Bandhan Financial Services Fund Direct Growth

Bandhan Financial Services Fund Direct Growth

1M
6M
1Y
All
NAV: 20 Mar '26
₹14.07
Min. for SIP
₹100
Fund size
₹1,114.39 Cr
Expense ratio
0.68%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,579
-2.81%
6 months₹30,000₹28,252
-5.83%
1 year₹60,000₹57,970
-3.38%

Holdings (51)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialEquity16.37%
ICICI Bank Ltd.FinancialEquity14.02%
Kotak Mahindra Bank Ltd.FinancialEquity4.96%
Axis Bank Ltd.FinancialEquity4.57%
State Bank of IndiaFinancialEquity4.02%
Bajaj Finance Ltd.FinancialEquity3.38%
Shriram Finance LtdFinancialEquity2.63%
Max Financial Services Ltd.FinancialEquity2.58%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity2.26%
One97 Communications Ltd.ServicesEquity2.11%
Bank Of BarodaFinancialEquity2.10%
LIC Housing Finance Ltd.FinancialEquity1.84%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity1.66%
Ujjivan Small Finance Bank Ltd.FinancialEquity1.66%
RBL Bank Ltd.FinancialEquity1.62%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity1.50%
Billionbrains Garage Ventures Ltd.FinancialEquity1.47%
IDFC First Bank Ltd.FinancialEquity1.42%
SBI Life Insurance Company Ltd.InsuranceEquity1.34%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.33%
City Union Bank Ltd.FinancialEquity1.32%
HDFC Life Insurance Co Ltd.InsuranceEquity1.25%
Indusind Bank Ltd.FinancialEquity1.22%
Can Fin Homes Ltd.FinancialEquity1.21%
ICICI Prudential Asset Management Company Ltd.FinancialEquity1.19%
Star Health and Allied Insurance Company Ltd.InsuranceEquity1.18%
Multi Commodity Exchange Of India Ltd.ServicesEquity1.05%
Fusion Finance Ltd.FinancialEquity1.04%
Aavas Financiers Ltd.FinancialEquity1.02%
Angel One Ltd.FinancialEquity1.00%
DCB Bank Ltd.FinancialEquity0.99%
BSE Ltd.ServicesEquity0.97%
HDFC Asset Management Company Ltd.FinancialEquity0.97%
SBI Cards And Payment Services Ltd.FinancialEquity0.89%
Prudent Corporate Advisory Services Ltd.FinancialEquity0.89%
Pine Labs Ltd.FinancialEquity0.88%
Muthoot Finance Ltd.FinancialEquity0.84%
Aadhar Housing Finance LtdFinancialEquity0.80%
PB Fintech Ltd.ServicesEquity0.80%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.77%
Nuvama Wealth Management Ltd.FinancialEquity0.72%
Bajaj Finserv Ltd.FinancialEquity0.65%
The South Indian Bank Ltd.FinancialEquity0.65%
PNB Housing Finance Ltd.FinancialEquity0.60%
Home First Finance Company India Ltd.FinancialEquity0.50%
JIO Financial Services Ltd.FinancialEquity0.49%
Medi Assist Healthcare Services Ltd.ServicesEquity0.40%
CreditAccess Grameen Ltd.FinancialEquity0.39%
L&T Finance Ltd.FinancialEquity0.36%
Crisil Ltd.ServicesEquity0.30%
Poonawalla Fincorp Ltd.FinancialEquity0.14%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-10.9%-5.7%+9.6%+42.4%
Category average (Equity Sectoral)----+16.5%--
Rank (Equity Sectoral)393632--

Exit load, stamp duty and tax

Exit load

Exit load of 0.5%, if redeemed within 30 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

RM
Ritu Modi
Dec 2024 - Present
View details

Education
Ms. Modi has done B.com and MMS(Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), she has worked with IIFL Mutual Fund, LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.

HA
Harshvardhan Agrawal
Jun 2024 - Present
View details

Education
Mr. Agrawal has done BE, MBA and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Infina Finance Private Ltd, iAlpha Enterprises, Motilal Oswal Financial Services and Aranca India Pvt Ltd.

About Bandhan Financial Services Fund Direct Growth

Bandhan Financial Services Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Harshal Joshi is the Current Fund Manager of Bandhan Financial Services Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,97,899 Cr and the Latest NAV as of 20 Mar 2026 is ₹14.07. The Bandhan Financial Services Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.5%, if redeemed within 30 days. ;

Investment Objective

The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services
Fund benchmarkNIFTY Financial Services Total Return Index

Fund house

Rank (total assets)#9 in India
Total AUM₹1,97,898.61 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,