Bandhan Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Moderately High Risk
11.49%
3Y annualised
+0.12% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Sep 2025
₹27.89
Rating
2
Min. SIP amount
₹100
Fund size
₹2,291.97Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (180)

NameSectorInstrumentAssets
TechnologyEquity5.46%
SovereignGOI Sec4.72%
FinancialEquity4.37%
FinancialEquity4.11%
SovereignGOI Sec4.06%
CommunicationEquity3.57%
FinancialEquity3.38%
EnergyEquity3.08%
AutomobileEquity2.66%
FinancialEquity2.53%
TechnologyEquity2.36%
Consumer StaplesEquity2.05%
FinancialEquity1.91%
ServicesEquity1.78%
FinancialEquity1.49%
InsuranceEquity1.48%
Consumer StaplesEquity1.41%
Tata Motors Finance Ltd.
FinancialZCB1.40%
Consumer StaplesEquity1.35%
Canara Bank
FinancialCD1.30%
ConstructionEquity1.29%
HealthcareEquity1.21%
SovereignGOI Sec1.14%
AutomobileEquity1.10%
Axis Bank Ltd.
FinancialCD1.08%
Consumer StaplesEquity1.06%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.04%
Capital GoodsEquity0.98%
HealthcareEquity0.96%
Consumer DiscretionaryEquity0.95%
Metals & MiningEquity0.91%
HealthcareEquity0.90%
TechnologyEquity0.89%
CommunicationPPE0.86%
Metals & MiningEquity0.84%
ConstructionEquity0.83%
Consumer StaplesEquity0.80%
HealthcareEquity0.74%
ServicesEquity0.74%
HealthcareEquity0.72%
ServicesEquity0.72%
Capital GoodsEquity0.67%
EnergyEquity0.66%
Muthoot Finance Ltd.
FinancialNCD0.66%
AutomobileEquity0.62%
TechnologyEquity0.60%
ConstructionEquity0.60%
HealthcareEquity0.59%
HealthcareEquity0.59%
HealthcareEquity0.55%
FinancialEquity0.54%
FinancialEquity0.53%
Capital GoodsEquity0.53%
EnergyEquity0.52%
ChemicalsEquity0.51%
NA
NAEquity0.51%
AutomobileEquity0.49%
FinancialEquity0.49%
FinancialEquity0.47%
ServicesEquity0.47%
Capital GoodsEquity0.46%
HealthcareEquity0.46%
Capital GoodsEquity0.45%
ChemicalsEquity0.45%
DiversifiedEquity0.45%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD0.44%
HealthcareEquity0.43%
Capital GoodsEquity0.43%
InsuranceEquity0.42%
Capital GoodsEquity0.41%
CommunicationEquity0.41%
ServicesEquity0.37%
TechnologyEquity0.36%
ConstructionEquity0.36%
FinancialEquity0.34%
FinancialEquity0.34%
HealthcareEquity0.33%
ServicesEquity0.32%
FinancialEquity0.30%
FinancialEquity0.25%
TextilesEquity0.23%
Godrej Industries Ltd.
Consumer StaplesNCD0.22%
HDFC Bank Ltd.
FinancialDebenture0.22%
Godrej Properties Ltd.
ConstructionDebenture0.22%
Consumer StaplesEquity0.21%
AutomobileEquity0.21%
Consumer StaplesEquity0.21%
TechnologyEquity0.21%
ServicesEquity0.21%
ConstructionEquity0.20%
ServicesEquity0.19%
AutomobileEquity0.16%
EnergyEquity0.15%
Capital GoodsEquity0.14%
CommunicationEquity0.10%
FinancialEquity0.09%
EnergyEquity0.09%
Metals & MiningEquity0.08%
FinancialEquity0.08%
ServicesEquity0.08%
ChemicalsEquity0.07%
FinancialEquity0.07%
EnergyEquity0.07%
FinancialEquity0.07%
Metals & MiningEquity0.06%
FinancialEquity0.05%
ConstructionEquity0.04%
ServicesEquity0.04%
NA
NAEquity0.04%
InsuranceEquity0.03%
ChemicalsEquity0.03%
Consumer StaplesEquity0.02%
ConstructionEquity0.01%
FinancialDebenture0.01%
TextilesEquity0.01%
AutomobileEquity0.00%
EnergyEquity0.00%
HealthcareEquity0.00%
Capital GoodsEquity0.00%
FinancialEquity0.00%
ConstructionEquity0.00%
Consumer StaplesEquity0.00%
Patanjali Foods Ltd.
Consumer StaplesFutures-0.00%
Dalmia Bharat Ltd.
ConstructionFutures-0.00%
HDFC Asset Management Company Ltd.
FinancialFutures-0.00%
Polycab India Ltd.
Capital GoodsFutures-0.00%
Torrent Pharmaceuticals Ltd.
HealthcareFutures-0.00%
Torrent Power Ltd.
EnergyFutures-0.00%
Bosch Ltd.
AutomobileFutures-0.00%
