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HDFC Credit Risk Debt Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
9.27%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 Jan 2022₹20.39
Min. SIP amount₹500
Rating5
Fund size₹8,979.01Cr

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.4%9.3%8.2%9.5%
Category average7.9%1.7%3.6%NA
Rank with in category713NA
Understand terms

Holdings (83)

NameSectorInstrumentAssets
Bharti Hexacom Ltd.
CommunicationNCD4.0%
IndInfravit Trust
FinancialNCD3.9%
ConstructionNCD3.8%
FinancialNCD3.5%
FinancialNCD3.1%
ConstructionDebenture3.0%
FinancialAdditional Tier 1 Bo2.8%
Coastal Gujarat Power Ltd.
EngineeringDebenture2.6%
EngineeringDebenture2.5%
AutomobileNCD2.4%
See All

Pros and cons

Category: Debt Credit Risk

Pros

3Y and 5Y annualised returns higher than category average
Lower expense ratio: 0.96%

Cons

1Y annualised returns lower than category average by 0.8%

Expense ratio, exit load and tax

Expense ratio: 0.85%

Inclusive of GST

Exit load

For units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Shobhit Mehrotra
Mar 2014 - Present
View details
Sankalp Baid
Jan 2021 - Present
View details

Fund house & investment objective

Fund house contact details

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