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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Banking and PSU Debt Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
+7.73%
3Y annualised
NAV: 09 Jan '26
₹24.67
Min. SIP amount
₹100
Fund size
₹5,718.88 Cr
Expense ratio
0.39%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,601 | +2.67% | |
| 3 years | ₹1,80,000 | ₹2,00,659 | +11.48% | |
| 5 years | ₹3,00,000 | ₹3,56,847 | +18.95% | |
| 10 years | ₹6,00,000 | ₹8,66,710 | +44.45% |
Holdings (93)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 4.88% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 3.56% |
| GOI | Sovereign | GOI Sec | 2.98% |
| Bajaj Housing Finance Ltd. | Financial | Debenture | 2.66% |
| REC Ltd. | Financial | Debenture | 2.66% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 2.64% |
| GOI | Sovereign | GOI Sec | 2.63% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.45% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 2.29% |
| HDFC Bank Ltd. | Financial | Debenture | 2.26% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.22% |
| Punjab National Bank | Financial | Bonds | 2.20% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.19% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.79% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.79% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.77% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.77% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.43% |
| GOI | Sovereign | GOI Sec | 1.40% |
| REC Ltd. | Financial | ZCB | 1.37% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.34% |
| HDFC Bank Ltd. | Financial | Debenture | 1.34% |
| National Housing Bank | Financial | NCD | 1.33% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.33% |
| SMFG India Credit Company Ltd. | Financial | NCD | 1.33% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.32% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.32% |
| Union Bank of India | Financial | CD | 1.28% |
| GOI | Sovereign | GOI Sec | 1.16% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.07% |
| HDFC Bank Ltd. | Financial | Debenture | 1.07% |
| REC Ltd. | Financial | Debenture | 1.01% |
| REC Ltd. | Financial | Debenture | 0.92% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.91% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.90% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.89% |
| Gujarat State | Construction | SDL | 0.89% |
| Export-Import Bank Of India | Financial | Debenture | 0.89% |
| National Housing Bank | Financial | Bonds/NCD | 0.89% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.88% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.88% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.88% |
| National Housing Bank | Financial | Debenture | 0.88% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 0.88% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.88% |
| HDFC Bank Ltd. | Financial | NCD | 0.87% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.87% |
| Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.85% |
| Union Bank of India | Financial | CD | 0.85% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.80% |
| State Bank of India | Financial | Bonds | 0.70% |
| Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.68% |
| GOI | Sovereign | GOI Sec | 0.64% |
| REC Ltd. | Financial | NCD | 0.62% |
| Bank Of Baroda | Financial | Bonds | 0.53% |
| Gujarat State | Construction | SDL | 0.53% |
| Toyota Financial Services Ltd. | Financial | NCD | 0.48% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.46% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.46% |
| HDFC Bank Ltd. | Financial | Debenture | 0.45% |
| Gujarat State | Construction | SDL | 0.45% |
| REC Ltd. | Financial | Bonds | 0.45% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.45% |
| Mahanagar Telephone Nigam Ltd. | Communication | NCD | 0.44% |
| Indian Oil Corporation Ltd. | Energy | NCD | 0.44% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.44% |
| Indian Bank | Financial | Ad.Tier 2 Bnd | 0.44% |
| REC Ltd. | Financial | NCD | 0.44% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 0.44% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.44% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.44% |
| National Housing Bank | Financial | Bonds | 0.44% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.44% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 0.44% |
| National Bank For Agriculture & Rural Development | Financial | Bonds/NCD | 0.44% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.44% |
| Altius Telecom Infrastructure Trust | Construction | NCD | 0.44% |
| State Bank of India | Financial | Ad.Tier 2 Bnd | 0.43% |
| REC Ltd. | Financial | Debenture | 0.43% |
| Gujarat State | Construction | SDL | 0.36% |
| Bajaj Finance Ltd. | Financial | NCD | 0.26% |
| Andhra Pradesh State | Financial | SDL | 0.18% |
| Madhya Pradesh State | Others | SDL | 0.17% |
| Maharashtra State | Others | SDL | 0.17% |
| Andhra Pradesh State | Financial | SDL | 0.14% |
| Andhra Pradesh State | Financial | SDL | 0.12% |
| Andhra Pradesh State | Financial | SDL | 0.11% |
| Bajaj Finance Ltd. | Financial | Bonds/NCD | 0.09% |
| Maharashtra State | Others | SDL | 0.09% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 0.09% |
| GOI | Sovereign | GOI Sec | 0.09% |
| Gujarat State | Construction | SDL | 0.06% |
| Haryana State | Others | SDL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +6.2% | +7.7% | +8.0% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 5 | 5 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.78% | +7.88% | 9,727.95 | |
UTI Banking & PSU Fund Direct Growth | +7.88% | +7.60% | 1,014.91 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.65% | +7.57% | 131.79 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.69% | +7.43% | 13,573.62 | |
Bandhan Banking and PSU Fund Direct Growth | +7.27% | +7.39% | 12,650.77 | |
| Compare | ||||
Fund management
ABAnil BamboliMar 2014 - PresentView details
AB
Anil Bamboli
Mar 2014 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
About HDFC Banking and PSU Debt Fund Direct Growth
HDFC Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,39,182 Cr and the Latest NAV as of 09 Jan 2026 is ₹24.67.
The HDFC Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.;
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#2 in India
Total AUM₹9,39,181.92 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,