HDFC Credit Risk Debt Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
6.78%
3Y annualised
+0.11% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 26 Feb 2024₹23.16
Min. SIP amount₹100
Rating2
Fund size₹8,245.44Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.1%6.8%8.1%8.8%
Category average8.4%9.5%5.0%NA
Rank with in category10113NA
Understand terms

Holdings (90)

NameSectorInstrumentAssets
FinancialNCD3.56%
ConstructionDebenture3.29%
Tata Projects Ltd.
ConstructionNCD3.04%
SovereignGOI Sec3.03%
EnergyNCD2.98%
Tata Power Company Ltd.
EnergyDebenture2.79%
ConstructionREITs2.77%
EnergyNCD2.43%
AutomobileNCD2.43%
EnergyDebenture2.43%
See All

Pros and cons

Category: Debt Credit Risk

Pros

Cons

5Y annualised returns higher than category average by 3.09%
Consistently lower annualised returns than category average for the past 1Y and 3Y
Higher expense ratio: 0.91%
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 0.91%

Inclusive of GST

Exit load

For units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Shobhit Mehrotra
Mar 2014 - Present
View details

Education
He is an MBA from Clemson University, USA.
Experience
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Also manages these schemes

Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
NA
Launch Date
10 Dec 1999
E-mail
NA
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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