UTI Multi Asset Allocation Fund Direct Growth

Hybrid
Multi Asset Allocation
Very High Risk
01234567890123456789.01234567890123456789%
3Y annualised
-0.10% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Mar 2025₹77.29
Min. SIP amount₹500
Rating4
Fund size₹4,978.81Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹58,713 (-2.15%)

Holdings (122)

NameSectorInstrumentAssets
NAMutual Fund11.78%
GOI
SovereignGOI Sec5.13%
FinancialEquity4.48%
EnergyEquity3.47%
TechnologyEquity3.22%
GOI
SovereignGOI Sec3.10%
CommunicationEquity3.02%
TechnologyEquity2.68%
Consumer StaplesEquity2.44%
AutomobileEquity2.32%
ServicesEquity2.26%
HealthcareEquity1.61%
Consumer StaplesEquity1.51%
ServicesEquity1.50%
Metals & MiningEquity1.36%
SovereignGOI Sec1.33%
TechnologyEquity1.28%
AutomobileEquity1.23%
HealthcareEquity1.13%
GOI
SovereignGOI Sec1.11%
ChemicalsEquity1.07%
FinancialDebenture1.02%
ServicesEquity1.02%
National Bank For Agriculture & Rural Development
FinancialBonds1.01%
Power Finance Corporation Ltd.
FinancialNCD1.01%
GOI
SovereignGOI Sec1.01%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.00%
Capital GoodsEquity1.00%
FinancialBonds1.00%
Export-Import Bank Of India
FinancialBonds1.00%
ConstructionEquity0.96%
Consumer DiscretionaryEquity0.95%
FinancialEquity0.94%
TechnologyEquity0.92%
ServicesEquity0.91%
TechnologyEquity0.89%
ServicesEquity0.81%
Consumer StaplesEquity0.80%
Consumer StaplesEquity0.80%
HealthcareEquity0.78%
ServicesEquity0.76%
Hindustan Aeronautics Ltd.
Capital GoodsFutures0.75%
AutomobileEquity0.74%
AutomobileEquity0.74%
Capital GoodsEquity0.74%
Larsen & Toubro Ltd.
ConstructionFutures0.74%
ConstructionEquity0.74%
Consumer StaplesEquity0.69%
Capital GoodsEquity0.66%
Consumer DiscretionaryEquity0.65%
Consumer StaplesEquity0.64%
InsuranceEquity0.63%
Capital GoodsEquity0.62%
TechnologyEquity0.60%
ChemicalsEquity0.59%
HealthcareEquity0.58%
Consumer DiscretionaryEquity0.58%
InsuranceEquity0.54%
SovereignGOI Sec0.51%
HealthcareEquity0.51%
Consumer StaplesEquity0.51%
FinancialNCD0.50%
Indian Oil Corporation Ltd.
EnergyNCD0.50%
HealthcareEquity0.49%
ServicesEquity0.48%
Capital GoodsEquity0.48%
TextilesEquity0.48%
DLF Ltd.
ConstructionFutures0.45%
ConstructionEquity0.45%
Consumer StaplesEquity0.44%
Axis Bank Ltd.
FinancialFutures0.43%
FinancialEquity0.43%
ChemicalsEquity0.43%
AutomobileEquity0.41%
FinancialEquity0.41%
TechnologyEquity0.40%
HealthcareEquity0.40%
Consumer StaplesEquity0.37%
EnergyEquity0.36%
REC Ltd.
FinancialFutures0.36%
FinancialEquity0.35%
ConstructionEquity0.35%
EnergyEquity0.31%
Reliance Industries Ltd.
EnergyFutures0.25%
GAIL (India) Ltd.
EnergyFutures0.24%
EnergyEquity0.24%
Coal India Ltd.
EnergyFutures0.22%
EnergyEquity0.22%
Lupin Ltd.
HealthcareFutures0.20%
Consumer StaplesEquity0.17%
TVS Motor Company Ltd.
AutomobileFutures0.17%
Trent Ltd.
ServicesFutures0.15%
HDFC Asset Management Company Ltd.
FinancialFutures0.13%
FinancialEquity0.13%
Bharat Forge Ltd.
AutomobileFutures0.11%
AutomobileEquity0.11%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures0.10%
Birlasoft Ltd.
TechnologyFutures0.10%
TechnologyEquity0.10%
Canara Bank
FinancialFutures0.09%
FinancialEquity0.09%
Petronet LNG Ltd.
EnergyFutures0.06%
EnergyEquity0.06%
Dixon Technologies (India) Ltd.
Capital GoodsFutures0.06%
Titan Company Ltd.
Consumer DiscretionaryFutures0.04%
Bank Of Baroda
FinancialFutures0.04%
FinancialEquity0.04%
AutomobileEquity0.04%
NAMutual Fund0.03%
NAMutual Fund0.03%
Britannia Industries Ltd.
Consumer StaplesFutures0.03%
Page Industries Ltd.
TextilesFutures0.02%
Exide Industries Ltd.
Capital GoodsFutures0.02%
Capital GoodsEquity0.02%
Clearing Corporation of India
OthersST Dep.0.02%
EnergyEquity0.01%
Cipla Ltd.
HealthcareFutures0.01%
HealthcareEquity0.01%
Zydus Lifesciences Ltd.
HealthcareFutures0.01%
HealthcareEquity0.01%
United Spirits Ltd.
Consumer StaplesFutures0.01%
Consumer DiscretionaryEquity0.00%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Multi Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.8%17.8%20.2%10.1%
Category average8.0%12.7%21.0%NA
Rank with in category1333NA
Understand terms

Peer Comparison

Hybrid, Multi Asset Allocation fundsRating1Y3YFund Size(Cr)
5
14.1%19.2%52,257.08
5
8.8%19.1%3,004.32
4
9.8%17.8%4,978.81
4
11.5%14.8%7,132.20
3
11.3%13.8%3,837.22

Expense ratio, exit load and tax

Expense ratio: 0.41%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 30 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Jaydeep Bhowal
Oct 2024 - Present
View details

Education
He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai
Experience
He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Multi Asset Allocation

Pros

Lower expense ratio: 0.41%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y and 3Y
Higher alpha: 6.94 The fund has generated returns higher than benchmark - Groww Equity Hybrid - in the last 3Y

Cons

5Y annualised returns lower than category average by 0.84%

Compare funds

UTI Multi Asset Allocation Fund Direct Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
1st
Next SIP instalment on 29 of Mar
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