Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bandhan Retirement Fund Direct Growth
NAV: 10 Jun '26
₹12.76
Min. for SIP
₹100
Fund size (AUM)
₹182.68 Cr
Expense ratio
0.83%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,105 | +0.70% | |
| 6 months | ₹30,000 | ₹29,754 | -0.82% | |
| 1 year | ₹60,000 | ₹59,233 | -1.28% |
Holdings (64)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 21.18% |
| Cash Margin | Unspecified | Cash Margin | 10.10% |
| Reverse Repo | Unspecified | Reverse Repo | 6.72% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.66% |
| Bharti Airtel Ltd | Technology | Equity | 5.65% |
| HDFC Bank Ltd | Financial | Equity | 4.44% |
| ICICI Bank Ltd | Financial | Equity | 4.15% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.76% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.42% |
| Titan Company Ltd | Consumer Discretionary | Equity | 3.34% |
| Hitachi Energy India Ltd | Industrials | Equity | 2.72% |
| State Bank of India | Financial | Equity | 2.16% |
| Axis Bank Ltd | Financial | Equity | 1.87% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.75% |
| ITC Ltd | Consumer Staples | Equity | 1.72% |
| Infosys Ltd | Technology | Equity | 1.69% |
| Hindalco Industries Ltd | Materials | Equity | 1.60% |
| Tata Consultancy Services Ltd | Technology | Equity | 1.35% |
| Jindal Steel & Power Ltd | Materials | Equity | 1.34% |
| Max Financial Services Ltd | Financial | Equity | 1.26% |
| Info Edge (India) Ltd | Technology | Equity | 1.25% |
| NHPC Ltd | Energy & Utilities | Equity | 1.18% |
| Hero Motocorp Ltd | Consumer Discretionary | Equity | 1.17% |
| Coal India Ltd | Materials | Equity | 1.14% |
| Bajaj Finance Ltd | Financial | Equity | 1.03% |
| Vishnu Chemicals Ltd | Materials | Equity | 0.98% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 0.96% |
| Berger Paints India Ltd | Materials | Equity | 0.91% |
| Zomato Ltd | Technology | Equity | 0.81% |
| Cipla Ltd | Healthcare | Equity | 0.80% |
| Lupin Ltd | Healthcare | Equity | 0.79% |
| United Spirits Ltd | Consumer Staples | Equity | 0.73% |
| Star Health & Allied Insurance Co. Ltd | Financial | Equity | 0.72% |
| CG Power & Industrial Solutions Ltd | Industrials | Equity | 0.71% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 0.64% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.64% |
| Jindal Stainless Ltd | Materials | Equity | 0.63% |
| Exide Industries Ltd | Consumer Discretionary | Equity | 0.59% |
| Colgate-Palmolive (India) Ltd | Consumer Staples | Equity | 0.57% |
| Dabur India Ltd | Consumer Staples | Equity | 0.53% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.52% |
| Mahindra & Mahindra Financial Services Ltd | Financial | Equity | 0.46% |
| Emami Ltd | Consumer Staples | Equity | 0.46% |
| Tata Motors Ltd | Industrials | Equity | 0.45% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.43% |
| Sonata Software Ltd | Technology | Equity | 0.42% |
| Dhanuka Agritech Ltd | Materials | Equity | 0.42% |
| Net Receivables | Unspecified | Net Receivables | 0.40% |
| Sobha Ltd | Real Estate | Equity | 0.39% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 0.38% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 0.37% |
| Wipro Ltd | Technology | Equity | 0.36% |
| Macrotech Developers Ltd | Real Estate | Equity | 0.32% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.30% |
| Jubilant Ingrevia Ltd | Materials | Equity | 0.30% |
| Neogen Chemicals Ltd | Materials | Equity | 0.15% |
| Zee Entertainment Enterprises Ltd | Consumer Discretionary | Equity | 0.13% |
| GAIL (India) Ltd | Energy & Utilities | Equity | 0.08% |
| Cash | Unspecified | Cash | 0.01% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
| Kotak Mahindra Bank Limited May 2026 Future | Financial | Futures | -1.86% |
| Larsen & Toubro Limited May 2026 Future | Industrials | Futures | -2.32% |
| Titan Company Limited May 2026 Future | Consumer Discretionary | Futures | -2.36% |
| Reliance Industries Limited May 2026 Future | Energy & Utilities | Futures | -2.47% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -1.1% | -3.9% | -0.1% | +28.5% |
| Category average (Hybrid Aggressive Hybrid) | -- | -- | +4.7% | -- |
| Rank (Hybrid Aggressive Hybrid) | 27 | 22 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +0.65% | +16.03% | 50,032.71 | |
 | -0.22% | +14.94% | 3,627.22 | |
 | +1.58% | +13.47% | 83,353.48 | |
 | -1.33% | +12.34% | 3,958.21 | |
 | -4.20% | +11.96% | 2,305.63 | |
| Compare | ||||
Fund management
RBRitika BeheraOct 2023 - PresentView details
RB
Ritika Behera
Oct 2023 - Present
View details
GSGaurav SatraJun 2024 - PresentView details
GS
Gaurav Satra
Jun 2024 - Present
View details
BSBrijesh ShahJun 2024 - PresentView details
BS
Brijesh Shah
Jun 2024 - Present
View details
GKGautam KaulSep 2023 - PresentView details
GK
Gautam Kaul
Sep 2023 - Present
View details
VBVishal BiraiaJan 2024 - PresentView details
VB
Vishal Biraia
Jan 2024 - Present
View details
VKViraj KulkarniDec 2024 - PresentView details
VK
Viraj Kulkarni
Dec 2024 - Present
View details
About Bandhan Retirement Fund Direct Growth
Bandhan Retirement Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Ritika Behera is the Current Fund Manager of Bandhan Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,01,808 Cr and the Latest NAV as of 10 Jun 2026 is ₹12.76.
The Bandhan Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index
Fund house
Rank (total assets)#9 in India
Total AUM₹2,01,807.58 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,