HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth+0.25%

4
7.31%
1 Year Return
Solution Oriented
Retirement
4.0star
6M
1Y
3Y
All

Fund Details

HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth

RiskModerately High
Min SIP Amount₹500
Expense Ratio1.16%
NAV15.21 (28 Sep 2020)
Fund Started25 Feb 2016
Fund Size87 Cr

Returns

1Y
3Y*
5Y*
Since inception*
HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth
7.3%
6.4%
NA
9.6%
Category Average
7.1%
4.5%
2.1%
-
Rank within category
17
14
NA
-
*All returns are annualized.
SIP
Lumpsum
I want to invest per month5,000
    For how many years?
    1 Year
    3 Years
    Estimated Value
    as per Historical Returns
    0
    with 7.3% annual returns

    Comparison

    Data not available
    Pros
    1. 1Y Returns are higher than the category average returns
    2. 3Y Returns are higher than the category average returns
    3. Exit load is zero
    Cons
    1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
    2. Risk-adjusted returns are lower compared to the category

    Top Holdings

    NameSectorInstrument% Assets
    GOISovereignGOI Sec11.2%
    GOISovereignGOI Sec9.4%
    L&T Infrastructure Finance Co. Ltd.FinancialNCD7.6%
    Vedanta Ltd.MetalsNCD7.6%
    Indian Railway Finance Corpn. Ltd.FinancialDebenture6.3%
    GOISovereignCGL6.2%
    GOISovereignGOI Sec5.9%
    State Bank of IndiaFinancialBonds5.3%
    Jamnagar Utilities and Power Pvt. Ltd.EngineeringDebenture3.1%
    Shriram Transport Finance Co. Ltd.FinancialDebenture3.0%
    See All

    Fund Managers

    addShobhit Mehrotra
    Education
    He is an MBA from Clemson University, USA.
    Experience
    Prior to joining HDFC AMC he has worked with Templeton AMC, and ICRA.
    Funds Managed
    addAmar Kalkundrikar
    Education
    Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.
    Experience
    Mr. Kalkundrikar has over 16 years of experience of which 13 years is in Equity Research and Portfolio Management.
    Funds Managed
    addChirag Dagli
    Education
    Mr. Dagli has done B. COM and Chartered Accountant.
    Experience
    Prior to joining HDFC AMC, he has worked with Aviva India Life Insurance Company Ltd., ICICI Securities Ltd., Pioneer Invest Corp, Deutsche Equities, Citigroup Global Markets.
    Funds Managed

    HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth Details

    HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth is a Solution Oriented Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 25 Feb 2016. Shobhit Mehrotra, Chirag Setalvad, Rakesh Vyas is the Current Fund Manager of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹87 Cr and the Latest NAV as of 28 Sep 2020 is ₹15.21.

    The HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000.

    Investment Objective

    The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

    Tax Implications

    Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).

    Scheme Information Document(SID)

    ₹5000
    Min for First Investment
    ₹1000
    Min for Second Investment
    Nil
    Exit Load

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    About HDFC Mutual Fund

    Address
    “HDFC House”, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai 400020
    Phone
    022 6631 6333
    Launch Date
    30 Jun 2000
    Website
    NA
    HDFC Mutual Fund
    Asset Management Company
    Custodian
    Deutsche Bank
    Registrar & Transfer Agent
    Cams
    Address
    7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
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