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HDFC Credit Risk Debt Fund Direct Growth
+8.01%
3Y annualised
+0.20% 1D
NAV: 09 Jun '26
₹27.72
Min. for SIP
₹100
Fund size (AUM)
₹7,522.50 Cr
Expense ratio
1.01%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,500 | +2.50% | |
| 3 years | ₹1,80,000 | ₹2,00,511 | +11.39% | |
| 5 years | ₹3,00,000 | ₹3,59,585 | +19.86% | |
| 10 years | ₹6,00,000 | ₹8,86,693 | +47.78% |
Holdings (93)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 6.69% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.84% |
| TATA PROJECTS LIMITED SR N 8.50 NCD 18DC26 FVRS1LAC | Industrials | Non Convertible Debenture | 3.33% |
| Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028 | Energy & Utilities | Debenture | 3.00% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 2.76% |
| BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC | Consumer Discretionary | Debenture | 2.67% |
| KALPATARU PROJECTS INTERNATIONAL LIMITED 8.35 NCD 11JU27 FVRS1LAC | Industrials | Non Convertible Debenture | 2.66% |
| SK FINANCE LIMITED 9.25 NCD 15JL27 FVRS1LAC | Financial | Non Convertible Debenture | 2.65% |
| UNION BANK OF INDIA CD 11SEP26 | Financial | Certificate of Deposit | 2.59% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 2.57% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 2.33% |
| JSW ENERGY LIMITED TR I 8.75 NCD 03MR28 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 2.32% |
| EVONITH VALUE STEEL LIMITED 9.50 LOA 12OT29 FVRS1LAC | Materials | Debenture | 2.31% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.30% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 2.13% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 2.09% |
| Net Current Assets | Unspecified | Net Current Assets | 2.05% |
| KALPATARU PROJECTS INTERNATIONAL LIMITED 8.07 NCD 29JU26 FVRS1LAC | Industrials | Non Convertible Debenture | 2.00% |
| KALPATARU PROJECTS INTERNATIONAL LIMITED 8.32 NCD 05FB27 FVRS1LAC | Industrials | Non Convertible Debenture | 1.99% |
| KOGTA FINANCIAL (INDIA) LIMITED 9.65 NCD 10MR28 FVRS1LAC | Financial | Non Convertible Debenture | 1.97% |
| Bharat Highways InvIT | Industrials | Infrastructure Investment Trust | 1.96% |
| KOSAMATTAM FINANCE LIMITED RR NCD 16MR29 FVRS1LAC | Financial | Non Convertible Debenture | 1.95% |
| TVS CREDIT SERVICES LIMITED 8.85 LOA 11JU27 FVRS1CR | Financial | Non Convertible Debenture | 1.40% |
| MAHINDRA RURAL HOUSING FINANCE LIMITED 8.45 NCD 25MR27 FVRS1LAC | Financial | Non Convertible Debenture | 1.34% |
| INFOPARK PROPERTIES LIMITED SR I RR NCD 19JU39 FVRS1LAC | Real Estate | Debenture | 1.33% |
| GODREJ INDUSTRIES LIMITED 8.29 NCD 26FB27 FVRS1LAC | Diversified | Non Convertible Debenture | 1.33% |
| Raajmarg Infra Investment Trust | Industrials | Infrastructure Investment Trust | 1.20% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.02% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 1.02% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 1.00% |
| JM FINANCIAL HOME LOANS LIMITED SR III TR S 9 NCD 16FB28 FVRS1LAC | Financial | Non Convertible Debenture | 1.00% |
| JM FINANCIAL HOME LOANS LIMITED SR IV 9 TR S NCD 16JU28 FVRS1LAC | Financial | Non Convertible Debenture | 0.99% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 0.97% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 0.96% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 0.94% |
| RAMCO INDUSTRIES LIMITED 7.6 NCD 07FB28 FVRS1LAC | Industrials | Non Convertible Debenture | 0.93% |
| CENTRAL GOVERNMENT LOAN 30734 GOI 15DC35 6.67 FV RS 100 | Entities | GOI Securities | 0.87% |
| GOI Sec 7.23 15/04/2039 | Entities | GOI Securities | 0.80% |
| VASTU FINSERVE INDIA PRIVATE LIMITED SR I 8.75 NCD 23MR28 FVRS1LAC | Financial | Non Convertible Debenture | 0.78% |
| VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23 | Unspecified | Securitised Debt | 0.78% |
| MAS FINANCIAL SERVICES LIMITED 9.75 NCD 15JU27 FVRS100000 | Financial | Debenture | 0.73% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 0.71% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 0.69% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 0.67% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC | Financial | Floating Rate Bond | 0.67% |
| AADHAR HOUSING FINANCE LIMITED 8.50 NCD 02DC27 FVRS1LAC | Financial | Non Convertible Debenture | 0.67% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LAC | Financial | Non Convertible Debenture | 0.67% |
| ONGC PETRO ADDITIONS LIMITED SR XIII 8.39 NCD 28JU27 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 0.67% |
| IKF FINANCE LIMITED 9.90 NCD 20JN27 FVRS1LAC | Financial | Non Convertible Debenture | 0.66% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR B 6.50 NCD 15JU26 FVRS10LAC | Financial | Debenture | 0.66% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 0.66% |
| INDIA GRID TRUST SR L 7.32 LOA 27JU31 FVRS10LAC | Industrials | Non Convertible Debenture | 0.65% |
