Bajaj Housing Finance

Bajaj Housing Finance Limited, a subsidiary of Bajaj Finance Limited, is a non-deposit taking Housing Finance Company engaged in the business of mortgage lending since fiscal year 2018. The company aims to achieve a 5% market share in home loan acquisition over the medium term, expanding its current market share of less than 2.5%. Its strategy is built on a foundation of prudently managed treasury and a balanced portfolio, ensuring that its growth remains steady and sustainable. It offers a complete suite of mortgage products, including home loans, loans against property, lease rental discounting, and developer financing to a wide range of clients. The company caters to diverse retail customer segments such as salaried individuals, self-employed professionals, and serves all sub-segments including prime, near-prime, and affordable customers. In its eighth year of operations, the company successfully surpassed an Assets Under Management (AUM) milestone of ₹1,00,000 crore.;