DSP Equity Savings Fund Direct Growth

DSP Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Moderate Risk
+10.89%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 16 Jan '26
₹25.04
Min. SIP amount
₹100
Fund size
₹3,904.77 Cr
Expense ratio
0.62%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,502
+4.17%
3 years₹1,80,000₹2,14,361
+19.09%
5 years₹3,00,000₹3,98,539
+32.85%

Holdings (172)

NameSectorInstrumentsAssets
GOISovereignGOI FRB5.92%
HDFC Bank Ltd.FinancialEquity5.70%
Axis Bank Ltd.FinancialEquity4.66%
ITC Ltd.Consumer StaplesEquity3.15%
State Bank of IndiaFinancialEquity3.15%
Reliance Industries Ltd.EnergyEquity3.09%
ICICI Bank Ltd.FinancialEquity2.90%
Mahindra & Mahindra Ltd.AutomobileEquity2.87%
Tata Consultancy Services Ltd.TechnologyEquity2.60%
Infosys Ltd.TechnologyEquity2.18%
Bajaj Finance Ltd.FinancialEquity2.07%
Adani Enterprises Ltd.ServicesEquity1.98%
Kotak Mahindra Bank Ltd.FinancialEquity1.94%
Bharti Airtel Ltd.CommunicationEquity1.93%
NTPC Ltd.EnergyEquity1.87%
Indus Towers Ltd.CommunicationEquity1.86%
Cipla Ltd.HealthcareEquity1.75%
GOISovereignGOI Sec1.71%
Brookfield India Real Estate Trust REITConstructionREITs1.69%
GOISovereignGOI Sec1.55%
Vodafone Idea Ltd.CommunicationEquity1.50%
Vedanta Ltd.Metals & MiningEquity1.40%
Power Finance Corporation Ltd.FinancialBonds1.37%
Bajaj Finance Ltd.FinancialDebenture1.32%
Sun Pharmaceutical Industries Ltd.HealthcareEquity1.31%
Bharti Telecom Ltd.CommunicationDebenture1.28%
Larsen & Toubro Ltd.ConstructionEquity1.16%
Petronet LNG Ltd.EnergyEquity1.14%
Samvardhana Motherson International Ltd.AutomobileEquity1.13%
Canara HSBC Life Insurance Company Ltd.InsuranceEquity1.03%
Canara BankFinancialEquity0.97%
Bank Of BarodaFinancialEquity0.93%
SBI Life Insurance Company Ltd.InsuranceEquity0.93%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.87%
Hindalco Industries Ltd.Metals & MiningEquity0.84%
Titan Company Ltd.Consumer DiscretionaryEquity0.84%
Syngene International Ltd.HealthcareEquity0.81%
GOISovereignGOI Sec0.76%
GAIL (India) Ltd.EnergyEquity0.73%
National Housing BankFinancialBonds0.69%
HDFC Bank Ltd.FinancialDebenture0.68%
Indian Railway Finance Corporation Ltd.FinancialBonds0.67%
Power Finance Corporation Ltd.FinancialNCD0.67%
HDB Financial Services Ltd.FinancialNCD0.67%
Indus Infra TrustConstructionInvITs0.67%
National Bank For Financing Infrastructure And DevelopmentFinancialBonds0.66%
Bharti Telecom Ltd.CommunicationDebenture0.65%
GOISovereignGOI Sec0.65%
Power Grid Corporation Of India Ltd.EnergyBonds/Deb0.65%
Muthoot Finance Ltd.FinancialNCD0.65%
Indigo Paints Ltd.ChemicalsEquity0.64%
HDFC Bank Ltd.FinancialCD0.62%
Hindustan Aeronautics Ltd.Capital GoodsEquity0.62%
Eicher Motors Ltd.AutomobileEquity0.59%
Cohance Lifesciences Ltd.HealthcareEquity0.58%
GOISovereignGOI Sec0.54%
GOISovereignGOI Sec0.53%
Ipca Laboratories Ltd.HealthcareEquity0.52%
Punjab National BankFinancialEquity0.52%
