HDFC Equity Savings Direct Plan Growth

HDFC Equity Savings Direct Plan Growth

+8.25%
3Y annualised
+0.40% 1D
NAV: 29 Oct '26
₹75.74
Min. for SIP
₹100
Fund size (AUM)
₹5,532.50 Cr
Expense ratio
1.30%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹59,981
-0.03%
3 years₹1,80,000₹1,91,033
+6.13%
5 years₹3,00,000₹3,56,585
+18.86%
10 years₹6,00,000₹9,47,115
+57.85%

Holdings (176)

NameSectorInstrumentsAssets
Cash MarginUnspecifiedCash Margin26.87%
RepoUnspecifiedRepo9.10%
HDFC Bank LtdFinancialEquity6.96%
Reliance Industries LtdEnergy & UtilitiesEquity5.23%
NTPC LtdEnergy & UtilitiesEquity3.55%
Titan Company LtdConsumer DiscretionaryEquity3.20%
Larsen & Toubro LtdIndustrialsEquity2.97%
Sun Pharmaceutical Industries LtdHealthcareEquity2.89%
ICICI Bank LtdFinancialEquity2.87%
Bharti Airtel LtdTechnologyEquity2.38%
GOI Sec 7.18 14/08/2033EntitiesGOI Securities2.38%
Maruti Suzuki India LtdConsumer DiscretionaryEquity2.05%
CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100EntitiesGOI Securities2.01%
Bajaj Finance LtdFinancialEquity2.00%
Kotak Mahindra Bank LtdFinancialEquity1.74%
Axis Bank LtdFinancialEquity1.61%
State Bank of IndiaFinancialEquity1.56%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LACFinancialDebenture1.35%
STATE BANK OF INDIA SR 2 7.33 BD 20SP39 FVRS1CRFinancialBonds1.22%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity1.12%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity1.10%
GOI Sec 7.17 17/04/2030EntitiesGOI Securities1.09%
Infosys LtdTechnologyEquity1.08%
Divi's Laboratories LtdHealthcareEquity1.03%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100EntitiesGOI Securities0.96%
Hindustan Unilever LtdConsumer StaplesEquity0.93%
Tata Consultancy Services LtdTechnologyEquity0.93%
360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LACFinancialDebenture0.91%
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP I 8.30 NCD 30JU27 FVRS1LACFinancialNon Convertible Debenture0.91%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LACFinancialDebenture0.90%
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LACFinancialDebenture0.90%
LIC HOUSING FINANCE LTD TR 440 7.87 NCD 14MY29 FVRS1LACFinancialDebenture0.90%
LIC HOUSING FINANCE LTD TR 447 7.57 NCD 18OT29 FVRS1LACFinancialBonds/Debentures0.90%
SUNDARAM FINANCE LIMITED SR Z8 7.45 NCD 16MR29 FVRS1LACFinancialDebenture0.89%
INVIT POWERGRID INFRASTRUCTURE INVESTMENT TRUSTIndustrialsInfrastructure Investment Trust0.84%
Interglobe Aviation LtdIndustrialsEquity0.83%
Muthoot Finance LtdFinancialEquity0.82%
GOI Sec 7.23 15/04/2039EntitiesGOI Securities0.81%
Bajaj Auto LtdConsumer DiscretionaryEquity0.81%
Apollo Hospitals Enterprise LtdHealthcareEquity0.80%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.80%
HCL Technologies LtdTechnologyEquity0.78%
Hero Motocorp LtdConsumer DiscretionaryEquity0.70%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.69%
HDFC Life Insurance Co LtdFinancialEquity0.67%
Eicher Motors LtdConsumer DiscretionaryEquity0.65%
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD SR 636 8.65 NCD 28FB29 FVRS1LACFinancialBonds0.64%
Zomato LtdTechnologyEquity0.62%
SBI Life Insurance Company LtdFinancialEquity0.61%
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1ACIndustrialsDebenture0.54%
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LACTechnologyDebenture0.54%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancialDebenture0.54%
ITC LtdConsumer StaplesEquity0.54%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities0.54%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LACFinancialDebenture0.54%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LACFinancialBonds0.54%
One 97 Communications LtdIndustrialsEquity0.52%
Cummins India LtdIndustrialsEquity0.52%
Max Financial Services LtdFinancialEquity0.50%
Cipla LtdHealthcareEquity0.49%
MUTHOOT FINANCE LIMITED 9.02 NCD 14JL27 FVRS1LACFinancialDebenture0.45%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LACFinancialBonds0.45%
