Five-Star Business Finance

Five-Star Business Finance Limited is a non-banking finance company providing secured loans to micro-entrepreneurs and self-employed individuals across India who are often overlooked by traditional banks. The company's core vision is to bring financial services to the unreached segments of the population, providing them with suitable and accessible credit solutions. Its mission involves a unique underwriting model which carefully assesses a borrower's character and ability to repay, ensuring responsible lending practices and customer success. The company primarily serves first-time borrowers who are graduating from the informal lending ecosystem, helping them move into the formal financial system. Its business strategy is centered on a "Collections-first" approach, prioritizing disciplined repayment to maintain strong asset quality and ensure sustainable growth. Demonstrating its impressive scale, the company's loan portfolio grew to over ₹9,640 crores, managed through a network of 520 branches across India.;