Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth

1M
All
NAV: 19 Oct '26
₹9.46
Min. for SIP
₹100
Fund size (AUM)
₹17.54 Cr
Expense ratio
1.14%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,604
-2.64%

Holdings (255)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities12.35%
Zerodha Gold ETF - GrowthUnspecifiedMutual Fund4.47%
Zerodha Silver ETF-GrowthUnspecifiedMutual Fund4.42%
HDFC Bank LtdFinancialEquity3.24%
ICICI Bank LtdFinancialEquity2.83%
Reliance Industries LtdEnergy & UtilitiesEquity2.39%
Reverse RepoUnspecifiedReverse Repo2.05%
Bharti Airtel LtdTechnologyEquity1.61%
Larsen & Toubro LtdIndustrialsEquity1.32%
BSE LtdFinancialEquity1.24%
State Bank of IndiaFinancialEquity1.20%
Axis Bank LtdFinancialEquity1.06%
Infosys LtdTechnologyEquity1.05%
Kotak Mahindra Bank LtdFinancialEquity0.93%
Multi Commodity Exchange Of India LtdFinancialEquity0.83%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.79%
The Federal Bank LtdFinancialEquity0.77%
Bajaj Finance LtdFinancialEquity0.76%
ITC LtdConsumer StaplesEquity0.75%
Laurus Labs LtdHealthcareEquity0.75%
One 97 Communications LtdIndustrialsEquity0.69%
Zomato LtdTechnologyEquity0.68%
Hero Motocorp LtdConsumer DiscretionaryEquity0.66%
Tata Consultancy Services LtdTechnologyEquity0.62%
Bharat Heavy Electricals LtdIndustrialsEquity0.60%
Coforge LtdTechnologyEquity0.60%
Sun Pharmaceutical Industries LtdHealthcareEquity0.58%
Indusind Bank LtdFinancialEquity0.57%
Titan Company LtdConsumer DiscretionaryEquity0.56%
Persistent Systems LtdTechnologyEquity0.56%
AU Small Finance Bank LtdFinancialEquity0.56%
Dixon Technologies (India) LtdConsumer DiscretionaryEquity0.54%
IDFC First Bank LtdFinancialEquity0.53%
GE T&D India LtdIndustrialsEquity0.51%
Bharat Forge LtdConsumer DiscretionaryEquity0.50%
Hindustan Unilever LtdConsumer StaplesEquity0.50%
Life Insurance Corporation of IndiaFinancialEquity0.50%
Lupin LtdHealthcareEquity0.49%
Indus Towers LtdTechnologyEquity0.48%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.47%
Suzlon Energy LtdIndustrialsEquity0.47%
Aurobindo Pharma LtdHealthcareEquity0.46%
Info Edge (India) LtdTechnologyEquity0.46%
NTPC LtdEnergy & UtilitiesEquity0.46%
Tata Steel LtdMaterialsEquity0.46%
Ashok Leyland LtdIndustrialsEquity0.44%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity0.43%
Bharat Electronics LtdIndustrialsEquity0.42%
Hindalco Industries LtdMaterialsEquity0.41%
Marico LtdConsumer StaplesEquity0.41%
Shriram Transport Finance Company LtdFinancialEquity0.41%
Polycab India LtdIndustrialsEquity0.41%
Fortis Healthcare LtdHealthcareEquity0.40%
HCL Technologies LtdTechnologyEquity0.39%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.39%
Ultratech Cement LtdMaterialsEquity0.39%
APL Apollo Tubes LtdIndustrialsEquity0.38%
ICICI Lombard General Insurance Company LtdFinancialEquity0.38%
Hitachi Energy India LtdIndustrialsEquity0.37%
Yes Bank LtdFinancialEquity0.36%
PB Fintech LtdFinancialEquity0.36%
Bajaj Auto LtdConsumer DiscretionaryEquity0.35%
Vodafone Idea LtdTechnologyEquity0.35%
JSW Steel LtdMaterialsEquity0.35%
Max Financial Services LtdFinancialEquity0.35%
Phoenix Mills LtdReal EstateEquity0.35%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.35%
SRF LtdMaterialsEquity0.35%
Swiggy Ltd.TechnologyEquity0.35%
