These funds majorly invest in debt with a small allocation to equity investments. People who are not much inclined to take risks can happily invest in these funds as they primarily put debt instruments in focus combined with a smaller percentage of equity funds to promote good returns. Returns are taxed as per your income tax slab if sold before three years and have negligible tax (20% with indexation benefit) post that period.
Purpose: Anyone looking for good returns without putting the hard earned money to market risks.
| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| ICICI Prudential Regular Savings Fund | Hybrid | Moderately High | 4.8% | 5star | ₹1,573 | |
| UTI Charitable and Religious Trusts | Hybrid | Moderately High | 8.8% | 4star | ₹726 | |
| UTI Regular Savings Fund | Hybrid | Moderately High | 3.5% | 4star | ₹2,520 | |
| Aditya Birla Sun Life Regular Savings Fund | Hybrid | Moderately High | -1.1% | 4star | ₹2,486 | |
| ICICI Prudential MIP | Hybrid | Moderate | 6.2% | 4star | ₹359 | |
| Reliance Hybrid Bond Fund | Hybrid | Moderately High | 3.7% | 4star | ₹2,045 | |
| Kotak Debt Hybrid | Hybrid | Moderate | 0.3% | 3star | ₹393 | |
| BNP Paribas Conservative Hybrid Fund | Hybrid | Moderate | 4.5% | 3star | ₹341 | |
| DSP BlackRock Regular Savings Fund | Hybrid | Moderately High | -1.9% | 3star | ₹335 | |
| SBI Debt Hybrid Fund | Hybrid | Moderate | -0.5% | 3star | ₹1,638 | |
| UTI Monthly Income Scheme | Hybrid | Moderate | 6.0% | 3star | ₹264 | |
| IDFC Regular Saving Fund | Hybrid | Moderately High | 2.0% | 3star | ₹206 | |
| Aditya Birla Sun Life MIP II - Savings 5 | Hybrid | Moderate | 5.9% | 3star | ₹302 | |
| Franklin India Debt Hybrid Fund | Hybrid | Moderately High | 1.9% | 3star | ₹435 | |
| BOI AXA Conservative Hybrid Fund | Hybrid | Moderate | -0.5% | 3star | ₹220 | |
| View All Top 10 Conservative Mutual Funds |
Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 9.89% annualized returns in the last 3 years. In the last 1 year, it gave 4.84% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 4.84% returns in the last 1 year. Groww rated this fund as 5 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Rajat Chandak, Manish Banthia
| Launch Date | 2 Jan 2013 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 5star |
| AUM | ₹1,573Cr |
| 1Y Returns | 4.8% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 9.4% annualized returns in the last 3 years. In the last 1 year, it gave 8.75% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 8.75% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: V Srivatsa, Amandeep Chopra
| Launch Date | 8 Jan 2013 |
|---|---|
| Min Investment Amt | ₹10,000 |
| Groww Rating | 4star |
| AUM | ₹726Cr |
| 1Y Returns | 8.8% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.62% annualized returns in the last 3 years. In the last 1 year, it gave 3.53% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 3.53% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Amandeep Chopra, Ajay Tyagi
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 4star |
| AUM | ₹2,520Cr |
| 1Y Returns | 3.5% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 9.72% annualized returns in the last 3 years. In the last 1 year, it gave -1.1% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -1.1% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Satyabrata Mohanty, Vineet Maloo, Pranay Sinha
| Launch Date | 25 Dec 2012 |
|---|---|
| Min Investment Amt | ₹500 |
| Groww Rating | 4star |
| AUM | ₹2,486Cr |
| 1Y Returns | -1.1% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.21% annualized returns in the last 3 years. In the last 1 year, it gave 6.21% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 6.21% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Rajat Chandak, Manish Banthia
| Launch Date | 1 Jan 2013 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 4star |
| AUM | ₹359Cr |
| 1Y Returns | 6.2% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.13% annualized returns in the last 3 years. In the last 1 year, it gave 3.71% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 3.71% returns in the last 1 year. Groww rated this fund as 4 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Amit Tripathi, Sanjay Parekh
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 4star |
| AUM | ₹2,045Cr |
| 1Y Returns | 3.7% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.33% annualized returns in the last 3 years. In the last 1 year, it gave 0.35% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 0.35% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Abhishek Bisen, Devender Singhal
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹393Cr |
| 1Y Returns | 0.3% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 9.44% annualized returns in the last 3 years. In the last 1 year, it gave 4.45% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 4.45% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Abhijeet Dey, Karthikraj Lakshmanan, Mayank Prakash
| Launch Date | 1 Jan 2013 |
|---|---|
| Min Investment Amt | ₹1,000 |
| Groww Rating | 3star |
| AUM | ₹341Cr |
| 1Y Returns | 4.5% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 6.45% annualized returns in the last 3 years. In the last 1 year, it gave -1.86% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -1.86% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Kedar Karnik, Vikram Chopra, Mayur Patel
| Launch Date | 1 Jan 2013 |
|---|---|
| Min Investment Amt | ₹1,000 |
| Groww Rating | 3star |
| AUM | ₹335Cr |
| 1Y Returns | -1.9% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 7.49% annualized returns in the last 3 years. In the last 1 year, it gave -0.52% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.52% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Dinesh Ahuja, Ruchit Mehta
| Launch Date | 6 Jan 2013 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹1,638Cr |
| 1Y Returns | -0.5% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 7.99% annualized returns in the last 3 years. In the last 1 year, it gave 5.96% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 5.96% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: V Srivatsa, Amandeep Chopra
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹264Cr |
| 1Y Returns | 6.0% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 7.52% annualized returns in the last 3 years. In the last 1 year, it gave 1.99% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 1.99% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Anurag Mittal, Sumit Agrawal
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹5,000 |
| Groww Rating | 3star |
| AUM | ₹206Cr |
| 1Y Returns | 2.0% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.57% annualized returns in the last 3 years. In the last 1 year, it gave 5.92% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 5.92% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Sunaina da Cunha
| Launch Date | 25 Dec 2012 |
|---|---|
| Min Investment Amt | ₹1,000 |
| Groww Rating | 3star |
| AUM | ₹302Cr |
| 1Y Returns | 5.9% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 7.07% annualized returns in the last 3 years. In the last 1 year, it gave 1.91% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 1.91% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Sachin Padwal-Desai, Umesh Sharma, Srikesh Nair, Lakshmikanth Reddy
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹10,000 |
| Groww Rating | 3star |
| AUM | ₹435Cr |
| 1Y Returns | 1.9% |
Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 7.38% annualized returns in the last 3 years. In the last 1 year, it gave -0.45% returns.
Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.45% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.
Fund Manager: Alok Singh
| Launch Date | 31 Dec 2012 |
|---|---|
| Min Investment Amt | ₹2,00,000 |
| Groww Rating | 3star |
| AUM | ₹220Cr |
| 1Y Returns | -0.5% |
— Registered with SEBI, AMFI & BSE
— Paperless sign up on web & app
— Expert recommendations
— ZERO fees !
Asset management companies (or AMCs or fund houses) create mutual funds. All AMCs will have to be approved by the government body, Securities and Exchange Board of India (SEBI). All mutual funds have to be whetted by SEBI before it is open for the public to invest.
One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.
Explore all Mutual Funds on Groww