Bandhan Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Very High Risk
+12.16%
3Y annualised
-0.18% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Sep 2025
₹28.29
Rating
2
Min. SIP amount
₹100
Fund size
₹2,268.12Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (181)

NameSectorInstrumentAssets
TechnologyEquity5.37%
SovereignGOI Sec4.62%
FinancialEquity4.40%
CommunicationEquity4.39%
SovereignGOI Sec4.04%
FinancialEquity3.91%
FinancialEquity3.22%
EnergyEquity3.04%
AutomobileEquity2.96%
FinancialEquity2.65%
TechnologyEquity2.43%
FinancialEquity2.30%
ServicesEquity2.02%
Consumer StaplesEquity1.79%
InsuranceEquity1.53%
FinancialEquity1.47%
Consumer StaplesEquity1.45%
Tata Motors Finance Ltd.
FinancialZCB1.42%
Consumer StaplesEquity1.41%
ConstructionEquity1.29%
Consumer DiscretionaryEquity1.24%
Consumer StaplesEquity1.13%
SovereignGOI Sec1.13%
AutomobileEquity1.12%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.11%
Axis Bank Ltd.
FinancialCD1.10%
HealthcareEquity1.10%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.06%
ServicesEquity0.97%
HealthcareEquity0.95%
Capital GoodsEquity0.95%
HealthcareEquity0.91%
Metals & MiningEquity0.90%
TechnologyEquity0.90%
CommunicationPPE0.87%
ConstructionEquity0.86%
Consumer StaplesEquity0.80%
Metals & MiningEquity0.74%
AutomobileEquity0.74%
ServicesEquity0.74%
FinancialEquity0.72%
NA
NAEquity0.70%
HealthcareEquity0.67%
Capital GoodsEquity0.66%
HealthcareEquity0.63%
HealthcareEquity0.62%
TechnologyEquity0.61%
FinancialEquity0.59%
ConstructionEquity0.58%
HealthcareEquity0.54%
AutomobileEquity0.53%
EnergyEquity0.53%
ChemicalsEquity0.53%
HealthcareEquity0.52%
FinancialEquity0.52%
EnergyEquity0.51%
ConstructionEquity0.49%
ServicesEquity0.48%
Capital GoodsEquity0.46%
HealthcareEquity0.45%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD0.45%
FinancialBonds0.45%
FinancialEquity0.44%
DiversifiedEquity0.43%
Capital GoodsEquity0.42%
Capital GoodsEquity0.41%
Capital GoodsEquity0.41%
FinancialEquity0.41%
HealthcareEquity0.40%
ChemicalsEquity0.39%
FinancialEquity0.39%
InsuranceEquity0.38%
ServicesEquity0.38%
TechnologyEquity0.37%
HealthcareEquity0.33%
Capital GoodsEquity0.32%
Consumer StaplesEquity0.32%
CommunicationEquity0.31%
FinancialEquity0.29%
FinancialEquity0.29%
ConstructionEquity0.26%
ServicesEquity0.25%
Godrej Properties Ltd.
ConstructionDebenture0.22%
Godrej Industries Ltd.
Consumer StaplesNCD0.22%
Muthoot Finance Ltd.
FinancialNCD0.22%
HDFC Bank Ltd.
FinancialDebenture0.22%
TextilesEquity0.22%
Consumer StaplesEquity0.22%
ServicesEquity0.21%
ServicesEquity0.20%
AutomobileEquity0.20%
TechnologyEquity0.20%
AutomobileEquity0.20%
ConstructionEquity0.19%
EnergyEquity0.14%
AutomobileEquity0.10%
CommunicationEquity0.10%
FinancialEquity0.10%
Metals & MiningEquity0.09%
EnergyEquity0.09%
ServicesEquity0.08%
FinancialEquity0.08%
Capital GoodsEquity0.08%
ChemicalsEquity0.07%
FinancialEquity0.07%
FinancialEquity0.07%
EnergyEquity0.06%
Metals & MiningEquity0.06%
ServicesEquity0.04%
ChemicalsEquity0.04%
NA
NAEquity0.03%
FinancialEquity0.03%
HealthcareEquity0.02%
Consumer StaplesEquity0.02%
FinancialDebenture0.01%
ConstructionEquity0.01%
TextilesEquity0.01%
AutomobileEquity0.00%
EnergyEquity0.00%
HealthcareEquity0.00%
Capital GoodsEquity0.00%
FinancialEquity0.00%
ConstructionEquity0.00%
Consumer StaplesEquity0.00%
Patanjali Foods Ltd.
Consumer StaplesFutures-0.00%
Dalmia Bharat Ltd.
ConstructionFutures-0.00%
HDFC Asset Management Company Ltd.
FinancialFutures-0.00%
Polycab India Ltd.
Capital GoodsFutures-0.00%
Torrent Pharmaceuticals Ltd.
