Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Hybrid
Multi Asset Allocation
Very High Risk
1M
6M
1Y
All
NAV: 09 Jan '26
₹14.03
Min. SIP amount
₹100
Fund size
₹2,396.69 Cr
Expense ratio
0.47%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹67,066
+11.78%

Holdings (148)

NameSectorInstrumentsAssets
iShares MSCI ACWI UCITS ETF USD (Acc)OthersForeign MF8.69%
ICICI Prudential Gold Exchange Traded FundNAMutual Fund6.92%
ICICI Prudential Silver ETF - GrowthNAMutual Fund6.63%
GOISovereignGOI Sec5.63%
HDFC Bank Ltd.FinancialEquity4.61%
Reliance Industries Ltd.EnergyEquity4.00%
ICICI Bank Ltd.FinancialEquity2.52%
Tata Consultancy Services Ltd.TechnologyEquity2.01%
Axis Bank Ltd.FinancialEquity1.84%
Infosys Ltd.TechnologyEquity1.67%
Bharti Airtel Ltd.CommunicationEquity1.60%
NMDC Ltd.Metals & MiningEquity1.52%
Info Edge (India) Ltd.ServicesEquity1.46%
Kotak Mahindra Bank Ltd.FinancialEquity1.26%
Bajaj Finance Ltd.FinancialEquity1.25%
State Bank of IndiaFinancialEquity1.16%
NTPC Ltd.EnergyEquity1.11%
Mahindra & Mahindra Ltd.AutomobileEquity0.89%
Bank Of BarodaFinancialEquity0.84%
Titan Company Ltd.Consumer DiscretionaryEquity0.77%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.73%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.73%
Varun Beverages Ltd.Consumer StaplesEquity0.67%
Grasim Industries Ltd.ConstructionEquity0.66%
L&T Technology Services Ltd.TechnologyEquity0.66%
Berger Paints India Ltd.ChemicalsEquity0.62%
Dabur India Ltd.Consumer StaplesEquity0.62%
V-Mart Retail Ltd.ServicesEquity0.62%
Trent Ltd.ServicesEquity0.59%
United Spirits Ltd.Consumer StaplesEquity0.58%
Tata Power Company Ltd.EnergyEquity0.58%
Glenmark Pharmaceuticals Ltd.HealthcareEquity0.58%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity0.55%
Maruti Suzuki India Ltd.AutomobileEquity0.54%
Emami Ltd.Consumer StaplesEquity0.53%
PNB Housing Finance Ltd.FinancialEquity0.53%
Colgate-Palmolive (India) Ltd.Consumer StaplesEquity0.52%
Vedanta Ltd.Metals & MiningEquity0.52%
Max Financial Services Ltd.FinancialEquity0.51%
Ajanta Pharma Ltd.HealthcareEquity0.51%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.50%
Jindal Steel Ltd.Metals & MiningEquity0.50%
Indiamart Intermesh Ltd.ServicesEquity0.50%
Aurobindo Pharma Ltd.HealthcareEquity0.49%
Larsen & Toubro Ltd.ConstructionEquity0.49%
MAS Financial Services Ltd.FinancialEquity0.49%
Avanti Feeds Ltd.Consumer StaplesEquity0.48%
Tata Steel Ltd.Metals & MiningEquity0.48%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.48%
HDFC Life Insurance Co Ltd.InsuranceEquity0.48%
Lupin Ltd.HealthcareEquity0.47%
Interglobe Aviation Ltd.ServicesEquity0.47%
Aptus Value Housing Finance India Ltd.FinancialEquity0.47%
PB Fintech Ltd.ServicesEquity0.47%
Sterlite Technologies Ltd.CommunicationEquity0.46%
Hyundai Motor India Ltd.AutomobileEquity0.46%
Hexaware Technologies Ltd.TechnologyEquity0.45%
Exide Industries Ltd.Capital GoodsEquity0.45%
Bajaj Auto Ltd.AutomobileEquity0.45%
The Great Eastern Shipping Company Ltd.EnergyEquity0.44%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.44%
Tube Investments Of India Ltd.AutomobileEquity0.44%
Kewal Kiran Clothing Ltd.TextilesEquity0.43%
Bayer CropScience Ltd.ChemicalsEquity0.42%
Mahindra Lifespace Developers Ltd.ConstructionEquity0.42%
Emcure Pharmaceuticals Ltd.HealthcareEquity0.42%
Power Grid Corporation Of India Ltd.EnergyEquity0.41%
HDB Financial Services Ltd.FinancialEquity0.41%
United Breweries Ltd.Consumer StaplesEquity0.40%
Finolex Industries Ltd.ChemicalsEquity0.39%
Oil India Ltd.EnergyEquity0.39%
TeamLease Services Ltd.ServicesEquity0.39%
Eternal Ltd.ServicesEquity0.39%
TBO Tek Ltd.ServicesEquity0.39%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.37%
Bosch Ltd.AutomobileEquity0.36%
DCB Bank Ltd.FinancialEquity0.36%
AWL Agri Business Ltd.Consumer StaplesEquity0.36%
Syrma SGS Technology Ltd.Capital GoodsEquity0.36%
Dr. Reddy's Laboratories Ltd.HealthcareEquity0.35%
Symphony Ltd.Consumer DiscretionaryEquity0.34%
VRL Logistics Ltd.ServicesEquity0.32%
