Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

1M
6M
1Y
All
NAV: 19 Oct '26
₹14.37
Min. for SIP
₹100
Fund size (AUM)
₹3,684.25 Cr
Expense ratio
0.83%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,780
-1.47%
6 months₹30,000₹29,630
-1.23%
1 year₹60,000₹60,589
+0.98%

Holdings (178)

NameSectorInstrumentsAssets
Net ReceivablesUnspecifiedNet Receivables14.25%
iShares V PLC - iShares MSCI ACWI UCITS ETF USD (Acc)UnspecifiedForeign Mutual Funds7.33%
ICICI Prudential Gold Exchange Traded Fund IDCWUnspecifiedMutual Fund6.50%
Reverse RepoUnspecifiedReverse Repo5.85%
HDFC Bank LtdFinancialEquity4.37%
ICICI Prudential Silver ETF - GrowthUnspecifiedMutual Fund4.25%
Reliance Industries LtdEnergy & UtilitiesEquity3.71%
ICICI Bank LtdFinancialEquity2.79%
Kotak Mahindra Bank LtdFinancialEquity2.36%
Bandhan Silver ETF-GrowthUnspecifiedMutual Fund2.17%
Axis Bank LtdFinancialEquity2.16%
Bharti Airtel LtdTechnologyEquity2.11%
Bandhan Ultra Short to Short Term Fund Direct-GrowthUnspecifiedMutual Fund2.06%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds2.03%
Maruti Suzuki India LtdConsumer DiscretionaryEquity1.88%
GOVERNMENT OF INDIA 37706 182 DAYS TBILL 28JN27 FV RS 100FinancialTreasury Bills1.60%
Larsen & Toubro LtdIndustrialsEquity1.39%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 140 7.48 LOA 13AG29 FVRS10LACFinancialNon Convertible Debenture1.35%
ITC LtdConsumer StaplesEquity1.22%
Bajaj Finance LtdFinancialEquity1.22%
Infosys LtdTechnologyEquity1.21%
NMDC LtdMaterialsEquity1.12%
Bajaj Finserv LtdFinancialEquity1.08%
Tata Consultancy Services LtdTechnologyEquity0.95%
ICICI Lombard General Insurance Company LtdFinancialEquity0.80%
Cipla LtdHealthcareEquity0.79%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.79%
Bank Of BarodaFinancialEquity0.77%
Cholamandalam Financial Holdings LtdFinancialEquity0.76%
NTPC LtdEnergy & UtilitiesEquity0.75%
Coal India LtdMaterialsEquity0.75%
Sterlite Technologies LtdTechnologyEquity0.74%
Zomato LtdTechnologyEquity0.72%
Hero Motocorp LtdConsumer DiscretionaryEquity0.71%
7.34% REC Ltd. **FinancialDebenture0.67%
Poonawalla Fincorp LtdFinancialEquity0.66%
Life Insurance Corporation of IndiaFinancialEquity0.64%
HDFC Life Insurance Co LtdFinancialEquity0.64%
ICICI Prudential Life Insurance Company LtdFinancialEquity0.63%
Info Edge (India) LtdTechnologyEquity0.63%
Titan Company LtdConsumer DiscretionaryEquity0.62%
Varun Beverages LtdConsumer StaplesEquity0.59%
RHI Magnesita India LtdMaterialsEquity0.57%
Dabur India LtdConsumer StaplesEquity0.57%
Emami LtdConsumer StaplesEquity0.57%
Swiggy Ltd.TechnologyEquity0.54%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.53%
Avenue Supermarts LtdConsumer StaplesEquity0.52%
V-Mart Retail LtdConsumer DiscretionaryEquity0.51%
Shree Cement LtdMaterialsEquity0.49%
Whirlpool Of India LtdConsumer DiscretionaryEquity0.48%
UTI Asset Management Company LtdFinancialEquity0.48%
Adani Wilmar LtdConsumer StaplesEquity0.46%
Aurobindo Pharma LtdHealthcareEquity0.45%
Dr. Reddy's Laboratories LtdHealthcareEquity0.45%
PNB Housing Finance LtdFinancialEquity0.45%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100EntitiesGOI Securities0.44%
Trent LtdConsumer DiscretionaryEquity0.43%
Sun Pharmaceutical Industries LtdHealthcareEquity0.41%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity0.41%
Jindal Steel & Power LtdMaterialsEquity0.40%
