HDFC Multi Asset Allocation Fund Direct Growth

HDFC Multi Asset Allocation Fund Direct Growth

Hybrid
Multi Asset Allocation
High Risk
+16.08%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 14 Jan '26
₹84.94
Min. SIP amount
₹100
Fund size
₹5,459.66 Cr
Expense ratio
0.80%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹64,134
+6.89%
3 years₹1,80,000₹2,22,534
+23.63%
5 years₹3,00,000₹4,28,594
+42.86%
10 years₹6,00,000₹12,34,352
+105.73%

Holdings (139)

NameSectorInstrumentsAssets
HDFC Gold ETFNAMutual Fund11.79%
Reliance Industries Ltd.EnergyEquity5.96%
ICICI Bank Ltd.FinancialEquity5.83%
HDFC Bank Ltd.FinancialEquity5.02%
State Bank of IndiaFinancialEquity2.91%
Bharti Airtel Ltd.CommunicationEquity2.90%
Axis Bank Ltd.FinancialEquity1.81%
Larsen & Toubro Ltd.ConstructionEquity1.78%
Tata Consultancy Services Ltd.TechnologyEquity1.77%
Infosys Ltd.TechnologyEquity1.77%
Cipla Ltd.HealthcareEquity1.56%
Maruti Suzuki India Ltd.AutomobileEquity1.48%
United Spirits Ltd.Consumer StaplesEquity1.47%
Bajaj Finserv Ltd.FinancialEquity1.43%
Muthoot Finance Ltd.FinancialDebenture1.43%
Mahindra & Mahindra Ltd.AutomobileEquity1.41%
Kotak Mahindra Bank Ltd.FinancialEquity1.40%
GOISovereignGOI Sec1.35%
Hyundai Motor India Ltd.AutomobileEquity1.32%
Bajaj Finance Ltd.FinancialEquity1.12%
HCL Technologies Ltd.TechnologyEquity1.07%
Sun Pharmaceutical Industries Ltd.HealthcareEquity1.05%
Titan Company Ltd.Consumer DiscretionaryEquity0.98%
Reserve Bank of IndiaFinancialT-Bills0.93%
ITC Ltd.Consumer StaplesEquity0.91%
Bajaj Auto Ltd.AutomobileEquity0.86%
Hindalco Industries Ltd.Metals & MiningEquity0.84%
Power Grid Corporation Of India Ltd.EnergyEquity0.81%
Lupin Ltd.HealthcareEquity0.79%
Dr. Lal Pathlabs Ltd.HealthcareEquity0.75%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.74%
SBI Life Insurance Company Ltd.InsuranceEquity0.74%
Embassy Office Parks REITConstructionREITs0.72%
HDFC Life Insurance Co Ltd.InsuranceEquity0.72%
City Union Bank Ltd.FinancialEquity0.72%
Eicher Motors Ltd.AutomobileEquity0.70%
NTPC Ltd.EnergyEquity0.69%
GOISovereignGOI Sec0.68%
Havells India Ltd.Capital GoodsEquity0.68%
Tata Steel Ltd.Metals & MiningEquity0.67%
Interglobe Aviation Ltd.ServicesEquity0.67%
State Bank of IndiaFinancialBonds0.66%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.65%
Brookfield India Real Estate Trust REITConstructionREITs0.63%
Hindustan Unilever Ltd.Consumer StaplesEquity0.60%
Tech Mahindra Ltd.TechnologyEquity0.57%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.55%
Ambuja Cements Ltd.ConstructionEquity0.54%
Siddhivinayak Securitisation TrustOthersSec. Debt0.48%
LIC Housing Finance Ltd.FinancialBonds/Deb0.48%
SMFG India Credit Company Ltd.FinancialNCD0.48%
CreditAccess Grameen Ltd.FinancialEquity0.48%
GOISovereignGOI Sec0.47%
Punjab National BankFinancialCD0.47%
GOISovereignGOI Sec0.41%
Bharat Petroleum Corporation Ltd.EnergyEquity0.41%
Delhivery Ltd.ServicesEquity0.40%
Nexus Select TrustConstructionREITs0.40%
Cholamandalam Investment and Finance Company Ltd.FinancialBonds0.39%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.39%
Indus Towers Ltd.CommunicationEquity0.38%
Blue Dart Express Ltd.ServicesEquity0.38%
Sonata Software Ltd.TechnologyEquity0.33%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.32%
Hero Motocorp Ltd.AutomobileEquity0.32%
Suprajit Engineering Ltd.AutomobileEquity0.31%
Ipca Laboratories Ltd.HealthcareEquity0.31%
Jindal Steel Ltd.Metals & MiningEquity0.30%
GOISovereignGOI Sec0.29%
GOISovereignGOI Sec0.29%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.29%
LIC Housing Finance Ltd.FinancialDebenture0.29%
GOISovereignGOI Sec0.29%
GOISovereignGOI Sec0.29%
Transport Corporation Of India Ltd.ServicesEquity0.29%
Bharti Telecom Ltd.CommunicationDebenture0.29%
GOISovereignGOI Sec0.29%
Gateway Distriparks Ltd.ServicesEquity0.28%
Orient Electric Ltd.Consumer DiscretionaryEquity0.27%
Prestige Estates Projects Ltd.ConstructionEquity0.27%
Gland Pharma Ltd.HealthcareEquity0.27%
Bayer CropScience Ltd.ChemicalsEquity0.26%
Indraprastha Gas Ltd.EnergyEquity0.26%
Greenply Industries Ltd.Consumer StaplesEquity0.25%
Paradeep Phosphates Ltd.ChemicalsEquity0.24%