Aditya Birla Sun Life AMC Ltd.FinancialEquity0.32%
Rainbow Children's Medicare Ltd.HealthcareEquity0.32%
APL Apollo Tubes Ltd.Metals & MiningEquity0.31%
Glaxosmithkline Pharmaceuticals Ltd.HealthcareEquity0.31%
Equitas Small Finance Bank Ltd.FinancialEquity0.31%
Bandhan Bank Ltd.FinancialEquity0.30%
Greenpanel Industries Ltd.Consumer StaplesEquity0.30%
Ipca Laboratories Ltd.HealthcareEquity0.29%
Indusind Bank Ltd.FinancialEquity0.27%
Ujjivan Small Finance Bank Ltd.FinancialEquity0.26%
Cipla Ltd.HealthcareEquity0.25%
Godrej Properties Ltd.ConstructionEquity0.25%
Fine Organic Industries Ltd.ChemicalsEquity0.25%
Biocon Ltd.HealthcareEquity0.24%
Vedant Fashions Ltd.ServicesEquity0.24%
Atul Ltd.ChemicalsEquity0.23%
JSW Steel Ltd.Metals & MiningEquity0.23%
Cera Sanitaryware Ltd.ConstructionEquity0.23%
Petronet LNG Ltd.EnergyEquity0.22%
Sonata Software Ltd.TechnologyEquity0.21%
Yatra Online Ltd.ServicesEquity0.21%
The Federal Bank Ltd.FinancialEquity0.20%
Deepak Nitrite Ltd.ChemicalsEquity0.19%
Hindalco Industries Ltd.Metals & MiningEquity0.19%
Updater Services Ltd.ServicesEquity0.19%
Indus Towers Ltd.CommunicationEquity0.16%
Steel Authority Of India Ltd.Metals & MiningEquity0.13%
Avenue Supermarts Ltd.ServicesEquity0.13%
SBI Life Insurance Company Ltd.InsuranceEquity0.12%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity0.11%
Dhanuka Agritech Ltd.ChemicalsEquity0.10%
STL Networks Ltd.TechnologyEquity0.09%
DLF Ltd.ConstructionEquity0.07%
JIO Financial Services Ltd.FinancialEquity0.06%
Punjab National BankFinancialEquity0.05%
ITC Ltd.Consumer StaplesEquity0.02%
Indian Oil Corporation Ltd.EnergyEquity0.01%
Indian Oil Corporation Ltd.EnergyFutures-0.01%
Power Grid Corporation Of India Ltd.EnergyFutures-0.01%
ITC Ltd.Consumer StaplesFutures-0.02%
ICICI Bank Ltd.FinancialFutures-0.04%
Punjab National BankFinancialFutures-0.05%
JIO Financial Services Ltd.FinancialFutures-0.06%
DLF Ltd.ConstructionFutures-0.07%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.10%
SBI Life Insurance Company Ltd.InsuranceFutures-0.12%
Steel Authority Of India Ltd.Metals & MiningFutures-0.13%
Mahindra & Mahindra Ltd.AutomobileFutures-0.15%
Hindalco Industries Ltd.Metals & MiningFutures-0.19%
JSW Steel Ltd.Metals & MiningFutures-0.23%
Cipla Ltd.HealthcareFutures-0.25%
Indusind Bank Ltd.FinancialFutures-0.27%
NTPC Ltd.EnergyFutures-0.33%
Lupin Ltd.HealthcareFutures-0.48%
Tata Steel Ltd.Metals & MiningFutures-0.48%
PNB Housing Finance Ltd.FinancialFutures-0.53%
Tata Power Company Ltd.EnergyFutures-0.59%
Tata Consultancy Services Ltd.TechnologyFutures-0.77%
Info Edge (India) Ltd.ServicesFutures-0.77%
Bank Of BarodaFinancialFutures-0.85%
Bharti Airtel Ltd.CommunicationFutures-1.03%
NMDC Ltd.Metals & MiningFutures-1.14%
Bajaj Finance Ltd.FinancialFutures-1.26%
Axis Bank Ltd.FinancialFutures-1.27%
HDFC Bank Ltd.FinancialFutures-1.33%
Reliance Industries Ltd.EnergyFutures-2.52%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+7.8%+12.0%+20.7%+41.6%
Category average (Hybrid Multi Asset Allocation)----+15.1%--
Rank (Hybrid Multi Asset Allocation)785--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

DGPP
Daylynn Gerard Paul Pinto
Jan 2024 - Present
View details

Education
Mr. Pinto is a B.Com (H) and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

VK
Viraj Kulkarni
Jan 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

KK
Kapil Kankonkar
Jun 2025 - Present
View details

Education
Bachelor of Engineering, Master of Management Studies.
Experience
Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,

About Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,98,849 Cr and the Latest NAV as of 09 Jan 2026 is ₹14.03. The Bandhan Multi Asset Allocation Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year. ;

Investment Objective

The Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.

Fund house

Rank (total assets)#9 in India
Total AUM₹1,98,849.49 Cr
Date of Incorporation20 Dec 1999
PhoneNA
E-mailNA
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,