HDFC Short Term Debt Fund Direct Plan Growth

HDFC Short Term Debt Fund Direct Plan Growth

+7.44%
3Y annualised
+0.32% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Jun '26
₹34.75
Min. for SIP
₹100
Fund size (AUM)
₹15,462.92 Cr
Expense ratio
0.39%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,345
+2.24%
3 years₹1,80,000₹1,99,198
+10.67%
5 years₹3,00,000₹3,56,856
+18.95%
10 years₹6,00,000₹8,65,052
+44.18%

Holdings (153)

NameSectorInstrumentsAssets
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LACEnergy & UtilitiesBonds/NCDs2.82%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture2.70%
Net Current AssetsUnspecifiedNet Current Assets2.69%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture2.44%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LACIndustrialsDebenture2.27%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25UnspecifiedSecuritised Debt2.24%
GOI Sec 7.18 14/08/2033EntitiesGOI Securities1.99%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancialDebenture1.95%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancialBonds1.88%
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LACFinancialDebenture1.63%
POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LACFinancialBonds1.60%
PIPELINE INFRASTRUCTURE LIMITED SR 3 7.96 NCD 11MR29 FVRS1LACIndustrialsDebenture1.59%
TATA COMMUNICATIONS LIMITED 6.77 NCD 07AG28 FVRS1LACTechnologyNon Convertible Debenture1.58%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25UnspecifiedSecuritised Debt1.44%
RepoUnspecifiedRepo1.35%
TVS CREDIT SERVICES LIMITED 9.30 NCD 27JU29 FVRS1CRFinancialNon Convertible Debenture1.33%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LACFinancialNon Convertible Debenture1.31%
KOTAK MAHINDRA INVESTMENTS LIMITED 8.3774 NCD 21JU27 FVRS1LACFinancialDebenture1.30%
ASCENDAS IT PARK (PUNE) PRIVATE LIMITED 7.25 NCD 02JN29 FVRS1LACOthersDebenture1.27%
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LACFinancialDebenture1.26%
STATE DEVELOPMENT LOAN 36823 GUJ 17DC34 7.27 FV RS 100IndustrialsState Development Loan1.26%
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100EntitiesGOI Securities1.18%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LACFinancialDebenture1.13%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LACFinancialNon Convertible Debenture1.11%
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100EntitiesGOI Securities1.00%
HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LACFinancialDebenture0.97%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds0.97%
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LACFinancialBonds0.97%
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LACFinancialNon Convertible Debenture0.97%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED SR I 8.50 NCD 06AG27 FVRS1LACFinancialNon Convertible Debenture0.97%
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LACFinancialDebenture0.97%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LACFinancialDebenture0.96%
SUNDARAM HOME FINANCE LIMITED SR 343 7.9 NCD 24SP27 FVRS1LACFinancialDebenture0.94%
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027FinancialBonds0.88%
REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LACFinancialNon Convertible Debenture0.86%
PIPELINE INFRASTRUCTURE LIMITED SR 1 7.96 NCD 11MR27 FVRS1LACIndustrialsDebenture0.83%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LACFinancialDebenture0.81%
HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LACFinancialDebenture0.81%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LACFinancialDebenture0.81%
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LACTechnologyDebenture0.81%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LACFinancialDebenture0.81%
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LACFinancialDebenture0.81%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LACFinancialBonds0.80%
POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LACFinancialBonds0.80%
POWER FINANCE CORPORATION LIMITED SR 250B 6.64 BD 15JL30 FVRS1LACFinancialDebenture0.78%
STATE DEVELOPMENT LOAN 36726 UP 19NV33 7.12 FV RS 100UnspecifiedState Development Loan0.78%
REC LIMITED SR GOI-VI 8.80 BD 22JN29 FVRS10LACFinancialDebenture0.67%
LIC Housing Finance Ltd Debenture 8.75 08/12/2028FinancialDebenture0.66%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 133 8.35 LOA 13MR29 FVRS10LACFinancialDebenture0.66%
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S52 7.6950 NCD 13JU28 FVRS1LACFinancialNon Convertible Debenture0.66%
Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027FinancialBonds0.65%
LIC HOUSING FINANCE LIMITED SR TRANCHE 386 7.99 LOA 12JL29 FVRS10LACFinancialNon Convertible Debenture0.65%
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LACFinancialDebenture0.65%
