Bank of Baroda provides various banking products and services to individual and corporate customers. It offers fixed, current, recurring, and savings deposit products, as well as NRI account and foreign currency deposits. The also provides loans, such as home, education, vehicle, personal, mortgage, commission agents, traders, and debit card EMI loans, as well as advances against securities and gold ornaments/jewelries, and loans for public issues/IPOs; professional, composite, small business borrower, capital expenditure, bridge, and short term corporate loans, as well as loans for micro, small, and medium enterprises; working capital finance, term finance, commercial vehicle finance, export and import finance, bill finance, lines of credit, loans against rent receivables, term finance, project finance, infrastructure finance, loans for takeover of accounts, foreign currency credit, and supply chain finance; overdrafts and non-fund based services; and debit, prepaid, and credit cards. In addition, it offers loans and advances, and pensions and other government schemes to rural and agricultural customers; life insurance, general insurance, and health insurance products, as well as mutual funds; appraisal, merchant banking, cash management, remittance, collection, electronic clearing, correspondent banking, treasury, trade finance, investment, wealth management, and capital market services; and digital banking services. As of March 31, 2018, the operated 5,467 branches in India, as well as 106 branches internationally. Bank of Baroda was founded in 1908 and is headquartered in Vadodara, India.
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