Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Hybrid
Multi Asset Allocation
Very High Risk
1M
6M
1Y
All
NAV: 20 Feb '26
₹14.35
Min. for SIP
₹100
Fund size
₹2,966.55 Cr
Expense ratio
0.41%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹15,261
+1.74%
6 months₹30,000₹31,474
+4.91%
1 year₹60,000₹66,956
+11.59%

Holdings (180)

NameSectorInstrumentsAssets
iShares MSCI ACWI UCITS ETF USD (Acc)OthersForeign MF7.90%
ICICI Prudential Gold Exchange Traded FundNAMutual Fund6.12%
GOISovereignGOI Sec4.75%
HDFC Bank Ltd.FinancialEquity4.33%
ICICI Prudential Silver ETF - GrowthNAMutual Fund3.95%
Reliance Industries Ltd.EnergyEquity3.84%
ICICI Bank Ltd.FinancialEquity2.86%
Tata Consultancy Services Ltd.TechnologyEquity1.99%
Axis Bank Ltd.FinancialEquity1.89%
Bandhan Silver ETF-GrowthNAMutual Fund1.82%
NMDC Ltd.Metals & MiningEquity1.44%
Kotak Mahindra Bank Ltd.FinancialEquity1.42%
Info Edge (India) Ltd.ServicesEquity1.42%
Bharti Airtel Ltd.CommunicationEquity1.28%
Infosys Ltd.TechnologyEquity1.27%
Mahindra & Mahindra Ltd.AutomobileEquity1.21%
State Bank of IndiaFinancialEquity1.09%
Maruti Suzuki India Ltd.AutomobileEquity1.06%
NTPC Ltd.EnergyEquity1.03%
Bajaj Finance Ltd.FinancialEquity0.95%
Larsen & Toubro Ltd.ConstructionEquity0.76%
Bank Of BarodaFinancialEquity0.74%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.72%
Titan Company Ltd.Consumer DiscretionaryEquity0.67%
Indiamart Intermesh Ltd.ServicesEquity0.59%
HDFC Life Insurance Co Ltd.InsuranceEquity0.59%
Avenue Supermarts Ltd.ServicesEquity0.59%
Trent Ltd.ServicesEquity0.57%
Ajanta Pharma Ltd.HealthcareEquity0.56%
PB Fintech Ltd.ServicesEquity0.56%
Varun Beverages Ltd.Consumer StaplesEquity0.56%
JIO Financial Services Ltd.FinancialEquity0.55%
Hyundai Motor India Ltd.AutomobileEquity0.52%
Dabur India Ltd.Consumer StaplesEquity0.51%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.51%
United Spirits Ltd.Consumer StaplesEquity0.51%
Mankind Pharma Ltd.HealthcareEquity0.50%
Jindal Steel Ltd.Metals & MiningEquity0.50%
Emami Ltd.Consumer StaplesEquity0.49%
Sterlite Technologies Ltd.CommunicationEquity0.49%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.49%
Tata Steel Ltd.Metals & MiningEquity0.47%
V-Mart Retail Ltd.ServicesEquity0.47%
Tata Power Company Ltd.EnergyEquity0.47%
Interglobe Aviation Ltd.ServicesEquity0.46%
Oil India Ltd.EnergyEquity0.46%
Aptus Value Housing Finance India Ltd.FinancialEquity0.46%
Vedanta Ltd.Metals & MiningEquity0.46%
Aurobindo Pharma Ltd.HealthcareEquity0.45%
Glaxosmithkline Pharmaceuticals Ltd.HealthcareEquity0.45%
MAS Financial Services Ltd.FinancialEquity0.44%
Eternal Ltd.ServicesEquity0.44%
Berger Paints India Ltd.ChemicalsEquity0.43%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.42%
Lupin Ltd.HealthcareEquity0.42%
The Great Eastern Shipping Company Ltd.EnergyEquity0.41%
PNB Housing Finance Ltd.FinancialEquity0.41%
Max Financial Services Ltd.FinancialEquity0.41%
Bajaj Auto Ltd.AutomobileEquity0.40%