SUNDARAM FINANCE LIMITED SR X2 7.75 NCD 08AG28 FVRS1LACFinancialBonds0.65%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 174 7.67 BD 15DC33 FVRS1LACFinancialBonds0.65%
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD SR V TR IV 8.60 NCD 31JN29 FVRS1000FinancialNon Convertible Debenture0.65%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LACFinancialNon Convertible Debenture0.65%
BAJAJ HOUSING FINANCE LIMITED 8.05 NCD 08MY29 FVRS1LACFinancialNon Convertible Debenture0.65%
REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LACFinancialDebenture0.65%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancialDebenture0.65%
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP I 8.30 NCD 30JU27 FVRS1LACFinancialNon Convertible Debenture0.65%
LIC HOUSING FINANCE LTD TR 444 7.75 NCD 23AG29 FVRS1LACFinancialDebenture0.65%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LACFinancialBonds0.65%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LACFinancialBonds0.64%
PUNJAB NATIONAL BANK SR III 7.34 BD 14FB35 FVRS1LACFinancialBonds0.63%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LACFinancialBonds0.62%
STATE DEVELOPMENT LOAN 36727 UP 19NV35 7.18 FV RS 100UnspecifiedState Development Loan0.62%
INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24UnspecifiedSecuritised Debt0.60%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030UnspecifiedSecuritised Debt0.60%
TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LACFinancialDebenture0.58%
STATE DEVELOPMENT LOAN 36822 GOA 17DC35 7.34 FV RS 100UnspecifiedState Development Loan0.57%
NTPC GREEN ENERGY LIMITED 7.01 SR 1 NCD 12NV35 FVRS1LACEnergy & UtilitiesNon Convertible Debenture0.56%
MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LACFinancialDebenture0.55%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LACFinancialNon Convertible Debenture0.55%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PC1POB1 7.43 LOA 31JN30 FVRS10LACFinancialDebenture0.52%
STATE DEVELOPMENT LOAN 33844 GUJ 17JN33 7.64 FV RS 100IndustrialsState Development Loan0.52%
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1ACIndustrialsDebenture0.52%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LACFinancialBonds0.51%
RURAL ELECTRIFICATION CORPORATION LIMITED SR GOI-IV 8.70 BD 28SP28 FVRS10LACFinancialZero Coupon Bonds0.50%
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LACFinancialDebenture0.50%
Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026Energy & UtilitiesDebenture0.49%
MUTHOOT FINANCE LIMITED 9.02 NCD 14JL27 FVRS1LACFinancialDebenture0.49%
MUTHOOT FINANCE LIMITED 8.60 NCD 02MR28 FVRS1LACFinancialNon Convertible Debenture0.49%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LACFinancialDebenture0.48%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LACFinancialBonds0.48%
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LACFinancialDebenture0.48%
POONAWALLA FINCORP LIMITED SR K2 7.8788 NCD 12JU28 FVRS1LACFinancialNon Convertible Debenture0.48%
BAJAJ HOUSING FINANCE LIMITED NCD 7.50 09AP35 FVRS1LACFinancialNon Convertible Debenture0.47%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities0.47%
RJ CORP LIMITED 7.25 NCD 08DC28 FVRS1LACConsumer StaplesDebenture0.47%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027UnspecifiedSecuritised Debt0.43%
STATE DEVELOPMENT LOAN 36720 RAJ 19NV37 7.29 FV RS 100UnspecifiedState Development Loan0.43%
BAJAJ HOUSING FINANCE LIMITED 7.10 NCD 16OT28 FVRS1LACFinancialDebenture0.37%
STATE DEVELOPMENT LOAN 33845 GUJ 17JN34 7.64 FV RS 100IndustrialsState Development Loan0.36%
RELIANCE INDUSTRIES LIMITED PPD SR 1B 8.65 NCD 11DC28 FVRS10LACEnergy & UtilitiesNon Convertible Debenture0.33%
LIC HOUSING FINANCE LIMITED TRANCHE 382 8.7 LOA 23MR29 FVRS10LACFinancialDebenture0.33%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.33%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LACIndustrialsNon Convertible Debenture0.32%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LACFinancialBonds/NCDs0.32%
REC LIMITED SR 227-B 7.71 BD 31OT33 FVRS1LACFinancialDebenture0.32%
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LACFinancialBonds0.32%
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LACFinancialNon Convertible Debenture0.32%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LACFinancialBonds/NCDs0.32%
ULTRATECH CEMENT LIMITED SR I 7.34 NCD 03MR28 FVRS1LACMaterialsNon Convertible Debenture0.32%
BAJAJ FINANCE LIMITED 7.57 NCD 03AP30 FVRS1LACFinancialNon Convertible Debenture0.32%
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LACFinancialNon Convertible Debenture0.32%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LACFinancialDebenture0.32%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LACFinancialNon Convertible Debenture0.32%
