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| NAV: 13 Jan 2025 | ₹5,013.74 |
| Min. SIP amount | ₹1,000 |
| Rating | 3 |
| Fund size | ₹58,553.96Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.4% | 6.5% | 5.4% | 6.8% |
| Category average | 7.1% | 6.3% | 5.2% | NA |
| Rank with in category | 25 | 25 | 23 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.5% | 6.6% | 43,796.91 |
Mahindra Manulife Liquid Fund Direct Growth | 5 | 7.4% | 6.6% | 1,016.37 |
Union Liquid Fund Direct Growth | 5 | 7.4% | 6.5% | 3,516.37 |
Edelweiss Liquid Direct Growth | 5 | 7.5% | 6.5% | 5,046.32 |
Nippon India Liquid Fund Direct Growth | 4 | 7.4% | 6.5% | 26,468.93 |
Holdings (131)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Bank Of Baroda | Financial | CD | 4.16% |
National Bank For Agriculture & Rural Development | Financial | CP | 3.60% |
Union Bank of India | Financial | CD | 3.59% |
Union Bank of India | Financial | CD | 3.58% |
Export-Import Bank Of India | Financial | CP | 3.16% |
Reserve Bank of India | Financial | T-Bills | 2.88% |
National Bank For Agriculture & Rural Development | Financial | CP | 2.87% |
Punjab National Bank | Financial | CD | 2.31% |
Punjab National Bank | Financial | CD | 2.29% |
Bank Of Baroda | Financial | CD | 2.16% |
Indian Bank | Financial | CD | 2.16% |
Punjab National Bank | Financial | CD | 2.15% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 2.15% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.07% |
National Bank For Agriculture & Rural Development | Financial | NCD | 1.88% |
Panatone Finvest Ltd | Financial | CP | 1.82% |
Reliance Retail Ventures Ltd. | Services | CP | 1.81% |
Reserve Bank of India | Financial | T-Bills | 1.76% |
Reserve Bank of India | Financial | T-Bills | 1.69% |
Bank Of Baroda | Financial | CD | 1.45% |
Bank Of Baroda | Financial | CD | 1.44% |
Reserve Bank of India | Financial | T-Bills | 1.44% |
Indian Bank | Financial | CD | 1.43% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.43% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.15% |
ICICI Securities Ltd. | Financial | CP | 1.15% |
Tata Motors Finance Ltd. | Financial | CP | 1.15% |
Larsen & Toubro Ltd. | Construction | CP | 1.01% |
Panatone Finvest Ltd | Financial | CP | 0.98% |
Bajaj Financial Securities Ltd. | Financial | CP | 0.80% |
Bank Of Baroda | Financial | CD | 0.73% |
Bajaj Finance Ltd. | Financial | CP | 0.72% |
Can Fin Homes Ltd. | Financial | CP | 0.72% |
The Federal Bank Ltd. | Financial | CD | 0.72% |
ICICI Securities Primary Dealership Ltd. | Financial | CP | 0.72% |
Mahindra & Mahindra Financial Services Ltd. | Financial | CP | 0.72% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.72% |
IDFC First Bank Ltd. | Financial | CD | 0.72% |
Bajaj Housing Finance Ltd. | Financial | CP | 0.72% |
Tata Communications Ltd. | Communication | CP | 0.70% |
Tata Teleservices Ltd. | Communication | CP | 0.69% |
Tata Communications Ltd. | Communication | CP | 0.67% |
Mirae Asset Capital Markets (India) Pvt. Ltd. | Financial | CP | 0.65% |
HDFC Bank Ltd. | Financial | Debenture | 0.63% |
Canara Bank | Financial | CD | 0.61% |
Reserve Bank of India | Financial | T-Bills | 0.60% |
IDBI Bank Ltd. | Financial | CD | 0.58% |
LIC Housing Finance Ltd. | Financial | CP | 0.58% |
Aditya Birla Finance Ltd. | Financial | NCD | 0.58% |
Sikka Ports and Terminals Ltd. | Energy | CP | 0.58% |
SBICAP Securities Ltd. | Financial | CP | 0.57% |
ICICI Securities Ltd. | Financial | CP | 0.51% |
Barclays Investments & Loans Ltd. | Financial | CP | 0.50% |
Punjab National Bank | Financial | CD | 0.44% |
National Housing Bank | Financial | Bonds/NCD | 0.44% |
Bank Of Baroda | Financial | CD | 0.43% |
Reliance Industries Ltd. | Energy | CP | 0.43% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.43% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.43% |
Bharti Telecom Ltd. | Communication | CP | 0.40% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.40% |
John Deere Financial India Pvt. Ltd. | Financial | NCD | 0.40% |
Tata Communications Ltd. | Communication | CP | 0.36% |
Indian Bank | Financial | CD | 0.36% |
Tata Housing Devp. Co. Ltd | Construction | CP | 0.36% |
Ultratech Cement Ltd. | Construction | CP | 0.36% |
National Bank For Agriculture & Rural Development | Financial | CD | 0.32% |
HDFC Bank Ltd. | Financial | Debenture | 0.31% |
