Kotak Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Moderately High Risk
01234567890123456789.01234567890123456789%
3Y annualised
+0.27% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Apr 2025₹27.94
Min. SIP amount₹100
Rating5
Fund size₹8,043.30Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹59,791
Would have become ₹60,378 (+0.96%)

Returns and rankings

Category: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.5%12.2%14.0%10.3%
Category average8.3%9.3%11.7%NA
Rank with in category1038NA
Understand terms

Peer Comparison

Hybrid, Equity Savings fundsRating1Y3YFund Size(Cr)
5
9.2%12.1%8,043.30
4
11.6%11.5%577.29
4
12.8%11.3%2,517.21
4
9.3%10.7%5,670.63
4
9.2%8.8%12,854.84

Holdings (218)

NameSectorInstrumentAssets
Kotak Liquid - Plan A - Direct Plan-Growth
NAMutual Fund5.35%
CommunicationEquity4.83%
CommunicationEquity4.68%
EnergyEquity3.56%
FinancialEquity3.29%
AutomobileEquity2.95%
National Bank For Agriculture & Rural Development
FinancialBonds2.81%
Metals & MiningEquity2.65%
EnergyEquity2.37%
ServicesEquity2.34%
FinancialEquity2.01%
Kotak Low Duration Fund - Standard Plan - Direct Plan
NAMutual Fund1.93%
GOI
SovereignGOI Sec1.91%
Consumer StaplesEquity1.81%
AutomobileEquity1.62%
FinancialEquity1.62%
ServicesEquity1.61%
FinancialEquity1.56%
Consumer StaplesEquity1.55%
NA
NAEquity1.53%
FinancialEquity1.33%
EnergyEquity1.33%
EnergyEquity1.26%
Mankind Pharma Ltd.
HealthcareDebenture1.25%
FinancialEquity1.15%
ServicesEquity1.11%
ConstructionEquity1.07%
ServicesEquity1.07%
Consumer DiscretionaryEquity1.04%
ConstructionEquity1.02%
ServicesEquity0.95%
GOI
SovereignGOI Sec0.95%
Mahindra & Mahindra Financial Services Ltd.
FinancialDebenture0.94%
FinancialNCD0.93%
EnergyEquity0.88%
FinancialEquity0.87%
Indus Infra Trust
ConstructionFutures0.87%
TechnologyEquity0.85%
TechnologyEquity0.80%
Capital GoodsEquity0.80%
TechnologyEquity0.79%
Consumer StaplesEquity0.76%
Kotak Money Market Fund Direct-Growth
NAMutual Fund0.75%
Consumer StaplesEquity0.67%
EnergyEquity0.67%
ServicesEquity0.66%
TechnologyEquity0.66%
GOI
SovereignGOI Sec0.65%
FinancialBonds0.62%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.62%
Reliance Jio Infocomm Ltd.
CommunicationCP0.62%
InsuranceEquity0.61%
ChemicalsEquity0.54%
ServicesEquity0.52%
FinancialEquity0.52%
AutomobileEquity0.52%
FinancialEquity0.46%
Mankind Pharma Ltd.
HealthcareDebenture0.44%
Metals & MiningEquity0.43%
Metals & MiningEquity0.40%
CommunicationEquity0.40%
TechnologyEquity0.40%
ServicesEquity0.40%
FinancialEquity0.39%
Capital GoodsEquity0.39%
TechnologyEquity0.37%
GOI
SovereignCGL0.36%
National Bank For Agriculture & Rural Development
FinancialBonds/NCD0.31%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.31%
ConstructionEquity0.28%
HealthcareEquity0.27%
ConstructionREITs0.27%
Poonawalla Fincorp Ltd.
FinancialFutures0.27%
Metals & MiningEquity0.26%
FinancialEquity0.25%
FinancialNCD0.25%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.25%
LIC Housing Finance Ltd.
FinancialDebenture0.22%
CommunicationPPE0.21%
FinancialDebenture0.19%
HealthcareEquity0.18%
InsuranceEquity0.17%
HealthcareEquity0.16%
AutomobileEquity0.16%
FinancialEquity0.16%
Capital GoodsEquity0.16%
FinancialEquity0.15%
Consumer StaplesEquity0.15%
ConstructionEquity0.15%
FinancialDebenture0.14%
FinancialDebenture0.14%
AutomobileEquity0.13%
REC Ltd.
FinancialDebenture0.13%
FinancialBonds0.12%
HDFC Bank Ltd.
FinancialDebenture0.12%
FinancialEquity0.12%
GOI
SovereignCGL0.12%
HealthcareEquity0.11%
Consumer StaplesEquity0.11%
FinancialEquity0.11%
FinancialDebenture0.10%
HealthcareEquity0.10%
L&T Finance Ltd.
FinancialNCD0.10%
FinancialDebenture0.10%
Capital GoodsEquity0.10%
HealthcareEquity0.09%
EnergyBonds0.09%
ServicesEquity0.09%
FinancialEquity0.08%
Export-Import Bank Of India
FinancialDebenture0.08%
ServicesEquity0.07%
FinancialEquity0.06%
Axis Finance Ltd.
FinancialDebenture0.06%
Tamilnadu State
OthersSDL0.06%
FinancialDebenture0.06%
Tamilnadu State
OthersSDL0.06%
HDB Financial Services Ltd.
FinancialDebenture0.06%
ConstructionEquity0.06%
ChemicalsEquity0.06%
ServicesEquity0.05%
National Bank For Agriculture & Rural Development
FinancialNCD0.05%
EnergyEquity0.05%
Consumer DiscretionaryEquity0.04%
GOI
SovereignGOI Sec0.04%
Kotak Mahindra Prime Ltd.
FinancialDebenture0.04%
FinancialBonds/NCD0.04%
ServicesEquity0.03%
Capital GoodsEquity0.03%
FinancialBonds0.03%
GOI
SovereignGOI Sec0.03%
Bajaj Finance Ltd.