Hexaware Technologies Ltd.TechnologyEquity0.40%
Grasim Industries Ltd.ConstructionEquity0.38%
Exide Industries Ltd.Capital GoodsEquity0.38%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.37%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.37%
Tata Motors Ltd.AutomobileEquity0.35%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.35%
United Breweries Ltd.Consumer StaplesEquity0.35%
Bayer CropScience Ltd.ChemicalsEquity0.34%
ITC Ltd.Consumer StaplesEquity0.34%
Blue Dart Express Ltd.ServicesEquity0.34%
DCB Bank Ltd.FinancialEquity0.34%
CreditAccess Grameen Ltd.FinancialEquity0.34%
MRF Ltd.AutomobileEquity0.33%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.33%
Bosch Ltd.AutomobileEquity0.33%
Power Grid Corporation Of India Ltd.EnergyEquity0.33%
TBO Tek Ltd.ServicesEquity0.33%
Finolex Industries Ltd.ChemicalsEquity0.33%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.32%
Tube Investments Of India Ltd.AutomobileEquity0.31%
Symphony Ltd.Consumer DiscretionaryEquity0.31%
JSW Energy Ltd.Capital GoodsEquity0.31%
Mahindra Lifespace Developers Ltd.ConstructionEquity0.31%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.30%
Britannia Industries Ltd.Consumer StaplesEquity0.30%
Petronet LNG Ltd.EnergyEquity0.29%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.29%
TeamLease Services Ltd.ServicesEquity0.28%
Wipro Ltd.TechnologyEquity0.28%
VRL Logistics Ltd.ServicesEquity0.27%
AWL Agri Business Ltd.Consumer StaplesEquity0.27%
Ujjivan Small Finance Bank Ltd.FinancialEquity0.26%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.26%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.26%
Swiggy Ltd.ServicesEquity0.26%
Bandhan Bank Ltd.FinancialEquity0.26%
Havells India Ltd.Capital GoodsEquity0.26%
Fine Organic Industries Ltd.ChemicalsEquity0.26%
Global Health Ltd.HealthcareEquity0.26%
Cera Sanitaryware Ltd.ConstructionEquity0.25%
KEC International Ltd.Capital GoodsEquity0.25%
Greenpanel Industries Ltd.Consumer StaplesEquity0.25%
REC Ltd.FinancialEquity0.25%
Shriram Finance LtdFinancialEquity0.24%
Godrej Properties Ltd.ConstructionEquity0.24%
Kewal Kiran Clothing Ltd.TextilesEquity0.24%
Indusind Bank Ltd.FinancialEquity0.24%
Bandhan Gold ETF-GrowthNAMutual Fund0.24%
Poonawalla Fincorp Ltd.FinancialEquity0.24%
Rainbow Children's Medicare Ltd.HealthcareEquity0.23%
Greenply Industries Ltd.Consumer StaplesEquity0.23%
Dhanuka Agritech Ltd.ChemicalsEquity0.22%
Coforge Ltd.TechnologyEquity0.22%
Syrma SGS Technology Ltd.Capital GoodsEquity0.22%
Ipca Laboratories Ltd.HealthcareEquity0.22%
Avanti Feeds Ltd.Consumer StaplesEquity0.21%
Dixon Technologies (India) Ltd.Capital GoodsEquity0.21%
Atul Ltd.ChemicalsEquity0.21%
JSW Steel Ltd.Metals & MiningEquity0.21%
Sapphire Foods India Ltd.ServicesEquity0.19%
Hindalco Industries Ltd.Metals & MiningEquity0.19%
Equitas Small Finance Bank Ltd.FinancialEquity0.19%
Cipla Ltd.HealthcareEquity0.19%
Vedant Fashions Ltd.ServicesEquity0.18%
Deepak Nitrite Ltd.ChemicalsEquity0.17%
