Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

1M
6M
1Y
All
NAV: 21 Apr '26
₹14.40
Min. for SIP
₹100
Fund size (AUM)
₹2,939.69 Cr
Expense ratio
2.26%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹15,271
+1.81%
6 months₹30,000₹30,943
+3.14%
1 year₹60,000₹65,092
+8.49%

Holdings (184)

NameSectorInstrumentsAssets
iShares MSCI ACWI UCITS ETF USD (Acc)OthersForeign MF7.67%
ICICI Prudential Gold Exchange Traded Fund--Mutual Fund6.18%
Reliance Industries Ltd.EnergyEquity4.87%
HDFC Bank Ltd.FinancialEquity4.53%
Reserve Bank of IndiaFinancialT-Bills3.34%
ICICI Prudential Silver ETF - Growth--Mutual Fund3.15%
Bandhan Silver ETF-Growth--Mutual Fund2.79%
National Bank For Agriculture & Rural DevelopmentFinancialBonds2.55%
ICICI Bank Ltd.FinancialEquity2.17%
Axis Bank Ltd.FinancialEquity2.17%
Indian Railway Finance Corporation Ltd.FinancialNCD1.70%
Tata Consultancy Services Ltd.TechnologyEquity1.51%
Kotak Mahindra Bank Ltd.FinancialEquity1.48%
NMDC Ltd.Metals & MiningEquity1.39%
Bajaj Finance Ltd.FinancialEquity1.28%
Bharti Airtel Ltd.CommunicationEquity1.17%
NTPC Ltd.EnergyEquity1.08%
Mahindra & Mahindra Ltd.AutomobileEquity1.05%
Infosys Ltd.TechnologyEquity0.98%
Maruti Suzuki India Ltd.AutomobileEquity0.90%
Axis Bank Ltd. WarrantFinancialCD0.85%
REC Ltd.FinancialDebenture0.84%
Sterlite Technologies Ltd.CommunicationEquity0.81%
Cipla Ltd.HealthcareEquity0.80%
Larsen & Toubro Ltd.ConstructionEquity0.80%
State Bank of IndiaFinancialEquity0.80%
Bank Of BarodaFinancialEquity0.79%
ITC Ltd.Consumer StaplesEquity0.79%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.72%
Shriram Finance LtdFinancialEquity0.69%
Titan Company Ltd.Consumer DiscretionaryEquity0.67%
Avenue Supermarts Ltd.ServicesEquity0.64%
Info Edge (India) Ltd.ServicesEquity0.63%
Trent Ltd.ServicesEquity0.56%
Bajaj Finserv Ltd.FinancialEquity0.56%
GOISovereignGOI Sec0.55%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.54%
Hyundai Motor India Ltd.AutomobileEquity0.54%
Oil India Ltd.EnergyEquity0.52%
HDFC Life Insurance Co Ltd.InsuranceEquity0.52%
TBO Tek Ltd.ServicesEquity0.50%
Aurobindo Pharma Ltd.HealthcareEquity0.49%
The Great Eastern Shipping Company Ltd.EnergyEquity0.49%
Vedanta Ltd.Metals & MiningEquity0.49%
Tata Power Company Ltd.EnergyEquity0.49%
Jindal Steel Ltd.Metals & MiningEquity0.49%
PB Fintech Ltd.ServicesEquity0.49%
JIO Financial Services Ltd.FinancialEquity0.49%
Ajanta Pharma Ltd.HealthcareEquity0.48%
Mankind Pharma Ltd.HealthcareEquity0.48%
Emami Ltd.Consumer StaplesEquity0.47%
Tata Steel Ltd.Metals & MiningEquity0.47%
Glaxosmithkline Pharmaceuticals Ltd.HealthcareEquity0.47%
Eternal Ltd.ServicesEquity0.47%
United Spirits Ltd.Consumer StaplesEquity0.46%
Varun Beverages Ltd.Consumer StaplesEquity0.46%
Lupin Ltd.HealthcareEquity0.45%
Finolex Industries Ltd.ChemicalsEquity0.43%
Dabur India Ltd.Consumer StaplesEquity0.42%
Bayer CropScience Ltd.ChemicalsEquity0.41%
Interglobe Aviation Ltd.ServicesEquity0.40%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.39%
