Bandhan Equity Savings Fund Direct Growth

Bandhan Equity Savings Fund Direct Growth

+8.31%
3Y annualised
-0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Apr '26
₹35.38
Min. for SIP
₹100
Fund size (AUM)
₹392.11 Cr
Expense ratio
0.19%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹60,659
+1.10%
3 years₹1,80,000₹1,96,562
+9.20%
5 years₹3,00,000₹3,55,936
+18.65%
10 years₹6,00,000₹8,81,906
+46.98%

Holdings (121)

NameSectorInstrumentsAssets
Bandhan Money Market Fund Direct-Growth--Mutual Fund7.06%
Larsen & Toubro Ltd.ConstructionEquity4.30%
HDFC Bank Ltd.FinancialEquity4.02%
Indian Railway Finance Corporation Ltd.FinancialNCD3.81%
Axis Bank Ltd.FinancialEquity3.70%
Reliance Industries Ltd.EnergyEquity3.52%
Kotak Mahindra Bank Ltd.FinancialEquity3.31%
Multi Commodity Exchange Of India Ltd.ServicesEquity3.28%
Maruti Suzuki India Ltd.AutomobileEquity2.75%
National Bank For Agriculture & Rural DevelopmentFinancialBonds2.55%
Bajaj Housing Finance Ltd.FinancialDebenture2.55%
ITC Ltd.Consumer StaplesEquity2.52%
State Bank of IndiaFinancialEquity2.52%
GOISovereignGOI Sec2.50%
Pidilite Industries Ltd.ChemicalsEquity2.44%
Bharti Airtel Ltd.CommunicationEquity2.15%
Sun Pharmaceutical Industries Ltd.HealthcareEquity1.89%
Nestle India Ltd.Consumer StaplesEquity1.70%
Grasim Industries Ltd.ConstructionEquity1.52%
Aurobindo Pharma Ltd.HealthcareEquity1.46%
ICICI Bank Ltd.FinancialEquity1.35%
Gujarat StateConstructionSDL1.32%
Uttar Pradesh StateOthersSDL1.32%
Titan Company Ltd.Consumer DiscretionaryEquity1.28%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture1.28%
Bajaj Finance Ltd.FinancialBonds1.27%
GOISovereignGOI Sec1.27%
REC Ltd.FinancialBonds1.27%
Bajaj Housing Finance Ltd.FinancialNCD1.26%
Small Industries Devp. Bank of India Ltd.FinancialCD1.22%
Tata Steel Ltd.Metals & MiningEquity1.16%
Bajaj Finserv Ltd.FinancialEquity1.14%
Punjab National BankFinancialEquity1.13%
SBI Life Insurance Company Ltd.InsuranceEquity1.12%
Tata Power Company Ltd.EnergyEquity1.11%
Tata Consultancy Services Ltd.TechnologyEquity1.06%
HCL Technologies Ltd.TechnologyEquity0.97%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.89%
Asian Paints Ltd.ChemicalsEquity0.84%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.82%
Ultratech Cement Ltd.ConstructionEquity0.81%
Hindustan Unilever Ltd.Consumer StaplesEquity0.80%
Torrent Pharmaceuticals Ltd.HealthcareEquity0.80%
Britannia Industries Ltd.Consumer StaplesEquity0.78%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.78%
Hindalco Industries Ltd.Metals & MiningEquity0.73%
Bajaj Auto Ltd.AutomobileEquity0.70%
Tamilnadu StateOthersSDL0.68%
Cipla Ltd.HealthcareEquity0.66%
Shree Cement Ltd.ConstructionEquity0.65%
Jindal Steel Ltd.Metals & MiningEquity0.62%
Dabur India Ltd.Consumer StaplesEquity0.61%
JSW Steel Ltd.Metals & MiningEquity0.60%
Bosch Ltd.AutomobileEquity0.59%
Infosys Ltd.TechnologyEquity0.49%
Bharat Electronics Ltd.Capital GoodsEquity0.48%
Wipro Ltd.TechnologyEquity0.46%
Trent Ltd.ServicesEquity0.41%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.38%
Maharashtra StateOthersSDL0.26%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.20%
Tech Mahindra Ltd.TechnologyEquity0.17%
Bajaj Finance Ltd.FinancialEquity0.14%
Eternal Ltd.ServicesEquity0.11%
Aditya Birla Capital Ltd.FinancialEquity0.09%
Container Corporation Of India Ltd.ServicesEquity0.08%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.06%
Kwality Wall's (India) Ltd.Consumer StaplesEquity0.00%