SMFG INDIA CREDIT COMPANY LIMITED SR 114 7.30 NCD 10JL28 FVRS1LACFinancialDebenture0.32%
STATE DEVELOPMENT LOAN 37119 BH 25FB41 7.72 FV RS 100UnspecifiedState Development Loan0.32%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 7.12 NCD 26DC34 FVRS1LACFinancialDebenture0.31%
STATE DEVELOPMENT LOAN 33876 GUJ 24JN33 7.63 FV RS 100IndustrialsState Development Loan0.29%
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LACTechnologyDebenture0.28%
STATE DEVELOPMENT LOAN 36634 MH 23OT36 7.2 FV RS 100UnspecifiedState Development Loan0.28%
STATE DEVELOPMENT LOAN 36739 GUJ 26NV33 7.07 FV RS 100IndustrialsState Development Loan0.28%
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04A/2024 8.45 NCD 01SP27 FVRS1LACFinancialFloating Rate Bond0.26%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture0.25%
STATE DEVELOPMENT LOAN 33877 GUJ 24JN34 7.63 FV RS 100IndustrialsState Development Loan0.23%
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 169 8.37 BD 07DC28 FVRS10LACFinancialDebenture0.20%
LIC HOUSING FINANCE LIMITED SR TR 376 8.80 LOA 25JN29 FVRS10LACFinancialDebenture0.17%
POWER FINANCE CORPORATION LTD. SERIES 187(B) 8.85 BD 25MY29 FVRS10LACFinancialBonds/NCDs0.17%
RELIANCE INDUSTRIES LIMITED SR IA 8.70 NCD 11DC28 FVRS10LACEnergy & UtilitiesNon Convertible Debenture0.17%
REC Ltd Debenture 7.54 30/12/2026FinancialDebenture0.16%
REC LIMITED SR GOI-IX 7.14 BD 02MR30 FVRS10LACFinancialDebenture0.16%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.43 BD 31AU26 FVRS1LACFinancialDebenture0.16%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LACFinancialBonds/NCDs0.16%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172A 7.41 BD 15OT26 FVRS1LACFinancialDebenture0.16%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LACFinancialDebenture0.16%
7.70%PFC SERIES 234 UNSECURED BONDS (MATURITY - 30.11.2033)FinancialDebenture0.16%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds0.16%
BAJAJ FINANCE LIMITED 7.55 NCD 03AP35 FVRS1LACFinancialBonds/NCDs0.16%
BAJAJ FINANCE LIMITED 7.92 NCD 20FB34 FVRS1LACFinancialNon Convertible Debenture0.16%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR A 6.9 NCD 23AP32 FVRS1LACFinancialDebenture0.16%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR B 6.90 NCD 06MY30 FVRS1LACFinancialDebenture0.16%
STATE DEVELOPMENT LOAN 36384 AP 03SP37 7.63 FV RS 100FinancialState Development Loan0.16%
STATE DEVELOPMENT LOAN 36558 MP 01OT45 7.48 FV RS 100UnspecifiedState Development Loan0.16%
STATE DEVELOPMENT LOAN 36421 MH 10SP34 7.24 FV RS 100UnspecifiedState Development Loan0.16%
STATE DEVELOPMENT LOAN 36583 AP 08OT33 7.14 FV RS 100FinancialState Development Loan0.16%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.61 BD 10AG29 FVRS1LACFinancialBonds0.16%
POWER FINANCE CORPORATION LTD. TRI SRIV CATIII&IV 7 NCD 22JN31 FVRS1000FinancialDebenture0.14%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES V 8.41 LOA 15MR29 FVRS10LACFinancialDebenture0.13%
Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028Energy & UtilitiesDebenture0.13%
GOI Sec 7.18 24/07/2037EntitiesGOI Securities0.13%
STATE DEVELOPMENT LOAN 36381 AP 03SP33 7.48 FV RS 100FinancialState Development Loan0.13%
STATE DEVELOPMENT LOAN 37125 HAR 25FB41 7.67 FV RS 100UnspecifiedState Development Loan0.13%
SANSAR TRUST JULY 2023 II SERIES A1 PTC 07AUG23FinancialSecuritised Debt0.11%
STATE DEVELOPMENT LOAN 36383 AP 03SP36 7.62 FV RS 100FinancialState Development Loan0.11%
7.72% Maharashtra State Dev. Loan (MD 25/05/2034)UnspecifiedState Development Loan0.10%
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04B/2024 8.45 NCD 01MR27 FVRS1LACFinancialNon Convertible Debenture0.10%
INDIA UNIVERSAL TRUST AL2 SERIES A1 PTC 27NOV24UnspecifiedSecuritised Debt0.10%
STATE DEVELOPMENT LOAN 36382 AP 03SP34 7.48 FV RS 100FinancialState Development Loan0.10%
STATE DEVELOPMENT LOAN 36584 AP 08OT36 7.27 FV RS 100FinancialState Development Loan0.07%
STATE DEVELOPMENT LOAN 36527 GUJ 24SP32 7.07 FV RS 100IndustrialsState Development Loan0.05%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.4%+6.5%+7.5%+7.9%
Category average (Debt Short Duration)+7.1%+5.9%+6.6%--
Rank (Debt Short Duration)694--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

About HDFC Short Term Debt Fund Direct Plan Growth

HDFC Short Term Debt Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Short Term Debt Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,37,048 Cr and the Latest NAV as of 05 Jun 2026 is ₹34.75. The HDFC Short Term Debt Fund Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate regular income through investment in debt securities and money market instruments.
Fund benchmarkCRISIL Short Duration Debt A-II Index

Fund house

Rank (total assets)#2 in India
Total AUM₹9,37,047.59 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,