HDFC Credit Risk Debt Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
6.78%
3Y annualised
-0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Dec 2024₹24.76
Min. SIP amount₹100
Rating2
Fund size₹7,526.36Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.2%6.8%7.9%8.8%
Category average8.2%9.1%6.6%NA
Rank with in category5116NA
Understand terms

Holdings (81)

NameSectorInstrumentAssets
Sandur Manganese & Iron Ores Ltd.
Metals & MiningNCD4.01%
Tata Projects Ltd.
ConstructionNCD3.40%
Tata Power Company Ltd.
EnergyDebenture3.12%
AutomobileNCD2.72%
Punjab & Sind Bank
FinancialCD2.70%
Kalpataru Projects International Ltd.
Capital GoodsNCD2.68%
AutomobileNCD2.58%
ConstructionREITs2.51%
TVS Credit Services Ltd.
FinancialNCD2.44%
Capital GoodsNCD2.41%
FinancialNCD2.27%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD2.04%
DLF Home Developers Ltd
ServicesDebenture2.03%
FinancialNCD2.03%
EnergyNCD2.03%
Vastu Finserve India Private Ltd.
FinancialNCD2.03%
Godrej Industries Ltd.
Consumer StaplesNCD2.03%
Hero Housing Finance Ltd.
FinancialNCD2.02%
Kalpataru Projects International Ltd.
Capital GoodsNCD2.01%
ConstructionInvITs1.97%
Nirma Ltd.
Consumer StaplesDebenture1.71%
FinancialNCD1.68%
SovereignGOI Sec1.60%
Mahindra Rural Housing Finance Ltd.
FinancialNCD1.36%
GOI
SovereignGOI Sec1.36%
FinancialDebenture1.35%
Infopark Properties Ltd.
ConstructionDebenture1.35%
Fullerton India Home Finance Ltd.
FinancialNCD1.34%
SovereignGOI Sec1.12%
GOI
SovereignGOI Sec1.07%
Tata Projects Ltd.
ConstructionNCD1.01%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD1.01%
JM Financial Home Loans Ltd.
FinancialNCD1.01%
FinancialDebenture1.01%
FinancialDebenture0.95%
Nirma Ltd.
Consumer StaplesDebenture0.88%
ONGC Petro Additions Ltd.
EnergyDebenture0.88%
SovereignGOI Sec0.84%
SovereignGOI Sec0.82%
Vajra Trust
OthersSecuritised Debt0.81%
Vajra Trust
OthersSecuritised Debt0.70%
SovereignGOI Sec0.69%
ONGC Petro Additions Ltd.
EnergyNCD0.68%
Power Finance Corporation Ltd.
FinancialNCD0.68%
FinancialDebenture0.68%
FinancialDebenture0.68%
Capital GoodsNCD0.67%
AU Small Finance Bank Ltd.
FinancialCD0.67%
LIC Housing Finance Ltd.
FinancialDebenture0.66%
Tata Capital Housing Finance Ltd.
FinancialDebenture0.66%
SovereignGOI Sec0.62%
FinancialNCD0.56%
SovereignGOI Sec0.55%
LIC Housing Finance Ltd.
FinancialBonds/NCD0.51%
Andhra Pradesh State
FinancialSDL0.51%
Tata Projects Ltd.
ConstructionNCD0.41%
TMF Holdings Ltd.
FinancialNCD0.39%
GOI
SovereignGOI FRB0.35%
Chhattisgarh State
OthersSDL0.35%
FinancialNCD0.34%
FinancialNCD0.34%
ConstructionNCD0.34%
EnergyBonds0.34%
EnergyNCD0.34%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.34%
TVS Credit Services Ltd.
FinancialNCD0.34%
Godrej Industries Ltd.
Consumer StaplesNCD0.34%
ConstructionNCD0.33%
FinancialDebenture0.28%
India Grid Trust
Capital GoodsNCD0.27%
FinancialNCD0.27%
ServicesInvITs0.25%
FinancialNCD0.24%
FinancialNCD0.20%
Vajra Trust
OthersSecuritised Debt0.20%
Rajasthan State
OthersSDL0.19%
EnergyBonds0.14%
FinancialNCD0.14%
Tamilnadu State
OthersSDL0.07%
SovereignGOI Sec0.07%
SovereignGOI Sec0.04%
See All

Pros and cons

Category: Debt Credit Risk

Pros

1Y, 5Y and 10Y annualised returns higher than category average

Cons

3Y annualised returns lower than category average by 2.27%
Higher expense ratio: 0.99%
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 0.99%

Inclusive of GST

Exit load

Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Shobhit Mehrotra
Mar 2014 - Present
View details

Education
He is an MBA from Clemson University, USA.
Experience
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Also manages these schemes

Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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