Kotak Equity Savings Fund Direct Growth

Kotak Equity Savings Fund Direct Growth

+10.91%
3Y annualised
+0.22% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jun '26
₹29.85
Min. for SIP
₹100
Fund size (AUM)
₹10,031.57 Cr
Expense ratio
0.68%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹60,769
+1.28%
3 years₹1,80,000₹2,00,152
+11.20%
5 years₹3,00,000₹3,79,299
+26.43%
10 years₹6,00,000₹10,11,113
+68.52%

Holdings (207)

NameSectorInstrumentsAssets
Cash MarginUnspecifiedCash Margin30.97%
RepoUnspecifiedRepo7.25%
Kotak Liquid Plan A Direct - GrowthUnspecifiedMutual Fund6.62%
Bharti Airtel LtdTechnologyEquity6.37%
Indus Towers LtdTechnologyEquity3.61%
State Bank of IndiaFinancialEquity3.10%
HDFC Bank LtdFinancialEquity2.98%
NTPC LtdEnergy & UtilitiesEquity2.96%
Maruti Suzuki India LtdConsumer DiscretionaryEquity2.81%
Net Current AssetsUnspecifiedNet Current Assets2.56%
Adani Ports and Special Economic Zone LtdIndustrialsEquity2.49%
ITC LtdConsumer StaplesEquity2.29%
Hero Motocorp LtdConsumer DiscretionaryEquity2.26%
ICICI Bank LtdFinancialEquity2.17%
One 97 Communications LtdIndustrialsEquity2.16%
Radico Khaitan LtdConsumer StaplesEquity2.05%
Mphasis LtdTechnologyEquity1.71%
Kotak Low Duration Fund Direct-GrowthUnspecifiedMutual Fund1.67%
Reliance Industries LtdEnergy & UtilitiesEquity1.64%
Indusind Bank LtdFinancialEquity1.51%
NLC India LtdEnergy & UtilitiesEquity1.38%
Poonawalla Fincorp LtdFinancialEquity1.36%
Hindustan Unilever LtdConsumer StaplesEquity1.35%
Axis Bank LtdFinancialEquity1.30%
Larsen & Toubro LtdIndustrialsEquity1.27%
Tata Motors LtdIndustrialsEquity1.21%
Emmvee Photovoltaic Power Ltd.Energy & UtilitiesEquity1.20%
PNB Housing Finance LtdFinancialEquity1.10%
Power Finance Corporation LtdFinancialEquity1.09%
MUTHOOT FINANCE LIMITED 8.45 NCD 26JU29 FVRS1LACFinancialNon Convertible Debenture1.00%
EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LACReal EstateDebenture0.99%
UNION BANK OF INDIA CD 28JUL26FinancialCertificate of Deposit0.98%
PUNJAB NATIONAL BANK CD 12MAR27FinancialCertificate of Deposit0.94%
BANK OF BARODA CD 11MAR27FinancialCertificate of Deposit0.94%
Bank Of BarodaFinancialEquity0.92%
Zomato LtdTechnologyEquity0.91%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.84%
Bharat Highways InvITIndustrialsInfrastructure Investment Trust0.84%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AA2025 7.8863 NCD 28AP28 FVRS1LACFinancialDebenture0.75%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25UnspecifiedSecuritised Debt0.74%
Oil India LtdEnergy & UtilitiesEquity0.73%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25UnspecifiedSecuritised Debt0.73%
Hindustan Aeronautics LtdIndustrialsEquity0.72%
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LACFinancialBonds0.72%
Sun Pharmaceutical Industries LtdHealthcareEquity0.68%
Oracle Financial Services Software LtdTechnologyEquity0.68%
Ambuja Cements LtdMaterialsEquity0.68%
Shree Cement LtdMaterialsEquity0.66%
Kotak Money Market Fund Direct-GrowthUnspecifiedMutual Fund0.64%
Sapphire Foods India LtdConsumer DiscretionaryEquity0.60%
RBL Bank LtdFinancialEquity0.60%
Brookfield India Real Estate Trust REITReal EstateReal Estate Investment Trusts0.60%
STATE DEVELOPMENT LOAN 36411 BH 10SP34 7.45 FV RS 100UnspecifiedState Development Loan0.59%
SWIGGY LTD-MAY2026TechnologyFutures0.55%
JSW Steel LtdMaterialsEquity0.51%
Union Bank of IndiaFinancialEquity0.51%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100EntitiesGOI Securities0.50%
UNION BANK OF INDIA CD 20MAY26FinancialCertificate of Deposit0.50%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LACFinancialBonds0.49%
