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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 12 Dec 2025
₹40.66
Rating
2
Min. SIP amount
₹100
Fund size
₹7,046.04Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (83)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
HDFC Bank Ltd. | Financial | CD | 9.31% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 5.35% |
Power Finance Corporation Ltd. | Financial | Debenture | 4.65% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 4.55% |
Bajaj Housing Finance Ltd. | Financial | NCD | 3.34% |
Power Finance Corporation Ltd. | Financial | Debenture | 2.86% |
Reserve Bank of India | Financial | T-Bills | 2.78% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 2.45% |
Reserve Bank of India | Financial | T-Bills | 2.30% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.17% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.13% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.13% |
Canara Bank | Financial | CD | 2.09% |
ICICI Securities Ltd. | Financial | CP | 2.09% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 2.09% |
REC Ltd. | Financial | NCD | 2.07% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 1.87% |
Tata Capital Housing Finance Ltd. | Financial | Bonds | 1.74% |
LIC Housing Finance Ltd. | Financial | Debenture | 1.73% |
Bajaj Housing Finance Ltd. | Financial | Debenture | 1.44% |
REC Ltd. | Financial | NCD | 1.43% |
GOI | Sovereign | GOI Sec | 1.42% |
Reserve Bank of India | Financial | T-Bills | 1.40% |
HDFC Bank Ltd. | Financial | CD | 1.39% |
Axis Bank Ltd. Warrant | Financial | CD | 1.38% |
Bajaj Housing Finance Ltd. | Financial | Debenture | 1.28% |
Gujarat State | Construction | SDL | 1.27% |
REC Ltd. | Financial | Debenture | 1.07% |
Bajaj Housing Finance Ltd. | Financial | NCD | 1.07% |
Tata Capital Housing Finance Ltd. | Financial | NCD | 1.07% |
Power Finance Corporation Ltd. | Financial | NCD | 1.07% |
Reserve Bank of India | Financial | T-Bills | 1.06% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.05% |
Punjab National Bank | Financial | CD | 1.05% |
Tata Capital Housing Finance Ltd. | Financial | Bonds | 1.01% |
Muthoot Finance Ltd. | Financial | Debenture | 0.93% |
LIC Housing Finance Ltd. | Financial | FRB | 0.87% |
Uttar Pradesh State | Others | SDL | 0.75% |
Bajaj Housing Finance Ltd. | Financial | Bonds/NCD | 0.72% |
Muthoot Finance Ltd. | Financial | Debenture | 0.72% |
LIC Housing Finance Ltd. | Financial | Bonds | 0.72% |
Tata Capital Financial Services Ltd. | Financial | Bonds | 0.72% |
Bajaj Finance Ltd. | Financial | Debenture | 0.72% |
Bajaj Housing Finance Ltd. | Financial | Bonds | 0.72% |
Tata Capital Financial Services Ltd. | Financial | Debenture | 0.72% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.71% |
ICICI Securities Ltd. | Financial | CP | 0.70% |
National Bank For Agriculture & Rural Development | Financial | CP | 0.70% |
Axis Bank Ltd. | Financial | CD | 0.69% |
Tata Capital Financial Services Ltd. | Financial | Debenture | 0.50% |
Uttar Pradesh State | Others | SDL | 0.37% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 0.36% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.36% |
National Bank For Agriculture & Rural Development | Financial | Bonds/NCD | 0.36% |
Bajaj Housing Finance Ltd. | Financial | NCD | 0.36% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.35% |
Reserve Bank of India | Financial | T-Bills | 0.35% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.35% |
Indian Bank | Financial | CD | 0.35% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.35% |
ICICI Securities Ltd. | Financial | CP | 0.35% |
Rajasthan State | Others | SDL | 0.30% |
Power Finance Corporation Ltd. | Financial | NCD | 0.28% |
Karnataka State | Others | SDL | 0.25% |
Rajasthan State | Others | SDL | 0.22% |
REC Ltd. | Financial | Debenture | 0.21% |
ICICI Securities Ltd. | Financial | CP | 0.21% |
REC Ltd. | Financial | NCD | 0.18% |
Tata Capital Ltd. | Financial | Debenture | 0.17% |
Rajasthan State | Others | SDL | 0.15% |
Rajasthan State | Others | SDL | 0.15% |
Haryana State | Others | SDL | 0.14% |
National Bank For Agriculture & Rural Development | Financial | FRB | 0.11% |
GOI | Sovereign | GOI Sec | 0.10% |
Karnataka State | Others | SDL | 0.07% |
Rajasthan State | Others | SDL | 0.07% |
Maharashtra State | Others | SDL | 0.07% |
Axis Bank Ltd. | Financial | CD | 0.07% |
Tamilnadu State | Others | SDL | 0.06% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.03% |
Gujarat State | Construction | SDL | 0.02% |
Madhya Pradesh State | Others | SDL | 0.01% |
Gujarat State | Construction | SDL | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Low Duration
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 7.4% | 6.0% | 7.0% | 7.5% |
| Category average | 7.1% | 5.9% | 6.5% | NA |
| Rank with in category | 20 | 19 | 12 | NA |
Understand terms
Peer Comparison
| Debt, Low Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Mahindra Manulife Low Duration Fund Direct Growth | 4 | 7.8% | 7.8% | 613.76 |
Mirae Asset Low Duration Fund Direct Growth | 4 | 7.8% | 7.7% | 2,842.13 |
Sundaram Low Duration Fund Direct Growth | 5 | 7.7% | 7.7% | 382.90 |
LIC MF Low Duration Fund Direct Growth | 5 | 7.6% | 7.5% | 1,986.91 |
Tata Treasury Advantage Direct Plan Growth | 4 | 7.5% | 7.5% | 3,655.75 |
Expense ratio, exit load and tax
Expense ratio: 0.34%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Harshal JoshiJul 2021 - PresentView details
Harshal Joshi
Jul 2021 - Present
View details
Education
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Also manages these schemes
Brijesh ShahJun 2024 - PresentView details
Brijesh Shah
Jun 2024 - Present
View details
Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NAWebsite
bandhanmutual.com
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comPros and cons
Category: Debt Low Duration
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.95
The fund has generated returns higher than benchmark - NIFTY Low Duration Debt Index A-I - in the last 3Y
Exit load is zero
Lower expense ratio: 0.34%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Low rating: 2
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Bandhan Low Duration Fund Direct Growth
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