| VASTU FINSERVE INDIA PRIVATE LIMITED SR III 8.75 NCD 23MR29 FVRS1LAC | Financial | Non Convertible Debenture | 0.65% |
| VASTU FINSERVE INDIA PRIVATE LIMITED SR II 8.75 NCD 23SP28 FVRS1LAC | Financial | Non Convertible Debenture | 0.65% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25F 7.37 BD 28MY35 FVRS1LAC | Financial | Bonds | 0.65% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 0.64% |
| LIC HOUSING FINANCE LIMITED 7.05 LOA 21DC30 FVRS10LAC | Financial | Debenture | 0.64% |
| PUNJAB NATIONAL BANK CD 28JAN27 | Financial | Certificate of Deposit | 0.63% |
| MAHINDRA RURAL HOUSING FINANCE LIMITED SR FF2021 7.90 NCD 09JN32 FVRS10LAC | Financial | Non Convertible Debenture | 0.56% |
| MUTHOOT CAPITAL SERVICES LIMITED 10.40 NCD 02DC26 FVRS1LAC | Financial | Non Convertible Debenture | 0.54% |
| GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 | Entities | GOI Securities | 0.50% |
| LIC HOUSING FINANCE LIMITED SR 2 7.70 LOA 19MR31 FVRS10LAC | Financial | Bonds/NCDs | 0.50% |
| INVIT POWERGRID INFRASTRUCTURE INVESTMENT TRUST | Industrials | Infrastructure Investment Trust | 0.44% |
| TMF HOLDINGS LIMITED SR A 7.2962 NCD PERPETUAL FVRS10LAC | Financial | Non Convertible Debenture | 0.39% |
| INDIGO 041 SERIES A1 (B) PTC 03MAR25 | Materials | Securitised Debt | 0.36% |
| MOTILAL OSWAL HOME FINANCE LIMITED SR 2 8.55 NCD 24MR28 FVRS1LAC | Financial | Debenture | 0.33% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 0.33% |
| ONGC PETRO ADDITIONS LIMITED SR XII 8.29 NCD 25JN27 FVRS1LAC | Energy & Utilities | Debenture | 0.33% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 0.33% |
| GERA DEVELOPMENTS PRIVATE LIMITED SR B 9.60 NCD 11JU26 FVRS1LAC | Industrials | Non Convertible Debenture | 0.33% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.33% |
| GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC | Diversified | Non Convertible Debenture | 0.33% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC | Financial | Non Convertible Debenture | 0.33% |
| JSW ENERGY LIMITED 8.05 NCD 10NV28 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 0.32% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 0.32% |
| CANARA BANK CD 15SEP26 | Financial | Certificate of Deposit | 0.32% |
| INDIA GRID TRUST SR M 6.72 LOA 14SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 0.27% |
| 7.82% PFC SR BS225 NCD RED 12-03-2032 | Financial | Debenture | 0.27% |
| POWER FINANCE CORPORATION LTD. SR BS225B STRPP 2 7.82 BD 13MR31 FVRS1LAC | Financial | Debenture | 0.27% |
| POWER FINANCE CORPORATION LTD. SR BS225B STRPP 1 7.82 BD 13MR30 FVRS1LAC | Financial | Debenture | 0.27% |
| POWER FINANCE CORPORATION LTD. SR BS225B STRPP 4 7.82 BD 11MR33 FVRS1LAC | Financial | Debenture | 0.27% |
| IKF FINANCE LIMITED 9 NCD 17OT27 FVRS1LAC | Financial | Non Convertible Debenture | 0.26% |
| POWER FINANCE CORPORATION LIMITED SR 244B 7.40 BD 15JN30 FVRS1LAC | Financial | Bonds | 0.26% |
| Capital Infra Trust | Industrials | Infrastructure Investment Trust | 0.25% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 0.24% |
| INDIGO 043 SERIES A1 (B) PTC 01AUG25 | Unspecified | Securitised Debt | 0.24% |
| VAJRA 004 TRUST SENIOR TRANCHE A2 PTC 28DEC23 | Unspecified | Securitised Debt | 0.16% |
| REC LIMITED SERIES 175 8.97 BD 28MR29 FVRS10LAC | Financial | Non Convertible Debenture | 0.14% |
| 6.64% Government of India 16-Jun-2035 | Entities | GOI Securities | 0.13% |
| REC LIMITED SR 199 7.96 BD 15JU30 FVRS10LAC | Financial | Non Convertible Debenture | 0.13% |
| VAJRA 006 TRUST SENIOR TRANCHE A1 PTC 27FEB24 | Unspecified | Securitised Debt | 0.10% |
| BAJAJ HOUSING FINANCE LIMITED 7.10 NCD 16OT28 FVRS1LAC | Financial | Debenture | 0.04% |
| STATE DEVELOPMENT LOAN 33837 AP 17JN31 7.64 FV RS 100 | Financial | State Development Loan | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.0% | +7.1% | +8.1% | +8.7% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 12 | 12 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +7.30% | +9.53% | 160.47 | |
 | +7.79% | +8.97% | 1,343.43 | |
 | +7.70% | +8.58% | 353.88 | |
 | +6.71% | +8.37% | 174.26 | |
 | +7.03% | +8.25% | 2,141.67 | |
| Compare | ||||
Fund management
PJPraveen JainMar 2026 - PresentView details
PJ
Praveen Jain
Mar 2026 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
BDBhavyesh DivechaMar 2026 - PresentView details
BD
Bhavyesh Divecha
Mar 2026 - Present
View details
About HDFC Credit Risk Debt Fund Direct Growth
HDFC Credit Risk Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Praveen Jain is the Current Fund Manager of HDFC Credit Risk Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,37,048 Cr and the Latest NAV as of 09 Jun 2026 is ₹27.72.
The HDFC Credit Risk Debt Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
;
Investment Objective
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#2 in India
Total AUM₹9,37,047.59 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,