Invest in PMS on W
Invest in PMS and gain access to expert-managed strategies tailored for high-growth investors
Why to invest in PMS?
Portfolios tailored to your goals, risk profile, and time horizon
Your investments are managed by professionals with proven track record
Securities will be in your Demat account with full visibility into holdings and performance
Types of PMS categories
Explore leading PMS fund houses
Popular PMS Schemes
What users say about us
My experience with W for PMS investments has been very positive, though I was initially skeptical. The platform offers a well-structured and transparent approach, making it easy to understand strategies, performance, and risks. The onboarding was smooth, reporting is clear, and the overall experience inspires confidence in my investment decisions.
I've used services from top wealth partners like Motilal Oswal and Dezerv, but W by Groww is the best. They've consistently outperformed everyone. This is my one place to manage everything from equity to debt to commodities. The RM support has been very proactive, Amrit has been excellent, and even the COO Karan Batra himself solved my urgent queries when needed.
I had a very positive experience with W by Groww. They carefully evaluated my portfolio and aligned investments with my risk profile and long-term goals. Special thanks to my wealth manager, Priyanka Mukherjee Paul, whose support and insights on economic trends helped me make informed decisions and strike the right balance between safer and higher-risk opportunities.
Frequently Asked Questions
What is PMS?
PMS (Portfolio Management Service) is a professionally managed investment service where a portfolio manager manages investments on behalf of an investor. Unlike mutual funds, PMS offers a customized portfolio tailored to an individual’s financial goals and risk profile.
What is the minimum investment in PMS?
As per SEBI regulations in India, the minimum investment amount for PMS is ₹50 lakh per investor.
How is PMS taxed?
PMS taxation depends on how investments are structured:
- For equity investments held in the investor's demat account, gains are taxed as capital gains (short-term or long-term depending on holding period).
- If treated as business income (in certain cases), profits are taxed according to applicable income tax slabs.
Tax treatment may vary based on individual circumstances.
Who can invest in PMS?
PMS is typically suitable for:
- High-net-worth individuals (HNIs)
- Experienced investors
- Investors with a long-term investment horizon
Both resident individuals and certain eligible entities can invest, subject to SEBI guidelines.
What are PMS fees?
PMS providers generally charge:
- A fixed management fee
- A performance-linked fee (profit-sharing model)
Fee structures vary by provider and strategy, and all charges must be disclosed upfront.
PMS vs Mutual Funds – which is better?
It depends on the investor's needs:
- PMS offers customised portfolios and direct ownership of securities but requires higher capital and involves higher risk.
- Mutual funds are pooled investment vehicles suitable for smaller investments and provide broader diversification.
There is no universally "better" option. Choice depends on goals, risk appetite, and capital.
Is PMS risky?
Yes, PMS is market-linked and involves equity exposure, which can be volatile. Returns are not guaranteed, and performance depends on market conditions and portfolio manager decisions.
Can NRIs invest in PMS?
Yes, NRIs can invest in PMS, subject to FEMA regulations and specific compliance requirements. Documentation and account structure may differ from resident investors.
How is PMS performance reported?
SEBI mandates transparent reporting. Investors typically receive:
- Periodic portfolio statements
- Performance reports (often net of fees)
- Detailed transaction records
Performance is usually benchmarked against a relevant index.
How do I choose the right PMS?
Consider:
- Track record and consistency of returns
- Investment philosophy and strategy
- Risk management approach
- Fee structure
- Transparency and reporting standards
- SEBI registration status
Selecting a PMS should align with your financial goals, risk tolerance, and investment horizon.