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Bank of India Small Cap Fund Direct Growth
Equity
Small Cap
Very High Risk
+18.33%
3Y annualised
+1.35% 1D
NAV: 22 Jan '26
₹47.22
Min. SIP amount
₹1,000
Fund size
₹1,938.92 Cr
Expense ratio
0.59%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹57,595 | -4.01% | |
| 3 years | ₹1,80,000 | ₹2,00,139 | +11.19% | |
| 5 years | ₹3,00,000 | ₹4,24,161 | +41.39% |
Holdings (80)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Wockhardt Ltd. | Healthcare | Equity | 3.28% |
| Indian Bank | Financial | Equity | 3.11% |
| CreditAccess Grameen Ltd. | Financial | Equity | 2.99% |
| Lloyds Metals & Energy Ltd. | Metals & Mining | Equity | 2.90% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 2.71% |
| Fiem Industries Ltd. | Automobile | Equity | 2.49% |
| TD Power Systems Ltd. | Capital Goods | Equity | 2.44% |
| Housing & Urban Development Corporation Ltd. | Financial | Equity | 2.35% |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 2.31% |
| City Union Bank Ltd. | Financial | Equity | 2.23% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 2.22% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | Equity | 2.13% |
| Ambuja Cements Ltd. | Construction | Equity | 2.06% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 1.94% |
| Apar Industries Ltd. | Consumer Staples | Equity | 1.94% |
| Carraro India Ltd. | Capital Goods | Equity | 1.73% |
| Vijaya Diagnostic Centre Ltd. | Healthcare | Equity | 1.72% |
| NTPC Green Energy Ltd. | Energy | Equity | 1.71% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 1.69% |
| Anand Rathi Wealth Ltd. | Financial | Equity | 1.69% |
| Steel Authority Of India Ltd. | Metals & Mining | Equity | 1.68% |
| Stylam Industries Ltd. | Consumer Staples | Equity | 1.67% |
| Shreeji Shipping Global Ltd. | Services | Equity | 1.67% |
| Cemindia Projects Ltd. | Construction | Equity | 1.61% |
| Shakti Pumps (India) Ltd. | Capital Goods | Equity | 1.58% |
| TVS Srichakra Ltd. | Automobile | Equity | 1.54% |
| Arvind Ltd. | Textiles | Equity | 1.46% |
| Allied Blenders And Distillers Ltd. | Consumer Staples | Equity | 1.34% |
| Nuvama Wealth Management Ltd. | Financial | Equity | 1.34% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 1.34% |
| Sanathan Textiles Ltd. | Textiles | Equity | 1.33% |
| Hitachi Energy India Ltd. | Capital Goods | Equity | 1.32% |
| Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 1.26% |
| Syrma SGS Technology Ltd. | Capital Goods | Equity | 1.25% |
| Prudent Corporate Advisory Services Ltd. | Financial | Equity | 1.23% |
| Vikran Engineering Ltd. | Capital Goods | Equity | 1.23% |
| HEG Ltd. | Construction | Equity | 1.22% |
| Bank Of Baroda | Financial | CD | 1.22% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.21% |
| Computer Age Management Services Ltd. | Services | Equity | 1.17% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | Equity | 1.15% |
| Goodluck India Ltd. | Metals & Mining | Equity | 1.12% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.07% |
| Aequs Ltd. | Technology | Equity | 1.06% |
| Tinna Rubber And Infrastructure Ltd. | Chemicals | Equity | 1.03% |
| Siemens Energy India Ltd. | Energy | Equity | 1.01% |
| KSH International Ltd. | Capital Goods | Equity | 1.01% |
| Titagarh Rail Systems Ltd. | Automobile | Equity | 0.97% |
| WeWork India Management Ltd. | Services | Equity | 0.95% |
| Vidya Wires Ltd. | Capital Goods | Equity | 0.94% |
| Godavari Biorefineries Ltd. | Chemicals | Equity | 0.93% |
| Steelcast Ltd. | Metals & Mining | Equity | 0.92% |
| Unicommerce ESolutions Ltd. | Technology | Equity | 0.87% |
| Ganesha Ecosphere Ltd. | Textiles | Equity | 0.85% |
| Balrampur Chini Mills Ltd. | Consumer Staples | Equity | 0.83% |
| Ethos Ltd. | Services | Equity | 0.79% |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | Equity | 0.75% |
| Senco Gold Ltd. | Consumer Discretionary | Equity | 0.72% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Equity | 0.69% |
| Union Bank of India | Financial | CD | 0.64% |
| CMS Info Systems Ltd. | Services | Equity | 0.64% |
| Laxmi Dental Ltd. | Healthcare | Equity | 0.64% |
| KSB Ltd. | Capital Goods | Equity | 0.62% |
| Castrol India Ltd. | Energy | Equity | 0.62% |
| Gufic Biosciences Ltd. | Healthcare | Equity | 0.61% |
| Atlanta Electricals Ltd. | Capital Goods | Equity | 0.55% |
| Vinati Organics Ltd. | Chemicals | Equity | 0.46% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.46% |
| Rane Holdings Ltd. | Financial | Equity | 0.41% |
| Clean Science And Technology Ltd. | Chemicals | Equity | 0.40% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.38% |
| Central Depository Services (India) Ltd. | Financial | Equity | 0.33% |
| Advanced Enzyme Technologies Ltd. | Chemicals | Equity | 0.24% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | Equity | 0.15% |
| Reserve Bank of India | Financial | T-Bills | 0.15% |
| Cholamandalam Financial Holdings Ltd. | Financial | Equity | 0.09% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.08% |
| PG Electroplast Ltd. | Capital Goods | Equity | 0.06% |
| Sanstar Ltd. | Consumer Staples | Equity | 0.01% |
| Kernex Microsystems (India) Ltd. | Capital Goods | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | -3.7% | +18.3% | +22.6% | +24.5% |
| Category average (Equity Small Cap) | -6.3% | +19.7% | +22.6% | -- |
| Rank (Equity Small Cap) | 36 | 18 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Bandhan Small Cap Fund Direct Growth | +3.75% | +29.93% | 18,990.28 | |
Invesco India Smallcap Fund Direct Growth | +2.54% | +23.74% | 9,224.64 | |
Nippon India Small Cap Fund Direct Growth | -1.72% | +20.17% | 68,287.15 | |
HDFC Small Cap Fund Direct Growth | +2.86% | +19.47% | 37,753.13 | |
Quant Small Cap Fund Direct Plan Growth | -3.14% | +18.09% | 29,784.55 | |
| Compare | ||||
Fund management
ASAlok SinghOct 2024 - PresentView details
AS
Alok Singh
Oct 2024 - Present
View details
NBNav BhardwajJul 2025 - PresentView details
NB
Nav Bhardwaj
Jul 2025 - Present
View details
About Bank of India Small Cap Fund Direct Growth
Bank of India Small Cap Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Small Cap Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,696 Cr and the Latest NAV as of 22 Jan 2026 is ₹47.22.
The Bank of India Small Cap Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Fund benchmarkNIFTY Smallcap 250 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹13,696.42 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,