HDFC Low Duration Fund Direct Growth

HDFC Low Duration Fund Direct Growth

+7.79%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Mar '26
₹65.40
Min. for SIP
₹100
Fund size
₹25,582.08 Cr
Expense ratio
0.46%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,336
+3.89%
3 years₹1,80,000₹2,02,063
+12.26%
5 years₹3,00,000₹3,57,420
+19.14%
10 years₹6,00,000₹8,63,168
+43.86%

Holdings (177)

NameSectorInstrumentsAssets
GOISovereignGOI Sec4.92%
GOISovereignGOI FRB4.66%
Jubilant Beverages Ltd.Consumer StaplesDebenture2.52%
Small Industries Devp. Bank of India Ltd.FinancialDebenture2.48%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture2.46%
National Housing BankFinancialNCD1.86%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.85%
Yes Bank Ltd.FinancialCD1.73%
Power Finance Corporation Ltd.FinancialBonds1.65%
Indian Railway Finance Corporation Ltd.FinancialDebenture1.60%
Bajaj Housing Finance Ltd.FinancialDebenture1.58%
Aditya Birla Renewables Ltd.EnergyBonds/NCD1.57%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsNCD1.46%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture1.45%
Power Finance Corporation Ltd.FinancialDebenture1.38%
Radhakrishna Securitisation TrustOthersSec. Debt1.38%
JTPM Metal Traders Ltd.Metals & MiningDebenture1.22%
Jubilant Bevco Ltd.Consumer StaplesDebenture1.21%
Small Industries Devp. Bank of India Ltd.FinancialBonds1.18%
National Housing BankFinancialNCD1.17%
Indian Oil Corporation Ltd.EnergyNCD1.00%
GOISovereignGOI Sec0.99%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.98%
Poonawalla Fincorp Ltd.FinancialDebenture0.98%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.98%
Motilal Oswal Financial Services Ltd.FinancialNCD0.98%
360 ONE Wealth Ltd.FinancialNCD0.98%
ASCENDAS IT PARK PUNE PRIVATE Ltd.OthersEquity0.97%
REC Ltd.FinancialDebenture0.92%
Export-Import Bank Of IndiaFinancialCD0.92%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.89%
National Bank For Agriculture & Rural DevelopmentFinancialFRB0.84%
Bank Of BarodaFinancialCD0.83%
Punjab National BankFinancialCD0.83%
LIC Housing Finance Ltd.FinancialNCD0.79%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.79%
Housing & Urban Development Corporation Ltd.FinancialNCD0.78%
JM Financial Credit Solutions Ltd.FinancialNCD0.78%
Fullerton India Home Finance Ltd.FinancialNCD0.78%
Tata Capital Housing Finance Ltd.FinancialBonds0.75%
Small Industries Devp. Bank of India Ltd.FinancialCD0.73%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.69%
Power Finance Corporation Ltd.FinancialBonds0.69%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture0.63%
Can Fin Homes Ltd.FinancialNCD0.59%
Power Finance Corporation Ltd.FinancialNCD0.59%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.59%
Export-Import Bank Of IndiaFinancialBonds0.59%
Poonawalla Fincorp Ltd.FinancialNCD0.59%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.59%
Kotak Mahindra Investments Ltd.FinancialDebenture0.59%
Muthoot Finance Ltd.FinancialDebenture0.59%
SMFG India Credit Company Ltd.FinancialNCD0.59%
Truhome Finance Ltd.FinancialNCD0.59%
IIFL Capital Services LtdFinancialCP0.59%
Shivshakti Securitisation TrustOthersSec. Debt0.59%
REC Ltd.FinancialDebenture0.58%
Tata Capital Housing Finance Ltd.FinancialDebenture0.58%
ICICI Bank Ltd.FinancialCD0.55%
HDB Financial Services Ltd.FinancialDebenture0.55%
Reliance Industries Ltd.EnergyDebenture0.51%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.51%
National Highways Authority of India Ltd.ServicesDebenture0.51%
Power Finance Corporation Ltd.FinancialNCD0.49%
REC Ltd.FinancialDebenture0.49%
Dhruva TrustOthersSec. Debt0.47%
Reliance Industries Ltd.EnergyNCD0.41%
Tata Capital Ltd.FinancialDebenture0.40%
Mahindra Rural Housing Finance Ltd.FinancialNCD0.40%
John Deere Financial India Pvt. Ltd.FinancialNCD0.40%
Bajaj Finance Ltd.FinancialDebenture0.39%
Bharti Telecom Ltd.CommunicationDebenture0.39%
LIC Housing Finance Ltd.FinancialDebenture0.39%
Tata Communications Ltd.CommunicationNCD0.39%
NTPC Ltd.EnergyBonds0.39%
Power Finance Corporation Ltd.FinancialBonds/NCD0.39%
REC Ltd.FinancialBonds/NCD0.39%
Small Industries Devp. Bank of India Ltd.FinancialNCD0.39%
National Housing BankFinancialDebenture0.39%
Housing & Urban Development Corporation Ltd.FinancialDebenture0.39%
Poonawalla Fincorp Ltd.FinancialDebenture0.39%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.39%
JM Financial Credit Solutions Ltd.FinancialDebenture0.39%
Sundaram Home Finance Ltd.FinancialDebenture0.39%
Bajaj Housing Finance Ltd.FinancialDebenture0.39%
Shriram Finance LtdFinancialSec. Debt0.37%
Canara BankFinancialCD0.37%
Bank of MaharashtraFinancialCD0.37%
Bihar StateOthersSDL0.37%
