Kotak Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Moderately High Risk
11.25%
3Y annualised
+0.17% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 Feb 2025₹26.86
Min. SIP amount₹100
Rating5
Fund size₹8,177.86Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.6%11.3%11.4%10.0%
Category average6.6%8.2%9.0%NA
Rank with in category1538NA
Understand terms

Peer Comparison

Holdings (219)

NameSectorInstrumentAssets
Kotak Liquid - Plan A - Direct Plan-Growth
NAMutual Fund4.59%
CommunicationEquity4.36%
CommunicationEquity3.88%
AutomobileEquity3.10%
FinancialEquity3.01%
Metals & MiningEquity2.49%
National Bank For Agriculture & Rural Development
FinancialBonds2.45%
ServicesEquity2.14%
EnergyEquity2.07%
EnergyEquity2.00%
AutomobileEquity1.99%
FinancialEquity1.98%
Kotak Low Duration Fund - Standard Plan - Direct Plan
NAMutual Fund1.87%
GOI
SovereignGOI Sec1.86%
Consumer StaplesEquity1.67%
NA
NAEquity1.65%
FinancialEquity1.48%
FinancialEquity1.47%
ServicesEquity1.34%
EnergyEquity1.32%
FinancialEquity1.30%
GOI
SovereignGOI Sec1.26%
Consumer StaplesEquity1.24%
Mankind Pharma Ltd.
HealthcareDebenture1.23%
Consumer StaplesEquity1.20%
EnergyEquity1.11%
FinancialEquity1.09%
ServicesEquity1.03%
ServicesEquity1.03%
EnergyEquity1.02%
ConstructionEquity0.96%
ConstructionEquity0.96%
TechnologyEquity0.94%
ServicesEquity0.94%
HDFC Bank Ltd.
FinancialCD0.92%
FinancialEquity0.92%
FinancialNCD0.91%
Indus Infra Trust
ConstructionFutures0.90%
TechnologyEquity0.89%
GOI
SovereignGOI FRB0.88%
Consumer DiscretionaryEquity0.88%
TechnologyEquity0.80%
Consumer StaplesEquity0.79%
ServicesEquity0.77%
Capital GoodsEquity0.74%
Kotak Money Market Fund Direct-Growth
NAMutual Fund0.73%
InsuranceEquity0.64%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.61%
FinancialBonds0.61%
ICICI Home Finance Company Ltd.
FinancialDebenture0.61%
ChemicalsEquity0.60%
Punjab National Bank
FinancialCD0.60%
EnergyEquity0.57%
AutomobileEquity0.57%
EnergyEquity0.53%
CommunicationEquity0.52%
ServicesEquity0.51%
FinancialEquity0.45%
TechnologyEquity0.45%
Mankind Pharma Ltd.
HealthcareDebenture0.43%
TechnologyEquity0.42%
FinancialEquity0.41%
FinancialEquity0.40%
Capital GoodsEquity0.39%
Metals & MiningEquity0.37%
Metals & MiningEquity0.37%
ServicesEquity0.37%
GOI
SovereignCGL0.35%
Jharkhand State
OthersSDL0.33%
HDFC Bank Ltd.
FinancialDebenture0.31%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.31%
National Bank For Agriculture & Rural Development
FinancialBonds/NCD0.31%
ConstructionEquity0.31%
FinancialDebenture0.30%
FinancialEquity0.29%
HealthcareEquity0.27%
ConstructionREITs0.27%
Metals & MiningEquity0.26%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.25%
FinancialNCD0.25%
Capital GoodsEquity0.24%
LIC Housing Finance Ltd.
FinancialDebenture0.22%
FinancialEquity0.22%
HealthcareEquity0.20%
CommunicationPPE0.19%
FinancialDebenture0.18%
AutomobileEquity0.17%
FinancialEquity0.17%
FinancialEquity0.16%
HealthcareEquity0.16%
InsuranceEquity0.16%
Consumer StaplesEquity0.15%
FinancialDebenture0.14%
Consumer StaplesEquity0.14%
FinancialDebenture0.13%
FinancialEquity0.13%
AutomobileEquity0.13%
HDFC Bank Ltd.
FinancialDebenture0.12%
GOI
SovereignCGL0.12%
FinancialDebenture0.12%
Axis Finance Ltd.
FinancialDebenture0.12%
HealthcareEquity0.11%
FinancialEquity0.11%
HealthcareEquity0.10%
FinancialDebenture0.10%
Capital GoodsEquity0.10%
FinancialEquity0.10%
FinancialDebenture0.10%
L&T Finance Ltd.
FinancialNCD0.10%
ServicesEquity0.10%
HealthcareEquity0.09%
EnergyBonds0.09%
FinancialDebenture0.08%
HealthcareEquity0.08%
Export-Import Bank Of India
FinancialDebenture0.08%
ConstructionEquity0.07%
ServicesEquity0.07%
ConstructionEquity0.06%
ChemicalsEquity0.06%
FinancialDebenture0.06%
Tamilnadu State
OthersSDL0.06%
ServicesEquity0.06%
FinancialEquity0.05%
EnergyEquity0.05%
GOI
SovereignGOI Sec0.05%
National Bank For Agriculture & Rural Development
FinancialNCD0.05%
ServicesEquity0.04%
ServicesEquity0.04%
Consumer DiscretionaryEquity0.04%
FinancialBonds/NCD0.04%
Capital GoodsEquity0.03%
EnergyDebenture0.03%
GOI
SovereignGOI Sec0.03%
FinancialBonds0.03%
Metals & MiningEquity0.03%
ServicesEquity0.02%
Metals & MiningEquity0.02%
LIC Housing Finance Ltd.
FinancialDebenture0.02%
EnergyEquity0.02%