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LACFinancialNon Convertible Debenture0.45%
BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LACTechnologyDebenture0.45%
7.48 SIDBI 24.05.2029FinancialBonds0.45%
POWER FINANCE CORPORATION LTD. SR 200 7.40 BD 08MY30 FVRS10LACFinancialNon Convertible Debenture0.45%
HDFC ERGO GENERAL INSURANCE COMPANY LIMITED 7.10 NCD 09NV31 FVRS10LACFinancialNon Convertible Debenture0.44%
UNION BANK OF INDIA CD 19JAN27FinancialCertificate of Deposit0.44%
Ultratech Cement LtdMaterialsEquity0.44%
POWER FINANCE CORPORATION LIMITED SR 247B 7.40 BD 15JN35 FVRS1LACFinancialBonds0.44%
Tata Steel LtdMaterialsEquity0.43%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25UnspecifiedSecuritised Debt0.43%
Ambuja Cements LtdMaterialsEquity0.42%
IIFL Wealth Management LtdFinancialEquity0.42%
Tech Mahindra LtdTechnologyEquity0.41%
Ipca Laboratories LtdHealthcareEquity0.39%
Coal India LtdMaterialsEquity0.38%
PVR LtdConsumer DiscretionaryEquity0.38%
United Spirits LtdConsumer StaplesEquity0.38%
Gland Pharma LtdHealthcareEquity0.37%
Gujarat Pipavav Port LtdIndustrialsEquity0.36%
Hindalco Industries LtdMaterialsEquity0.34%
Paradeep Phosphates LtdMaterialsEquity0.33%
Bajaj Finserv LtdFinancialEquity0.31%
Brigade Enterprises LtdReal EstateEquity0.31%
Aptus Value Housing Finance India LtdFinancialEquity0.29%
JK Paper LtdMaterialsEquity0.28%
BANK OF BARODA CD 06JAN27FinancialCertificate of Deposit0.27%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25F 7.37 BD 28MY35 FVRS1LACFinancialBonds0.26%
Suprajit Engineering LtdConsumer DiscretionaryEquity0.26%
Hindustan Petroleum Corporation LtdEnergy & UtilitiesEquity0.25%
Hindustan Aeronautics LtdIndustrialsEquity0.25%
7.35% RECL 31 JULY 2034FinancialBonds0.24%
Star Health & Allied Insurance Co. LtdFinancialEquity0.24%
Mahindra CIE Automotive LtdConsumer DiscretionaryEquity0.21%
Cube Highways TrustIndustrialsInfrastructure Investment Trust0.21%
Bayer CropScience LtdMaterialsEquity0.20%
Avenue Supermarts LtdConsumer StaplesEquity0.19%
GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100EntitiesGOI Securities0.18%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LACFinancialDebenture0.18%
POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LACFinancialBonds0.18%
TATA CAPITAL LIMITED EQFinancialEquity0.18%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities0.18%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100EntitiesGOI Securities0.17%
Finolex Industries LtdIndustrialsEquity0.16%
G R Infraprojects LtdIndustrialsEquity0.14%
Gujarat Gas LtdEnergy & UtilitiesEquity0.13%
Brookfield India Real Estate Trust REITReal EstateReal Estate Investment Trusts0.12%
Goodyear India LtdConsumer DiscretionaryEquity0.11%
Symphony LtdConsumer DiscretionaryEquity0.11%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 130 8.40 LOA 08JN29 FVRS10LACFinancialDebenture0.09%
MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LACFinancialDebenture0.09%
BANK OF BARODA SR XXV 7.75 BD 21DC33 FVRS1CRFinancialBonds0.09%
CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100EntitiesGOI Securities0.09%
TVS Motor Company LtdConsumer DiscretionaryEquity0.07%
GAIL (India) LtdEnergy & UtilitiesEquity0.06%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.06%
Trent LtdConsumer DiscretionaryEquity0.05%
Tata Motors LtdConsumer DiscretionaryEquity0.03%
GSPL Transmission LtdEnergy & UtilitiesEquity0.03%
Biocon LtdHealthcareEquity0.03%
Tata Consumer Products LtdConsumer StaplesEquity0.02%
Life Insurance Corporation of IndiaFinancialEquity0.02%
IDFC First Bank LtdFinancialEquity0.02%
Power Finance Corporation LtdFinancialEquity0.01%
Marico LtdConsumer StaplesEquity0.01%
Zydus Lifesciences LtdHealthcareEquity0.01%
PG Electroplast LtdIndustrialsEquity0.01%
Lupin LtdHealthcareEquity0.00%
Astral LtdIndustrialsEquity0.00%
Alkem Laboratories LtdHealthcareEquity0.00%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.00%