Divi's Laboratories LtdHealthcareEquity0.34%
Glenmark Pharmaceuticals LtdHealthcareEquity0.34%
Grasim Industries LtdMaterialsEquity0.34%
GMR Airports Infrastructure LtdIndustrialsEquity0.33%
Hindustan Petroleum Corporation LtdEnergy & UtilitiesEquity0.33%
Radico Khaitan LtdConsumer StaplesEquity0.33%
Interglobe Aviation LtdIndustrialsEquity0.33%
Asian Paints LtdMaterialsEquity0.32%
Coal India LtdMaterialsEquity0.30%
National Aluminium Company LtdMaterialsEquity0.30%
Aditya Birla Capital LtdFinancialEquity0.30%
Apar Industries LtdDiversifiedEquity0.29%
Bajaj Finserv LtdFinancialEquity0.29%
Eicher Motors LtdConsumer DiscretionaryEquity0.29%
Sundaram Finance LtdFinancialEquity0.29%
TVS Motor Company LtdConsumer DiscretionaryEquity0.29%
Tech Mahindra LtdTechnologyEquity0.29%
UPL LtdMaterialsEquity0.29%
JSW Energy LtdEnergy & UtilitiesEquity0.29%
Alkem Laboratories LtdHealthcareEquity0.29%
Indian BankFinancialEquity0.28%
Mphasis LtdTechnologyEquity0.28%
Nestle India LtdConsumer StaplesEquity0.28%
Mankind Pharma Ltd.HealthcareEquity0.28%
NHPC LtdEnergy & UtilitiesEquity0.27%
Vishal Mega Mart Ltd.Consumer StaplesEquity0.27%
Biocon LtdHealthcareEquity0.26%
Hindustan Aeronautics LtdIndustrialsEquity0.26%
Ipca Laboratories LtdHealthcareEquity0.26%
Kei Industries LtdIndustrialsEquity0.26%
NMDC LtdMaterialsEquity0.26%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.26%
Steel Authority Of India LtdMaterialsEquity0.26%
Trent LtdConsumer DiscretionaryEquity0.26%
IIFL Wealth Management LtdFinancialEquity0.26%
Tata Motors LtdIndustrialsEquity0.26%
Adani Enterprises LtdMaterialsEquity0.25%
Adani Power LtdEnergy & UtilitiesEquity0.25%
Apollo Hospitals Enterprise LtdHealthcareEquity0.25%
Havells India LtdConsumer DiscretionaryEquity0.25%
Tube Investments Of India LtdConsumer DiscretionaryEquity0.25%
Lloyds Metals and Energy LtdMaterialsEquity0.24%
Oracle Financial Services Software LtdTechnologyEquity0.24%
Voltas LtdIndustrialsEquity0.24%
Oil India LtdEnergy & UtilitiesEquity0.24%
Prestige Estates Projects LtdReal EstateEquity0.24%
Cipla LtdHealthcareEquity0.23%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.23%
Dr. Reddy's Laboratories LtdHealthcareEquity0.23%
Jindal Stainless LtdMaterialsEquity0.23%
Page Industries LtdConsumer DiscretionaryEquity0.23%
Supreme Industries LtdMaterialsEquity0.23%
Torrent Power LtdEnergy & UtilitiesEquity0.23%
SBI Life Insurance Company LtdFinancialEquity0.23%
Dabur India LtdConsumer StaplesEquity0.22%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity0.22%
L&T Finance Holdings LtdFinancialEquity0.22%
Waaree Energies Ltd.Energy & UtilitiesEquity0.22%
Lenskart Solutions Ltd.Consumer DiscretionaryEquity0.22%
Cholamandalam Investment & Finance Company LtdFinancialEquity0.21%
Coromandel International LtdMaterialsEquity0.21%
Godrej Properties LtdReal EstateEquity0.21%
JK Cement LtdMaterialsEquity0.21%
MRF LtdConsumer DiscretionaryEquity0.21%
Mahindra & Mahindra Financial Services LtdFinancialEquity0.21%
UNO Minda LtdConsumer DiscretionaryEquity0.21%
Petronet LNG LtdEnergy & UtilitiesEquity0.21%
Torrent Pharmaceuticals LtdHealthcareEquity0.21%
Oberoi Realty LtdReal EstateEquity0.21%
Max Healthcare Institute LtdHealthcareEquity0.21%
Kalyan Jewellers India LtdConsumer DiscretionaryEquity0.21%
