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HDFC Income Fund Direct Growth
Debt
Medium to Long Duration
Moderate Risk
+7.59%
3Y annualised
-0.02% 1D
NAV: 26 Feb '26
₹65.74
Min. for SIP
₹100
Fund size
₹879.42 Cr
Expense ratio
0.80%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,650 | +4.42% | |
| 3 years | ₹1,80,000 | ₹2,03,944 | +13.30% | |
| 5 years | ₹3,00,000 | ₹3,57,212 | +19.07% | |
| 10 years | ₹6,00,000 | ₹8,45,960 | +40.99% |
Holdings (32)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 18.10% |
| GOI | Sovereign | GOI Sec | 10.43% |
| GOI | Sovereign | GOI Sec | 5.19% |
| GOI | Sovereign | GOI Sec | 4.49% |
| NTPC Ltd. | Energy | Debenture | 2.93% |
| GOI | Sovereign | GOI Sec | 2.91% |
| GOI | Sovereign | GOI Sec | 2.90% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 2.85% |
| GOI | Sovereign | GOI Sec | 2.85% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 2.84% |
| Gujarat State | Construction | SDL | 2.80% |
| GOI | Sovereign | GOI Sec | 2.75% |
| IndiGrid Infrastructure Trust | Capital Goods | Debenture | 2.61% |
| GOI | Sovereign | GOI Sec | 2.37% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.26% |
| GOI | Sovereign | GOI Sec | 2.22% |
| GOI | Sovereign | GOI Sec | 2.01% |
| State Bank of India | Financial | NCD | 1.74% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 1.72% |
| GOI | Sovereign | GOI Sec | 1.68% |
| NTPC Ltd. | Energy | NCD | 1.64% |
| GOI | Sovereign | GOI Sec | 1.60% |
| GOI | Sovereign | GOI Sec | 1.14% |
| Altius Telecom Infrastructure Trust | Construction | NCD | 1.13% |
| GOI | Sovereign | GOI Sec | 1.12% |
| NTPC Ltd. | Energy | NCD | 1.12% |
| GOI | Sovereign | GOI Sec | 1.09% |
| GOI | Sovereign | GOI Sec | 1.02% |
| Embassy Office Parks REIT | Construction | REITs | 0.52% |
| GOI | Sovereign | GOI Sec | 0.52% |
| Gujarat State | Construction | SDL | 0.14% |
| GOI | Sovereign | GOI Sec | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.6% | +6.1% | +7.0% | +7.2% |
| Category average (Debt Medium to Long Duration) | +6.8% | +5.2% | +6.4% | -- |
| Rank (Debt Medium to Long Duration) | 7 | 9 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
LIC MF Medium to Long Duration Fund Direct Growth | +7.01% | +8.28% | 200.91 | |
ICICI Prudential Bond Fund Direct Plan Growth | +6.59% | +8.04% | 2,916.99 | |
Kotak Bond Fund Direct Growth | +6.19% | +7.89% | 2,040.91 | |
HDFC Income Fund Direct Growth | +5.81% | +7.59% | 879.42 | |
Canara Robeco Income Direct Growth | +5.32% | +7.07% | 118.16 | |
| Compare | ||||
Fund management
SMShobhit MehrotraJan 2013 - PresentView details
SM
Shobhit Mehrotra
Jan 2013 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
About HDFC Income Fund Direct Growth
HDFC Income Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Shobhit Mehrotra is the Current Fund Manager of HDFC Income Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,37,232 Cr and the Latest NAV as of 26 Feb 2026 is ₹65.74.
The HDFC Income Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments.
Fund benchmarkCRISIL Medium to Long Duration Debt A-III Index
Fund house
Rank (total assets)#2 in India
Total AUM₹9,37,232.21 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
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