Vodafone Idea LtdTechnologyEquity0.48%
HDFC Bank Limited (15/02/2027) ** #FinancialCertificate of Deposit0.47%
AU SMALL FINANCE BANK LIMITED CD 18FEB27FinancialCertificate of Deposit0.47%
Bajaj Finance LtdFinancialEquity0.43%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LACFinancialDebenture0.43%
Vikram Solar Ltd.Energy & UtilitiesEquity0.38%
Hindalco Industries LtdMaterialsEquity0.35%
Tata Consultancy Services LtdTechnologyEquity0.31%
Sun TV Network LtdConsumer DiscretionaryEquity0.30%
STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100UnspecifiedState Development Loan0.29%
NMDC LtdMaterialsEquity0.27%
MANKIND PHARMA LIMITED SR 2 7.99 NCD 16OT26 FVRS1LACHealthcareDebenture0.25%
STATE DEVELOPMENT LOAN 37058 KAR 11AG32 7.19 FV RS 100UnspecifiedState Development Loan0.25%
DLF LtdReal EstateEquity0.24%
STATE DEVELOPMENT LOAN 36195 BH 09JL35 6.88 FV RS 100UnspecifiedState Development Loan0.24%
Steel Authority Of India LtdMaterialsEquity0.22%
Jyoti CNC Automation Ltd.IndustrialsEquity0.22%
Ultratech Cement LtdMaterialsEquity0.21%
Bajaj Finserv LtdFinancialEquity0.21%
United Spirits LtdConsumer StaplesEquity0.21%
Infosys LtdTechnologyEquity0.21%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.20%
TATA CAPITAL FINANCIAL SERVICES LIMITED SR D STRPP I 8.0980 NCD 22JN27 FVRS1LACFinancialNon Convertible Debenture0.20%
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LACFinancialNon Convertible Debenture0.20%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LACFinancialNon Convertible Debenture0.20%
RURAL ELECTRIFICATION CORPORATION LIMITED SR 218 A 7.56 BD 30JU26 FVRS1LACFinancialDebenture0.20%
Cipla LtdHealthcareEquity0.20%
SBI Life Insurance Company LtdFinancialEquity0.19%
Bharat Electronics LtdIndustrialsEquity0.18%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LACFinancialBonds/NCDs0.18%
Apollo Hospitals Enterprise LtdHealthcareEquity0.18%
Titan Company LtdConsumer DiscretionaryEquity0.15%
NBCC India LtdIndustrialsEquity0.15%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancialDebenture0.15%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancialDebenture0.15%
Aurobindo Pharma LtdHealthcareEquity0.15%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.15%
Grasim Industries LtdMaterialsEquity0.13%
POWER FINANCE CORPORATION LTD. SR BS225A 7.77 BD 15JL26 FVRS1LACFinancialDebenture0.11%
Jio Financial Services LimitedFinancialEquity0.11%
REC LtdFinancialEquity0.10%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2024 8.01 NCD 24DC27 FVRS1LACFinancialDebenture0.10%
HDB FINANCIAL SERVICES LIMITED SR 218 7.9611 NCD 05JN28 FVRS1LACFinancialNon Convertible Debenture0.10%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancialBonds0.10%
LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LACFinancialNon Convertible Debenture0.10%
HDFC BANK LIMITED SR U005 9 NCD 29NV28 FVRS10LACFinancialDebenture0.09%
Adani Enterprises LtdMaterialsEquity0.08%
GS CG 15/04/2042 - (STRIPS)EntitiesGOI Securities0.08%
GS CG 15/10/2042 - (STRIPS)EntitiesGOI Securities0.07%
HDFC BANK LIMITED SR U001 9.05 NCD 16OT28 FVRS10LACFinancialFixed Deposits0.07%
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LACFinancialNon Convertible Debenture0.06%
POWER FINANCE CORPORATION LTD. SR-103 8.94 LOA 25MR28 FVRS10LACFinancialBonds0.05%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 131 8.55 LOA 21FB29 FVRS10LACFinancialNon Convertible Debenture0.05%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LACFinancialDebenture0.05%
AXIS FINANCE LIMITED SR 14 OP B 8.35 NCD 07MY27 FVRS1LACFinancialDebenture0.05%
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD SR AA2024 8.25 NCD 25MR27 FVRS1LACFinancialDebenture0.05%
