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Bandhan Retirement Fund Direct Growth
NAV: 09 Apr '26
₹12.70
Min. for SIP
₹100
Fund size (AUM)
₹171.77 Cr
Expense ratio
0.72%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹14,938 | -0.41% | |
| 6 months | ₹30,000 | ₹29,277 | -2.41% | |
| 1 year | ₹60,000 | ₹58,984 | -1.69% |
Holdings (65)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 22.17% |
| ICICI Bank Ltd. | Financial | Equity | 6.52% |
| Bharti Airtel Ltd. | Communication | Equity | 5.67% |
| Reliance Industries Ltd. | Energy | Equity | 5.66% |
| HDFC Bank Ltd. | Financial | Equity | 4.47% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.50% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 3.35% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 3.20% |
| Tata Consultancy Services Ltd. | Technology | Equity | 2.41% |
| State Bank of India | Financial | Equity | 2.11% |
| Hitachi Energy India Ltd. | Capital Goods | Equity | 2.09% |
| Jindal Steel Ltd. | Metals & Mining | Equity | 1.94% |
| Infosys Ltd. | Technology | Equity | 1.91% |
| Axis Bank Ltd. | Financial | Equity | 1.83% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.72% |
| ITC Ltd. | Consumer Staples | Equity | 1.67% |
| HCL Technologies Ltd. | Technology | Equity | 1.64% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 1.45% |
| Info Edge (India) Ltd. | Services | Equity | 1.32% |
| Max Financial Services Ltd. | Financial | Equity | 1.26% |
| Hero Motocorp Ltd. | Automobile | Equity | 1.24% |
| Coal India Ltd. | Energy | Equity | 1.13% |
| NHPC Ltd. | Energy | Equity | 1.11% |
| Bajaj Finance Ltd. | Financial | Equity | 0.93% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.90% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 0.89% |
| Vishnu Chemicals Ltd. | Chemicals | Equity | 0.86% |
| Lupin Ltd. | Healthcare | Equity | 0.85% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.84% |
| Eternal Ltd. | Services | Equity | 0.80% |
| Cipla Ltd. | Healthcare | Equity | 0.79% |
| United Spirits Ltd. | Consumer Staples | Equity | 0.71% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.69% |
| Star Health and Allied Insurance Company Ltd. | Insurance | Equity | 0.67% |
| Jindal Stainless Ltd. | Metals & Mining | Equity | 0.62% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | Equity | 0.61% |
| Dabur India Ltd. | Consumer Staples | Equity | 0.53% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.53% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | Equity | 0.52% |
| Exide Industries Ltd. | Capital Goods | Equity | 0.50% |
| Tata Motors Ltd. | Automobile | Equity | 0.47% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Equity | 0.45% |
| Emami Ltd. | Consumer Staples | Equity | 0.44% |
| Interglobe Aviation Ltd. | Services | Equity | 0.42% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 0.41% |
| Sonata Software Ltd. | Technology | Equity | 0.37% |
| Dhanuka Agritech Ltd. | Chemicals | Equity | 0.37% |
| Wipro Ltd. | Technology | Equity | 0.36% |
| UNO Minda Ltd. | Automobile | Equity | 0.36% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.35% |
| Sobha Ltd. | Construction | Equity | 0.34% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.28% |
| Lodha Developers Ltd. | Construction | Equity | 0.26% |
| Jubilant Ingrevia Ltd. | Chemicals | Equity | 0.24% |
| Zee Entertainment Enterprises Ltd. | Communication | Equity | 0.11% |
| Neogen Chemicals Ltd. | Chemicals | Equity | 0.11% |
| GAIL (India) Ltd. | Energy | Equity | 0.07% |
| Bajaj Finserv Ltd. | Financial | Futures | -0.91% |
| Tata Consultancy Services Ltd. | Technology | Futures | -1.03% |
| HCL Technologies Ltd. | Technology | Futures | -1.62% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -1.82% |
| Larsen & Toubro Ltd. | Construction | Futures | -2.15% |
| Titan Company Ltd. | Consumer Discretionary | Futures | -2.26% |
| ICICI Bank Ltd. | Financial | Futures | -2.32% |
| Reliance Industries Ltd. | Energy | Futures | -2.47% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -8.9% | -5.5% | +0.8% | +22.7% |
| Category average (Hybrid Aggressive Hybrid) | -- | -- | +4.7% | -- |
| Rank (Hybrid Aggressive Hybrid) | 21 | 17 | 28 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Equity & Debt Fund Direct Growth | +10.48% | +18.45% | 46,700.42 | |
JM Aggressive Hybrid Fund Direct Growth | +4.00% | +17.83% | 735.49 | |
Edelweiss Aggressive Hybrid Fund Direct Growth | +9.38% | +16.93% | 3,545.93 | |
Nippon India Aggressive Hybrid Fund Direct Growth | +9.77% | +14.39% | 4,063.06 | |
Franklin India Aggressive Hybrid Fund Direct Growth | +5.74% | +14.06% | 2,349.87 | |
| Compare | ||||
Fund management
GKGautam KaulSep 2023 - PresentView details
GK
Gautam Kaul
Sep 2023 - Present
View details
VKViraj KulkarniDec 2024 - PresentView details
VK
Viraj Kulkarni
Dec 2024 - Present
View details
BSBrijesh ShahJun 2024 - PresentView details
BS
Brijesh Shah
Jun 2024 - Present
View details
VBVishal BiraiaJan 2024 - PresentView details
VB
Vishal Biraia
Jan 2024 - Present
View details
RBRitika BeheraOct 2023 - PresentView details
RB
Ritika Behera
Oct 2023 - Present
View details
GSGaurav SatraJun 2024 - PresentView details
GS
Gaurav Satra
Jun 2024 - Present
View details
About Bandhan Retirement Fund Direct Growth
Bandhan Retirement Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Gautam Kaul is the Current Fund Manager of Bandhan Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,97,899 Cr and the Latest NAV as of 09 Apr 2026 is ₹12.70.
The Bandhan Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
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Investment Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index
Fund house
Rank (total assets)#9 in India
Total AUM₹1,97,898.61 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,