Reserve Bank of India | Financial | T-Bills | 0.30% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.29% |
Canara Bank | Financial | CD | 0.29% |
Godrej Consumer Products Ltd. | Consumer Staples | CP | 0.29% |
SMFG India Credit Company Ltd. | Financial | CP | 0.29% |
Infina Finance Pvt. Ltd. | Financial | CP | 0.29% |
HDB Financial Services Ltd. | Financial | Debenture | 0.29% |
SBICAP Securities Ltd. | Financial | CP | 0.29% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.27% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.25% |
Reserve Bank of India | Financial | T-Bills | 0.24% |
Bank of India | Financial | CD | 0.22% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.22% |
Punjab & Sind Bank | Financial | CD | 0.22% |
Muthoot Finance Ltd. | Financial | CP | 0.22% |
Standard Chartered Capital Ltd. | Financial | CP | 0.22% |
Indian Oil Corporation Ltd. | Energy | Debenture | 0.18% |
Canara Bank | Financial | CD | 0.18% |
TMF Holdings Ltd. | Financial | Debenture | 0.18% |
Infina Finance Pvt. Ltd. | Financial | CP | 0.18% |
Axis Bank Ltd. | Financial | CD | 0.17% |
Rajasthan State | Others | SDL | 0.17% |
Gujarat State | Construction | SDL | 0.15% |
National Bank For Agriculture & Rural Development | Financial | CD | 0.15% |
Andhra Pradesh State | Financial | SDL | 0.15% |
SMFG India Credit Company Ltd. | Financial | Debenture | 0.15% |
HDB Financial Services Ltd. | Financial | Debenture | 0.15% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.14% |
Aditya Birla Money Ltd. | Financial | CP | 0.14% |
Aditya Birla Finance Ltd. | Financial | CP | 0.14% |
SBICAP Securities Ltd. | Financial | CP | 0.14% |
CNH Industrial Capital (India) Pvt Ltd. | Financial | CP | 0.14% |
Indian Bank | Financial | CD | 0.14% |
Canara Bank | Financial | CD | 0.14% |
TMF Holdings Ltd. | Financial | Debenture | 0.14% |
Gujarat State | Construction | SDL | 0.13% |
Godrej Industries Ltd. | Consumer Staples | CP | 0.11% |
Barclays Investments & Loans Ltd. | Financial | CP | 0.11% |
Ultratech Cement Ltd. | Construction | NCD | 0.10% |
SMFG India Credit Company Ltd. | Financial | NCD | 0.09% |
National Bank For Agriculture & Rural Development | Financial | Bonds/NCD | 0.08% |
Axis Bank Ltd. | Financial | CD | 0.07% |
Canara Bank | Financial | CD | 0.07% |
Karnataka State | Others | SDL | 0.07% |
Reserve Bank of India | Financial | T-Bills | 0.07% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.07% |
REC Ltd. | Financial | Debenture | 0.07% |
Bihar State | Others | SDL | 0.07% |
Telangana State | Financial | SDL | 0.07% |
Uttar Pradesh State | Others | SDL | 0.07% |
Aditya Birla Money Ltd. | Financial | CP | 0.07% |
REC Ltd. | Financial | Bonds | 0.05% |
HDFC Bank Ltd. | Financial | NCD | 0.04% |
Kotak Mahindra Bank Ltd. | Financial | Money Mkt | 0.04% |
LIC Housing Finance Ltd. | Financial | Debenture | 0.04% |
Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.04% |
Axis Bank Ltd. | Financial | CD | 0.04% |
Punjab National Bank | Financial | CD | 0.04% |
Export-Import Bank Of India | Financial | Debenture | 0.04% |
Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 0.04% |
TMF Holdings Ltd. | Financial | CP | 0.04% |
IDFC First Bank Ltd. | Financial | CD | 0.04% |
Reserve Bank of India | Financial | T-Bills | 0.01% |
See All
Pros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 1.98
The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y
Cons
Higher expense ratio: 0.2%
Expense ratio, exit load and tax
Expense ratio: 0.20%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹1,000 |
Fund management
Anupam JoshiOct 2015 - PresentView details
Anupam Joshi
Oct 2015 - Present
View details
Education
Mr. Joshi is a PGDM in Business Management.
Experience
Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Also manages these schemes
Swapnil JangamOct 2022 - PresentView details
Swapnil Jangam
Oct 2022 - Present
View details
Education
Mr. Jangam has done B.Com, CA and CFA Level III.
Experience
Prior to Joining HDFC Mutual Fund, he has worked with M.P. Chitale and Co. and EY.
Also manages these schemes
Dhruv MuchhalJun 2023 - PresentView details
Dhruv Muchhal
Jun 2023 - Present
View details
Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
E-mail
[email protected]Website
www.hdfcfund.com
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
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