HDFC Medium Term Debt Fund Direct Growth

Debt
Medium Duration
Moderately High Risk
8.46%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Jun 2025₹61.16
Min. SIP amount₹100
Rating3
Fund size₹3,887.85Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (71)

NameSectorInstrumentAssets
SovereignGOI Sec8.23%
SovereignGOI Sec5.11%
Metals & MiningBonds3.83%
GOI
SovereignGOI Sec3.20%
Kalpataru Projects International Ltd.
Capital GoodsNCD2.62%
SBFC Finance Ltd.
FinancialNCD2.56%
SK Finance Ltd.
FinancialNCD2.55%
Tata Power Company Ltd.
EnergyDebenture2.00%
Power Finance Corporation Ltd.
FinancialBonds1.99%
Motilal Oswal Home Finance Ltd.
FinancialDebenture1.95%
Truhome Finance Ltd.
FinancialNCD1.94%
IIFL Finance Ltd.
FinancialNCD1.93%
Bajaj Housing Finance Ltd.
FinancialDebenture1.88%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture1.83%
SovereignGOI Sec1.64%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture1.59%
Aadhar Housing Finance Ltd
FinancialNCD1.56%
IndiGrid Infrastructure Trust
Capital GoodsNCD1.41%
Housing & Urban Development Corporation Ltd.
FinancialNCD1.34%
National Bank For Agriculture & Rural Development
FinancialBonds1.32%
Cholamandalam Investment and Finance Company Ltd.
FinancialNCD1.32%
EnergyNCD1.32%
Godrej Industries Ltd.
Consumer StaplesNCD1.31%
Tata Power Renewable Energy Ltd.
Capital GoodsBonds1.31%
GOI
SovereignGOI Sec1.31%
TVS Credit Services Ltd.
FinancialNCD1.30%
JM Financial Home Loans Ltd.
FinancialNCD1.30%
Infopark Properties Ltd.
ConstructionDebenture1.30%
TAS Trust Series III - TML Financial Services A1
FinancialPerpetual Bond1.29%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD1.29%
EnergyDebenture1.28%
TMF Holdings Ltd.
FinancialNCD1.27%
FinancialNCD1.25%
SovereignGOI Sec1.19%
Capital GoodsNCD1.16%
GOI
SovereignGOI Sec1.06%
Vajra Trust
OthersSec. Debt1.04%
Universe Trust
OthersSec. Debt0.96%
SovereignGOI Sec0.95%
FinancialDebenture0.95%
SovereignGOI Sec0.93%
LIC Housing Finance Ltd.
FinancialDebenture0.82%
Bajaj Housing Finance Ltd.
FinancialBonds0.80%
ConstructionREITs0.79%
ConstructionInvITs0.72%
SovereignGOI Sec0.70%
FinancialBonds0.69%
FinancialNCD0.68%
National Bank For Agriculture & Rural Development
FinancialBonds0.67%
SovereignGOI FRB0.67%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.66%
Power Finance Corporation Ltd.
FinancialBonds0.66%
EnergyNCD0.66%
ConstructionDebenture0.66%
Mahindra Rural Housing Finance Ltd.
FinancialNCD0.66%
National Bank For Agriculture & Rural Development
FinancialDebenture0.66%
FinancialDebenture0.65%
EnergyDebenture0.65%
EnergyNCD0.65%
Housing & Urban Development Corporation Ltd.
FinancialDebenture0.65%
Capital GoodsNCD0.65%
JM Financial Home Loans Ltd.
FinancialNCD0.65%
ConstructionInvITs0.60%
EnergyDebenture0.52%
SovereignGOI Sec0.41%
Power Finance Corporation Ltd.
FinancialBonds0.27%
SovereignGOI Sec0.27%
FinancialNCD0.26%
NTPC Ltd.
EnergyNCD0.26%
SovereignGOI Sec0.26%
AutomobileNCD0.26%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Medium Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.6%8.5%7.6%8.3%
Category average9.3%8.1%7.0%NA
Rank with in category867NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.66%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Bhavyesh Divecha
Mar 2025 - Present
View details

Education
CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Experience
Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Medium Duration

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Exit load is zero

Cons

Higher expense ratio: 0.66%

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