APL Apollo Tubes Ltd.Metals & MiningEquity0.17%
Endurance Technologies Ltd.AutomobileEquity0.16%
JK Lakshmi Cement Ltd.ConstructionEquity0.16%
Orchid Pharma Ltd.HealthcareEquity0.13%
L&T Technology Services Ltd.TechnologyEquity0.13%
NHPC Ltd.EnergyEquity0.13%
Updater Services Ltd.ServicesEquity0.13%
Steel Authority Of India Ltd.Metals & MiningEquity0.12%
SBI Life Insurance Company Ltd.InsuranceEquity0.10%
RBL Bank Ltd.FinancialEquity0.10%
Suzlon Energy Ltd.Capital GoodsEquity0.10%
Biocon Ltd.HealthcareEquity0.09%
Bharat Heavy Electricals Ltd.Capital GoodsEquity0.09%
DLF Ltd.ConstructionEquity0.05%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.05%
Punjab National BankFinancialEquity0.04%
TVS Motor Company Ltd.AutomobileEquity0.02%
Indian Oil Corporation Ltd.EnergyEquity0.01%
Nuvoco Vistas Corporation Ltd.ConstructionEquity0.01%
ICICI Prudential Life Insurance Company Ltd.InsuranceFutures-0.00%
Power Grid Corporation Of India Ltd.EnergyFutures-0.00%
Indian Oil Corporation Ltd.EnergyFutures-0.01%
ITC Ltd.Consumer StaplesFutures-0.01%
TVS Motor Company Ltd.AutomobileFutures-0.02%
ICICI Bank Ltd.FinancialFutures-0.03%
Punjab National BankFinancialFutures-0.04%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.05%
DLF Ltd.ConstructionFutures-0.05%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.07%
SBI Life Insurance Company Ltd.InsuranceFutures-0.10%
Steel Authority Of India Ltd.Metals & MiningFutures-0.12%
Kotak Mahindra Bank Ltd.FinancialFutures-0.19%
Cipla Ltd.HealthcareFutures-0.19%
Hindalco Industries Ltd.Metals & MiningFutures-0.19%
JSW Steel Ltd.Metals & MiningFutures-0.21%
Larsen & Toubro Ltd.ConstructionFutures-0.23%
Indusind Bank Ltd.FinancialFutures-0.24%
NTPC Ltd.EnergyFutures-0.31%
Tata Motors Passenger Vehicles Ltd.AutomobileFutures-0.35%
PNB Housing Finance Ltd.FinancialFutures-0.41%
Lupin Ltd.HealthcareFutures-0.42%
Tata Power Company Ltd.EnergyFutures-0.47%
Tata Steel Ltd.Metals & MiningFutures-0.47%
JIO Financial Services Ltd.FinancialFutures-0.55%
Info Edge (India) Ltd.ServicesFutures-0.62%
Mahindra & Mahindra Ltd WarrantAutomobileFutures-0.63%
Maruti Suzuki India Ltd.AutomobileFutures-0.64%
Tata Consultancy Services Ltd.TechnologyFutures-0.73%
Bank Of BarodaFinancialFutures-0.74%
Bharti Airtel Ltd.CommunicationFutures-0.82%
Bajaj Finance Ltd.FinancialFutures-0.96%
HDFC Bank Ltd.FinancialFutures-1.05%
NMDC Ltd.Metals & MiningFutures-1.06%
Axis Bank Ltd.FinancialFutures-1.15%
Reliance Industries Ltd.EnergyFutures-2.20%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+5.4%+13.3%+24.9%+43.3%
Category average (Hybrid Multi Asset Allocation)----+15.1%--
Rank (Hybrid Multi Asset Allocation)798--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,94,296 Cr and the Latest NAV as of 20 Feb 2026 is ₹14.35. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹1,94,296.46 Cr
Date of Incorporation20 Dec 1999
PhoneNA
E-mailNA
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,