Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth

1M
All
NAV: 30 Sep '26
₹9.55
Min. for SIP
₹100
Fund size (AUM)
₹18.07 Cr
Expense ratio
1.39%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns

Holdings (255)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities12.83%
Zerodha Silver ETF-GrowthUnspecifiedMutual Fund4.55%
Zerodha Gold ETF - GrowthUnspecifiedMutual Fund4.54%
HDFC Bank LtdFinancialEquity3.12%
ICICI Bank LtdFinancialEquity2.99%
Reliance Industries LtdEnergy & UtilitiesEquity2.47%
Bharti Airtel LtdTechnologyEquity1.57%
Reverse RepoUnspecifiedReverse Repo1.38%
Larsen & Toubro LtdIndustrialsEquity1.35%
BSE LtdFinancialEquity1.25%
State Bank of IndiaFinancialEquity1.25%
Infosys LtdTechnologyEquity1.14%
Axis Bank LtdFinancialEquity1.06%
Kotak Mahindra Bank LtdFinancialEquity0.89%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.84%
The Federal Bank LtdFinancialEquity0.83%
Multi Commodity Exchange Of India LtdFinancialEquity0.82%
Bajaj Finance LtdFinancialEquity0.81%
ITC LtdConsumer StaplesEquity0.71%
Tata Consultancy Services LtdTechnologyEquity0.70%
Laurus Labs LtdHealthcareEquity0.70%
Zomato LtdTechnologyEquity0.68%
One 97 Communications LtdIndustrialsEquity0.68%
Hero Motocorp LtdConsumer DiscretionaryEquity0.67%
Coforge LtdTechnologyEquity0.64%
Indusind Bank LtdFinancialEquity0.63%
PB Fintech LtdFinancialEquity0.61%
Bharat Heavy Electricals LtdIndustrialsEquity0.61%
Sun Pharmaceutical Industries LtdHealthcareEquity0.60%
Titan Company LtdConsumer DiscretionaryEquity0.60%
AU Small Finance Bank LtdFinancialEquity0.58%
Dixon Technologies (India) LtdConsumer DiscretionaryEquity0.58%
Persistent Systems LtdTechnologyEquity0.57%
Suzlon Energy LtdIndustrialsEquity0.54%
IDFC First Bank LtdFinancialEquity0.54%
Bharat Forge LtdConsumer DiscretionaryEquity0.53%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.51%
GE T&D India LtdIndustrialsEquity0.51%
Lupin LtdHealthcareEquity0.50%
Hindustan Unilever LtdConsumer StaplesEquity0.50%
Life Insurance Corporation of IndiaFinancialEquity0.49%
Ashok Leyland LtdIndustrialsEquity0.48%
Info Edge (India) LtdTechnologyEquity0.48%
Indus Towers LtdTechnologyEquity0.47%
Polycab India LtdIndustrialsEquity0.47%
NTPC LtdEnergy & UtilitiesEquity0.45%
Aurobindo Pharma LtdHealthcareEquity0.45%
Fortis Healthcare LtdHealthcareEquity0.44%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity0.44%
Shriram Transport Finance Company LtdFinancialEquity0.43%
Hindalco Industries LtdMaterialsEquity0.43%
Tata Steel LtdMaterialsEquity0.43%
Bharat Electronics LtdIndustrialsEquity0.41%
HCL Technologies LtdTechnologyEquity0.40%
Marico LtdConsumer StaplesEquity0.40%
Bajaj Auto LtdConsumer DiscretionaryEquity0.40%
Ultratech Cement LtdMaterialsEquity0.39%
Max Financial Services LtdFinancialEquity0.39%
Hitachi Energy India LtdIndustrialsEquity0.39%
APL Apollo Tubes LtdIndustrialsEquity0.38%
Swiggy Ltd.TechnologyEquity0.38%
Yes Bank LtdFinancialEquity0.38%
Vodafone Idea LtdTechnologyEquity0.37%
Grasim Industries LtdMaterialsEquity0.37%
Glenmark Pharmaceuticals LtdHealthcareEquity0.36%
ICICI Lombard General Insurance Company LtdFinancialEquity0.36%
JSW Steel LtdMaterialsEquity0.35%
Asian Paints LtdMaterialsEquity0.35%
SRF LtdMaterialsEquity0.35%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.35%
