Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

1M
6M
1Y
All
NAV: 01 Apr '26
₹13.53
Min. for SIP
₹100
Fund size (AUM)
₹3,097.71 Cr
Expense ratio
0.45%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,519
-3.21%
6 months₹30,000₹29,245
-2.52%
1 year₹60,000₹61,362
+2.27%

Holdings (179)

NameSectorInstrumentsAssets
iShares MSCI ACWI UCITS ETF USD (Acc)OthersForeign MF7.58%
ICICI Prudential Gold Exchange Traded Fund--Mutual Fund5.72%
ICICI Prudential Silver ETF - Growth--Mutual Fund4.43%
HDFC Bank Ltd.FinancialEquity3.97%
Reliance Industries Ltd.EnergyEquity3.67%
Reserve Bank of IndiaFinancialT-Bills3.15%
ICICI Bank Ltd.FinancialEquity2.70%
Axis Bank Ltd.FinancialEquity1.82%
Kotak Mahindra Bank Ltd.FinancialEquity1.65%
Tata Consultancy Services Ltd.TechnologyEquity1.61%
Bandhan Silver ETF-Growth--Mutual Fund1.41%
NMDC Ltd.Metals & MiningEquity1.39%
Bharti Airtel Ltd.CommunicationEquity1.17%
Mahindra & Mahindra Ltd.AutomobileEquity1.15%
Info Edge (India) Ltd.ServicesEquity1.12%
NTPC Ltd.EnergyEquity1.06%
Maruti Suzuki India Ltd.AutomobileEquity1.03%
Bajaj Finance Ltd.FinancialEquity0.98%
Infosys Ltd.TechnologyEquity0.97%
Larsen & Toubro Ltd.ConstructionEquity0.93%
State Bank of IndiaFinancialEquity0.93%
Bank Of BarodaFinancialEquity0.76%
Titan Company Ltd.Consumer DiscretionaryEquity0.70%
Sterlite Technologies Ltd.CommunicationEquity0.70%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.69%
Cipla Ltd.HealthcareEquity0.62%
ITC Ltd.Consumer StaplesEquity0.62%
Avenue Supermarts Ltd.ServicesEquity0.59%
Ajanta Pharma Ltd.HealthcareEquity0.58%
Trent Ltd.ServicesEquity0.57%
HDFC Life Insurance Co Ltd.InsuranceEquity0.55%
Indiamart Intermesh Ltd.ServicesEquity0.55%
GOISovereignGOI Sec0.54%
JIO Financial Services Ltd.FinancialEquity0.53%
Jindal Steel Ltd.Metals & MiningEquity0.52%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.52%
Varun Beverages Ltd.Consumer StaplesEquity0.51%
Mankind Pharma Ltd.HealthcareEquity0.51%
TBO Tek Ltd.ServicesEquity0.51%
Dabur India Ltd.Consumer StaplesEquity0.50%
Oil India Ltd.EnergyEquity0.50%
United Spirits Ltd.Consumer StaplesEquity0.49%
Tata Steel Ltd.Metals & MiningEquity0.49%
Hyundai Motor India Ltd.AutomobileEquity0.49%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.48%
PB Fintech Ltd.ServicesEquity0.48%
Interglobe Aviation Ltd.ServicesEquity0.47%
Vedanta Ltd.Metals & MiningEquity0.46%
Tata Power Company Ltd.EnergyEquity0.46%
Glaxosmithkline Pharmaceuticals Ltd.HealthcareEquity0.46%
Emami Ltd.Consumer StaplesEquity0.45%
The Great Eastern Shipping Company Ltd.EnergyEquity0.44%
Max Financial Services Ltd.FinancialEquity0.44%
Aurobindo Pharma Ltd.HealthcareEquity0.43%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.43%
Lupin Ltd.HealthcareEquity0.43%
MAS Financial Services Ltd.FinancialEquity0.42%
Berger Paints India Ltd.ChemicalsEquity0.40%
Exide Industries Ltd.Capital GoodsEquity0.40%
Bajaj Auto Ltd.AutomobileEquity0.40%
PNB Housing Finance Ltd.FinancialEquity0.39%
V-Mart Retail Ltd.ServicesEquity0.39%
Aptus Value Housing Finance India Ltd.FinancialEquity0.39%
Eternal Ltd.ServicesEquity0.38%
Power Grid Corporation Of India Ltd.EnergyEquity0.37%
Poonawalla Fincorp Ltd.FinancialEquity0.37%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.37%
Tata Motors Ltd.AutomobileEquity0.37%
Bayer CropScience Ltd.ChemicalsEquity0.36%
Finolex Industries Ltd.ChemicalsEquity0.36%
Grasim Industries Ltd.ConstructionEquity0.36%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.36%
United Breweries Ltd.Consumer StaplesEquity0.36%
Tube Investments Of India Ltd.AutomobileEquity0.36%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.35%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.35%
MRF Ltd.AutomobileEquity0.34%
Blue Dart Express Ltd.ServicesEquity0.33%
Bosch Ltd.AutomobileEquity0.32%
Petronet LNG Ltd.EnergyEquity0.31%
JSW Energy Ltd.Capital GoodsEquity0.31%
CreditAccess Grameen Ltd.FinancialEquity0.31%
AWL Agri Business Ltd.Consumer StaplesEquity0.31%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.30%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.30%
Britannia Industries Ltd.Consumer StaplesEquity0.29%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.29%
Havells India Ltd.Capital GoodsEquity0.29%
Mahindra Lifespace Developers Ltd.ConstructionEquity0.29%
Bandhan Bank Ltd.FinancialEquity0.29%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.29%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.28%
