Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Hybrid
Multi Asset Allocation
Very High Risk
1M
6M
1Y
All
NAV: 30 Jan '26
₹14.44
Min. SIP amount
₹100
Fund size
₹2,702.47 Cr
Expense ratio
0.42%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹67,915
+13.19%

Holdings (168)

NameSectorInstrumentsAssets
iShares MSCI ACWI UCITS ETF USD (Acc)OthersForeign MF8.29%
ICICI Prudential Gold Exchange Traded FundNAMutual Fund6.61%
ICICI Prudential Silver ETF - GrowthNAMutual Fund6.48%
GOISovereignGOI Sec5.26%
HDFC Bank Ltd.FinancialEquity4.42%
Reliance Industries Ltd.EnergyEquity4.30%
ICICI Bank Ltd.FinancialEquity2.72%
Axis Bank Ltd.FinancialEquity1.92%
NMDC Ltd.Metals & MiningEquity1.59%
Infosys Ltd.TechnologyEquity1.51%
Bharti Airtel Ltd.CommunicationEquity1.50%
Tata Consultancy Services Ltd.TechnologyEquity1.44%
Info Edge (India) Ltd.ServicesEquity1.41%
Kotak Mahindra Bank Ltd.FinancialEquity1.30%
Bajaj Finance Ltd.FinancialEquity1.11%
State Bank of IndiaFinancialEquity1.09%
Maruti Suzuki India Ltd.AutomobileEquity1.07%
NTPC Ltd.EnergyEquity1.04%
Bank Of BarodaFinancialEquity0.80%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.77%
Titan Company Ltd.Consumer DiscretionaryEquity0.75%
Larsen & Toubro Ltd.ConstructionEquity0.65%
Grasim Industries Ltd.ConstructionEquity0.63%
Trent Ltd.ServicesEquity0.63%
Hyundai Motor India Ltd.AutomobileEquity0.60%
L&T Technology Services Ltd.TechnologyEquity0.58%
Mankind Pharma Ltd.HealthcareEquity0.57%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.56%
Dabur India Ltd.Consumer StaplesEquity0.56%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.56%
HDFC Life Insurance Co Ltd.InsuranceEquity0.55%
Berger Paints India Ltd.ChemicalsEquity0.55%
Varun Beverages Ltd.Consumer StaplesEquity0.54%
PB Fintech Ltd.ServicesEquity0.54%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.54%
Tata Motors Ltd.AutomobileEquity0.54%
United Spirits Ltd.Consumer StaplesEquity0.53%
Tata Power Company Ltd.EnergyEquity0.53%
V-Mart Retail Ltd.ServicesEquity0.53%
PNB Housing Finance Ltd.FinancialEquity0.52%
Ajanta Pharma Ltd.HealthcareEquity0.51%
Jindal Steel Ltd.Metals & MiningEquity0.51%
Sterlite Technologies Ltd.CommunicationEquity0.50%
Indiamart Intermesh Ltd.ServicesEquity0.49%
Emami Ltd.Consumer StaplesEquity0.49%
Eternal Ltd.ServicesEquity0.49%
Hexaware Technologies Ltd.TechnologyEquity0.48%
Aurobindo Pharma Ltd.HealthcareEquity0.48%
Tata Steel Ltd.Metals & MiningEquity0.48%
MAS Financial Services Ltd.FinancialEquity0.48%
Mahindra & Mahindra Ltd.AutomobileEquity0.48%
Exide Industries Ltd.Capital GoodsEquity0.47%
Aptus Value Housing Finance India Ltd.FinancialEquity0.46%
Max Financial Services Ltd.FinancialEquity0.46%
Glaxosmithkline Pharmaceuticals Ltd.HealthcareEquity0.46%
Lupin Ltd.HealthcareEquity0.45%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.45%
Bajaj Auto Ltd.AutomobileEquity0.43%
The Great Eastern Shipping Company Ltd.EnergyEquity0.42%
Emcure Pharmaceuticals Ltd.HealthcareEquity0.41%
United Breweries Ltd.Consumer StaplesEquity0.39%
Tube Investments Of India Ltd.AutomobileEquity0.39%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.38%
Bayer CropScience Ltd.ChemicalsEquity0.38%
Oil India Ltd.EnergyEquity0.38%
Power Grid Corporation Of India Ltd.EnergyEquity0.37%
Blue Dart Express Ltd.ServicesEquity0.37%
TBO Tek Ltd.ServicesEquity0.37%
Mahindra Lifespace Developers Ltd.ConstructionEquity0.37%
Bosch Ltd.AutomobileEquity0.36%
Finolex Industries Ltd.ChemicalsEquity0.35%
Avenue Supermarts Ltd.ServicesEquity0.35%
TeamLease Services Ltd.ServicesEquity0.35%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.34%
Vedanta Ltd.Metals & MiningEquity0.34%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.33%
AWL Agri Business Ltd.Consumer StaplesEquity0.33%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.33%
Symphony Ltd.Consumer DiscretionaryEquity0.33%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.33%
APL Apollo Tubes Ltd.Metals & MiningEquity0.32%
DCB Bank Ltd.FinancialEquity0.32%
Petronet LNG Ltd.EnergyEquity0.32%
VRL Logistics Ltd.ServicesEquity0.30%
Rainbow Children's Medicare Ltd.HealthcareEquity0.29%
