Bandhan Financial Services Fund Direct Growth

Bandhan Financial Services Fund Direct Growth

Equity
Sectoral
Very High Risk
1M
6M
1Y
All
NAV: 16 Jan '26
₹15.96
Min. SIP amount
₹100
Fund size
₹1,140.99 Cr
Expense ratio
0.61%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹57,970
-3.38%

Holdings (50)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialEquity18.80%
ICICI Bank Ltd.FinancialEquity14.24%
Axis Bank Ltd.FinancialEquity4.98%
Kotak Mahindra Bank Ltd.FinancialEquity4.35%
Bajaj Finance Ltd.FinancialEquity3.70%
One97 Communications Ltd.ServicesEquity2.45%
Shriram Finance LtdFinancialEquity2.37%
Max Financial Services Ltd.FinancialEquity2.32%
State Bank of IndiaFinancialEquity2.29%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity2.03%
LIC Housing Finance Ltd.FinancialEquity1.81%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity1.70%
ICICI Prudential Life Insurance Company Ltd.InsuranceEquity1.64%
RBL Bank Ltd.FinancialEquity1.60%
SBI Life Insurance Company Ltd.InsuranceEquity1.59%
Ujjivan Small Finance Bank Ltd.FinancialEquity1.58%
City Union Bank Ltd.FinancialEquity1.48%
IDFC First Bank Ltd.FinancialEquity1.40%
Billionbrains Garage Ventures Ltd.FinancialEquity1.37%
Angel One Ltd.FinancialEquity1.36%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.34%
Can Fin Homes Ltd.FinancialEquity1.30%
HDFC Life Insurance Co Ltd.InsuranceEquity1.28%
ICICI Prudential Asset Management Company Ltd.FinancialEquity1.16%
Star Health and Allied Insurance Company Ltd.InsuranceEquity1.12%
Pine Labs Ltd.FinancialEquity1.08%
Aavas Financiers Ltd.FinancialEquity0.98%
PB Fintech Ltd.ServicesEquity0.97%
JIO Financial Services Ltd.FinancialEquity0.92%
Fusion Finance Ltd.FinancialEquity0.90%
DCB Bank Ltd.FinancialEquity0.90%
CreditAccess Grameen Ltd.FinancialEquity0.87%
Prudent Corporate Advisory Services Ltd.FinancialEquity0.84%
Muthoot Finance Ltd.FinancialEquity0.84%
Nuvama Wealth Management Ltd.FinancialEquity0.83%
Aadhar Housing Finance LtdFinancialEquity0.83%
Bank Of BarodaFinancialEquity0.83%
Cholamandalam Financial Holdings Ltd.FinancialEquity0.82%
Bajaj Housing Finance Ltd.FinancialEquity0.79%
UTI Asset Management Company Ltd.FinancialEquity0.77%
Indusind Bank Ltd.FinancialEquity0.76%
Housing & Urban Development Corporation Ltd.FinancialEquity0.75%
HDFC Asset Management Company Ltd.FinancialEquity0.74%
Bajaj Finserv Ltd.FinancialEquity0.65%
SBI Cards And Payment Services Ltd.FinancialEquity0.64%
Crisil Ltd.ServicesEquity0.56%
PNB Housing Finance Ltd.FinancialEquity0.54%
BSE Ltd.ServicesEquity0.42%
Medi Assist Healthcare Services Ltd.ServicesEquity0.40%
Repco Home Finance Ltd.FinancialEquity0.02%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+2.1%+3.0%+16.7%+59.6%
Category average (Equity Sectoral)----+16.5%--
Rank (Equity Sectoral)313032--

Exit load, stamp duty and tax

Exit load

Exit load of 0.5%, if redeemed within 30 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

RM
Ritu Modi
Dec 2024 - Present
View details

Education
Ms. Modi has done B.com and MMS(Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), she has worked with IIFL Mutual Fund, LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.

HA
Harshvardhan Agrawal
Jun 2024 - Present
View details

Education
Mr. Agrawal has done BE, MBA and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Infina Finance Private Ltd, iAlpha Enterprises, Motilal Oswal Financial Services and Aranca India Pvt Ltd.

About Bandhan Financial Services Fund Direct Growth

Bandhan Financial Services Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Harshal Joshi is the Current Fund Manager of Bandhan Financial Services Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,93,412 Cr and the Latest NAV as of 16 Jan 2026 is ₹15.96. The Bandhan Financial Services Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.5%, if redeemed within 30 days. ;

Investment Objective

The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services
Fund benchmarkNIFTY Financial Services Total Return Index

Fund house

Rank (total assets)#9 in India
Total AUM₹1,93,412.50 Cr
Date of Incorporation20 Dec 1999
PhoneNA
E-mailNA
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,