Berger Paints India Ltd.ChemicalsEquity0.38%
Max Financial Services Ltd.FinancialEquity0.38%
Power Grid Corporation Of India Ltd.EnergyEquity0.38%
PNB Housing Finance Ltd.FinancialEquity0.38%
MAS Financial Services Ltd.FinancialEquity0.38%
Exide Industries Ltd.Capital GoodsEquity0.37%
Bajaj Auto Ltd.AutomobileEquity0.37%
Poonawalla Fincorp Ltd.FinancialEquity0.36%
V-Mart Retail Ltd.ServicesEquity0.36%
AWL Agri Business Ltd.Consumer StaplesEquity0.36%
Grasim Industries Ltd.ConstructionEquity0.35%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.35%
IDFC First Bank Ltd.FinancialEquity0.34%
Tube Investments Of India Ltd.AutomobileEquity0.34%
MRF Ltd.AutomobileEquity0.33%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.33%
Aptus Value Housing Finance India Ltd.FinancialEquity0.33%
JSW Energy Ltd.Capital GoodsEquity0.32%
RBL Bank Ltd.FinancialEquity0.32%
Shree Cement Ltd.ConstructionEquity0.31%
Cera Sanitaryware Ltd.ConstructionEquity0.31%
United Breweries Ltd.Consumer StaplesEquity0.31%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.31%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.30%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.30%
Tata Motors Ltd.AutomobileEquity0.30%
Blue Dart Express Ltd.ServicesEquity0.29%
Bosch Ltd.AutomobileEquity0.29%
RHI Magnesita India Ltd.ConstructionEquity0.29%
VRL Logistics Ltd.ServicesEquity0.29%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.28%
Atul Ltd.ChemicalsEquity0.27%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.27%
Syngene International Ltd.HealthcareEquity0.27%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.27%
Havells India Ltd.Capital GoodsEquity0.26%
Hexaware Technologies Ltd.TechnologyEquity0.25%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.25%
Mahindra Lifespace Developers Ltd.ConstructionEquity0.25%
Petronet LNG Ltd.EnergyEquity0.25%
Greenply Industries Ltd.Consumer StaplesEquity0.24%
KEC International Ltd.Capital GoodsEquity0.24%
Fine Organic Industries Ltd.ChemicalsEquity0.24%
Rainbow Children's Medicare Ltd.HealthcareEquity0.24%
Bharat Heavy Electricals Ltd.Capital GoodsEquity0.23%
Dhanuka Agritech Ltd.ChemicalsEquity0.23%
GAIL (India) Ltd.EnergyEquity0.23%
Symphony Ltd.Consumer DiscretionaryEquity0.23%
Godrej Properties Ltd.ConstructionEquity0.23%
TeamLease Services Ltd.ServicesEquity0.23%
Endurance Technologies Ltd.AutomobileEquity0.23%
Global Health Ltd.HealthcareEquity0.23%
Wipro Ltd.TechnologyEquity0.22%
DCB Bank Ltd.FinancialEquity0.22%
Swiggy Ltd.ServicesEquity0.22%
Orchid Pharma Ltd.HealthcareEquity0.21%
REC Ltd.FinancialEquity0.21%
Bandhan Gold ETF-Growth--Mutual Fund0.21%
Dixon Technologies (India) Ltd.Capital GoodsEquity0.20%
Indusind Bank Ltd.FinancialEquity0.20%
Coforge Ltd.TechnologyEquity0.19%
JSW Steel Ltd.Metals & MiningEquity0.19%
Greenpanel Industries Ltd.Consumer StaplesEquity0.19%
Hindalco Industries Ltd.Metals & MiningEquity0.18%
Ujjivan Small Finance Bank Ltd.FinancialEquity0.17%