Max Healthcare Institute LtdHealthcareEquity0.38%
Jio Financial Services LimitedFinancialEquity0.37%
Tata Power Company LtdEnergy & UtilitiesEquity0.37%
Tata Steel LtdMaterialsEquity0.36%
Finolex Industries LtdIndustrialsEquity0.36%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.36%
Shriram Transport Finance Company LtdFinancialEquity0.35%
Syngene International LtdHealthcareEquity0.35%
PB Fintech LtdFinancialEquity0.35%
Bayer CropScience LtdMaterialsEquity0.34%
Dalmia Bharat LtdMaterialsEquity0.34%
MRF LtdConsumer DiscretionaryEquity0.34%
Havells India LtdConsumer DiscretionaryEquity0.33%
United Breweries LtdConsumer StaplesEquity0.33%
Greenply Industries LtdMaterialsEquity0.32%
Tube Investments Of India LtdConsumer DiscretionaryEquity0.32%
Aptus Value Housing Finance India LtdFinancialEquity0.32%
Petronet LNG LtdEnergy & UtilitiesEquity0.31%
Vedanta Aluminium Metal LtdMaterialsEquity0.31%
Mas Financial Services LtdFinancialEquity0.31%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.31%
VRL Logistics LtdIndustrialsEquity0.30%
Atul LtdMaterialsEquity0.29%
Brigade Enterprises LtdReal EstateEquity0.29%
TeamLease Services LtdIndustrialsEquity0.29%
Crompton Greaves Consumer Electricals LtdConsumer DiscretionaryEquity0.28%
Cera Sanitaryware LtdIndustrialsEquity0.28%
LTIMindtree LtdTechnologyEquity0.27%
Container Corporation Of India LtdIndustrialsEquity0.27%
The Great Eastern Shipping Company LtdEnergy & UtilitiesEquity0.27%
Motherson Sumi Wiring India LtdIndustrialsEquity0.25%
TBO Tek Ltd.Consumer DiscretionaryEquity0.25%
Blue Dart Express LtdIndustrialsEquity0.25%
Mahindra Lifespace Developers LtdReal EstateEquity0.24%
Can Fin Homes LtdFinancialEquity0.24%
Oil India LtdEnergy & UtilitiesEquity0.24%
Bharat Electronics LtdIndustrialsEquity0.23%
Mahanagar Gas LtdEnergy & UtilitiesEquity0.23%
Ujjivan Small Finance Bank LtdFinancialEquity0.23%
JK Lakshmi Cement LtdMaterialsEquity0.23%
Tata Motors LtdConsumer DiscretionaryEquity0.23%
KEC International LtdDiversifiedEquity0.23%
DCB Bank LtdFinancialEquity0.22%
Lupin LtdHealthcareEquity0.22%
Dhanuka Agritech LtdMaterialsEquity0.22%
Vedant Fashions LtdConsumer DiscretionaryEquity0.22%
Tata Chemicals LtdMaterialsEquity0.22%
Rainbow Childrens Medicare LtdHealthcareEquity0.21%
Sanofi India LtdHealthcareEquity0.21%
Indusind Bank LtdFinancialEquity0.19%
Vinati Organics LtdMaterialsEquity0.17%
JSW Steel LtdMaterialsEquity0.17%
Automotive Axles LtdConsumer DiscretionaryEquity0.17%
Bandhan Gold ETF-GrowthUnspecifiedMutual Fund0.17%
Greenpanel Industries LtdMaterialsEquity0.15%
Aditya Birla Fashion and Retail LtdConsumer DiscretionaryEquity0.15%
Hindalco Industries LtdMaterialsEquity0.15%
Max Financial Services LtdFinancialEquity0.15%
Ajanta Pharma LtdHealthcareEquity0.15%
United Spirits LtdConsumer StaplesEquity0.15%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LACFinancialDebenture0.14%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities0.13%
Berger Paints India LtdMaterialsEquity0.12%
Steel Authority Of India LtdMaterialsEquity0.12%
Hindustan Aeronautics LtdIndustrialsEquity0.11%
Rallis India LtdMaterialsEquity0.11%
Coromandel International LtdMaterialsEquity0.10%
CG Power & Industrial Solutions LtdIndustrialsEquity0.08%
Orchid Pharma LtdHealthcareEquity0.08%
SBI Life Insurance Company LtdFinancialEquity0.07%
Symphony LtdConsumer DiscretionaryEquity0.07%
The Ramco Cements LtdMaterialsEquity0.06%
