HDFC Short Term Debt Fund Direct Plan Growth

HDFC Short Term Debt Fund Direct Plan Growth

Debt
Short Duration
Moderate Risk
+7.91%
3Y annualised
-0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 16 Jan '26
₹34.08
Min. SIP amount
₹100
Fund size
₹18,078.88 Cr
Expense ratio
0.40%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,119
+3.53%
3 years₹1,80,000₹2,01,283
+11.82%
5 years₹3,00,000₹3,55,501
+18.50%
10 years₹6,00,000₹8,73,096
+45.52%

Holdings (153)

NameSectorInstrumentsAssets
GOISovereignGOI Sec2.85%
Aditya Birla Renewables Ltd.EnergyBonds/NCD2.43%
Jubilant Beverages Ltd.Consumer StaplesDebenture2.28%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.05%
GOISovereignGOI Sec1.97%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture1.97%
Shivshakti Securitisation TrustOthersSec. Debt1.94%
GOISovereignGOI Sec1.42%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture1.41%
Bajaj Housing Finance Ltd.FinancialDebenture1.40%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture1.39%
Tata Communications Ltd.CommunicationNCD1.37%
Power Finance Corporation Ltd.FinancialBonds1.37%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.26%
Siddhivinayak Securitisation TrustOthersSec. Debt1.25%
TVS Credit Services Ltd.FinancialNCD1.16%
GOISovereignGOI Sec1.14%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD1.13%
Kotak Mahindra Investments Ltd.FinancialDebenture1.12%
National Bank For Agriculture & Rural DevelopmentFinancialFRB1.11%
Gujarat StateConstructionSDL1.10%
REC Ltd.FinancialDebenture1.09%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.98%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.98%
Housing & Urban Development Corporation Ltd.FinancialNCD0.96%
HDFC Bank Ltd.FinancialDebenture0.85%
GOISovereignGOI Sec0.85%
REC Ltd.FinancialBonds0.84%
Poonawalla Fincorp Ltd.FinancialNCD0.83%
Motilal Oswal Financial Services Ltd.FinancialNCD0.83%
Union Bank of IndiaFinancialCD0.81%
Sundaram Home Finance Ltd.FinancialDebenture0.81%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.80%
Power Finance Corporation Ltd.FinancialBonds0.76%
REC Ltd.FinancialNCD0.75%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.72%
HDFC Bank Ltd.FinancialDebenture0.71%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.71%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.70%
Bharti Telecom Ltd.CommunicationDebenture0.70%
Power Finance Corporation Ltd.FinancialBonds0.70%
REC Ltd.FinancialDebenture0.70%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.70%
Uttar Pradesh StateOthersSDL0.68%
Power Finance Corporation Ltd.FinancialDebenture0.68%
REC Ltd.FinancialDebenture0.58%
LIC Housing Finance Ltd.FinancialDebenture0.58%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.58%
LIC Housing Finance Ltd.FinancialNCD0.57%
Indian Railway Finance Corporation Ltd.FinancialBonds0.57%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD0.57%
GOISovereignGOI FRB0.57%
Power Finance Corporation Ltd.FinancialDebenture0.57%
Toyota Financial Services Ltd.FinancialNCD0.57%
Bajaj Housing Finance Ltd.FinancialNCD0.57%
LIC Housing Finance Ltd.FinancialDebenture0.56%
Power Finance Corporation Ltd.FinancialDebenture0.56%
Indian Railway Finance Corporation Ltd.FinancialBonds0.56%
REC Ltd.FinancialNCD0.56%
Sundaram Finance Ltd.FinancialBonds0.56%
Punjab National BankFinancialBonds0.56%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.56%
Housing & Urban Development Corporation Ltd.FinancialDebenture0.56%
SMFG India Credit Company Ltd.FinancialNCD0.56%
Power Finance Corporation Ltd.FinancialBonds0.55%
LIC Housing Finance Ltd.FinancialDebenture0.55%
Mahindra Rural Housing Finance Ltd.FinancialDebenture0.55%
Uttar Pradesh StateOthersSDL0.54%
Canara BankFinancialCD0.54%
India Universal Trust AL1OthersSec. Debt0.53%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.53%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.51%
Tata Capital Housing Finance Ltd.FinancialDebenture0.50%
NTPC Green Energy Ltd.EnergyNCD0.50%
Goa StateOthersSDL0.49%
Indian Railway Finance Corporation Ltd.FinancialNCD0.48%
Muthoot Finance Ltd.FinancialDebenture0.48%
Gujarat StateConstructionSDL0.45%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.45%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.45%