Bandhan Bank Ltd.FinancialEquity0.51%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.50%
Jubilant Ingrevia Ltd.ChemicalsEquity0.47%
Bharat Electronics Ltd.Capital GoodsEquity0.43%
Cyient Ltd.TechnologyEquity0.41%
Ambuja Cements Ltd.ConstructionEquity0.40%
NMDC Ltd.Metals & MiningEquity0.39%
Tata Power Company Ltd.EnergyEquity0.35%
Emcure Pharmaceuticals Ltd.HealthcareEquity0.31%
Power Finance Corporation Ltd.FinancialEquity0.29%
GOISovereignGOI Sec0.27%
HCL Technologies Ltd.TechnologyEquity0.27%
GMR Airports Ltd.ConstructionEquity0.22%
DLF Ltd.ConstructionEquity0.22%
Alembic Pharmaceuticals Ltd.HealthcareEquity0.22%
La Opala RG Ltd.ConstructionEquity0.20%
Bharti Telecom Ltd.CommunicationDebenture0.19%
TVS Motor Company Ltd.AutomobileEquity0.17%
TeamLease Services Ltd.ServicesEquity0.17%
The Federal Bank Ltd.FinancialEquity0.16%
Power Grid Corporation Of India Ltd.EnergyEquity0.16%
HDFC Life Insurance Co Ltd.InsuranceEquity0.16%
Biocon Ltd.HealthcareEquity0.15%
GOISovereignGOI Sec0.14%
GOISovereignGOI Sec0.13%
Multi Commodity Exchange Of India Ltd.ServicesEquity0.13%
Hero Motocorp Ltd.AutomobileEquity0.12%
United Spirits Ltd.Consumer StaplesEquity0.12%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.12%
Hindustan Petroleum Corporation Ltd.EnergyEquity0.11%
Tata Steel Ltd.Metals & MiningEquity0.11%
JSW Steel Ltd.Metals & MiningEquity0.10%
Muthoot Finance Ltd.FinancialEquity0.10%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.09%
Shriram Finance LtdFinancialEquity0.09%
Indian Railway Catering & Tourism Corporation Ltd.ServicesEquity0.08%
LIC Housing Finance Ltd.FinancialEquity0.07%
Aditya Birla Capital Ltd.FinancialEquity0.06%
Bajaj Finserv Ltd.FinancialEquity0.05%
Polycab India Ltd.Capital GoodsEquity0.05%
Aurobindo Pharma Ltd.HealthcareEquity0.04%
Zydus Lifesciences Ltd.HealthcareEquity0.03%
Steel Authority Of India Ltd.Metals & MiningEquity0.02%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.02%
Coforge Ltd.TechnologyEquity0.02%
Info Edge (India) Ltd.ServicesEquity0.02%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.02%
Pidilite Industries Ltd.ChemicalsEquity0.00%
Ultratech Cement Ltd.ConstructionEquity0.00%
TVS Motor Company Ltd - Pref. SharesAutomobilePref. Shares0.00%
Ultratech Cement Ltd.ConstructionFutures-0.00%
Pidilite Industries Ltd.ChemicalsFutures-0.00%
Steel Authority Of India Ltd.Metals & MiningFutures-0.02%
Tata Motors Passenger Vehicles Ltd.AutomobileFutures-0.02%
Coforge Ltd.TechnologyFutures-0.02%
Info Edge (India) Ltd.ServicesFutures-0.02%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryFutures-0.02%
Zydus Lifesciences Ltd.HealthcareFutures-0.03%
Aurobindo Pharma Ltd.HealthcareFutures-0.04%
Bajaj Finserv Ltd.FinancialFutures-0.05%
Polycab India Ltd.Capital GoodsFutures-0.05%
Aditya Birla Capital Ltd.FinancialFutures-0.06%
LIC Housing Finance Ltd.FinancialFutures-0.07%
Petronet LNG Ltd.EnergyFutures-0.08%
Indian Railway Catering & Tourism Corporation Ltd.ServicesFutures-0.08%