Kewal Kiran Clothing Ltd.TextilesEquity0.29%
Equitas Small Finance Bank Ltd.FinancialEquity0.28%
HDB Financial Services Ltd.FinancialEquity0.28%
Interglobe Aviation Ltd.ServicesEquity0.28%
Ujjivan Small Finance Bank Ltd.FinancialEquity0.27%
Greenpanel Industries Ltd.Consumer StaplesEquity0.27%
Bandhan Bank Ltd.FinancialEquity0.27%
Ipca Laboratories Ltd.HealthcareEquity0.27%
Dixon Technologies (India) Ltd.Capital GoodsEquity0.27%
Havells India Ltd.Capital GoodsEquity0.26%
Shriram Finance LtdFinancialEquity0.26%
Indusind Bank Ltd.FinancialEquity0.25%
Bandhan Silver ETF-GrowthNAMutual Fund0.25%
Avanti Feeds Ltd.Consumer StaplesEquity0.25%
Cera Sanitaryware Ltd.ConstructionEquity0.24%
Sapphire Foods India Ltd.ServicesEquity0.24%
Vedant Fashions Ltd.ServicesEquity0.23%
Cipla Ltd.HealthcareEquity0.23%
Syrma SGS Technology Ltd.Capital GoodsEquity0.23%
Global Health Ltd.HealthcareEquity0.23%
Atul Ltd.ChemicalsEquity0.23%
Godrej Properties Ltd.ConstructionEquity0.22%
Biocon Ltd.HealthcareEquity0.22%
JSW Steel Ltd.Metals & MiningEquity0.22%
Fine Organic Industries Ltd.ChemicalsEquity0.22%
Dhanuka Agritech Ltd.ChemicalsEquity0.22%
Swiggy Ltd.ServicesEquity0.21%
Bandhan Gold ETF-GrowthNAMutual Fund0.21%
Sonata Software Ltd.TechnologyEquity0.20%
Deepak Nitrite Ltd.ChemicalsEquity0.20%
Hindalco Industries Ltd.Metals & MiningEquity0.19%
Endurance Technologies Ltd.AutomobileEquity0.19%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.18%
Updater Services Ltd.ServicesEquity0.18%
JSW Energy Ltd.Capital GoodsEquity0.18%
Indus Towers Ltd.CommunicationEquity0.15%
Gujarat Gas Ltd.EnergyEquity0.15%
Steel Authority Of India Ltd.Metals & MiningEquity0.13%
SBI Life Insurance Company Ltd.InsuranceEquity0.12%
DLF Ltd.ConstructionEquity0.06%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.06%
JIO Financial Services Ltd.FinancialEquity0.05%
Punjab National BankFinancialEquity0.04%
JK Lakshmi Cement Ltd.ConstructionEquity0.03%
STL Networks Ltd.TechnologyEquity0.03%
TVS Motor Company Ltd.AutomobileEquity0.03%
ITC Ltd.Consumer StaplesEquity0.02%
Indian Oil Corporation Ltd.EnergyEquity0.01%
ICICI Prudential Life Insurance Company Ltd.InsuranceFutures-0.00%
Power Grid Corporation Of India Ltd.EnergyFutures-0.01%
Indian Oil Corporation Ltd.EnergyFutures-0.01%
ITC Ltd.Consumer StaplesFutures-0.02%
TVS Motor Company Ltd.AutomobileFutures-0.03%
ICICI Bank Ltd.FinancialFutures-0.03%
Punjab National BankFinancialFutures-0.04%
JIO Financial Services Ltd.FinancialFutures-0.05%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.06%
DLF Ltd.ConstructionFutures-0.06%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.09%
SBI Life Insurance Company Ltd.InsuranceFutures-0.12%
Steel Authority Of India Ltd.Metals & MiningFutures-0.13%
Mahindra & Mahindra Ltd.AutomobileFutures-0.14%
Hindalco Industries Ltd.Metals & MiningFutures-0.19%
Larsen & Toubro Ltd.ConstructionFutures-0.20%
JSW Steel Ltd.Metals & MiningFutures-0.22%
Cipla Ltd.HealthcareFutures-0.23%
Tata Consultancy Services Ltd.TechnologyFutures-0.25%
Indusind Bank Ltd.FinancialFutures-0.25%
NTPC Ltd.EnergyFutures-0.31%
Tata Motors Passenger Vehicles Ltd.AutomobileFutures-0.33%
Lupin Ltd.HealthcareFutures-0.45%
Tata Steel Ltd.Metals & MiningFutures-0.48%
PNB Housing Finance Ltd.FinancialFutures-0.52%
Tata Power Company Ltd.EnergyFutures-0.53%
Maruti Suzuki India Ltd.AutomobileFutures-0.55%
Info Edge (India) Ltd.ServicesFutures-0.73%
Bank Of BarodaFinancialFutures-0.81%
Bharti Airtel Ltd.CommunicationFutures-0.96%
Bajaj Finance Ltd.FinancialFutures-1.12%
Axis Bank Ltd.FinancialFutures-1.17%
NMDC Ltd.Metals & MiningFutures-1.20%
HDFC Bank Ltd.FinancialFutures-1.22%
Reliance Industries Ltd.EnergyFutures-2.72%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+6.0%+10.7%+23.7%+42.2%
Category average (Hybrid Multi Asset Allocation)----+15.1%--
Rank (Hybrid Multi Asset Allocation)799--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,93,412 Cr and the Latest NAV as of 30 Jan 2026 is ₹14.44. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹1,93,412.50 Cr
Date of Incorporation20 Dec 1999
PhoneNA
E-mailNA
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,