HDFC Multi Asset Allocation Fund Direct Growth

HDFC Multi Asset Allocation Fund Direct Growth

+14.92%
3Y annualised
+0.72% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Apr '26
₹83.29
Min. for SIP
₹100
Fund size (AUM)
₹5,555.82 Cr
Expense ratio
0.82%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹60,736
+1.23%
3 years₹1,80,000₹2,09,285
+16.27%
5 years₹3,00,000₹4,04,740
+34.91%
10 years₹6,00,000₹11,72,217
+95.37%

Holdings (146)

NameSectorInstrumentsAssets
HDFC Gold ETF--Mutual Fund11.04%
Reliance Industries Ltd.EnergyEquity5.72%
ICICI Bank Ltd.FinancialEquity4.29%
HDFC Bank Ltd.FinancialEquity4.27%
NTPC Ltd.EnergyEquity2.41%
Bharti Airtel Ltd.CommunicationEquity2.35%
Axis Bank Ltd.FinancialEquity2.09%
State Bank of IndiaFinancialEquity2.05%
Kotak Mahindra Bank Ltd.FinancialEquity2.04%
Oil And Natural Gas Corporation Ltd.EnergyEquity1.79%
Maruti Suzuki India Ltd.AutomobileEquity1.75%
Sun Pharmaceutical Industries Ltd.HealthcareEquity1.73%
Power Grid Corporation Of India Ltd.EnergyEquity1.58%
Larsen & Toubro Ltd.ConstructionEquity1.47%
Infosys Ltd.TechnologyEquity1.46%
Muthoot Finance Ltd.FinancialDebenture1.35%
Tata Consultancy Services Ltd.TechnologyEquity1.27%
GOISovereignGOI Sec1.25%
Hindalco Industries Ltd.Metals & MiningEquity1.24%
United Spirits Ltd.Consumer StaplesEquity1.09%
Bajaj Finserv Ltd.FinancialEquity1.07%
HCL Technologies Ltd.TechnologyEquity0.97%
Divi's Laboratories Ltd.HealthcareEquity0.96%
Hyundai Motor India Ltd.AutomobileEquity0.96%
Titan Company Ltd.Consumer DiscretionaryEquity0.94%
Interglobe Aviation Ltd.ServicesEquity0.89%
Mahindra & Mahindra Ltd.AutomobileEquity0.89%
Lupin Ltd.HealthcareEquity0.83%
Eternal Ltd.ServicesEquity0.83%
Bajaj Finance Ltd.FinancialEquity0.82%
Cipla Ltd.HealthcareEquity0.81%
Bajaj Auto Ltd.AutomobileEquity0.79%
ITC Ltd.Consumer StaplesEquity0.78%
Havells India Ltd.Capital GoodsEquity0.75%
Tata Steel Ltd.Metals & MiningEquity0.73%
SBI Life Insurance Company Ltd.InsuranceEquity0.70%
Embassy Office Parks REITConstructionREITs0.68%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.66%
GOISovereignGOI Sec0.64%
HDFC Life Insurance Co Ltd.InsuranceEquity0.64%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.63%
Eicher Motors Ltd.AutomobileEquity0.62%
State Bank of IndiaFinancialBonds0.62%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.62%
City Union Bank Ltd.FinancialEquity0.60%
Indus Towers Ltd.CommunicationEquity0.60%
Brookfield India Real Estate Trust REITConstructionREITs0.58%
Tech Mahindra Ltd.TechnologyEquity0.50%
Hindustan Unilever Ltd.Consumer StaplesEquity0.48%
SMFG India Credit Company Ltd.FinancialNCD0.45%
GOISovereignGOI Sec0.45%
LIC Housing Finance Ltd.FinancialBonds/Deb0.45%
Ambuja Cements Ltd.ConstructionEquity0.45%
Siddhivinayak Securitisation TrustOthersSec. Debt0.44%
Union Bank of IndiaFinancialCD0.43%
Punjab National BankFinancialCD0.42%
CreditAccess Grameen Ltd.FinancialEquity0.42%
Balkrishna Industries Ltd.AutomobileEquity0.41%
HDFC Silver ETF Regular - Growth--Mutual Fund0.39%
Delhivery Ltd.ServicesEquity0.38%
Cholamandalam Investment and Finance Company Ltd.FinancialBonds0.36%
Nexus Select TrustConstructionREITs0.35%
Blue Dart Express Ltd.ServicesEquity0.34%
Ipca Laboratories Ltd.HealthcareEquity0.32%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.31%
TCPL Packaging Ltd.Consumer StaplesEquity0.31%
Bharat Petroleum Corporation Ltd.EnergyEquity0.30%
Jindal Steel Ltd.Metals & MiningEquity0.30%
Paradeep Phosphates Ltd.ChemicalsEquity0.29%
GOISovereignGOI Sec0.28%
GOISovereignGOI Sec0.27%
GOISovereignGOI Sec0.27%
Bharti Telecom Ltd.CommunicationDebenture0.27%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.27%
LIC Housing Finance Ltd.FinancialDebenture0.27%
GOISovereignGOI Sec0.27%
GOISovereignGOI Sec0.27%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.27%
Powergrid Infrastructure Investment TrustServicesInvITs0.26%
Orient Electric Ltd.Consumer DiscretionaryEquity0.25%
Suprajit Engineering Ltd.AutomobileEquity0.25%
Bayer CropScience Ltd.ChemicalsEquity0.25%
Aptus Value Housing Finance India Ltd.FinancialEquity0.25%
Gland Pharma Ltd.HealthcareEquity0.24%
CIE Automotive India Ltd.Metals & MiningEquity0.24%
Transport Corporation Of India Ltd.ServicesEquity0.23%
Gateway Distriparks Ltd.ServicesEquity0.23%