Ambuja Cements Ltd.
ConstructionFutures-0.01%
Vedanta Ltd.
Metals & MiningFutures-0.01%
Tata Consumer Products Ltd.
Consumer StaplesFutures-0.02%
Life Insurance Corporation of India
InsuranceFutures-0.03%
Pidilite Industries Ltd.
ChemicalsFutures-0.03%
Indian Railway Catering & Tourism Corporation Ltd.
ServicesFutures-0.04%
Bank of India
FinancialFutures-0.05%
Jindal Steel & Power Ltd.
Metals & MiningFutures-0.06%
Asian Paints Ltd.
ChemicalsFutures-0.07%
Bank Of Baroda
FinancialFutures-0.07%
Indian Oil Corporation Ltd.
EnergyFutures-0.07%
AU Small Finance Bank Ltd.
FinancialFutures-0.07%
Bandhan Bank Ltd.
FinancialFutures-0.08%
Muthoot Finance Ltd.
FinancialFutures-0.09%
Adani Energy Solutions Ltd.
EnergyFutures-0.09%
Punjab National Bank
FinancialFutures-0.10%
Glenmark Pharmaceuticals Ltd.
HealthcareFutures-0.11%
Aurobindo Pharma Ltd.
HealthcareFutures-0.12%
Tech Mahindra Ltd.
TechnologyFutures-0.12%
Hindustan Petroleum Corporation Ltd.
EnergyFutures-0.15%
Eicher Motors Ltd.
AutomobileFutures-0.17%
Indus Towers Ltd.
CommunicationFutures-0.19%
HDFC Bank Ltd.
FinancialFutures-0.20%
DLF Ltd.
ConstructionFutures-0.20%
Marico Ltd.
Consumer StaplesFutures-0.21%
One97 Communications Ltd.
ServicesFutures-0.21%
ICICI Bank Ltd.
FinancialFutures-0.24%
Ultratech Cement Ltd.
ConstructionFutures-0.24%
ITC Ltd.
Consumer StaplesFutures-0.25%
Mphasis Ltd.
TechnologyFutures-0.34%
Lupin Ltd.
HealthcareFutures-0.36%
Divi's Laboratories Ltd.
HealthcareFutures-0.43%
PI Industries Ltd.
ChemicalsFutures-0.45%
SRF Ltd.
DiversifiedFutures-0.46%
Bharat Heavy Electricals Ltd.
Capital GoodsFutures-0.53%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.91%
JSW Steel Ltd.
Metals & MiningFutures-0.92%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.98%
Reliance Industries Ltd.
EnergyFutures-1.00%
State Bank of India
FinancialFutures-1.04%
Hindustan Unilever Ltd.
Consumer StaplesFutures-1.07%
Tata Motors Ltd.
AutomobileFutures-1.10%
Tata Consultancy Services Ltd.
TechnologyFutures-1.25%
United Spirits Ltd.
Consumer StaplesFutures-1.35%
Godrej Consumer Products Ltd.
Consumer StaplesFutures-1.42%
HDFC Life Insurance Co Ltd.
InsuranceFutures-1.49%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.55%
Mahindra & Mahindra Ltd.
AutomobileFutures-2.36%
Bharti Airtel Ltd.
CommunicationFutures-2.81%
Bajaj Finance Ltd.
FinancialFutures-3.23%
Infosys Ltd.
TechnologyFutures-3.59%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.3%11.5%11.8%9.9%
Category average-0.1%11.4%12.5%NA
Rank with in category112015NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
0.3%19.0%1,01,772.60
5
3.0%14.1%36,558.31
4
6.2%13.6%64,964.03
4
2.7%13.2%9,355.29
4
5.2%12.3%3,503.00

Expense ratio, exit load and tax

Expense ratio: 0.76%

Inclusive of GST

Exit load

Exit load of 0.50%, if redeemed within 90 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Manish Gunwani
Jan 2024 - Present
View details

Education
Mr. Gunwani is a B.Tech. and PGDM.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.
Also manages these schemes

Vishal Biraia
Dec 2024 - Present
View details

Education
Mr. Biraia has done B.E and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Consistently higher annualised returns than category average for the past 1Y and 3Y
Lower expense ratio: 0.76%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 1.24 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index - in the last 3Y

Cons

5Y annualised returns lower than category average by 0.63%
Low rating: 2

Compare funds

Bandhan Balanced Advantage Fund Direct Growth
VS
Add mutual fund to compare