1M
6M
1Y
3Y
5Y
All
| NAV: 06 Oct 2022 | ₹2,634.05 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹10,653.65Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 4.2% | 4.0% | 5.2% | 6.7% |
| Category average | 4.1% | 3.9% | 5.1% | NA |
| Rank with in category | 20 | 27 | 26 | NA |
Understand terms
Holdings (55)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 6.0% |
HDFC Bank Ltd. | Financial | CD | 4.6% |
| National Bank For Agriculture & Rural Development | Financial | CP | 4.0% |
Bank Of Baroda | Financial | CD | 4.0% |
Axis Bank Ltd. | Financial | CD | 3.6% |
HDFC Bank Ltd. | Financial | CD | 3.6% |
Canara Bank | Financial | CD | 3.2% |
Kotak Mahindra Bank Ltd. | Financial | CD | 3.2% |
| Bajaj Finance Ltd. | Financial | CP | 2.8% |
Reserve Bank of India | Financial | T-Bills | 2.4% |
See All
Pros and cons
Category: Debt Liquid
Pros
Cons
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Low rating: 2
Lower expense ratio: 0.12%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Expense ratio, exit load and tax
Expense ratio: 0.12%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Fund management
Harshal JoshiSep 2015 - PresentView details
Harshal Joshi
Sep 2015 - Present
View details
Education
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience
Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.
Also manages these schemes
Brijesh ShahDec 2021 - PresentView details
Brijesh Shah
Dec 2021 - Present
View details
Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining IDFC Mutual Fund he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Unit No. 27, Ground Floor,Khetan Bhavan,198, Jamshedji Tata Road,Churchgate, Mumbai 400020
Phone
022-24398777 / 24399999 / 66289999
Launch Date
20 Dec 1999
E-mail
[email protected]Website
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
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