Maharashtra State SDL 7.96 29/06/2026UnspecifiedState Development Loan0.05%
LIC HOUSING FINANCE LTD TR 438 7.8350 NCD 11MY27 FVRS1LACFinancialDebenture0.05%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LACFinancialDebenture0.05%
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LACFinancialDebenture0.05%
Export-Import Bank Of India SR-T-06 Bonds 7.62 01/09/2026FinancialBonds0.05%
LIC Housing Finance Ltd Bonds 7.56 14/06/2027FinancialBonds0.05%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LACFinancialNon Convertible Debenture0.05%
Bharat Heavy Electricals LtdIndustrialsEquity0.05%
STATE DEVELOPMENT LOAN 30431 TN 25MY41 6.99 FV RS 100UnspecifiedState Development Loan0.05%
The Indian Hotels Company LtdConsumer DiscretionaryEquity0.05%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-2 8.2 BD 09MR28 FVRS10LACFinancialNon Convertible Debenture0.04%
TATA MOTORS FINANCE LIMITED SR A NCD 28AG26 FVRS10LACFinancialZero Coupon Bonds0.04%
Tata Power Company LtdEnergy & UtilitiesEquity0.04%
STATE DEVELOPMENT LOAN 20359 TN 18AP28 8.05 FV RS 100UnspecifiedState Development Loan0.04%
Aditya Birla Capital LtdFinancialEquity0.03%
L&T FINANCE LIMITED SR J 8.24 NCD 16JU27 FVRS1LACFinancialNon Convertible Debenture0.03%
SUNDARAM FINANCE LIMITED SR X5 8.04 NCD 26OT26 FVRS1LACFinancialDebenture0.03%
HDB FINANCIAL SERVICES LIMITED SR A/1(FX)/169 OPT 3 6.35 NCD 11SP26FVRS10LACFinancialDebenture0.03%
Glenmark Pharmaceuticals LtdHealthcareEquity0.03%
Lupin LtdHealthcareEquity0.03%
POWER GRID CORPORATION OF INDIA LIMITED STRPP-L 7.93 LOA 20MY28 FVRS10LACEnergy & UtilitiesBonds0.03%
TATA CAPITAL LIMITED SR B STRPP-I 7.905 NCD 03DC26 FVRS1LACFinancialDebenture0.02%
SHREE CEMENT LTD.-MAY2026MaterialsFutures0.02%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LACFinancialDebenture0.02%
Container Corporation Of India LtdIndustrialsEquity0.02%
Zydus Lifesciences LtdHealthcareEquity0.02%
SUNDARAM FINANCE LIMITED SR Y4 7.75 NCD 11DC26 FVRS1LACFinancialDebenture0.01%
Crompton Greaves Consumer Electricals LtdConsumer DiscretionaryEquity0.01%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-3 8.2 BD 16MR28 FVRS10LACFinancialDebenture0.01%
LIC HOUSING FINANCE LIMITED TRANCHE 382 8.7 LOA 23MR29 FVRS10LACFinancialDebenture0.01%
REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LACFinancialDebenture0.01%
HDB FINANCIAL SERVICES LIMITED SR A 1 FX 183 7.65 NCD 10SP27 FVRS10LACFinancialDebenture0.01%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 133 8.35 LOA 13MR29 FVRS10LACFinancialDebenture0.01%
Max Financial Services LtdFinancialEquity0.01%
GMR Airports Infrastructure LtdIndustrialsEquity0.01%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.00%
Oil & Natural Gas Corporation Ltd.-MAY2026Energy & UtilitiesFutures-0.00%
GMR AIRPORTS LIMITED-MAY2026IndustrialsFutures-0.01%
Max Financial Services Ltd.-MAY2026FinancialFutures-0.01%
Power Finance Corporation Ltd.-MAY2026FinancialFutures-0.01%
Crompton Greaves Consumer Electricals Ltd-MAY2026Consumer DiscretionaryFutures-0.01%
Zydus Lifesciences Limited-MAY2026HealthcareFutures-0.02%
Container Corporation of India Ltd.-MAY2026IndustrialsFutures-0.02%
Lupin Ltd.-MAY2026HealthcareFutures-0.03%
Glenmark Pharmaceuticals Ltd-MAY2026HealthcareFutures-0.03%
Aditya Birla Capital Ltd.-MAY2026FinancialFutures-0.03%
Tata Power Co. Ltd.-MAY2026Energy & UtilitiesFutures-0.04%
INDIAN HOTELS COMPANY LTD.-MAY2026Consumer DiscretionaryFutures-0.05%
Bharat Heavy Electricals Ltd.-MAY2026IndustrialsFutures-0.05%
Adani Enterprises Ltd.-MAY2026MaterialsFutures-0.08%
REC LTD-MAY2026FinancialFutures-0.10%
