How to Invest in Bandhan Medium Duration Fund Direct Growth?

You can easily invest in Bandhan Medium Duration Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Bandhan Medium Duration Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Bandhan Medium Duration Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Bandhan Medium Duration Fund Direct Growth provide?

The Bandhan Medium Duration Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 7.22% since its inception.

How much expense ratio is charged by Bandhan Medium Duration Fund Direct Growth?

The term Expense Ratio used for Bandhan Medium Duration Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Bandhan Medium Duration Fund Direct Growth is 0.65% as of 13 Jan 2026...

What is the AUM of Bandhan Medium Duration Fund Direct Growth?

The AUM, short for Assets Under Management of Bandhan Medium Duration Fund Direct Growth is ₹1,393.38Cr as of 13 Jan 2026.

How to Redeem Bandhan Medium Duration Fund Direct Growth?

If you want to sell your Bandhan Medium Duration Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Bandhan Medium Duration Fund Direct Growth?

You can select either SIP or Lumpsum investment of Bandhan Medium Duration Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Bandhan Medium Duration Fund Direct Growth?

The NAV of Bandhan Medium Duration Fund Direct Growth is ₹51.08 as of 12 Jan 2026.

What is the PE and PB ratio of Bandhan Medium Duration Fund Direct Growth?

The PE ratio ratio of Bandhan Medium Duration Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Bandhan Medium Duration Fund Direct Growth

Name: Bandhan Medium Duration Fund Direct Growth
Brand: IDFC Mutual Fund

Debt

Medium Duration

Moderate Risk

+7.46%

3Y annualised

+0.10% 1D

All

NAV: 12 Jan '26

₹51.08

Min. SIP amount

₹100

Fund size

₹1,393.38 Cr

Expense ratio

0.65%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,432	+2.39%
3 years	₹1,80,000	₹2,00,011	+11.12%
5 years	₹3,00,000	₹3,53,660	+17.89%
10 years	₹6,00,000	₹8,46,268	+41.04%

Holdings (21)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	54.85%
Tata Capital Housing Finance Ltd.	Financial	Bonds	7.60%
Bajaj Housing Finance Ltd.	Financial	Debenture	7.25%
GOI	Sovereign	GOI Sec	4.96%
National Bank For Agriculture & Rural Development	Financial	Bonds	3.63%
Bajaj Finance Ltd.	Financial	Debenture	3.59%
Tata Capital Financial Services Ltd.	Financial	Bonds	3.26%
Bajaj Housing Finance Ltd.	Financial	Debenture	2.53%
HDFC Bank Ltd.	Financial	CD	1.77%
Axis Bank Ltd.	Financial	CD	1.42%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.08%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.73%
Bajaj Housing Finance Ltd.	Financial	Debenture	0.72%
Tata Capital Financial Services Ltd.	Financial	Bonds	0.65%
Tata Capital Financial Services Ltd.	Financial	NCD	0.58%
Gujarat State	Construction	SDL	0.37%
Bajaj Finance Ltd.	Financial	Debenture	0.36%
GOI	Sovereign	GOI Sec	0.36%
Tata Capital Financial Services Ltd.	Financial	Debenture	0.36%
Tamilnadu State	Others	SDL	0.15%
GOI	Sovereign	CGL	0.01%

See All

Minimum investments

Min. for 1st investment

₹1,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.5%	+5.6%	+7.2%	+7.6%
Category average (Debt Medium Duration)	+7.6%	+6.6%	+7.0%	--
Rank (Debt Medium Duration)	11	11	8	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Aditya Birla Sun Life Medium Term Plan Direct Growth	+13.46%	+10.78%	2,904.91
	HDFC Medium Term Debt Fund Direct Growth	+8.15%	+8.11%	3,842.12
	DSP Bond Direct Growth	+7.89%	+7.74%	314.47
	Invesco India Medium Duration Fund Direct Growth	+7.35%	+7.61%	175.91
	Bandhan Medium Duration Fund Direct Growth	+7.22%	+7.46%	1,393.38
Compare

Fund management

SC
Suyash Choudhary
Sep 2015 - Present
View details

Education

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Also manages these schemes

Bandhan Banking and PSU Fund Direct Growth

Bandhan Medium to Long Duration Fund Direct Growth

Bandhan Dynamic Bond Fund Direct Growth

Bandhan Gilt Fund Direct Growth

Bandhan Short Duration Fund Direct Growth

Bandhan Corporate Bond Fund Direct Growth

Bandhan Medium Duration Fund Direct Growth

BS
Brijesh Shah
Jun 2024 - Present
View details

Education

Mr. Shah is a Post Graduate Diploma in Finance.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Also manages these schemes

Bandhan Banking and PSU Fund Direct Growth

Bandhan Dynamic Bond Fund Direct Growth

Bandhan Ultra Short Duration Fund Direct Growth

Bandhan Retirement Fund Direct Growth

Bandhan Short Duration Fund Direct Growth

Bandhan Corporate Bond Fund Direct Growth

Bandhan Aggressive Hybrid Fund Direct Growth

Bandhan Medium Duration Fund Direct Growth

Bandhan Arbitrage Fund Direct Growth

Bandhan Equity Savings Fund Direct Growth

Bandhan Floater Fund Direct Growth

Bandhan Gilt Fund Direct Growth

Bandhan CRISIL IBX Financial Services 3 6 Months Debt Index Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Medium to Long Duration Fund Direct Growth

Bandhan Overnight Fund Direct Growth

Bandhan CRISIL IBX 10:90 Gilt + SDL Index Dec 2029 Fund Direct Growth

Bandhan Gilt Fund with 10 year Constant Duration Fund Direct Growth

Bandhan Money Market Fund Direct Growth

Bandhan Healthcare Fund Direct Growth

Bandhan US Treasury Bond 0 1 year Specific Debt Passive FoF Direct Growth

Bandhan Conservative Hybrid Fund Direct Plan Growth

Bandhan Low Duration Fund Direct Growth

Bandhan Multi Factor Fund Direct Growth

Bandhan Liquid Fund Direct Plan Growth

Bandhan Long Duration Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth

Bandhan Balanced Advantage Fund Direct Growth

Bandhan Innovation Fund Direct Growth

About Bandhan Medium Duration Fund Direct Growth

Bandhan Medium Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Suyash Choudhary is the Current Fund Manager of Bandhan Medium Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,93,412 Cr and the Latest NAV as of 12 Jan 2026 is ₹51.08. The Bandhan Medium Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. ;

Investment Objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Fund benchmarkNIFTY Medium Duration Debt Index A-III

Scheme Information Document(SID)