquity0.01%
Aditya Infotech Ltd.CommunicationEquity0.01%
L&T Finance Ltd.FinancialEquity0.01%
Bajaj Housing Finance Ltd.FinancialEquity0.01%
Fusion Finance Ltd.FinancialEquity0.01%
Raajmarg Infra Investment TrustConstructionInvITs0.01%
GOISovereignGOI Sec0.00%
JNK India Ltd.Capital GoodsEquity0.00%
GOISovereignGOI Sec0.00%
GOISovereignGOI Sec0.00%
Kwality Wall's (India) Ltd.Consumer StaplesEquity0.00%
Chhattisgarh StateOthersSDL0.00%
Kerala StateOthersSDL0.00%
S Chand And Company Ltd.Consumer StaplesEquity0.00%
AGS Transact Technologies Ltd.ServicesEquity0.00%
Tata Consumer Products Ltd.Consumer StaplesEquity0.00%
Indus Towers Ltd.CommunicationEquity0.00%
MEP Infrastructure Developers Ltd.ConstructionEquity0.00%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+16.7%+17.4%+15.5%+14.8%
Category average (Hybrid Dynamic Asset Allocation)+11.9%+10.7%+9.6%--
Rank (Hybrid Dynamic Asset Allocation)11----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

GA
Gopal Agrawal
Jul 2022 - Present
View details

Education
Mr.Agrawal is a B.E and MBM.
Experience
Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.

AA
Arun Agarwal
Oct 2022 - Present
View details

Education
Mr. Agarwal is a B.Com. and Chartered Accountant
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Also manages these schemes

SR
Srinivasan Ramamurthy
Jul 2022 - Present
View details

Education
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

NM
Nandita Menezes
Mar 2025 - Present
View details

Education
CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience
Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Also manages these schemes

About HDFC Balanced Advantage Fund Direct IDCW

HDFC Balanced Advantage Fund Direct IDCW is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Balanced Advantage Fund Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹9,52,320 Cr and the Latest NAV as of 10 Apr 2026 is ₹43.11. The HDFC Balanced Advantage Fund Direct IDCW is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme seeks to provide long term capital appreciation / income from a dynamic mix of equity and debt investments.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index

Fund house

Rank (total assets)#2 in India
Total AUM₹9,52,319.77 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,