REC Ltd.FinancialZCB0.43%
Indian Railway Finance Corporation Ltd.FinancialBonds0.43%
Indian Railway Finance Corporation Ltd.FinancialNCD0.42%
Muthoot Finance Ltd.FinancialNCD0.42%
GOISovereignGOI Sec0.42%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.42%
Housing & Urban Development Corporation Ltd.FinancialNCD0.42%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.42%
Sikka Ports and Terminals Ltd.EnergyDebenture0.42%
REC Ltd.FinancialDebenture0.41%
Bajaj Housing Finance Ltd.FinancialNCD0.41%
India Universal Trust AL1OthersSec. Debt0.41%
RJ Corp Ltd.Consumer StaplesDebenture0.41%
Rajasthan StateOthersSDL0.38%
Gujarat StateConstructionSDL0.31%
GOISovereignGOI Sec0.30%
LIC Housing Finance Ltd.FinancialDebenture0.29%
Reliance Industries Ltd.EnergyNCD0.29%
Small Industries Devp. Bank of India Ltd.FinancialBonds/NCD0.28%
Housing & Urban Development Corporation Ltd.FinancialNCD0.28%
Power Finance Corporation Ltd.FinancialNCD0.28%
REC Ltd.FinancialDebenture0.28%
National Bank For Agriculture & Rural DevelopmentFinancialBonds/NCD0.28%
Ultratech Cement Ltd.ConstructionNCD0.28%
Bajaj Finance Ltd.FinancialNCD0.28%
Poonawalla Fincorp Ltd.FinancialNCD0.28%
Muthoot Finance Ltd.FinancialDebenture0.28%
SMFG India Credit Company Ltd.FinancialNCD0.28%
Sikka Ports and Terminals Ltd.EnergyDebenture0.28%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsNCD0.28%
Small Industries Devp. Bank of India Ltd.FinancialNCD0.27%
SMFG India Credit Company Ltd.FinancialDebenture0.27%
GOISovereignGOI Sec0.27%
Gujarat StateConstructionSDL0.25%
Mahanagar Telephone Nigam Ltd.CommunicationDebenture0.24%
Maharashtra StateOthersSDL0.24%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.22%
Nomura Capital (India) Pvt Ltd.FinancialFRB0.22%
Jubilant Bevco Ltd.Consumer StaplesDebenture0.21%
Gujarat StateConstructionSDL0.20%
India Universal Trust AL1OthersSec. Debt0.20%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.19%
REC Ltd.FinancialDebenture0.17%
Reliance Industries Ltd.EnergyNCD0.15%
Shriram Finance LtdFinancialSec. Debt0.15%
Power Finance Corporation Ltd.FinancialBonds/NCD0.15%
Housing & Urban Development Corporation Ltd.FinancialDebenture0.14%
Bajaj Finance Ltd.FinancialBonds/NCD0.14%
Citi Corp Finance LtdFinancialDebenture0.14%
Indian Railway Finance Corporation Ltd.FinancialBonds/NCD0.14%
Power Finance Corporation Ltd.FinancialDebenture0.14%
REC Ltd.FinancialDebenture0.14%
JM Financial Asset Reconstruction Company LtdFinancialNCD0.14%
Andhra Pradesh StateFinancialSDL0.14%
Madhya Pradesh StateOthersSDL0.14%
Maharashtra StateOthersSDL0.14%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.14%
HDFC Bank Ltd.FinancialDebenture0.14%
LIC Housing Finance Ltd.FinancialDebenture0.14%
Punjab National BankFinancialCD0.14%
Canara BankFinancialCD0.14%
Power Finance Corporation Ltd.FinancialDebenture0.13%
Tata Power Company Ltd.EnergyDebenture0.12%
Housing & Urban Development Corporation Ltd.FinancialDebenture0.12%
Andhra Pradesh StateFinancialSDL0.11%
GOISovereignGOI Sec0.11%
Andhra Pradesh StateFinancialSDL0.09%
Nomura Capital (India) Pvt Ltd.FinancialNCD0.08%
Andhra Pradesh StateFinancialSDL0.08%
Andhra Pradesh StateFinancialSDL0.06%
GOISovereignGOI Sec0.05%
Canara BankFinancialCD0.05%
Gujarat StateConstructionSDL0.04%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.9%+6.5%+7.7%+8.0%
Category average (Debt Short Duration)+7.1%+5.9%+6.6%--
Rank (Debt Short Duration)686--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

About HDFC Short Term Debt Fund Direct Plan Growth

HDFC Short Term Debt Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Short Term Debt Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,32,192 Cr and the Latest NAV as of 16 Jan 2026 is ₹34.08. The HDFC Short Term Debt Fund Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate regular income through investment in debt securities and money market instruments.
Fund benchmarkCRISIL Short Duration Debt A-II Index

Fund house

Rank (total assets)#2 in India
Total AUM₹9,32,192.06 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
CustodianNA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,