The Great Eastern Shipping Company Ltd.EnergyEquity0.23%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.21%
Sonata Software Ltd.TechnologyEquity0.19%
HDFC Bank Ltd.FinancialFD0.19%
Indraprastha Gas Ltd.EnergyEquity0.18%
GOISovereignGOI Sec0.18%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.18%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.18%
Greenply Industries Ltd.Consumer StaplesEquity0.17%
Prestige Estates Projects Ltd.ConstructionEquity0.17%
Bank Of BarodaFinancialCD0.17%
UTI Asset Management Company Ltd.FinancialEquity0.17%
Biocon Ltd.HealthcareEquity0.14%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.14%
GR Infraprojects Ltd.ConstructionEquity0.13%
Tata Power Company Ltd.EnergyEquity0.13%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.11%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.10%
Wipro Ltd.TechnologyEquity0.10%
Chemplast Sanmar Ltd.ChemicalsEquity0.10%
Power Finance Corporation Ltd.FinancialBonds0.09%
Bank Of BarodaFinancialBonds0.09%
REC Ltd.FinancialBonds0.09%
Power Finance Corporation Ltd.FinancialBonds0.09%
GOISovereignGOI Sec0.09%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.09%
GOISovereignGOI Sec0.09%
Ultratech Cement Ltd.ConstructionEquity0.07%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.05%
GOISovereignGOI Sec0.04%
Raajmarg Infra Investment TrustConstructionInvITs0.03%
Rolex Rings LtdCapital GoodsEquity0.02%
Asian Paints Ltd.ChemicalsEquity0.01%
Kwality Wall's (India) Ltd.Consumer StaplesEquity0.01%
Eternal Ltd.ServicesFutures-0.00%
Ambuja Cements Ltd.ConstructionFutures-0.01%
Asian Paints Ltd.ChemicalsFutures-0.01%
Ultratech Cement Ltd.ConstructionFutures-0.07%
Dr. Reddy's Laboratories Ltd.HealthcareFutures-0.10%
Tata Power Company Ltd.EnergyFutures-0.13%
Biocon Ltd.HealthcareFutures-0.14%
Apollo Hospitals Enterprise Ltd.HealthcareFutures-0.16%
Tata Steel Ltd.Metals & MiningFutures-0.18%
Power Grid Corporation Of India Ltd.EnergyFutures-0.24%
Larsen & Toubro Ltd.ConstructionFutures-0.33%
HDFC Bank Ltd.FinancialFutures-0.35%
Cipla Ltd.HealthcareFutures-0.37%
ICICI Bank Ltd.FinancialFutures-0.62%
United Spirits Ltd.Consumer StaplesFutures-0.65%
State Bank of IndiaFinancialFutures-0.73%
Mahindra & Mahindra Ltd.AutomobileFutures-0.73%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.78%
Bajaj Finance Ltd.FinancialFutures-0.83%
Titan Company Ltd.Consumer DiscretionaryFutures-0.95%
Bajaj Finserv Ltd.FinancialFutures-1.07%
NTPC Ltd.EnergyFutures-1.08%
Bharti Airtel Ltd.CommunicationFutures-1.20%
Hindalco Industries Ltd.Metals & MiningFutures-1.25%
Reliance Industries Ltd.EnergyFutures-2.71%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+14.9%+13.6%+12.2%+11.7%
Category average (Hybrid Multi Asset Allocation)+17.8%+16.1%+11.5%--
Rank (Hybrid Multi Asset Allocation)95----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 12 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

AA
Arun Agarwal
Aug 2020 - Present
View details

Education
Mr. Agarwal is a B.Com. and Chartered Accountant
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Also manages these schemes

SR
Srinivasan Ramamurthy
Jan 2022 - Present
View details

Education
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

BK
Bhagyesh Kagalkar
Feb 2022 - Present
View details

Education
Mr. Kagalkar is a B.E. (Production) and MMS (Finance)
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Dolat Capital Markets Ltd., India Infoline Ltd., Sun Engineering Ltd., Al Ahlia Portfolio Securities Co., IIT Investrust.

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

NM
Nandita Menezes
Mar 2025 - Present
View details

Education
CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience
Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Also manages these schemes

About HDFC Multi Asset Allocation Fund Direct Growth

HDFC Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,52,320 Cr and the Latest NAV as of 10 Apr 2026 is ₹83.29. The HDFC Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 12 months. ;

Investment Objective

The Scheme seeks to generate long term capital appreciation/income by investing in a diversified portfolio of equity & equity related instruments, debt & money market instruments and Gold.
Fund benchmarkGroww Equity Hybrid

Fund house

Rank (total assets)#2 in India
Total AUM₹9,52,319.77 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,