Jio Financial Services LimitedFinancialEquity0.21%
JSW Infrastructure LtdIndustrialsEquity0.21%
Blue Star LtdIndustrialsEquity0.20%
Cummins India LtdIndustrialsEquity0.20%
The Indian Hotels Company LtdConsumer DiscretionaryEquity0.20%
Bharat Petroleum Corporation LtdEnergy & UtilitiesEquity0.19%
Exide Industries LtdConsumer DiscretionaryEquity0.19%
PI Industries LtdMaterialsEquity0.19%
Tata Communications LtdTechnologyEquity0.19%
Tata Consumer Products LtdConsumer StaplesEquity0.19%
Avenue Supermarts LtdConsumer StaplesEquity0.19%
Nippon Life India Asset Management LtdFinancialEquity0.19%
Gujarat Fluorochemicals LtdMaterialsEquity0.19%
CG Power & Industrial Solutions LtdIndustrialsEquity0.18%
Tata Motors LtdConsumer DiscretionaryEquity0.18%
Tata Power Company LtdEnergy & UtilitiesEquity0.18%
Jubilant FoodWorks LtdConsumer DiscretionaryEquity0.18%
Varun Beverages LtdConsumer StaplesEquity0.18%
ICICI Prudential Life Insurance Company LtdFinancialEquity0.18%
ITC Hotels LtdConsumer DiscretionaryEquity0.18%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.18%
Astral LtdIndustrialsEquity0.17%
Balkrishna Industries LtdConsumer DiscretionaryEquity0.17%
HDFC Life Insurance Co LtdFinancialEquity0.17%
Adani Total Gas LtdEnergy & UtilitiesEquity0.17%
SBI Cards & Payments Services LtdFinancialEquity0.17%
Bank of IndiaFinancialEquity0.16%
Bank of MaharashtraFinancialEquity0.16%
Britannia Industries LtdConsumer StaplesEquity0.16%
Schaeffler India LtdIndustrialsEquity0.16%
Indian Oil Corporation LtdEnergy & UtilitiesEquity0.16%
LIC Housing Finance LtdFinancialEquity0.16%
Motilal Oswal Financial Services LtdFinancialEquity0.16%
Container Corporation Of India LtdIndustrialsEquity0.15%
GAIL (India) LtdEnergy & UtilitiesEquity0.15%
Authum Investment & Infrastructure LtdFinancialEquity0.15%
Billionbrains Garage Ventures Ltd.FinancialEquity0.15%
Abbott India LtdHealthcareEquity0.14%
AIA Engineering LtdIndustrialsEquity0.14%
Ajanta Pharma LtdHealthcareEquity0.14%
Bajaj Holdings & Investment LtdFinancialEquity0.14%
Vedanta LtdMaterialsEquity0.14%
Wipro LtdTechnologyEquity0.14%
HDB FINANCIAL SERVICES LIMITED EQFinancialEquity0.14%
General Insurance Corporation of India LtdFinancialEquity0.14%
Indian Railway Catering & Tourism Corporation LtdIndustrialsEquity0.14%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.14%
Bank Of BarodaFinancialEquity0.13%
Pidilite Industries LtdMaterialsEquity0.13%
Power Finance Corporation LtdFinancialEquity0.13%
Solar Industries India LtdMaterialsEquity0.13%
HDFC Asset Management Company LtdFinancialEquity0.13%
Apollo Tyres LtdConsumer DiscretionaryEquity0.12%
Linde India LtdMaterialsEquity0.12%
Berger Paints India LtdMaterialsEquity0.12%
DLF LtdReal EstateEquity0.12%
Jindal Steel & Power LtdMaterialsEquity0.12%
Thermax LtdIndustrialsEquity0.12%
Adani Transmission LtdEnergy & UtilitiesEquity0.12%
Adani Green Energy LtdEnergy & UtilitiesEquity0.12%
Dalmia Bharat LtdMaterialsEquity0.12%
Rail Vikas Nigam LtdIndustrialsEquity0.12%
Bosch LtdConsumer DiscretionaryEquity0.11%
Canara BankFinancialEquity0.11%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.11%
KPR Mills LtdConsumer DiscretionaryEquity0.11%
Punjab National BankFinancialEquity0.11%
Patanjali Foods LtdConsumer StaplesEquity0.11%
