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Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Banking and PSU Debt Fund Direct Growth
+7.67%
3Y annualised
-0.14% 1D
NAV: 12 Mar '26
₹24.83
Min. for SIP
₹100
Fund size
₹5,598.58 Cr
Expense ratio
0.39%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,273 | +2.12% | |
| 3 years | ₹1,80,000 | ₹1,99,439 | +10.80% | |
| 5 years | ₹3,00,000 | ₹3,55,434 | +18.48% | |
| 10 years | ₹6,00,000 | ₹8,61,201 | +43.53% |
Holdings (91)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 4.98% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 3.63% |
| GOI | Sovereign | GOI Sec | 3.04% |
| Bajaj Housing Finance Ltd. | Financial | Debenture | 2.71% |
| REC Ltd. | Financial | Debenture | 2.71% |
| GOI | Sovereign | GOI Sec | 2.69% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 2.32% |
| HDFC Bank Ltd. | Financial | Debenture | 2.30% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.25% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.24% |
| Punjab National Bank | Financial | Bonds | 2.22% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.82% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.82% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.80% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.80% |
| Union Bank of India | Financial | CD | 1.68% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.45% |
| GOI | Sovereign | GOI Sec | 1.43% |
| REC Ltd. | Financial | ZCB | 1.40% |
| HDFC Bank Ltd. | Financial | Debenture | 1.37% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.36% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.36% |
| SMFG India Credit Company Ltd. | Financial | NCD | 1.35% |
| National Housing Bank | Financial | NCD | 1.35% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.35% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.34% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 1.33% |
| GOI | Sovereign | GOI Sec | 1.19% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.09% |
| HDFC Bank Ltd. | Financial | Debenture | 1.09% |
| REC Ltd. | Financial | Debenture | 1.03% |
| REC Ltd. | Financial | Debenture | 0.94% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.92% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.91% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.91% |
| Gujarat State | Construction | SDL | 0.91% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.90% |
| Export-Import Bank Of India | Financial | Debenture | 0.90% |
| National Housing Bank | Financial | Bonds/NCD | 0.90% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.90% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.90% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.90% |
| HDFC Bank Ltd. | Financial | NCD | 0.89% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.88% |
| Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.87% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.81% |
| State Bank of India | Financial | Bonds | 0.71% |
| Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.69% |
| REC Ltd. | Financial | NCD | 0.63% |
| GOI | Sovereign | GOI Sec | 0.56% |
| Gujarat State | Construction | SDL | 0.54% |
| Bank Of Baroda | Financial | Bonds | 0.53% |
| Toyota Financial Services Ltd. | Financial | NCD | 0.49% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.47% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.46% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.46% |
| Gujarat State | Construction | SDL | 0.46% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.46% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.45% |
| Indian Oil Corporation Ltd. | Energy | NCD | 0.45% |
| National Bank For Agriculture & Rural Development | Financial | Bonds/NCD | 0.45% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.45% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.45% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.45% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 0.45% |
| Altius Telecom Infrastructure Trust | Construction | NCD | 0.45% |
| REC Ltd. | Financial | NCD | 0.45% |
| National Housing Bank | Financial | Bonds | 0.45% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.45% |
| Mahanagar Telephone Nigam Ltd. | Communication | NCD | 0.45% |
| Union Bank of India | Financial | CD | 0.44% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 0.44% |
| REC Ltd. | Financial | Debenture | 0.44% |
| State Bank of India | Financial | Ad.Tier 2 Bnd | 0.44% |
| Bank Of Baroda | Financial | CD | 0.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.36% |
| Gujarat State | Construction | SDL | 0.36% |
| Bajaj Finance Ltd. | Financial | NCD | 0.27% |
| Maharashtra State | Others | SDL | 0.18% |
| Andhra Pradesh State | Financial | SDL | 0.18% |
| Bihar State | Others | SDL | 0.18% |
| Madhya Pradesh State | Others | SDL | 0.18% |
| Andhra Pradesh State | Financial | SDL | 0.14% |
| Andhra Pradesh State | Financial | SDL | 0.12% |
| Andhra Pradesh State | Financial | SDL | 0.11% |
| Haryana State | Others | SDL | 0.09% |
| Bajaj Finance Ltd. | Financial | Bonds/NCD | 0.09% |
| Maharashtra State | Others | SDL | 0.09% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 0.09% |
| Gujarat State | Construction | SDL | 0.06% |
| Haryana State | Others | SDL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +6.5% | +7.6% | +7.9% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 6 | 8 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.27% | +7.77% | 9,489.48 | |
UTI Banking & PSU Fund Direct Growth | +7.52% | +7.73% | 1,098.92 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.15% | +7.46% | 12,838.53 | |
Bandhan Banking and PSU Fund Direct Growth | +6.80% | +7.41% | 12,533.90 | |
| Compare | ||||
Fund management
ABAnil BamboliMar 2014 - PresentView details
AB
Anil Bamboli
Mar 2014 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
About HDFC Banking and PSU Debt Fund Direct Growth
HDFC Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,52,320 Cr and the Latest NAV as of 12 Mar 2026 is ₹24.83.
The HDFC Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.;
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#2 in India
Total AUM₹9,52,319.77 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,