Cash MarginUnspecifiedCash Margin0.05%
DLF LtdReal EstateEquity0.05%
Punjab National BankFinancialEquity0.03%
TVS Motor Company LtdConsumer DiscretionaryEquity0.02%
Blue Star LtdIndustrialsEquity0.01%
Indian Oil Corporation LtdEnergy & UtilitiesEquity0.01%
CashUnspecifiedCash0.00%
Others Mrgn MoneyUnspecifiedMargin Money0.00%
ICICI Prudential Life Insurance Company Limited October 2026 FutureFinancialFutures-0.00%
Power Grid Corporation of India Limited October 2026 FutureEnergy & UtilitiesFutures-0.00%
Indian Oil Corporation Limited October 2026 FutureEnergy & UtilitiesFutures-0.01%
ITC Limited October 2026 FutureConsumer StaplesFutures-0.01%
TVS Motor Company Limited October 2026 FutureConsumer DiscretionaryFutures-0.02%
Punjab National Bank October 2026 FutureFinancialFutures-0.03%
DLF Limited October 2026 FutureReal EstateFutures-0.04%
Sun Pharmaceutical Industries Limited October 2026 FutureHealthcareFutures-0.05%
SBI Life Insurance Company Limited October 2026 FutureFinancialFutures-0.07%
CG POWER AND INDUSTRIAL SOLUTIONS LIMITED-OCT2026IndustrialsFutures-0.08%
Eternal Limited October 2026 FutureTechnologyFutures-0.11%
Steel Authority of India Limited October 2026 FutureMaterialsFutures-0.11%
Hindustan Aeronautics Limited October 2026 FutureIndustrialsFutures-0.11%
Hindalco Industries Limited October 2026 FutureMaterialsFutures-0.15%
Cipla Limited October 2026 FutureHealthcareFutures-0.15%
JSW Steel Limited October 2026 FutureMaterialsFutures-0.17%
IndusInd Bank Limited October 2026 FutureFinancialFutures-0.19%
NTPC Limited October 2026 FutureEnergy & UtilitiesFutures-0.22%
TATA MOTORS PASSENGER VEHICLES LTD.-OCT2026Consumer DiscretionaryFutures-0.23%
Bharat Electronics Limited October 2026 FutureIndustrialsFutures-0.23%
Shriram Finance Limited October 2026 FutureFinancialFutures-0.35%
Tata Steel Limited October 2026 FutureMaterialsFutures-0.36%
Tata Power Company Limited October 2026 FutureEnergy & UtilitiesFutures-0.37%
ICICI Bank Limited October 2026 FutureFinancialFutures-0.37%
Jio Financial Services Limited October 2026 FutureFinancialFutures-0.37%
Maruti Suzuki India Limited October 2026 FutureConsumer DiscretionaryFutures-0.42%
PNB HOUSING FINANCE LTD.-OCT2026FinancialFutures-0.45%
Bank of Baroda October 2026 FutureFinancialFutures-0.46%
Bharti Airtel Limited October 2026 FutureTechnologyFutures-0.59%
Kotak Mahindra Bank Limited October 2026 FutureFinancialFutures-0.77%
Mahindra & Mahindra Limited October 2026 FutureConsumer DiscretionaryFutures-0.79%
NMDC Limited October 2026 FutureMaterialsFutures-0.80%
Axis Bank Limited October 2026 FutureFinancialFutures-0.83%
Larsen & Toubro Limited October 2026 FutureIndustrialsFutures-0.88%
Bajaj Finance Limited October 2026 FutureFinancialFutures-1.23%
HDFC Bank Limited October 2026 FutureFinancialFutures-1.30%
Reliance Industries Limited October 2026 FutureEnergy & UtilitiesFutures-1.63%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-1.8%+0.2%+6.4%+43.7%
Category average (Hybrid Multi Asset Allocation)-2.1%-1.2%+2.3%+119.1%
Rank (Hybrid Multi Asset Allocation)1794--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Daylynn Gerard Paul Pinto is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,14,259 Cr and the Latest NAV as of 19 Oct 2026 is ₹14.37. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹2,14,259.16 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,