VRL Logistics Ltd.ServicesEquity0.27%
Fine Organic Industries Ltd.ChemicalsEquity0.27%
Hexaware Technologies Ltd.TechnologyEquity0.26%
Symphony Ltd.Consumer DiscretionaryEquity0.26%
Global Health Ltd.HealthcareEquity0.26%
Godrej Properties Ltd.ConstructionEquity0.25%
Bharat Heavy Electricals Ltd.Capital GoodsEquity0.24%
Indusind Bank Ltd.FinancialEquity0.24%
Shriram Finance LtdFinancialEquity0.24%
DCB Bank Ltd.FinancialEquity0.24%
Cera Sanitaryware Ltd.ConstructionEquity0.24%
TeamLease Services Ltd.ServicesEquity0.24%
Swiggy Ltd.ServicesEquity0.24%
Greenply Industries Ltd.Consumer StaplesEquity0.23%
Wipro Ltd.TechnologyEquity0.23%
REC Ltd.FinancialEquity0.23%
Rainbow Children's Medicare Ltd.HealthcareEquity0.23%
Syrma SGS Technology Ltd.Capital GoodsEquity0.23%
Atul Ltd.ChemicalsEquity0.22%
Bandhan Gold ETF-Growth--Mutual Fund0.22%
JSW Steel Ltd.Metals & MiningEquity0.21%
KEC International Ltd.Capital GoodsEquity0.21%
RBL Bank Ltd.FinancialEquity0.21%
Greenpanel Industries Ltd.Consumer StaplesEquity0.21%
Orchid Pharma Ltd.HealthcareEquity0.20%
Dixon Technologies (India) Ltd.Capital GoodsEquity0.20%
Sapphire Foods India Ltd.ServicesEquity0.20%
Dhanuka Agritech Ltd.ChemicalsEquity0.19%
Coforge Ltd.TechnologyEquity0.19%
Ujjivan Small Finance Bank Ltd.FinancialEquity0.19%
Hindalco Industries Ltd.Metals & MiningEquity0.18%
APL Apollo Tubes Ltd.Metals & MiningEquity0.18%
IDFC First Bank Ltd.FinancialEquity0.17%
Endurance Technologies Ltd.AutomobileEquity0.17%
Deepak Nitrite Ltd.ChemicalsEquity0.16%
JK Lakshmi Cement Ltd.ConstructionEquity0.14%
Vedant Fashions Ltd.ServicesEquity0.14%
Steel Authority Of India Ltd.Metals & MiningEquity0.13%
Updater Services Ltd.ServicesEquity0.13%
L&T Technology Services Ltd.TechnologyEquity0.12%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity0.11%
SBI Life Insurance Company Ltd.InsuranceEquity0.10%
Suzlon Energy Ltd.Capital GoodsEquity0.08%
Syngene International Ltd.HealthcareEquity0.07%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.05%
DLF Ltd.ConstructionEquity0.05%
Punjab National BankFinancialEquity0.04%
Bajaj Housing Finance Ltd.FinancialEquity0.03%
TVS Motor Company Ltd.AutomobileEquity0.02%
Indian Oil Corporation Ltd.EnergyEquity0.01%
Nuvoco Vistas Corporation Ltd.ConstructionEquity0.01%
ICICI Prudential Life Insurance Company Ltd.InsuranceFutures-0.00%
ITC Ltd.Consumer StaplesFutures-0.01%
Indian Oil Corporation Ltd.EnergyFutures-0.01%
Power Grid Corporation Of India Ltd.EnergyFutures-0.01%
TVS Motor Company Ltd.AutomobileFutures-0.02%
ICICI Bank Ltd.FinancialFutures-0.03%
Punjab National BankFinancialFutures-0.04%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.05%
DLF Ltd.ConstructionFutures-0.05%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.08%
SBI Life Insurance Company Ltd.InsuranceFutures-0.10%
Steel Authority Of India Ltd.Metals & MiningFutures-0.13%
Cipla Ltd.HealthcareFutures-0.18%
Hindalco Industries Ltd.Metals & MiningFutures-0.18%
Kotak Mahindra Bank Ltd.FinancialFutures-0.18%
JSW Steel Ltd.Metals & MiningFutures-0.21%
Indusind Bank Ltd.FinancialFutures-0.24%
Larsen & Toubro Ltd.ConstructionFutures-0.24%
NTPC Ltd.EnergyFutures-0.32%
Tata Motors Passenger Vehicles Ltd.AutomobileFutures-0.37%
PNB Housing Finance Ltd.FinancialFutures-0.40%
Lupin Ltd.HealthcareFutures-0.43%
Tata Power Company Ltd.EnergyFutures-0.46%
Info Edge (India) Ltd.ServicesFutures-0.49%
Tata Steel Ltd.Metals & MiningFutures-0.50%
JIO Financial Services Ltd.FinancialFutures-0.53%
Tata Consultancy Services Ltd.TechnologyFutures-0.58%
Mahindra & Mahindra Ltd.AutomobileFutures-0.60%
Maruti Suzuki India Ltd.AutomobileFutures-0.62%
Bharti Airtel Ltd.CommunicationFutures-0.75%
Bank Of BarodaFinancialFutures-0.77%
HDFC Bank Ltd.FinancialFutures-0.96%
Bajaj Finance Ltd.FinancialFutures-0.98%
NMDC Ltd.Metals & MiningFutures-1.03%
Axis Bank Ltd.FinancialFutures-1.11%
Reliance Industries Ltd.EnergyFutures-2.11%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-4.5%+3.5%+16.3%+34.3%
Category average (Hybrid Multi Asset Allocation)----+15.1%--
Rank (Hybrid Multi Asset Allocation)18105--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,97,899 Cr and the Latest NAV as of 01 Apr 2026 is ₹13.53. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹1,97,898.61 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,