Apollo Hospitals Enterprise Ltd.HealthcareFutures-0.09%
Oil And Natural Gas Corporation Ltd.EnergyFutures-0.09%
Shriram Finance LtdFinancialFutures-0.09%
JSW Steel Ltd.Metals & MiningFutures-0.10%
Muthoot Finance Ltd.FinancialFutures-0.10%
Hindustan Petroleum Corporation Ltd.EnergyFutures-0.11%
Tata Steel Ltd.Metals & MiningFutures-0.11%
Hero Motocorp Ltd.AutomobileFutures-0.12%
United Spirits Ltd.Consumer StaplesFutures-0.12%
Adani Ports and Special Economic Zone Ltd.ServicesFutures-0.12%
Multi Commodity Exchange Of India Ltd.ServicesFutures-0.13%
Biocon Ltd.HealthcareFutures-0.15%
The Federal Bank Ltd.FinancialFutures-0.16%
Power Grid Corporation Of India Ltd.EnergyFutures-0.16%
HDFC Life Insurance Co Ltd.InsuranceFutures-0.16%
TVS Motor Company Ltd.AutomobileFutures-0.17%
GMR Airports Ltd.ConstructionFutures-0.22%
DLF Ltd.ConstructionFutures-0.22%
Tata Power Company Ltd.EnergyFutures-0.35%
NMDC Ltd.Metals & MiningFutures-0.39%
Ambuja Cements Ltd.ConstructionFutures-0.41%
Bharat Electronics Ltd.Capital GoodsFutures-0.43%
NTPC Ltd.EnergyFutures-0.47%
Cipla Ltd.HealthcareFutures-0.50%
Bandhan Bank Ltd.FinancialFutures-0.51%
Punjab National BankFinancialFutures-0.52%
Eicher Motors Ltd.AutomobileFutures-0.59%
Hindustan Aeronautics Ltd.Capital GoodsFutures-0.62%
Kotak Mahindra Bank Ltd.FinancialFutures-0.75%
Hindalco Industries Ltd.Metals & MiningFutures-0.84%
Titan Company Ltd.Consumer DiscretionaryFutures-0.85%
Bank Of BarodaFinancialFutures-0.94%
Canara BankFinancialFutures-0.98%
Mahindra & Mahindra Ltd.AutomobileFutures-1.14%
Larsen & Toubro Ltd.ConstructionFutures-1.17%
ITC Ltd.Consumer StaplesFutures-1.24%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-1.32%
Indus Towers Ltd.CommunicationFutures-1.32%
Vedanta Ltd.Metals & MiningFutures-1.41%
Vodafone Idea Ltd.CommunicationFutures-1.51%
Bajaj Finance Ltd.FinancialFutures-1.62%
Bharti Airtel Ltd.CommunicationFutures-1.94%
Adani Enterprises Ltd.ServicesFutures-1.98%
State Bank of IndiaFinancialFutures-2.06%
Tata Consultancy Services Ltd.TechnologyFutures-2.61%
Axis Bank Ltd.FinancialFutures-2.76%
HDFC Bank Ltd.FinancialFutures-2.99%
Reliance Industries Ltd.EnergyFutures-3.11%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+7.2%+10.9%+10.2%+9.8%
Category average (Hybrid Equity Savings)+5.9%+9.9%+9.1%--
Rank (Hybrid Equity Savings)14139--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

AS
Abhishek Singh
May 2021 - Present
View details

Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.

About DSP Equity Savings Fund Direct Growth

DSP Equity Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Abhishek Singh is the Current Fund Manager of DSP Equity Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 16 Jan 2026 is ₹25.04. The DSP Equity Savings Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.
Fund benchmarkNIFTY Equity Savings Total Return Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,