Hindustan Petroleum Corporation LtdEnergy & UtilitiesEquity0.34%
Interglobe Aviation LtdIndustrialsEquity0.34%
Radico Khaitan LtdConsumer StaplesEquity0.34%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.34%
Phoenix Mills LtdReal EstateEquity0.34%
Bajaj Finserv LtdFinancialEquity0.34%
Divi's Laboratories LtdHealthcareEquity0.34%
Kei Industries LtdIndustrialsEquity0.33%
Aditya Birla Capital LtdFinancialEquity0.32%
Eicher Motors LtdConsumer DiscretionaryEquity0.32%
GMR Airports Infrastructure LtdIndustrialsEquity0.31%
National Aluminium Company LtdMaterialsEquity0.31%
Nestle India LtdConsumer StaplesEquity0.31%
Alkem Laboratories LtdHealthcareEquity0.31%
JSW Energy LtdEnergy & UtilitiesEquity0.30%
NMDC LtdMaterialsEquity0.30%
UPL LtdMaterialsEquity0.30%
Tech Mahindra LtdTechnologyEquity0.30%
Havells India LtdConsumer DiscretionaryEquity0.30%
Indian BankFinancialEquity0.29%
Mphasis LtdTechnologyEquity0.29%
Sundaram Finance LtdFinancialEquity0.29%
Vishal Mega Mart Ltd.Consumer StaplesEquity0.29%
Biocon LtdHealthcareEquity0.29%
Trent LtdConsumer DiscretionaryEquity0.29%
Coal India LtdMaterialsEquity0.29%
TVS Motor Company LtdConsumer DiscretionaryEquity0.29%
IIFL Wealth Management LtdFinancialEquity0.28%
Tata Motors LtdIndustrialsEquity0.28%
Tube Investments Of India LtdConsumer DiscretionaryEquity0.28%
Oracle Financial Services Software LtdTechnologyEquity0.28%
Ipca Laboratories LtdHealthcareEquity0.27%
NHPC LtdEnergy & UtilitiesEquity0.27%
Godrej Properties LtdReal EstateEquity0.27%
Mankind Pharma Ltd.HealthcareEquity0.27%
Apar Industries LtdDiversifiedEquity0.26%
Steel Authority Of India LtdMaterialsEquity0.26%
Prestige Estates Projects LtdReal EstateEquity0.25%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.25%
L&T Finance Holdings LtdFinancialEquity0.25%
Voltas LtdIndustrialsEquity0.25%
Oil India LtdEnergy & UtilitiesEquity0.25%
Apollo Hospitals Enterprise LtdHealthcareEquity0.25%
Hindustan Aeronautics LtdIndustrialsEquity0.25%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.24%
Waaree Energies Ltd.Energy & UtilitiesEquity0.24%
Page Industries LtdConsumer DiscretionaryEquity0.24%
Mahindra & Mahindra Financial Services LtdFinancialEquity0.24%
Cipla LtdHealthcareEquity0.24%
Adani Enterprises LtdMaterialsEquity0.23%
Jio Financial Services LimitedFinancialEquity0.23%
Adani Power LtdEnergy & UtilitiesEquity0.23%
Cholamandalam Investment & Finance Company LtdFinancialEquity0.23%
Max Healthcare Institute LtdHealthcareEquity0.23%
Torrent Power LtdEnergy & UtilitiesEquity0.23%
Coromandel International LtdMaterialsEquity0.22%
Lloyds Metals and Energy LtdMaterialsEquity0.22%
MRF LtdConsumer DiscretionaryEquity0.22%
Lenskart Solutions Ltd.Consumer DiscretionaryEquity0.22%
Kalyan Jewellers India LtdConsumer DiscretionaryEquity0.22%
Oberoi Realty LtdReal EstateEquity0.22%
Dabur India LtdConsumer StaplesEquity0.21%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity0.21%
Torrent Pharmaceuticals LtdHealthcareEquity0.21%
SBI Life Insurance Company LtdFinancialEquity0.21%
UNO Minda LtdConsumer DiscretionaryEquity0.21%
Supreme Industries LtdMaterialsEquity0.21%
JK Cement LtdMaterialsEquity0.20%
Dr. Reddy's Laboratories LtdHealthcareEquity0.20%
Petronet LNG LtdEnergy & UtilitiesEquity0.20%