Colgate-Palmolive (India) Ltd FuturesConsumer StaplesFutures-0.00%
Alkem Laboratories Ltd FuturesHealthcareFutures-0.00%
Astral LimitedIndustrialsFutures-0.00%
Lupin Ltd FuturesHealthcareFutures-0.00%
PG Electroplast Ltd.IndustrialsFutures-0.01%
Cadila Healthcare Ltd FuturesHealthcareFutures-0.01%
Marico Ltd FuturesConsumer StaplesFutures-0.01%
Power Finance Corpn. Ltd FuturesFinancialFutures-0.01%
IDFC Bank Ltd FuturesFinancialFutures-0.02%
Divi's Laboratories Ltd FuturesHealthcareFutures-0.02%
Life Insurance Corporation of IndiaFinancialFutures-0.02%
Tata Global Beverages Ltd FuturesConsumer StaplesFutures-0.02%
Biocon Ltd FuturesHealthcareFutures-0.03%
Tata Motors Ltd FuturesConsumer DiscretionaryFutures-0.03%
Zomato LtdTechnologyFutures-0.04%
Trent Ltd.Consumer DiscretionaryFutures-0.05%
Axis Bank Ltd FuturesFinancialFutures-0.06%
G A I L (India) Ltd FuturesEnergy & UtilitiesFutures-0.06%
Interglobe Aviation Ltd FuturesIndustrialsFutures-0.07%
T V S Motor Co. Ltd FuturesConsumer DiscretionaryFutures-0.07%
HDFC Life Insurance Co Ltd FuturesFinancialFutures-0.08%
Power Grid Corpn. Of India Ltd FuturesEnergy & UtilitiesFutures-0.08%
Ambuja Cements Ltd FuturesMaterialsFutures-0.08%
Hero Motocorp Ltd FuturesConsumer DiscretionaryFutures-0.13%
Infosys Ltd FuturesTechnologyFutures-0.18%
Avenue Supermarts LtdConsumer StaplesFutures-0.20%
Hindustan Aeronautics Ltd FuturesIndustrialsFutures-0.26%
Hindalco Industries Ltd FuturesMaterialsFutures-0.34%
Bajaj Auto Ltd FuturesConsumer DiscretionaryFutures-0.42%
Ultratech Cement Ltd FuturesMaterialsFutures-0.44%
Hindustan Unilever Ltd FuturesConsumer StaplesFutures-0.51%
One 97 Communications Ltd.IndustrialsFutures-0.53%
Adani Ports and Special Economic Zone Ltd FuturesIndustrialsFutures-0.79%
Maruti Suzuki India Ltd FuturesConsumer DiscretionaryFutures-0.97%
Bharti Airtel Ltd FuturesTechnologyFutures-1.11%
Mahindra & Mahindra Ltd FuturesConsumer DiscretionaryFutures-1.12%
Larsen & Toubro Ltd FuturesIndustrialsFutures-1.78%
Bajaj Finance Ltd FuturesFinancialFutures-2.02%
Sun Pharmaceutical Inds. Ltd FuturesHealthcareFutures-2.24%
Net PayablesUnspecifiedNet Payables-2.43%
National Thermal Power Corp. Ltd FuturesEnergy & UtilitiesFutures-2.58%
Reliance Industries Ltd FuturesEnergy & UtilitiesFutures-2.99%
Titan Company Ltd FuturesConsumer DiscretionaryFutures-3.23%
HDFC Bank Ltd FuturesFinancialFutures-4.24%

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Name3Y5Y10YAll
Fund returns+8.3%+7.8%+9.3%+9.7%
Category average (Hybrid Equity Savings)+8.4%+7.5%+8.5%+8.8%
Rank (Hybrid Equity Savings)11105--

Exit load, stamp duty and tax

Exit load

Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Fund management

Education
Mr. Agarwal is a B.Com. and Chartered Accountant
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Also manages these schemes

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

Education
CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience
Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Also manages these schemes

Education
Mr. Laddha has done B.Com. and CA
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.

Education
Mr. Kagalkar is a B.E. (Production) and MMS (Finance)
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Dolat Capital Markets Ltd., India Infoline Ltd., Sun Engineering Ltd., Al Ahlia Portfolio Securities Co., IIT Investrust.

About HDFC Equity Savings Direct Plan Growth

HDFC Equity Savings Direct Plan Growth is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Equity Savings Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,34,076 Cr and the Latest NAV as of 29 Oct 2026 is ₹75.74. The HDFC Equity Savings Direct Plan Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month. ;

Investment Objective

The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.
Fund benchmarkNIFTY Equity Savings Total Return Index

Fund house

Rank (total assets)#2 in India
Total AUM₹9,34,075.66 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,