BAJAJ FINANCE LTD.-JUN2026FinancialFutures-0.11%
JIO FINANCIAL SERVICES LTD-MAY2026FinancialFutures-0.11%
Grasim Industries Ltd.-MAY2026MaterialsFutures-0.13%
Bank Of Baroda-MAY2026FinancialFutures-0.13%
Aurobindo Pharma Ltd.-MAY2026HealthcareFutures-0.15%
NBCC (India) Ltd -MAY2026IndustrialsFutures-0.15%
Titan Company Ltd.-MAY2026Consumer DiscretionaryFutures-0.15%
Apollo Hospitals Enterprises Ltd.-MAY2026HealthcareFutures-0.18%
Bharat Electronics Ltd.-MAY2026IndustrialsFutures-0.18%
SBI Life Insurance Company Ltd-MAY2026FinancialFutures-0.19%
Cipla Ltd.-MAY2026HealthcareFutures-0.20%
Bajaj Finserv Ltd.-MAY2026FinancialFutures-0.21%
UNITED SPIRITS LTD.-MAY2026Consumer StaplesFutures-0.21%
Ultratech Cement Ltd.-MAY2026MaterialsFutures-0.21%
Steel Authority of India Ltd.-MAY2026MaterialsFutures-0.22%
DLF Ltd.-MAY2026Real EstateFutures-0.24%
NMDC Ltd.-MAY2026MaterialsFutures-0.27%
BAJAJ FINANCE LTD.-MAY2026FinancialFutures-0.33%
Hindalco Industries Ltd-MAY2026MaterialsFutures-0.35%
ITC Ltd.-MAY2026Consumer StaplesFutures-0.42%
Vodafone Idea Ltd-MAY2026TechnologyFutures-0.48%
JSW Steel Ltd.-MAY2026MaterialsFutures-0.51%
Maruti Suzuki India Limited-MAY2026Consumer DiscretionaryFutures-0.55%
RBL Bank Ltd-MAY2026FinancialFutures-0.60%
Ambuja Cements Ltd.-MAY2026MaterialsFutures-0.68%
Sun Pharmaceuticals Industries Ltd.-MAY2026HealthcareFutures-0.69%
HINDUSTAN AERONAUTICS LTD.-MAY2026IndustrialsFutures-0.73%
Mahindra & Mahindra Ltd.-MAY2026Consumer DiscretionaryFutures-0.85%
RELIANCE INDUSTRIES LTD.-MAY2026Energy & UtilitiesFutures-0.93%
Mphasis Ltd-MAY2026TechnologyFutures-1.03%
Larsen And Toubro Ltd.-MAY2026IndustrialsFutures-1.08%
STATE BANK OF INDIA-MAY2026FinancialFutures-1.21%
Axis Bank Ltd.-MAY2026FinancialFutures-1.30%
NTPC LTD-MAY2026Energy & UtilitiesFutures-1.38%
ICICI Bank Ltd.-MAY2026FinancialFutures-1.41%
Indus Towers Ltd.-MAY2026TechnologyFutures-1.97%
ONE 97 COMMUNICATIONS LTD.-MAY2026IndustrialsFutures-2.17%
Adani Port and Special Economic Zone Ltd.-MAY2026IndustrialsFutures-2.50%
NIFTY May 2026 FutureFinancialIndex Derivatives-2.82%
HDFC Bank Ltd.-MAY2026FinancialFutures-3.00%
Bharti Airtel Ltd-MAY2026TechnologyFutures-3.29%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.9%+10.5%+10.1%+9.8%
Category average (Hybrid Equity Savings)+9.9%+9.1%+8.4%--
Rank (Hybrid Equity Savings)323--

Exit load, stamp duty and tax

Exit load

Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

AB
Abhishek Bisen
Sep 2014 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

DS
Devender Singhal
Apr 2021 - Present
View details

Education
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Experience
Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

HS
Hiten Shah
Oct 2019 - Present
View details

Education
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience
Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.

About Kotak Equity Savings Fund Direct Growth

Kotak Equity Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Abhishek Bisen is the Current Fund Manager of Kotak Equity Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,91,225 Cr and the Latest NAV as of 09 Jun 2026 is ₹29.85. The Kotak Equity Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days. ;

Investment Objective

The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Fund benchmarkNIFTY Equity Savings Total Return Index

Fund house

Rank (total assets)#5 in India
Total AUM₹5,91,224.54 Cr
Date of Incorporation05 Aug 1994
Phone022-61152100 / 1800-22-2626
E-mail--
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
CustodianStock Holding Corp. of India Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,