TechnologyEquity0.02%
HealthcareEquity0.02%
FinancialDebenture0.02%
TechnologyEquity0.02%
InsuranceEquity0.02%
FinancialEquity0.02%
FinancialEquity0.01%
FinancialDebenture0.01%
FinancialBonds/NCD0.01%
ConstructionEquity0.01%
FinancialNCD0.01%
HealthcareEquity0.00%
Piramal Enterprises Ltd.
HealthcareFutures-0.00%
Dabur India Ltd.
Consumer StaplesFutures-0.01%
Max Financial Services Ltd.
FinancialFutures-0.01%
GMR Airports Ltd.
ConstructionFutures-0.01%
Container Corporation Of India Ltd.
ServicesFutures-0.02%
Hindustan Copper Ltd.
Metals & MiningFutures-0.02%
Coal India Ltd.
EnergyFutures-0.02%
HCL Technologies Ltd.
TechnologyFutures-0.02%
Glenmark Pharmaceuticals Ltd.
HealthcareFutures-0.02%
Tech Mahindra Ltd.
TechnologyFutures-0.02%
Crompton Greaves Consumer Electricals Ltd.
Consumer DiscretionaryFutures-0.02%
ICICI Lombard General Insurance Company Ltd.
InsuranceFutures-0.02%
Aditya Birla Capital Ltd.
FinancialFutures-0.02%
Bharat Heavy Electricals Ltd.
Capital GoodsFutures-0.03%
Jindal Steel & Power Ltd.
Metals & MiningFutures-0.03%
Trent Ltd.
ServicesFutures-0.04%
Shriram Finance Ltd
FinancialFutures-0.05%
Tata Power Company Ltd.
EnergyFutures-0.05%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.05%
Larsen & Toubro Ltd.
ConstructionFutures-0.06%
PI Industries Ltd.
ChemicalsFutures-0.06%
Aditya Birla Fashion and Retail Ltd.
ServicesFutures-0.06%
Grasim Industries Ltd.
ConstructionFutures-0.07%
The Indian Hotels Company Ltd Rights
ServicesFutures-0.07%
Zydus Lifesciences Ltd.
HealthcareFutures-0.08%
Lupin Ltd.
HealthcareFutures-0.09%
Apollo Hospitals Enterprise Ltd.
HealthcareFutures-0.10%
Havells India Ltd.
Capital GoodsFutures-0.10%
Housing & Urban Development Corporation Ltd.
FinancialFutures-0.10%
Aurobindo Pharma Ltd.
HealthcareFutures-0.11%
JIO Financial Services Ltd.
FinancialFutures-0.11%
Bank Of Baroda
FinancialFutures-0.13%
Infosys Ltd.
TechnologyFutures-0.13%
REC Ltd.
FinancialFutures-0.13%
TVS Motor Company Ltd.
AutomobileFutures-0.14%
Hindustan Unilever Ltd.
Consumer StaplesFutures-0.15%
United Spirits Ltd.
Consumer StaplesFutures-0.15%
The Federal Bank Ltd.
FinancialFutures-0.16%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures-0.16%
SBI Life Insurance Company Ltd.
InsuranceFutures-0.16%
Bajaj Finserv Ltd.
FinancialFutures-0.22%
Bharat Electronics Ltd.
Capital GoodsFutures-0.24%
Power Finance Corporation Ltd.
FinancialFutures-0.24%
NMDC Ltd.
Metals & MiningFutures-0.26%
Cipla Ltd.
HealthcareFutures-0.28%
ICICI Bank Ltd.
FinancialFutures-0.29%
DLF Ltd.
ConstructionFutures-0.31%
Hindalco Industries Ltd.
Metals & MiningFutures-0.37%
Steel Authority Of India Ltd.
Metals & MiningFutures-0.37%
Axis Bank Ltd.
FinancialFutures-0.40%
LIC Housing Finance Ltd.
FinancialFutures-0.41%
Tata Consultancy Services Ltd.
TechnologyFutures-0.42%
Bajaj Finance Ltd.
FinancialFutures-0.46%
Adani Enterprises Ltd.
ServicesFutures-0.51%
Vodafone Idea Ltd.
CommunicationFutures-0.52%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.58%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.74%
NTPC Ltd.
EnergyFutures-0.77%
Interglobe Aviation Ltd.
ServicesFutures-0.93%
Ambuja Cements Ltd.
ConstructionFutures-0.96%
Oil And Natural Gas Corporation Ltd.
EnergyFutures-1.31%
Indusind Bank Ltd.
FinancialFutures-1.49%
Reliance Industries Ltd.
EnergyFutures-1.68%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-2.15%
Vedanta Ltd.
Metals & MiningFutures-2.49%
Indus Towers Ltd.
CommunicationFutures-3.00%
HDFC Bank Ltd.
FinancialFutures-3.02%
Bharti Airtel Ltd.
CommunicationFutures-3.20%
See All

Expense ratio, exit load and tax

Expense ratio: 0.65%

Inclusive of GST

Exit load

Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Abhishek Bisen
Sep 2014 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

Devender Singhal
Apr 2021 - Present
View details

Education
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Experience
Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Also manages these schemes

Hiten Shah
Oct 2019 - Present
View details

Education
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience
Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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