United Spirits LtdConsumer StaplesEquity0.11%
LTIMindtree LtdTechnologyEquity0.11%
Global Health LtdHealthcareEquity0.11%
ABB India LtdIndustrialsEquity0.10%
Crisil LtdIndustrialsEquity0.10%
REC LtdFinancialEquity0.10%
Tata Elxsi LtdTechnologyEquity0.10%
Cochin Shipyard LtdIndustrialsEquity0.10%
Bharti Hexacom Ltd.TechnologyEquity0.10%
3M India LtdDiversifiedEquity0.09%
Godrej Consumer Products LtdConsumer StaplesEquity0.09%
NLC India LtdEnergy & UtilitiesEquity0.09%
Shree Cement LtdMaterialsEquity0.09%
Siemens LtdDiversifiedEquity0.09%
Union Bank of IndiaFinancialEquity0.09%
Endurance Technologies LtdConsumer DiscretionaryEquity0.09%
Housing & Urban Development Corporation LtdFinancialEquity0.09%
Bharat Dynamics LtdIndustrialsEquity0.09%
KPIT Technologies LtdTechnologyEquity0.09%
Macrotech Developers LtdReal EstateEquity0.09%
Adani Wilmar LtdConsumer StaplesEquity0.09%
Premier Energies Ltd.Energy & UtilitiesEquity0.09%
ACC LtdMaterialsEquity0.08%
Zydus Lifesciences LtdHealthcareEquity0.08%
Escorts Kubota LtdIndustrialsEquity0.08%
Hindustan Zinc LtdMaterialsEquity0.08%
Muthoot Finance LtdFinancialEquity0.08%
United Breweries LtdConsumer StaplesEquity0.08%
L&T Technology Services LtdTechnologyEquity0.08%
Indian Renewable Energy Development Agency LtdEnergy & UtilitiesEquity0.08%
Bajaj Housing Finance Ltd.FinancialEquity0.08%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity0.08%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.08%
Siemens Energy India LtdEnergy & UtilitiesEquity0.08%
Godfrey Phillips India LtdConsumer StaplesEquity0.07%
HEXAWARE TECHNOLOGIES LIMITED EQ NEW FV RS.2/-TechnologyEquity0.07%
Tata Investment Corporation LtdFinancialEquity0.07%
Anthem Biosciences Ltd.HealthcareEquity0.07%
Ambuja Cements LtdMaterialsEquity0.06%
Honeywell Automation India LtdTechnologyEquity0.06%
TATA CAPITAL LIMITED EQFinancialEquity0.05%
Godrej Industries LtdDiversifiedEquity0.04%
SJVN LtdEnergy & UtilitiesEquity0.04%
The New India Assurance Co. LtdFinancialEquity0.04%
Indian Railway Finance Corporation LtdFinancialEquity0.04%
Mazagon Dock Shipbuilders LtdIndustrialsEquity0.04%
Net ReceivablesUnspecifiedNet Receivables0.02%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M3M6MAll
Fund returns-5.3%-5.3%---5.3%
Category average (null null)-5.0%-5.0%---3.1%
Rank (null null)22----

Exit load, stamp duty and tax

Exit load

Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

About Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth is a -- Mutual Fund Scheme launched by Zerodha Mutual Fund. This scheme was made available to investors on 20 Dec 2021. Kedarnath Mirajkar is the Current Fund Manager of Zerodha Life Cycle Fund 2041 Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹17,389 Cr and the Latest NAV as of 19 Oct 2026 is ₹9.46. The Zerodha Life Cycle Fund 2041 Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years. ;

Investment Objective

The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.;

Fund house

Rank (total assets)#50 in India
Total AUM₹17,389.04 Cr
Date of Incorporation20 Dec 2021
Phone--
E-mail--
Launch Date20 Dec 2021
Address153/154, 4th Cross, J.P Nagar 4th Phase,Opp. Clarence Public School, Bengaluru 560078
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,