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Bank of India Small Cap Fund Direct Growth
Equity
Small Cap
Very High Risk
+20.84%
3Y annualised
+0.18% 1D
NAV: 20 Feb '26
₹49.49
Min. for SIP
₹1,000
Fund size
₹1,829.19 Cr
Expense ratio
0.58%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,126 | +0.21% | |
| 3 years | ₹1,80,000 | ₹2,06,035 | +14.46% | |
| 5 years | ₹3,00,000 | ₹4,35,248 | +45.08% |
Holdings (82)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Bank | Financial | Equity | 3.64% |
| Wockhardt Ltd. | Healthcare | Equity | 3.32% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 3.22% |
| City Union Bank Ltd. | Financial | Equity | 2.74% |
| Computer Age Management Services Ltd. | Services | Equity | 2.57% |
| Lloyds Metals & Energy Ltd. | Metals & Mining | Equity | 2.56% |
| Fiem Industries Ltd. | Automobile | Equity | 2.54% |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 2.23% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 2.15% |
| Housing & Urban Development Corporation Ltd. | Financial | Equity | 2.10% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | Equity | 2.06% |
| TD Power Systems Ltd. | Capital Goods | Equity | 1.93% |
| Carraro India Ltd. | Capital Goods | Equity | 1.81% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 1.80% |
| Stylam Industries Ltd. | Consumer Staples | Equity | 1.75% |
| Ambuja Cements Ltd. | Construction | Equity | 1.75% |
| Anand Rathi Wealth Ltd. | Financial | Equity | 1.66% |
| Apar Industries Ltd. | Consumer Staples | Equity | 1.62% |
| TVS Srichakra Ltd. | Automobile | Equity | 1.58% |
| Arvind Ltd. | Textiles | Equity | 1.53% |
| Shreeji Shipping Global Ltd. | Services | Equity | 1.49% |
| Sanathan Textiles Ltd. | Textiles | Equity | 1.44% |
| Shakti Pumps (India) Ltd. | Capital Goods | Equity | 1.43% |
| Vijaya Diagnostic Centre Ltd. | Healthcare | Equity | 1.39% |
| Syrma SGS Technology Ltd. | Capital Goods | Equity | 1.38% |
| Cemindia Projects Ltd. | Construction | Equity | 1.38% |
| Nuvama Wealth Management Ltd. | Financial | Equity | 1.29% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.27% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | Equity | 1.26% |
| Steel Authority Of India Ltd. | Metals & Mining | Equity | 1.24% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 1.24% |
| Prudent Corporate Advisory Services Ltd. | Financial | Equity | 1.23% |
| Goodluck India Ltd. | Metals & Mining | Equity | 1.22% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | Equity | 1.21% |
| Kajaria Ceramics Ltd. | Construction | Equity | 1.18% |
| Vikran Engineering Ltd. | Capital Goods | Equity | 1.15% |
| HEG Ltd. | Construction | Equity | 1.13% |
| Aequs Ltd. | Technology | Equity | 1.11% |
| Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 1.09% |
| KSH International Ltd. | Capital Goods | Equity | 1.03% |
| Hitachi Energy India Ltd. | Capital Goods | Equity | 1.03% |
| Titagarh Rail Systems Ltd. | Automobile | Equity | 0.95% |
| WeWork India Management Ltd. | Services | Equity | 0.95% |
| Vidya Wires Ltd. | Capital Goods | Equity | 0.93% |
| Godavari Biorefineries Ltd. | Chemicals | Equity | 0.89% |
| Tinna Rubber And Infrastructure Ltd. | Chemicals | Equity | 0.87% |
| Steelcast Ltd. | Metals & Mining | Equity | 0.86% |
| Allied Blenders And Distillers Ltd. | Consumer Staples | Equity | 0.84% |
| Balrampur Chini Mills Ltd. | Consumer Staples | Equity | 0.83% |
| Unicommerce ESolutions Ltd. | Technology | Equity | 0.80% |
| Siemens Energy India Ltd. | Energy | Equity | 0.75% |
| Senco Gold Ltd. | Consumer Discretionary | Equity | 0.74% |
| Ganesha Ecosphere Ltd. | Textiles | Equity | 0.73% |
| Ethos Ltd. | Services | Equity | 0.71% |
| NTPC Green Energy Ltd. | Energy | Equity | 0.69% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.64% |
| Union Bank of India | Financial | CD | 0.64% |
| Castrol India Ltd. | Energy | Equity | 0.63% |
| CMS Info Systems Ltd. | Services | Equity | 0.63% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 0.62% |
| KSB Ltd. | Capital Goods | Equity | 0.61% |
| Gufic Biosciences Ltd. | Healthcare | Equity | 0.59% |
| Leela Palaces Hotels & Resorts Ltd. | Services | Equity | 0.58% |
| Atlanta Electricals Ltd. | Capital Goods | Equity | 0.50% |
| Vinati Organics Ltd. | Chemicals | Equity | 0.47% |
| Laxmi Dental Ltd. | Healthcare | Equity | 0.47% |
| Clean Science And Technology Ltd. | Chemicals | Equity | 0.42% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.42% |
| CreditAccess Grameen Ltd. | Financial | Equity | 0.42% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.41% |
| Rane Holdings Ltd. | Financial | Equity | 0.41% |
| Reserve Bank of India | Financial | T-Bills | 0.35% |
| Central Depository Services (India) Ltd. | Financial | Equity | 0.32% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Equity | 0.28% |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | Equity | 0.20% |
| Xpro India Ltd. | Chemicals | Equity | 0.20% |
| Tata Elxsi Ltd. | Technology | Equity | 0.18% |
| Swan Defence and Heavy Industries Ltd. | Capital Goods | Equity | 0.16% |
| Cholamandalam Financial Holdings Ltd. | Financial | Equity | 0.09% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.08% |
| PG Electroplast Ltd. | Capital Goods | Equity | 0.06% |
| Sanstar Ltd. | Consumer Staples | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +10.1% | +20.8% | +21.5% | +25.0% |
| Category average (Equity Small Cap) | -6.3% | +19.7% | +22.6% | -- |
| Rank (Equity Small Cap) | 21 | 12 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Bandhan Small Cap Fund Direct Growth | +14.72% | +31.40% | 19,266.54 | |
Invesco India Smallcap Fund Direct Growth | +15.55% | +25.85% | 9,008.55 | |
Nippon India Small Cap Fund Direct Growth | +11.10% | +21.76% | 65,812.16 | |
Quant Small Cap Fund Direct Plan Growth | +7.00% | +20.17% | 27,384.03 | |
HDFC Small Cap Fund Direct Growth | +12.37% | +19.36% | 36,940.54 | |
| Compare | ||||
Fund management
ASAlok SinghOct 2024 - PresentView details
AS
Alok Singh
Oct 2024 - Present
View details
NBNav BhardwajJul 2025 - PresentView details
NB
Nav Bhardwaj
Jul 2025 - Present
View details
About Bank of India Small Cap Fund Direct Growth
Bank of India Small Cap Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Small Cap Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,065 Cr and the Latest NAV as of 20 Feb 2026 is ₹49.49.
The Bank of India Small Cap Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Fund benchmarkNIFTY Smallcap 250 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹14,064.67 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,