Home>Mutual Funds>HDFC Mutual Fund>HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth

HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth

Solution Oriented
Retirement
Very High Risk
5Y Lock Inlock
20.07%
3Y annualised
-0.42% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 21 Oct 2021₹27.60
Min. SIP amount₹500
Rating4star
Fund size₹731.92 Cr

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns46.4%20.1%15.6%19.7%
Category average42.2%12.7%12.2%NA
Rank with in category23136NA
Understand termsinfo

Holdings (52)

NameSectorInstrumentAssets
FinancialEquity5.6%
FinancialEquity4.7%
TechnologyEquity4.5%
EnergyEquity4.4%
FinancialEquity3.8%
Power Finance Corporation Ltd.
FinancialNCD3.7%
ConstructionDebenture3.5%
ConstructionEquity2.4%
FMCGEquity2.4%
Consumer DurableEquity2.1%
See All

Pros and cons

info
Category: Solution Oriented Retirement
thumb_up_alt

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 3.12 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 65:35 - in the last 3Y
Exit load is zero
Lower expense ratio: 1.21%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
thumb_down_alt

Cons

Lock-in period: 5Y

Expense ratio, exit load and tax

Expense ratio: 1.21%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).

Understand termsinfo
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Shobhit Mehrotra
Feb 2016 - Present
View details
keyboard_arrow_down
Anand Laddha
Oct 2020 - Present
View details
keyboard_arrow_down
Amar Kalkundrikar
Jan 2019 - Present
View details
keyboard_arrow_down
Chirag Dagli
Jul 2019 - Present
View details
keyboard_arrow_down
Sankalp Baid
Jan 2021 - Present
View details
keyboard_arrow_down

Fund house & investment objective

keyboard_arrow_down

Fund house contact details

keyboard_arrow_down

Compare funds

HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth
VS
Add mutual fund to compare
Loading...
ⓒ 2016-2021 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 1.9.6
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES: ICICI PRUDENTIAL  | HDFC  | NIPPON INDIA  | ADITYA BIRLA SUN LIFE  | SBI  | UTI  | FRANKLIN TEMPLETON  | KOTAK MAHINDRA  | IDFC  | DSP  | AXIS  | TATA  | L&T  | SUNDARAM  | PGIM  | INVESCO  | LIC  | JM FINANCIAL  | BARODA PIONEER  | CANARA ROBECO  | HSBC  | IDBI  | INDIABULLS  | MOTILAL OSWAL  | BNP PARIBAS  | MIRAE ASSET  | PRINCIPAL  | BOI AXA  | UNION KBC  | TAURUS  | EDELWEISS  | NAVI  | MAHINDRA  | QUANTUM  | PPFAS  | IIFL  | Quant  | SHRIRAM  | SAHARA | ITI
arrow_drop_down_circle