Cipla Ltd.HealthcareCall Option-0.00%
Titan Company Ltd.Consumer DiscretionaryCall Option-0.00%
Apollo Hospitals Enterprise Ltd.HealthcareCall Option-0.00%
ICICI Bank Ltd.FinancialCall Option-0.00%
Ultratech Cement Ltd.ConstructionCall Option-0.00%
HDFC Bank Ltd.FinancialCall Option-0.01%
ITC Ltd.Consumer StaplesCall Option-0.01%
Nestle India Ltd.Consumer StaplesCall Option-0.01%
State Bank of IndiaFinancialCall Option-0.01%
Sun Pharmaceutical Industries Ltd.HealthcareCall Option-0.01%
Bharti Airtel Ltd.CommunicationCall Option-0.01%
Maruti Suzuki India Ltd.AutomobileCall Option-0.01%
ICICI Prudential Life Insurance Company Ltd.InsuranceFutures-0.06%
Ultratech Cement Ltd.ConstructionFutures-0.07%
Container Corporation Of India Ltd.ServicesFutures-0.08%
Aditya Birla Capital Ltd.FinancialFutures-0.09%
Eternal Ltd.ServicesFutures-0.11%
Bajaj Finance Ltd.FinancialFutures-0.14%
Tech Mahindra Ltd.TechnologyFutures-0.17%
Asian Paints Ltd.ChemicalsFutures-0.18%
Glenmark Pharmaceuticals Ltd.HealthcareFutures-0.20%
Adani Ports and Special Economic Zone Ltd.ServicesFutures-0.38%
SBI Life Insurance Company Ltd.InsuranceFutures-0.38%
Trent Ltd.ServicesFutures-0.41%
ICICI Bank Ltd.FinancialFutures-0.45%
Titan Company Ltd.Consumer DiscretionaryFutures-0.46%
HCL Technologies Ltd.TechnologyFutures-0.46%
Tata Consultancy Services Ltd.TechnologyFutures-0.47%
Bharat Electronics Ltd.Capital GoodsFutures-0.48%
JSW Steel Ltd.Metals & MiningFutures-0.60%
Bajaj Finserv Ltd.FinancialFutures-0.61%
Dabur India Ltd.Consumer StaplesFutures-0.62%
Jindal Steel Ltd.Metals & MiningFutures-0.62%
Hindalco Industries Ltd.Metals & MiningFutures-0.73%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.90%
Nestle India Ltd.Consumer StaplesFutures-0.92%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-1.06%
Tata Power Company Ltd.EnergyFutures-1.11%
Punjab National BankFinancialFutures-1.13%
Tata Steel Ltd.Metals & MiningFutures-1.16%
Aurobindo Pharma Ltd.HealthcareFutures-1.47%
Bharti Airtel Ltd.CommunicationFutures-1.47%
Grasim Industries Ltd.ConstructionFutures-1.52%
State Bank of IndiaFinancialFutures-1.60%
ITC Ltd.Consumer StaplesFutures-1.76%
Pidilite Industries Ltd.ChemicalsFutures-1.80%
Maruti Suzuki India Ltd.AutomobileFutures-2.16%
Kotak Mahindra Bank Ltd.FinancialFutures-2.73%
Reliance Industries Ltd.EnergyFutures-2.82%
HDFC Bank Ltd.FinancialFutures-3.25%
Multi Commodity Exchange Of India Ltd.ServicesFutures-3.28%
Larsen & Toubro Ltd.ConstructionFutures-3.66%
Axis Bank Ltd.FinancialFutures-3.72%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+8.3%+7.5%+7.3%+7.4%
Category average (Hybrid Equity Savings)+9.9%+9.1%+8.4%--
Rank (Hybrid Equity Savings)1919----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

VK
Viraj Kulkarni
Jul 2022 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Equity Savings Fund Direct Growth

Bandhan Equity Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Harshal Joshi is the Current Fund Manager of Bandhan Equity Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,97,899 Cr and the Latest NAV as of 09 Apr 2026 is ₹35.38. The Bandhan Equity Savings Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days. ;

Investment Objective

The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.;
Fund benchmarkCRISIL Equity Saving Index

Fund house

Rank (total assets)#9 in India
Total AUM₹1,97,898.61 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,