1M
6M
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| NAV: 28 Mar 2025 | ₹38.69 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹5,374.26Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹61,985 (+3.31%)
Holdings (58)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Axis Bank Ltd. | Financial | CD | 7.61% |
HDFC Bank Ltd. | Financial | Debenture | 7.15% |
Indian Bank | Financial | CD | 6.60% |
Power Finance Corporation Ltd. | Financial | Debenture | 4.62% |
Bajaj Housing Finance Ltd. | Financial | Debenture | 4.45% |
Bajaj Housing Finance Ltd. | Financial | NCD | 4.08% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.25% |
ICICI Securities Ltd. | Financial | CP | 3.19% |
Union Bank of India | Financial | CD | 2.63% |
Canara Bank | Financial | CD | 2.63% |
Uttar Pradesh State | Others | SDL | 2.43% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 2.40% |
National Bank For Agriculture & Rural Development | Financial | NCD | 2.32% |
HDFC Bank Ltd. | Financial | Debenture | 2.32% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 2.28% |
Canara Bank | Financial | CD | 2.02% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 1.86% |
REC Ltd. | Financial | Debenture | 1.86% |
REC Ltd. | Financial | Debenture | 1.83% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.76% |
Union Bank of India | Financial | CD | 1.76% |
Power Finance Corporation Ltd. | Financial | NCD | 1.67% |
Uttar Pradesh State | Others | SDL | 1.46% |
Bank Of Baroda | Financial | CD | 1.28% |
HDFC Bank Ltd. | Financial | CD | 0.98% |
Power Finance Corporation Ltd. | Financial | Debenture | 0.93% |
LIC Housing Finance Ltd. | Financial | Debenture | 0.93% |
Bajaj Housing Finance Ltd. | Financial | NCD | 0.93% |
REC Ltd. | Financial | NCD | 0.92% |
Canara Bank | Financial | CD | 0.88% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.88% |
Rajasthan State | Others | SDL | 0.88% |
Rajasthan State | Others | SDL | 0.87% |
Andhra Pradesh State | Financial | SDL | 0.70% |
Karnataka State | Others | SDL | 0.68% |
Tamilnadu State | Others | SDL | 0.67% |
Uttar Pradesh State | Others | SDL | 0.59% |
Uttar Pradesh State | Others | SDL | 0.49% |
Karnataka State | Others | SDL | 0.48% |
Bajaj Housing Finance Ltd. | Financial | Bonds/NCD | 0.47% |
Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.47% |
Bihar State | Others | SDL | 0.46% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 0.46% |
Muthoot Finance Ltd. | Financial | Debenture | 0.46% |
Axis Bank Ltd. | Financial | CD | 0.45% |
Export-Import Bank Of India | Financial | CP | 0.44% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.44% |
Punjab National Bank | Financial | CD | 0.44% |
Gujarat State | Construction | SDL | 0.43% |
Rajasthan State | Others | SDL | 0.38% |
Gujarat State | Construction | SDL | 0.22% |
Rajasthan State | Others | SDL | 0.19% |
Punjab National Bank | Financial | CD | 0.18% |
GOI | Sovereign | GOI Sec | 0.13% |
Haryana State | Others | SDL | 0.09% |
Maharashtra State | Others | SDL | 0.09% |
Power Finance Corporation Ltd. | Financial | Bonds | 0.09% |
Madhya Pradesh State | Others | SDL | 0.02% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Low Duration
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.7% | 6.7% | 6.0% | 7.5% |
| Category average | 7.4% | 6.4% | 6.1% | NA |
| Rank with in category | 20 | 20 | 19 | NA |
Understand terms
Peer Comparison
| Debt, Low Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Low Duration Fund Direct Growth | 5 | 7.9% | 7.2% | 12,214.04 |
Sundaram Low Duration Fund Direct Growth | 5 | 8.1% | 7.1% | 372.68 |
Axis Treasury Advantage Fund Direct Growth | 4 | 8.0% | 7.0% | 5,933.18 |
SBI Magnum Low Duration Fund Direct Plan Growth | 5 | 7.8% | 6.9% | 12,334.94 |
LIC MF Low Duration Fund Direct Growth | 4 | 7.9% | 6.8% | 2,058.92 |
Expense ratio, exit load and tax
Expense ratio: 0.34%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Harshal JoshiJul 2021 - PresentView details
Harshal Joshi
Jul 2021 - Present
View details
Education
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Also manages these schemes
Brijesh ShahJun 2024 - PresentView details
Brijesh Shah
Jun 2024 - Present
View details
Education
Mr. Shah is a Post Graduate Diploma in Finance.
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NAWebsite
bandhanmutual.com
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
enq_h@camsonline.comWebsite
www.camsonline.comPros and cons
Category: Debt Low Duration
Pros
Consistently higher annualised returns than category average for the past 1Y and 3Y
Higher alpha: 3.2
The fund has generated returns higher than benchmark - NIFTY Low Duration Debt Index A-I - in the last 3Y
Exit load is zero
Lower expense ratio: 0.34%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
5Y annualised returns lower than category average by 0.11%
Low rating: 2
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Bandhan Low Duration Fund Direct Growth
VS
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