HDFC Banking & Financial Services Fund Direct Growth

Equity
Sectoral
Very High Risk
+18.38%
3Y annualised
-0.71% 1D
1M
6M
1Y
3Y
All
NAV: 21 Nov 2025
₹19.12
Rating
4
Min. SIP amount
₹100
Fund size
₹4,362.29Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (29)

NameSectorInstrumentAssets
FinancialEquity20.60%
FinancialEquity15.90%
FinancialEquity7.88%
FinancialEquity6.61%
FinancialEquity6.01%
FinancialEquity3.82%
FinancialEquity3.41%
InsuranceEquity3.09%
FinancialEquity3.06%
FinancialEquity2.74%
FinancialEquity2.30%
FinancialEquity2.30%
InsuranceEquity2.04%
FinancialEquity1.94%
FinancialEquity1.77%
InsuranceEquity1.68%
FinancialEquity1.60%
FinancialEquity1.40%
FinancialEquity1.40%
FinancialEquity1.26%
FinancialEquity1.22%
FinancialEquity1.14%
FinancialEquity1.14%
ServicesEquity1.11%
FinancialEquity0.63%
FinancialEquity0.44%
FinancialPPE0.41%
FinancialEquity0.34%
ServicesEquity0.19%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Equity Sectoral
Annualised returns
Absolute returns
6M1Y3YAll
Fund returnsNA19.7%18.4%15.9%
Category averageNA19.2%15.2%NA
Rank with in categoryNA108NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.80%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 30 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Anand Laddha
Jun 2021 - Present
View details

Education
Mr. Laddha has done B.Com. and CA
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
Also manages these schemes

Dhruv Muchhal
Jun 2023 - Present
View details

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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