CIE Automotive India Ltd.Metals & MiningEquity0.23%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.23%
UTI Asset Management Company Ltd.FinancialEquity0.22%
The Great Eastern Shipping Company Ltd.EnergyEquity0.21%
HDFC Bank Ltd.FinancialFD0.20%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.19%
GOISovereignGOI Sec0.19%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.19%
GR Infraprojects Ltd.ConstructionEquity0.19%
Tata Power Company Ltd.EnergyEquity0.16%
Biocon Ltd.HealthcareEquity0.16%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.14%
Wipro Ltd.TechnologyEquity0.14%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.12%
Chemplast Sanmar Ltd.ChemicalsEquity0.11%
REC Ltd.FinancialBonds0.10%
Power Finance Corporation Ltd.FinancialBonds0.10%
Power Finance Corporation Ltd.FinancialBonds0.10%
Rolex Rings LtdCapital GoodsEquity0.10%
Eternal Ltd.ServicesEquity0.10%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.10%
Bank Of BarodaFinancialBonds0.10%
GOISovereignGOI Sec0.09%
GOISovereignGOI Sec0.09%
Powergrid Infrastructure Investment TrustServicesInvITs0.08%
Ultratech Cement Ltd.ConstructionEquity0.08%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.05%
GOISovereignGOI Sec0.04%
Asian Paints Ltd.ChemicalsEquity0.02%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.02%
Ambuja Cements Ltd.ConstructionFutures-0.02%
Asian Paints Ltd.ChemicalsFutures-0.02%
Ultratech Cement Ltd.ConstructionFutures-0.08%
NTPC Ltd.EnergyFutures-0.08%
Eternal Ltd.ServicesFutures-0.10%
Maruti Suzuki India Ltd.AutomobileFutures-0.11%
Biocon Ltd.HealthcareFutures-0.16%
Tata Steel Ltd.Metals & MiningFutures-0.16%
Tata Power Company Ltd.EnergyFutures-0.17%
Apollo Hospitals Enterprise Ltd.HealthcareFutures-0.17%
Hero Motocorp Ltd.AutomobileFutures-0.32%
Larsen & Toubro Ltd.ConstructionFutures-0.44%
Cipla Ltd.HealthcareFutures-0.48%
Hindalco Industries Ltd.Metals & MiningFutures-0.62%
United Spirits Ltd.Consumer StaplesFutures-0.93%
Titan Company Ltd.Consumer DiscretionaryFutures-0.98%
HDFC Bank Ltd.FinancialFutures-1.03%
Bajaj Finance Ltd.FinancialFutures-1.12%
Mahindra & Mahindra Ltd.AutomobileFutures-1.21%
Bajaj Finserv Ltd.FinancialFutures-1.44%
Bharti Airtel Ltd.CommunicationFutures-1.48%
State Bank of IndiaFinancialFutures-1.53%
ICICI Bank Ltd.FinancialFutures-2.89%
Reliance Industries Ltd.EnergyFutures-3.76%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+16.1%+14.3%+12.6%+12.1%
Category average (Hybrid Multi Asset Allocation)+17.8%+16.1%+11.5%--
Rank (Hybrid Multi Asset Allocation)84----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 12 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

AA
Arun Agarwal
Aug 2020 - Present
View details

Education
Mr. Agarwal is a B.Com. and Chartered Accountant
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Also manages these schemes

SR
Srinivasan Ramamurthy
Jan 2022 - Present
View details

Education
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

BK
Bhagyesh Kagalkar
Feb 2022 - Present
View details

Education
Mr. Kagalkar is a B.E. (Production) and MMS (Finance)
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Dolat Capital Markets Ltd., India Infoline Ltd., Sun Engineering Ltd., Al Ahlia Portfolio Securities Co., IIT Investrust.

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

NM
Nandita Menezes
Mar 2025 - Present
View details

Education
CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience
Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Also manages these schemes

About HDFC Multi Asset Allocation Fund Direct Growth

HDFC Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anil Bamboli is the Current Fund Manager of HDFC Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,32,192 Cr and the Latest NAV as of 14 Jan 2026 is ₹84.94. The HDFC Multi Asset Allocation Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 12 months. ;

Investment Objective

The Scheme seeks to generate long term capital appreciation/income by investing in a diversified portfolio of equity & equity related instruments, debt & money market instruments and Gold.
Fund benchmarkGroww Equity Hybrid

Fund house

Rank (total assets)#2 in India
Total AUM₹9,32,192.06 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,