Aptus Value Housing

Established in 2009, Aptus Value Housing Finance India Ltd. is dedicated to realizing homeownership aspirations for low and middle-income segments in rural and semi-urban areas. The company's vision is to be an efficient, innovative, and admired housing finance company positively impacting customers' standard of living through affordable and personalized solutions. It actively drives financial inclusion, primarily catering to self-employed customers who often lack formal income proofs and may be excluded from services by larger financial institutions. Its core business offers a diverse range of home loans for self-construction and property purchase, along with business loans, to provide holistic financial support. Aptus generates 100% of its leads organically through its in-house channels, including a network of 262 branches, ensuring direct and personalized customer interactions. This focused strategy enabled the company to achieve a robust 29% year-on-year growth in its Assets Under Management, reaching a total of ₹8,722 crores.;