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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Credit Risk Debt Fund Direct Growth
+8.08%
3Y annualised
+0.07% 1D
NAV: 09 Apr '26
₹27.37
Min. for SIP
₹100
Fund size (AUM)
₹6,743.10 Cr
Expense ratio
1.07%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,788 | +2.98% | |
| 3 years | ₹1,80,000 | ₹2,01,741 | +12.08% | |
| 5 years | ₹3,00,000 | ₹3,61,561 | +20.52% | |
| 10 years | ₹6,00,000 | ₹8,92,373 | +48.73% |
Holdings (81)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GMR Airports Ltd. | Construction | Bonds | 4.07% |
| Tata Projects Ltd. | Construction | NCD | 3.71% |
| Tata Power Company Ltd. | Energy | Debenture | 3.35% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 3.07% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 2.98% |
| SK Finance Ltd. | Financial | NCD | 2.96% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.96% |
| Canara Bank | Financial | CD | 2.87% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 2.86% |
| Nirma Ltd. | Consumer Staples | Debenture | 2.60% |
| JSW Energy Ltd. | Capital Goods | NCD | 2.59% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 2.55% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 2.38% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 2.31% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.22% |
| Kogta Financial India Ltd. | Financial | NCD | 2.19% |
| Kosamattam Finance Ltd | Financial | NCD | 2.17% |
| Indus Infra Trust | Construction | InvITs | 2.09% |
| TVS Credit Services Ltd. | Financial | NCD | 1.57% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 1.49% |
| Infopark Properties Ltd. | Construction | Debenture | 1.48% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.48% |
| Punjab National Bank | Financial | CD | 1.44% |
| Raajmarg Infra Investment Trust | Construction | InvITs | 1.33% |
| GOI | Sovereign | GOI Sec | 1.14% |
| GOI | Sovereign | GOI Sec | 1.13% |
| JM Financial Home Loans Ltd. | Financial | NCD | 1.11% |
| GOI | Sovereign | GOI Sec | 1.08% |
| Embassy Office Parks REIT | Construction | REITs | 1.06% |
| Ramco Industries Ltd. | Construction | NCD | 1.04% |
| GOI | Sovereign | GOI Sec | 1.03% |
| GOI | Sovereign | GOI Sec | 0.97% |
| GOI | Sovereign | GOI Sec | 0.89% |
| Vajra Trust | Others | Sec. Debt | 0.89% |
| Vastu Finserve India Private Ltd. | Financial | NCD | 0.87% |
| MAS Financial Services Ltd. | Financial | Debenture | 0.82% |
| GOI | Sovereign | GOI Sec | 0.78% |
| GOI | Sovereign | GOI Sec | 0.76% |
| ONGC Petro Additions Ltd. | Energy | NCD | 0.75% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | NCD | 0.75% |
| GOI | Sovereign | GOI Sec | 0.74% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.74% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.74% |
| IKF Finance Ltd. | Financial | NCD | 0.74% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 0.74% |
| Aadhar Housing Finance Ltd | Financial | NCD | 0.74% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 0.73% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.73% |
| Vastu Finserve India Private Ltd. | Financial | NCD | 0.72% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.72% |
| GOI | Sovereign | GOI Sec | 0.71% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 0.62% |
| Muthoot Capital Services Ltd. | Financial | NCD | 0.60% |
| GOI | Sovereign | GOI Sec | 0.56% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 0.56% |
| Powergrid Infrastructure Investment Trust | Services | InvITs | 0.48% |
| TMF Holdings Ltd. | Financial | NCD | 0.44% |
| Indigo Paints Ltd. | Chemicals | Sec. Debt | 0.42% |
| Motilal Oswal Home Finance Ltd. | Financial | Debenture | 0.37% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 0.37% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.37% |
| Gera Developments Pvt. Ltd. | Construction | NCD | 0.37% |
| ONGC Petro Additions Ltd. | Energy | Debenture | 0.37% |
| NTPC Ltd. | Energy | Bonds | 0.37% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 0.37% |
| JSW Energy Ltd. | Capital Goods | NCD | 0.36% |
| GOI | Sovereign | GOI Sec | 0.36% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 0.36% |
| IKF Finance Ltd. | Financial | NCD | 0.34% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 0.30% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.30% |
| Capital Infra Trust | Construction | InvITs | 0.27% |
| Indigo 043 | Others | Sec. Debt | 0.27% |
| GOI | Sovereign | GOI Sec | 0.26% |
| Vajra Trust | Others | Sec. Debt | 0.23% |
| NTPC Ltd. | Energy | Bonds | 0.15% |
| REC Ltd. | Financial | NCD | 0.15% |
| GOI | Sovereign | GOI Sec | 0.14% |
| Vajra Trust | Others | Sec. Debt | 0.13% |
| Bajaj Housing Finance Ltd. | Financial | Debenture | 0.04% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.1% | +7.3% | +8.1% | +8.7% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 12 | 12 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
DSP Credit Risk Fund Direct Plan Growth | +5.34% | +14.58% | 222.83 | |
Invesco India Credit Risk Fund Direct Growth | +6.54% | +9.04% | 159.38 | |
Nippon India Credit Risk Fund Direct Growth | +8.57% | +8.98% | 1,059.04 | |
Axis Credit Risk Fund Direct Growth | +8.31% | +8.54% | 351.04 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +7.67% | +8.49% | 174.61 | |
| Compare | ||||
Fund management
PJPraveen JainMar 2026 - PresentView details
PJ
Praveen Jain
Mar 2026 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
BDBhavyesh DivechaMar 2026 - PresentView details
BD
Bhavyesh Divecha
Mar 2026 - Present
View details
About HDFC Credit Risk Debt Fund Direct Growth
HDFC Credit Risk Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Praveen Jain is the Current Fund Manager of HDFC Credit Risk Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,52,320 Cr and the Latest NAV as of 09 Apr 2026 is ₹27.37.
The HDFC Credit Risk Debt Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
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Investment Objective
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#2 in India
Total AUM₹9,52,319.77 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,