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Bandhan Banking and PSU Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
+7.39%
3Y annualised
-0.01% 1D
NAV: 09 Jan '26
₹26.04
Min. SIP amount
₹100
Fund size
₹12,650.77 Cr
Expense ratio
0.36%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,534 | +2.56% | |
| 3 years | ₹1,80,000 | ₹1,99,667 | +10.93% | |
| 5 years | ₹3,00,000 | ₹3,54,265 | +18.09% | |
| 10 years | ₹6,00,000 | ₹8,61,533 | +43.59% |
Holdings (69)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 11.19% |
| GOI | Sovereign | GOI Sec | 5.35% |
| GOI | Sovereign | GOI Sec | 4.86% |
| National Housing Bank | Financial | Debenture | 4.36% |
| HDFC Bank Ltd. | Financial | Debenture | 3.93% |
| Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 3.30% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.20% |
| NTPC Ltd. | Energy | NCD | 2.57% |
| Indian Oil Corporation Ltd. | Energy | Debenture | 2.40% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 2.38% |
| Hindustan Petroleum Corporation Ltd. | Energy | Bonds/NCD | 2.34% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.30% |
| Odisha State | Financial | SDL | 2.24% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.12% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.99% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.98% |
| HDFC Bank Ltd. | Financial | Debenture | 1.95% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.78% |
| REC Ltd. | Financial | Bonds | 1.76% |
| Export-Import Bank Of India | Financial | Debenture | 1.58% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.40% |
| Bank Of Baroda | Financial | CD | 1.35% |
| GOI | Sovereign | GOI Sec | 1.24% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.24% |
| Hindustan Petroleum Corporation Ltd. | Energy | Debenture | 1.20% |
| ICICI Bank Ltd. | Financial | Debenture | 1.17% |
| Axis Bank Ltd. | Financial | CD | 1.16% |
| NTPC Ltd. | Energy | NCD | 1.12% |
| REC Ltd. | Financial | Debenture | 1.01% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.00% |
| National Housing Bank | Financial | NCD | 0.88% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.80% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.80% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.79% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.78% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.78% |
| Axis Bank Ltd. | Financial | CD | 0.76% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.65% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.62% |
| HDFC Bank Ltd. | Financial | FD | 0.61% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.60% |
| ICICI Bank Ltd. | Financial | Bonds | 0.60% |
| REC Ltd. | Financial | Debenture | 0.60% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.47% |
| NHPC Ltd. | Energy | Debenture | 0.41% |
| HDFC Bank Ltd. | Financial | Debenture | 0.41% |
| Axis Bank Ltd. | Financial | NCD | 0.41% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.41% |
| NTPC Ltd. | Energy | Bonds | 0.40% |
| REC Ltd. | Financial | Debenture | 0.40% |
| HDFC Bank Ltd. | Financial | FD | 0.40% |
| REC Ltd. | Financial | Debenture | 0.39% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.38% |
| HDFC Bank Ltd. | Financial | CD | 0.38% |
| Canara Bank | Financial | CD | 0.35% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.32% |
| National Highways Authority of India Ltd. | Services | NCD | 0.25% |
| Export-Import Bank Of India | Financial | Bonds | 0.21% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.20% |
| REC Ltd. | Financial | Bonds/NCD | 0.20% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.20% |
| Bank Of Baroda | Financial | CD | 0.20% |
| HDFC Bank Ltd. | Financial | NCD | 0.19% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.12% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Debenture | 0.08% |
| NHPC Ltd. | Energy | Bonds | 0.08% |
| GOI | Sovereign | GOI Sec | 0.04% |
| REC Ltd. | Financial | NCD | 0.04% |
| Tamilnadu State | Others | SDL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +5.9% | +7.4% | +7.7% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 19 | 12 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.78% | +7.88% | 9,727.95 | |
UTI Banking & PSU Fund Direct Growth | +7.88% | +7.60% | 1,014.91 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.65% | +7.57% | 131.79 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.69% | +7.43% | 13,573.62 | |
Bandhan Banking and PSU Fund Direct Growth | +7.27% | +7.39% | 12,650.77 | |
| Compare | ||||
Fund management
SCSuyash ChoudharyJul 2021 - PresentView details
SC
Suyash Choudhary
Jul 2021 - Present
View details
GKGautam KaulDec 2021 - PresentView details
GK
Gautam Kaul
Dec 2021 - Present
View details
BSBrijesh ShahJun 2024 - PresentView details
BS
Brijesh Shah
Jun 2024 - Present
View details
About Bandhan Banking and PSU Fund Direct Growth
Bandhan Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Suyash Choudhary is the Current Fund Manager of Bandhan Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,98,849 Cr and the Latest NAV as of 09 Jan 2026 is ₹26.04.
The Bandhan Banking and PSU Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
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Investment Objective
To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#9 in India
Total AUM₹1,98,849.49 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,