HealthcareFutures-0.00%
Torrent Power Ltd.
EnergyFutures-0.00%
Bosch Ltd.
AutomobileFutures-0.00%
Vedanta Ltd.
Metals & MiningFutures-0.01%
Ambuja Cements Ltd.
ConstructionFutures-0.01%
Tata Consumer Products Ltd.
Consumer StaplesFutures-0.02%
Bank of India
FinancialFutures-0.03%
Pidilite Industries Ltd.
ChemicalsFutures-0.04%
Indian Railway Catering & Tourism Corporation Ltd.
ServicesFutures-0.04%
Jindal Steel Ltd.
Metals & MiningFutures-0.06%
Indian Oil Corporation Ltd.
EnergyFutures-0.06%
Bank Of Baroda
FinancialFutures-0.07%
AU Small Finance Bank Ltd.
FinancialFutures-0.07%
Asian Paints Ltd.
ChemicalsFutures-0.08%
Bandhan Bank Ltd.
FinancialFutures-0.08%
Adani Energy Solutions Ltd.
EnergyFutures-0.09%
Muthoot Finance Ltd.
FinancialFutures-0.10%
Glenmark Pharmaceuticals Ltd.
HealthcareFutures-0.10%
Punjab National Bank
FinancialFutures-0.10%
Aurobindo Pharma Ltd.
HealthcareFutures-0.11%
Tech Mahindra Ltd.
TechnologyFutures-0.12%
Hindustan Petroleum Corporation Ltd.
EnergyFutures-0.14%
Indus Towers Ltd.
CommunicationFutures-0.18%
DLF Ltd.
ConstructionFutures-0.19%
HDFC Bank Ltd.
FinancialFutures-0.20%
Eicher Motors Ltd.
AutomobileFutures-0.20%
Marico Ltd.
Consumer StaplesFutures-0.22%
ICICI Bank Ltd.
FinancialFutures-0.23%
One97 Communications Ltd.
ServicesFutures-0.24%
Ultratech Cement Ltd.
ConstructionFutures-0.25%
ITC Ltd.
Consumer StaplesFutures-0.26%
Mphasis Ltd.
TechnologyFutures-0.34%
Lupin Ltd.
HealthcareFutures-0.35%
PI Industries Ltd.
ChemicalsFutures-0.40%
Divi's Laboratories Ltd.
HealthcareFutures-0.40%
SRF Ltd.
DiversifiedFutures-0.43%
Bharat Heavy Electricals Ltd.
Capital GoodsFutures-0.47%
JSW Steel Ltd.
Metals & MiningFutures-0.91%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.95%
Reliance Industries Ltd.
EnergyFutures-0.99%
Titan Company Ltd.
Consumer DiscretionaryFutures-1.00%
State Bank of India
FinancialFutures-1.10%
Tata Motors Ltd.
AutomobileFutures-1.12%
Hindustan Unilever Ltd.
Consumer StaplesFutures-1.14%
Tata Consultancy Services Ltd.
TechnologyFutures-1.28%
United Spirits Ltd.
Consumer StaplesFutures-1.34%
Godrej Consumer Products Ltd.
Consumer StaplesFutures-1.42%
HDFC Life Insurance Co Ltd.
InsuranceFutures-1.54%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.55%
Mahindra & Mahindra Ltd.
AutomobileFutures-2.38%
Bharti Airtel Ltd.
CommunicationFutures-2.81%
Bajaj Finance Ltd.
FinancialFutures-3.25%
Infosys Ltd.
TechnologyFutures-3.53%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.1%12.2%12.3%10.0%
Category average-0.0%12.2%13.0%NA
Rank with in category122117NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
2.1%20.1%1,01,079.60
5
4.1%14.9%36,673.43
4
6.1%14.3%65,710.61
4
2.9%14.1%9,317.08
4
5.1%12.9%3,488.52

Expense ratio, exit load and tax

Expense ratio: 0.76%

Inclusive of GST

Exit load

Exit load of 0.50%, if redeemed within 90 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Manish Gunwani
Jan 2024 - Present
View details

Education
Mr. Gunwani is a B.Tech. and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.
Also manages these schemes

Vishal Biraia
Dec 2024 - Present
View details

Education
Mr. Biraia has done B.E and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

1Y and 10Y annualised returns higher than category average
Lower expense ratio: 0.76%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 1.01 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index - in the last 3Y

Cons

3Y and 5Y annualised returns lower than category average
Low rating: 2

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