Bharat Petroleum Corporation LtdEnergy & UtilitiesEquity0.20%
Jindal Stainless LtdMaterialsEquity0.20%
The Indian Hotels Company LtdConsumer DiscretionaryEquity0.20%
Nippon Life India Asset Management LtdFinancialEquity0.19%
Avenue Supermarts LtdConsumer StaplesEquity0.19%
JSW Infrastructure LtdIndustrialsEquity0.19%
Exide Industries LtdConsumer DiscretionaryEquity0.19%
Cummins India LtdIndustrialsEquity0.19%
Tata Communications LtdTechnologyEquity0.18%
Tata Consumer Products LtdConsumer StaplesEquity0.18%
ICICI Prudential Life Insurance Company LtdFinancialEquity0.18%
Balkrishna Industries LtdConsumer DiscretionaryEquity0.18%
CG Power & Industrial Solutions LtdIndustrialsEquity0.18%
Britannia Industries LtdConsumer StaplesEquity0.18%
SBI Cards & Payments Services LtdFinancialEquity0.18%
PI Industries LtdMaterialsEquity0.18%
Tata Motors LtdConsumer DiscretionaryEquity0.18%
Jubilant FoodWorks LtdConsumer DiscretionaryEquity0.18%
Gujarat Fluorochemicals LtdMaterialsEquity0.17%
Blue Star LtdIndustrialsEquity0.17%
Astral LtdIndustrialsEquity0.17%
HDFC Life Insurance Co LtdFinancialEquity0.17%
Container Corporation Of India LtdIndustrialsEquity0.17%
Tata Power Company LtdEnergy & UtilitiesEquity0.17%
Adani Total Gas LtdEnergy & UtilitiesEquity0.16%
ITC Hotels LtdConsumer DiscretionaryEquity0.16%
Varun Beverages LtdConsumer StaplesEquity0.16%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.16%
Bank of IndiaFinancialEquity0.16%
Bank of MaharashtraFinancialEquity0.15%
Wipro LtdTechnologyEquity0.15%
Schaeffler India LtdIndustrialsEquity0.15%
Motilal Oswal Financial Services LtdFinancialEquity0.15%
LIC Housing Finance LtdFinancialEquity0.15%
AIA Engineering LtdIndustrialsEquity0.15%
Bajaj Holdings & Investment LtdFinancialEquity0.15%
Pidilite Industries LtdMaterialsEquity0.15%
Indian Oil Corporation LtdEnergy & UtilitiesEquity0.15%
HDFC Asset Management Company LtdFinancialEquity0.15%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.14%
Thermax LtdIndustrialsEquity0.14%
Ajanta Pharma LtdHealthcareEquity0.14%
Authum Investment & Infrastructure LtdFinancialEquity0.14%
Billionbrains Garage Ventures Ltd.FinancialEquity0.14%
DLF LtdReal EstateEquity0.14%
GAIL (India) LtdEnergy & UtilitiesEquity0.13%
Dalmia Bharat LtdMaterialsEquity0.13%
Power Finance Corporation LtdFinancialEquity0.13%
Indian Railway Catering & Tourism Corporation LtdIndustrialsEquity0.13%
HDB FINANCIAL SERVICES LIMITED EQFinancialEquity0.13%
Solar Industries India LtdMaterialsEquity0.13%
Vedanta LtdMaterialsEquity0.13%
Berger Paints India LtdMaterialsEquity0.13%
Adani Transmission LtdEnergy & UtilitiesEquity0.13%
Apollo Tyres LtdConsumer DiscretionaryEquity0.13%
General Insurance Corporation of India LtdFinancialEquity0.13%
Global Health LtdHealthcareEquity0.13%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.13%
Bank Of BarodaFinancialEquity0.12%
Premier Energies Ltd.Energy & UtilitiesEquity0.12%
United Spirits LtdConsumer StaplesEquity0.12%
Linde India LtdMaterialsEquity0.12%
ABB India LtdIndustrialsEquity0.12%
Punjab National BankFinancialEquity0.12%
Patanjali Foods LtdConsumer StaplesEquity0.12%
Bharat Dynamics LtdIndustrialsEquity0.12%
Jindal Steel & Power LtdMaterialsEquity0.12%
Bharti Hexacom Ltd.TechnologyEquity0.12%
