How to Invest in HDFC Gilt Fund Direct Growth?

You can easily invest in HDFC Gilt Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for HDFC Gilt Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in HDFC Gilt Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does HDFC Gilt Fund Direct Growth provide?

The HDFC Gilt Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 4.94% since its inception.

How much expense ratio is charged by HDFC Gilt Fund Direct Growth?

The term Expense Ratio used for HDFC Gilt Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of HDFC Gilt Fund Direct Growth is 0.46% as of 18 Jan 2026...

What is the AUM of HDFC Gilt Fund Direct Growth?

The AUM, short for Assets Under Management of HDFC Gilt Fund Direct Growth is ₹2,914.19Cr as of 18 Jan 2026.

How to Redeem HDFC Gilt Fund Direct Growth?

If you want to sell your HDFC Gilt Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of HDFC Gilt Fund Direct Growth?

You can select either SIP or Lumpsum investment of HDFC Gilt Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of HDFC Gilt Fund Direct Growth?

The NAV of HDFC Gilt Fund Direct Growth is ₹58.68 as of 16 Jan 2026.

What is the PE and PB ratio of HDFC Gilt Fund Direct Growth?

The PE ratio ratio of HDFC Gilt Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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HDFC Gilt Fund Direct Growth

Name: HDFC Gilt Fund Direct Growth
Brand: HDFC Mutual Fund

Debt

Gilt

Moderate Risk

+7.11%

3Y annualised

-0.12% 1D

All

NAV: 16 Jan '26

₹58.68

Min. SIP amount

₹100

Fund size

₹2,914.19 Cr

Expense ratio

0.46%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹62,793	+4.66%
3 years	₹1,80,000	₹2,04,334	+13.52%
5 years	₹3,00,000	₹3,57,174	+19.06%
10 years	₹6,00,000	₹8,55,464	+42.58%

Holdings (40)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	17.70%
GOI	Sovereign	GOI Sec	13.58%
GOI	Sovereign	GOI Sec	8.22%
GOI	Sovereign	GOI Sec	7.61%
GOI	Sovereign	GOI Sec	7.46%
GOI	Sovereign	GOI Sec	5.03%
GOI	Sovereign	GOI Sec	4.79%
GOI	Sovereign	GOI Sec	4.22%
GOI	Sovereign	GOI Sec	2.88%
Gujarat State	Construction	SDL	2.74%
GOI	Sovereign	GOI Sec	2.64%
GOI	Sovereign	GOI Sec	2.57%
Gujarat State	Construction	SDL	1.72%
GOI	Sovereign	GOI Sec	1.70%
Madhya Pradesh State	Others	SDL	1.63%
Gujarat State	Construction	SDL	1.05%
Maharashtra State	Others	SDL	1.02%
Uttar Pradesh State	Others	SDL	1.02%
GOI	Sovereign	GOI Sec	0.88%
GOI	Sovereign	GOI Sec	0.86%
Madhya Pradesh State	Others	SDL	0.85%
Maharashtra State	Others	SDL	0.85%
Uttar Pradesh State	Others	SDL	0.84%
Madhya Pradesh State	Others	SDL	0.83%
Madhya Pradesh State	Others	SDL	0.67%
GOI	Sovereign	GOI Sec	0.55%
GOI	Sovereign	GOI Sec	0.52%
Gujarat State	Construction	SDL	0.52%
Rajasthan State	Others	SDL	0.51%
Andhra Pradesh State	Financial	SDL	0.35%
Gujarat State	Construction	SDL	0.35%
Gujarat State	Construction	SDL	0.34%
Uttar Pradesh State	Others	SDL	0.34%
Andhra Pradesh State	Financial	SDL	0.27%
Andhra Pradesh State	Financial	SDL	0.23%
Andhra Pradesh State	Financial	SDL	0.21%
GOI	Sovereign	GOI Sec	0.12%
GOI	Sovereign	CGL	0.04%
Haryana State	Others	SDL	0.02%
GOI	Sovereign	GOI Sec	0.01%

See All

Minimum investments

Min. for 1st investment

₹100

Min. for 2nd investment

₹100

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.1%	+5.4%	+7.1%	+7.4%
Category average (Debt Gilt)	+6.8%	+4.9%	+7.0%	--
Rank (Debt Gilt)	11	15	18	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Gilt Fund Direct Plan Growth	+6.59%	+8.05%	9,181.38
	Baroda BNP Paribas Gilt Fund Direct Growth	+5.01%	+7.42%	1,183.68
	SBI Gilt Fund Direct Growth	+4.77%	+7.20%	10,816.83
	HDFC Gilt Fund Direct Growth	+4.94%	+7.11%	2,914.19
	Franklin India Government Securities Fund Direct Growth	+5.07%	+6.35%	186.64
Compare

Fund management

AB
Anil Bamboli
Jan 2013 - Present
View details

Education

Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience

Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Also manages these schemes

HDFC Equity Savings Direct Plan Growth

HDFC Banking and PSU Debt Fund Direct Growth

HDFC Gilt Fund Direct Growth

HDFC Dynamic Debt Fund Direct Plan Growth

HDFC Balanced Advantage Fund Direct Growth

HDFC Ultra Short Term Fund Direct Growth

HDFC Arbitrage Direct Plan Growth

HDFC Children's Fund Direct Plan

HDFC Income Plus Arbitrage Active FoF Direct Growth

HDFC Arbitrage Fund Wholesale Direct Growth

HDFC Multi Asset Active FoF Direct Growth

HDFC Short Term Debt Fund Direct Plan Growth

HDFC Multi Asset Allocation Fund Direct Growth

PR
Priya Ranjan
May 2022 - Present
View details

Education

Mr. Ranjan is B.E(Computer Science) and PGDBM (Finance).

Experience

He has over 14 years of experience in equity research.

Also manages these schemes

HDFC Transportation and Logistics Fund Direct Growth

HDFC Gilt Fund Direct Growth

HDFC Defence Fund Direct Growth

HDFC Dividend Yield Fund Direct Growth

About HDFC Gilt Fund Direct Growth

HDFC Gilt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Gilt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,32,192 Cr and the Latest NAV as of 16 Jan 2026 is ₹58.68. The HDFC Gilt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme is a dedicated gilt scheme which seeks to generate reasonable returns with investments in government securities, securities guaranteed by GoI with medium to long term residual maturities.

Fund benchmarkNIFTY All Duration G-Sec Index

Scheme Information Document(SID)