Bank of Baroda

Bank of Baroda is a venerable Indian financial institution with a rich history spanning over 116 years, dedicated to serving all its stakeholders with a stellar record of service. The bank's vision is to build a future-ready, world-class banking institution that consistently creates value for all its stakeholders through its commitment to core values and compliance. A core part of its mission is financial inclusion, treating it as a social commitment to provide universal banking services to all sections of society at an affordable cost. Operationally, the bank is committed to digitization and continuously strives to migrate transactions to digital channels, aiming to provide a superior customer experience through modern banking solutions. Its growth strategy involves a calibrated approach, focusing on high-yielding retail loans while aligning advances growth with deposit mobilisation to ensure balanced and profitable expansion. This strategy has proven effective, with the retail loan portfolio crossing the ₹2 lakh crore mark in FY2024, demonstrating a robust growth of 20.7% in this segment.;