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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 30 Dec 2025
₹120.83
Rating
5
Min. SIP amount
₹500
Fund size
₹131.90Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (32)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 22.22% |
GOI | Sovereign | GOI Sec | 15.37% |
GOI | Sovereign | GOI Sec | 7.87% |
Sundaram Finance Ltd. | Financial | Debenture | 3.92% |
LIC Housing Finance Ltd. | Financial | NCD | 3.86% |
Nexus Select Trust | Construction | Debenture | 3.79% |
GOI | Sovereign | GOI Sec | 2.68% |
Muthoot Finance Ltd. | Financial | Bonds | 2.34% |
Avanse Financial Services Ltd. | Financial | Debenture | 2.28% |
Cube Highways Trust | Services | Debenture | 2.25% |
Muthoot Finance Ltd. | Financial | Equity | 1.99% |
Thangamayil Jewellery Ltd. | Consumer Discretionary | Equity | 1.96% |
Mahanagar Telephone Nigam Ltd. | Communication | Bonds | 1.52% |
E.I.D. - Parry (India) Ltd. | Consumer Staples | Equity | 1.48% |
Sanathan Textiles Ltd. | Textiles | Equity | 1.31% |
Hawkins Cookers Ltd. | Consumer Discretionary | Equity | 1.30% |
Samvardhana Motherson International Ltd. | Automobile | Equity | 1.19% |
K.P.R. Mill Ltd. | Textiles | Equity | 1.15% |
Hatsun Agro Product Ltd. | Consumer Staples | Equity | 1.12% |
Garware Technical Fibres Ltd. | Textiles | Equity | 1.07% |
DOMS Industries Ltd. | Consumer Staples | Equity | 1.05% |
Aether Industries Ltd. | Chemicals | Equity | 0.86% |
Pitti Engineering Ltd. | Capital Goods | Equity | 0.86% |
Brainbees Solutions Ltd. | Consumer Staples | Equity | 0.57% |
Wonderla Holidays Ltd. | Services | Equity | 0.55% |
Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.50% |
Ganesha Ecosphere Ltd. | Textiles | Equity | 0.49% |
Relaxo Footwears Ltd. | Consumer Staples | Equity | 0.45% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.15% |
LG Electronics India Ltd. | Consumer Discretionary | Equity | 0.08% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.08% |
Manpasand Beverages Ltd. | Consumer Staples | Equity | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 12.6% | 11.7% | 11.9% | 12.0% |
| Category average | 9.1% | 8.0% | 7.8% | NA |
| Rank with in category | 1 | 1 | 1 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 7.6% | 11.4% | 3,096.58 |
ICICI Prudential Regular Savings Fund Direct Growth | 5 | 8.4% | 10.9% | 3,375.12 |
DSP Regular Savings Fund Direct Growth | 4 | 7.9% | 10.7% | 180.25 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 6.0% | 10.4% | 3,372.76 |
Nippon India Conservative Hybrid Fund Direct Growth | 5 | 10.5% | 10.0% | 922.56 |
Expense ratio, exit load and tax
Expense ratio: 0.86%
Inclusive of GST
Exit load
Exit Load of 3% if redeemed within an year, 2% if redeemed within 2 years and 1% if redeemed within 3 years
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Rama Iyer SrinivasanJan 2021 - PresentView details
Rama Iyer Srinivasan
Jan 2021 - Present
View details
Education
Mr. Srinivasan is M.Com and MFM.
Experience
Prior to joining SBI Mutual Fund he has worked with Principal AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal.
Also manages these schemes
Lokesh MallyaJul 2025 - PresentView details
Lokesh Mallya
Jul 2025 - Present
View details
Education
Mr. Mallya is MBA and FRM.
Experience
Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Also manages these schemes
Pradeep KesavanDec 2023 - PresentView details
Pradeep Kesavan
Dec 2023 - Present
View details
Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
[email protected]Website
www.sbimf.com
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comPros and cons
Category: Hybrid Conservative Hybrid
Pros
3Y, 5Y and 10Y annualised returns higher than category average
Higher alpha: 3.11
The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index - in the last 3Y
Lower expense ratio: 0.86%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
1Y annualised returns lower than category average by 1.86%
Lock-in period: 5Y
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