Bajaj Auto Credit Ltd.FinancialNCD0.35%
Vajra TrustOthersSec. Debt0.34%
RJ Corp Ltd.Consumer StaplesDebenture0.31%
REC Ltd.FinancialBonds0.30%
Tata Cleantech Capital LtdFinancialDebenture0.30%
Power Finance Corporation Ltd.FinancialBonds0.30%
Kalpataru Projects International Ltd.Capital GoodsNCD0.29%
Export-Import Bank Of IndiaFinancialBonds0.29%
Poonawalla Fincorp Ltd.FinancialNCD0.29%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.29%
ONGC Petro Additions Ltd.EnergyDebenture0.29%
Power Finance Corporation Ltd.FinancialZCB0.28%
India Universal Trust AL1OthersSec. Debt0.28%
Sikka Ports and Terminals Ltd.EnergyDebenture0.24%
REC Ltd.FinancialDebenture0.20%
ONGC Petro Additions Ltd.EnergyNCD0.20%
JM Financial Home Loans Ltd.FinancialNCD0.20%
Power Finance Corporation Ltd.FinancialDebenture0.20%
Fullerton India Home Finance Ltd.FinancialNCD0.20%
ICICI Home Finance Company Ltd.FinancialBonds0.20%
Tata Capital Financial Services Ltd.FinancialBonds0.20%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD0.20%
Indigo Paints Ltd.ChemicalsSec. Debt0.20%
Bharti Telecom Ltd.CommunicationDebenture0.19%
Power Finance Corporation Ltd.FinancialNCD0.19%
DLF Cyber City Developers Ltd.ConstructionNCD0.19%
Jio Credit Ltd.FinancialDebenture0.19%
Muthoot Finance Ltd.FinancialDebenture0.18%
HDB Financial Services Ltd.FinancialDebenture0.16%
Arka Fincap Ltd.FinancialNCD0.14%
HDB Financial Services Ltd.FinancialDebenture0.14%
IIFL Finance Ltd.FinancialNCD0.14%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.13%
LIC Housing Finance Ltd.FinancialDebenture0.12%
Indian Railway Finance Corporation Ltd.FinancialBonds0.12%
Kotak Mahindra Prime Ltd.FinancialBonds0.12%
HDFC Bank Ltd.FinancialNCD0.10%
Indian Oil Corporation Ltd.EnergyDebenture0.10%
LIC Housing Finance Ltd.FinancialDebenture0.10%
Kotak Mahindra Prime Ltd.FinancialDebenture0.10%
Mahindra & Mahindra Financial Services Ltd.FinancialDebenture0.10%
REC Ltd.FinancialNCD0.10%
Citi Corp Finance LtdFinancialDebenture0.10%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.10%
National Housing BankFinancialNCD0.10%
Poonawalla Fincorp Ltd.FinancialNCD0.10%
National Bank For Agriculture & Rural DevelopmentFinancialBonds/NCD0.10%
Haryana StateOthersSDL0.10%
Ultratech Cement Ltd.ConstructionNCD0.10%
Sundaram Home Finance Ltd.FinancialDebenture0.10%
Nomura Capital (India) Pvt Ltd.FinancialDebenture0.10%
Bajaj Housing Finance Ltd.FinancialNCD0.10%
Bharti Telecom Ltd.CommunicationDebenture0.10%
TVS Credit Services Ltd.FinancialNCD0.10%
GOISovereignGOI Sec0.10%
L&T Finance Ltd.FinancialNCD0.10%
Tamilnadu StateOthersSDL0.09%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.08%
Kotak Mahindra Investments Ltd.FinancialBonds/NCD0.08%
Nuclear Power Corpn. Of India Ltd.EnergyDebenture0.06%
Punjab StateOthersSDL0.06%
HDFC Bank Ltd.FinancialNCD0.05%
Indian Railway Finance Corporation Ltd.FinancialNCD0.04%
Tamilnadu StateOthersSDL0.04%
Karnataka StateOthersSDL0.04%
LIC Housing Finance Ltd.FinancialBonds0.03%
NTPC Ltd.EnergyBonds0.03%
Gujarat StateConstructionSDL0.03%
GOISovereignGOI Sec0.02%
HDFC Bank Ltd.FinancialDebenture0.02%
LIC Housing Finance Ltd.FinancialBonds0.02%
Karnataka StateOthersSDL0.02%
Tamilnadu StateOthersSDL0.02%
Gujarat StateConstructionSDL0.02%
Andhra Pradesh StateFinancialSDL0.02%
West Bengal StateOthersSDL0.02%
Uttar Pradesh StateOthersSDL0.02%
Puducherry StateOthersSDL0.02%
Maharashtra StateOthersSDL0.01%
Tamilnadu StateOthersSDL0.01%
Gujarat StateConstructionSDL0.01%
Rajasthan StateOthersSDL0.01%
Karnataka StateOthersSDL0.01%
Goa StateOthersSDL0.01%
Assam StateOthersSDL0.01%
Tata Capital Financial Services Ltd.FinancialDebenture0.00%
Kotak Mahindra Investments Ltd.FinancialDebenture0.00%
Tata Capital Housing Finance Ltd.FinancialBonds/NCD0.00%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.8%+6.6%+7.3%+7.7%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)273--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

PJ
Praveen Jain
Oct 2022 - Present
View details

Education
Mr. Jain has done CA and CFA
Experience
Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

About HDFC Low Duration Fund Direct Growth

HDFC Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anupam Joshi is the Current Fund Manager of HDFC Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,37,232 Cr and the Latest NAV as of 09 Mar 2026 is ₹65.40. The HDFC Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate income / capital appreciation through investment in debt securities and money market instruments.
Fund benchmarkNIFTY Low Duration Debt Index A-I

Fund house

Rank (total assets)#2 in India
Total AUM₹9,37,232.21 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,