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HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth

Solution Oriented
Retirement
Very High Risk
5Y Lock In
13.98%
3Y annualised
-0.16% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 May 2022₹25.58
Min. SIP amount₹300
Rating4
Fund size₹802.45Cr

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.4%14.0%11.8%16.3%
Category average42.2%12.7%12.2%NA
Rank with in category281110NA
Understand terms

Holdings (64)

NameSectorInstrumentAssets
HDFC Bank Ltd.FinancialEquity4.7%
Infosys Ltd.TechnologyEquity4.7%
Reliance Industries Ltd.EnergyEquity4.5%
ICICI Bank Ltd.FinancialEquity4.4%
GOI
SovereignGOI Sec4.3%
GOI
SovereignGOI Sec3.5%
Power Finance Corporation Ltd.FinancialNCD3.3%
Embassy Office Parks REITConstructionDebenture3.1%
Housing Development Finance Corpn. Ltd.FinancialEquity3.0%
ITC Ltd.Consumer StaplesEquity2.3%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

3Y and 5Y annualised returns higher than category average
Exit load is zero
Lower expense ratio: 1.05%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

1Y annualised returns lower than category average by 24.93%
Lock-in period: 5Y

Expense ratio, exit load and tax

Expense ratio: 1.05%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹300

Fund management

Shobhit Mehrotra
Feb 2016 - Present
View details

Education
He is an MBA from Clemson University, USA.
Experience
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Also manages these schemes

Srinivasan Ramamurthy
Dec 2021 - Present
View details

Education
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Also manages these schemes

Priya Ranjan
May 2022 - Present
View details

Education
Mr. Ranjan is B.E(Computer Science) and PGDBM (Finance).
Experience
He has over 14 years of experience in equity research.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House"-2nd Floor,H.T. Parekh Marg - 165-166, Backbay Reclamation,Churchgate Mumbai 400020
Phone
1800-3010-6767 / 1800-419-7676
Launch Date
10 Dec 1999
E-mail
NA
Website
NA
Amc Image
HDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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FAQs

How to Invest in HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

You can easily invest in HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps:

  • Log on to your Groww account
  • Search for HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth from the search box
  • In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
  • Once you are done with that, you can start investing in HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth provide?

The HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth has been there from 25 Feb 2016 and the average annual returns provided by this fund is 6.36% since its inception.

How much expense ratio is charged by HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

The term Expense Ratio used for HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund.

The Expense Ratio of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth is 1.05% as of 19 May 2022...

What is the AUM of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

The AUM, short for Assets Under Management of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth is ₹802.45Cr as of 19 May 2022.

How to Redeem HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

If you want to sell your HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

You can select either SIP or Lumpsum investment of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth based on your investment objective and risk tolerance.

What is the NAV of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

The NAV of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth is ₹25.58 as of 18 May 2022.

What is the PE and PB ratio of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth?

The PE ratio ratio of HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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