Bandhan Credit Risk Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth

+7.24%
3Y annualised
+0.22% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jun '26
₹18.74
Min. for SIP
₹100
Fund size (AUM)
₹230.48 Cr
Expense ratio
0.66%
Rating
2

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
6 months₹30,000₹30,441
+1.47%
1 year₹60,000₹61,602
+2.67%
3 years₹1,80,000₹1,98,933
+10.52%
5 years₹3,00,000₹3,54,907
+18.30%

Holdings (21)

NameSectorInstrumentsAssets
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LACFinancialNon Convertible Debenture8.71%
TATA PROJECTS LIMITED SR P 8.33 NCD 24JU27 FVRS1LACIndustrialsDebenture8.71%
AADHAR HOUSING FINANCE LIMITED 8.5 NCD 17AG26 FVRS1LACFinancialNon Convertible Debenture8.69%
CEAT LIMITED 7.99 NCD 19SP26 FVRS10LACConsumer DiscretionaryDebenture8.68%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LACMaterialsNon Convertible Debenture8.67%
TRUHOME FINANCE LIMITED SR 39 7.9 NCD 08AG28 FVRS1LACFinancialNon Convertible Debenture8.55%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LACIndustrialsDebenture8.55%
MUTHOOT FINANCE LIMITED OP I 8.52 NCD 07AP28 FVRS1LACFinancialDebenture6.53%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities6.14%
AU SMALL FINANCE BANK LIMITED 10.70 BD 23FB29 FVRS1LACFinancialBonds4.53%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds4.32%
Net Current AssetsUnspecifiedNet Current Assets4.19%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100EntitiesGOI Securities2.55%
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LACConsumer StaplesNon Convertible Debenture2.14%
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LACConsumer StaplesNon Convertible Debenture2.14%
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LACConsumer StaplesNon Convertible Debenture2.13%
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LACConsumer StaplesNon Convertible Debenture2.13%
GOI Sec 7.18 14/08/2033EntitiesGOI Securities1.59%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.72%
Reverse RepoUnspecifiedReverse Repo0.32%
Others Mrgn MoneyUnspecifiedMargin Money0.01%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+5.2%+7.2%+6.3%+7.0%
Category average (Debt Credit Risk)+10.3%+8.7%+9.0%--
Rank (Debt Credit Risk)141414--

Exit load, stamp duty and tax

Exit load

Exit load of 1% if redeemed within 365 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

BS
Brijesh Shah
Jun 2024 - Present
View details

Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes

DL
Debraj Lahiri
Apr 2023 - Present
View details

Education
Mr. Lahiri has done B.Tech and MBA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda

About Bandhan Credit Risk Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Brijesh Shah is the Current Fund Manager of Bandhan Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,01,808 Cr and the Latest NAV as of 09 Jun 2026 is ₹18.74. The Bandhan Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit load of 1% if redeemed within 365 days. ;

Investment Objective

The Fund seeks to generate returns by predominantly investing AA and below rated corporate debt securities across maturities.
Fund benchmarkNIFTY Credit Risk Bond Index B-II

Fund house

Rank (total assets)#9 in India
Total AUM₹2,01,807.58 Cr
Date of Incorporation20 Dec 1999
Phone--
E-mail--
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,