Tata Elxsi LtdTechnologyEquity0.11%
KPR Mills LtdConsumer DiscretionaryEquity0.11%
Abbott India LtdHealthcareEquity0.11%
Adani Green Energy LtdEnergy & UtilitiesEquity0.11%
REC LtdFinancialEquity0.11%
Canara BankFinancialEquity0.11%
Cochin Shipyard LtdIndustrialsEquity0.11%
Bosch LtdConsumer DiscretionaryEquity0.11%
LTIMindtree LtdTechnologyEquity0.11%
Rail Vikas Nigam LtdIndustrialsEquity0.10%
Crisil LtdIndustrialsEquity0.10%
Godrej Consumer Products LtdConsumer StaplesEquity0.10%
Union Bank of IndiaFinancialEquity0.09%
Siemens LtdDiversifiedEquity0.09%
Adani Wilmar LtdConsumer StaplesEquity0.09%
Shree Cement LtdMaterialsEquity0.09%
Tata Investment Corporation LtdFinancialEquity0.09%
L&T Technology Services LtdTechnologyEquity0.09%
Siemens Energy India LtdEnergy & UtilitiesEquity0.09%
Macrotech Developers LtdReal EstateEquity0.08%
Endurance Technologies LtdConsumer DiscretionaryEquity0.08%
Escorts Kubota LtdIndustrialsEquity0.08%
NLC India LtdEnergy & UtilitiesEquity0.08%
Bajaj Housing Finance Ltd.FinancialEquity0.08%
Indian Renewable Energy Development Agency LtdEnergy & UtilitiesEquity0.08%
KPIT Technologies LtdTechnologyEquity0.08%
Muthoot Finance LtdFinancialEquity0.08%
Ambuja Cements LtdMaterialsEquity0.08%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity0.08%
United Breweries LtdConsumer StaplesEquity0.08%
HEXAWARE TECHNOLOGIES LIMITED EQ NEW FV RS.2/-TechnologyEquity0.08%
Zydus Lifesciences LtdHealthcareEquity0.08%
Housing & Urban Development Corporation LtdFinancialEquity0.08%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.08%
3M India LtdDiversifiedEquity0.07%
Anthem Biosciences Ltd.HealthcareEquity0.07%
Hindustan Zinc LtdMaterialsEquity0.07%
Godfrey Phillips India LtdConsumer StaplesEquity0.07%
TATA CAPITAL LIMITED EQFinancialEquity0.06%
ACC LtdMaterialsEquity0.06%
Honeywell Automation India LtdTechnologyEquity0.06%
Indian Railway Finance Corporation LtdFinancialEquity0.06%
The New India Assurance Co. LtdFinancialEquity0.05%
Mazagon Dock Shipbuilders LtdIndustrialsEquity0.05%
Godrej Industries LtdDiversifiedEquity0.04%
SJVN LtdEnergy & UtilitiesEquity0.04%
Net PayablesUnspecifiedNet Payables-2.04%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M3M6MAll
Fund returns-4.5%-4.5%---4.5%
Category average (null null)-4.2%-4.2%---2.0%
Rank (null null)--------

Exit load, stamp duty and tax

Exit load

Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

About Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth is a -- Mutual Fund Scheme launched by Zerodha Mutual Fund. This scheme was made available to investors on 20 Dec 2021. Kedarnath Mirajkar is the Current Fund Manager of Zerodha Life Cycle Fund 2041 Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹17,098 Cr and the Latest NAV as of 30 Sep 2026 is ₹9.55. The Zerodha Life Cycle Fund 2041 Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years. ;

Investment Objective

The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.;

Fund house

Rank (total assets)#50 in India
Total AUM₹17,097.91 Cr
Date of Incorporation20 Dec 2021
Phone--
E-mail--
Launch Date20 Dec 2021
Address153/154, 4th Cross, J.P Nagar 4th Phase,Opp. Clarence Public School, Bengaluru 560078
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,