FinancialDebenture0.03%
Jharkhand State
OthersSDL0.02%
EnergyEquity0.02%
HealthcareEquity0.02%
FinancialEquity0.02%
Metals & MiningEquity0.02%
HealthcareEquity0.02%
Metals & MiningEquity0.02%
InsuranceEquity0.02%
FinancialDebenture0.02%
LIC Housing Finance Ltd.
FinancialDebenture0.02%
FinancialEquity0.01%
ServicesEquity0.01%
FinancialDebenture0.01%
REC Ltd.
FinancialDebenture0.01%
FinancialBonds/NCD0.01%
FinancialNCD0.01%
FinancialDebenture0.01%
FinancialDebenture0.01%
ConstructionEquity0.01%
HealthcareEquity0.00%
Piramal Enterprises Ltd.
HealthcareFutures-0.00%
GMR Airports Ltd.
ConstructionFutures-0.01%
Dabur India Ltd.
Consumer StaplesFutures-0.01%
Container Corporation Of India Ltd.
ServicesFutures-0.01%
Max Financial Services Ltd.
FinancialFutures-0.01%
ICICI Lombard General Insurance Company Ltd.
InsuranceFutures-0.02%
Jindal Steel & Power Ltd.
Metals & MiningFutures-0.02%
Tech Mahindra Ltd.
TechnologyFutures-0.02%
Zydus Lifesciences Ltd.
HealthcareFutures-0.02%
Hindustan Copper Ltd.
Metals & MiningFutures-0.02%
Crompton Greaves Consumer Electricals Ltd.
Consumer DiscretionaryFutures-0.02%
Aditya Birla Capital Ltd.
FinancialFutures-0.02%
Glenmark Pharmaceuticals Ltd.
HealthcareFutures-0.02%
Coal India Ltd.
EnergyFutures-0.02%
Bharat Heavy Electricals Ltd.
Capital GoodsFutures-0.03%
Trent Ltd.
ServicesFutures-0.03%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.04%
Tata Power Company Ltd.
EnergyFutures-0.05%
Aditya Birla Fashion and Retail Ltd.
ServicesFutures-0.05%
PI Industries Ltd.
ChemicalsFutures-0.06%
Larsen & Toubro Ltd.
ConstructionFutures-0.06%
Shriram Finance Ltd
FinancialFutures-0.06%
The Indian Hotels Company Ltd.
ServicesFutures-0.07%
Housing & Urban Development Corporation Ltd.
FinancialFutures-0.09%
Lupin Ltd.
HealthcareFutures-0.09%
Havells India Ltd.
Capital GoodsFutures-0.10%
Apollo Hospitals Enterprise Ltd.
HealthcareFutures-0.10%
JIO Financial Services Ltd.
FinancialFutures-0.11%
Infosys Ltd.
TechnologyFutures-0.11%
Aurobindo Pharma Ltd.
HealthcareFutures-0.11%
REC Ltd.
FinancialFutures-0.12%
TVS Motor Company Ltd.
AutomobileFutures-0.14%
Hindustan Unilever Ltd.
Consumer StaplesFutures-0.14%
Bank Of Baroda
FinancialFutures-0.14%
Grasim Industries Ltd.
ConstructionFutures-0.15%
United Spirits Ltd.
Consumer StaplesFutures-0.15%
The Federal Bank Ltd.
FinancialFutures-0.15%
Bharat Electronics Ltd.
Capital GoodsFutures-0.16%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures-0.16%
SBI Life Insurance Company Ltd.
InsuranceFutures-0.17%
Power Finance Corporation Ltd.
FinancialFutures-0.24%
Bajaj Finserv Ltd.
FinancialFutures-0.25%
NMDC Ltd.
Metals & MiningFutures-0.26%
Cipla Ltd.
HealthcareFutures-0.27%
DLF Ltd.
ConstructionFutures-0.29%
ICICI Bank Ltd.
FinancialFutures-0.32%
Tata Consultancy Services Ltd.
TechnologyFutures-0.37%
LIC Housing Finance Ltd.
FinancialFutures-0.39%
Vodafone Idea Ltd.
CommunicationFutures-0.40%
Steel Authority Of India Ltd.
Metals & MiningFutures-0.40%
Hindalco Industries Ltd.
Metals & MiningFutures-0.44%
Axis Bank Ltd.
FinancialFutures-0.46%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.52%
Bajaj Finance Ltd.
FinancialFutures-0.53%
Adani Enterprises Ltd.
ServicesFutures-0.53%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.80%
NTPC Ltd.
EnergyFutures-0.87%
Indusind Bank Ltd.
FinancialFutures-0.87%
Ambuja Cements Ltd.
ConstructionFutures-1.03%
Interglobe Aviation Ltd.
ServicesFutures-1.11%
Oil And Natural Gas Corporation Ltd.
EnergyFutures-1.27%
Reliance Industries Ltd.
EnergyFutures-2.06%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-2.35%
Vedanta Ltd.
Metals & MiningFutures-2.66%
Indus Towers Ltd.
CommunicationFutures-2.94%
HDFC Bank Ltd.
FinancialFutures-3.30%
Bharti Airtel Ltd.
CommunicationFutures-3.88%
See All

Expense ratio, exit load and tax

Expense ratio: 0.65%

Inclusive of GST

Exit load

Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Abhishek Bisen
Sep 2014 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

Devender Singhal
Apr 2021 - Present
View details

Education
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Experience
Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Also manages these schemes

Hiten Shah
Oct 2019 - Present
View details

Education
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience
Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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