Bajaj Housing Finance Ltd.FinancialEquity0.17%
Syrma SGS Technology Ltd.Capital GoodsEquity0.17%
Deepak Nitrite Ltd.ChemicalsEquity0.16%
JK Lakshmi Cement Ltd.ConstructionEquity0.15%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.15%
Sapphire Foods India Ltd.ServicesEquity0.15%
Tata Chemicals Ltd.ChemicalsEquity0.14%
Suzlon Energy Ltd.Capital GoodsEquity0.13%
Vedant Fashions Ltd.ServicesEquity0.13%
Steel Authority Of India Ltd.Metals & MiningEquity0.12%
Updater Services Ltd.ServicesEquity0.11%
Abbott India Ltd.HealthcareEquity0.09%
SBI Life Insurance Company Ltd.InsuranceEquity0.09%
Jubilant FoodWorks Ltd.ServicesEquity0.07%
Nuvoco Vistas Corporation Ltd.ConstructionEquity0.06%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.05%
Automotive Axles Ltd.AutomobileEquity0.05%
DLF Ltd.ConstructionEquity0.04%
Punjab National BankFinancialEquity0.03%
TVS Motor Company Ltd.AutomobileEquity0.02%
Indian Oil Corporation Ltd.EnergyEquity0.01%
ICICI Prudential Life Insurance Company Ltd.InsuranceFutures-0.00%
ITC Ltd.Consumer StaplesFutures-0.01%
Indian Oil Corporation Ltd.EnergyFutures-0.01%
Power Grid Corporation Of India Ltd.EnergyFutures-0.01%
TVS Motor Company Ltd.AutomobileFutures-0.02%
ICICI Bank Ltd.FinancialFutures-0.03%
Punjab National BankFinancialFutures-0.03%
DLF Ltd.ConstructionFutures-0.04%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.05%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.08%
SBI Life Insurance Company Ltd.InsuranceFutures-0.09%
Steel Authority Of India Ltd.Metals & MiningFutures-0.12%
Kotak Mahindra Bank Ltd.FinancialFutures-0.16%
Cipla Ltd.HealthcareFutures-0.17%
Hindalco Industries Ltd.Metals & MiningFutures-0.18%
JSW Steel Ltd.Metals & MiningFutures-0.19%
Indusind Bank Ltd.FinancialFutures-0.20%
Larsen & Toubro Ltd.ConstructionFutures-0.21%
Tata Motors Passenger Vehicles Ltd.AutomobileFutures-0.30%
NTPC Ltd.EnergyFutures-0.33%
PNB Housing Finance Ltd.FinancialFutures-0.38%
Shriram Finance LtdFinancialFutures-0.39%
Lupin Ltd.HealthcareFutures-0.45%
Tata Steel Ltd.Metals & MiningFutures-0.47%
Tata Power Company Ltd.EnergyFutures-0.49%
JIO Financial Services Ltd.FinancialFutures-0.49%
Maruti Suzuki India Ltd.AutomobileFutures-0.54%
Mahindra & Mahindra Ltd.AutomobileFutures-0.55%
Tata Consultancy Services Ltd.TechnologyFutures-0.55%
Bank Of BarodaFinancialFutures-0.62%
Bharti Airtel Ltd.CommunicationFutures-0.75%
Axis Bank Ltd.FinancialFutures-0.99%
NMDC Ltd.Metals & MiningFutures-1.01%
Bajaj Finance Ltd.FinancialFutures-1.28%
HDFC Bank Ltd.FinancialFutures-1.68%
Reliance Industries Ltd.EnergyFutures-2.14%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+0.7%+6.2%+22.6%+43.4%
Category average (Hybrid Multi Asset Allocation)----+15.1%--
Rank (Hybrid Multi Asset Allocation)1044--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,80,313 Cr and the Latest NAV as of 21 Apr 2026 is ₹14.40. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹1,80,312.56 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,