Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth

1M
All
NAV: 09 Sep '26
₹9.93
Min. for SIP
₹100
Fund size (AUM)
₹14.59 Cr
Expense ratio
1.39%
Rating
--

Holdings (255)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities12.81%
Zerodha Gold ETF - GrowthUnspecifiedMutual Fund4.51%
Zerodha Silver ETF-GrowthUnspecifiedMutual Fund4.50%
HDFC Bank LtdFinancialEquity3.28%
ICICI Bank LtdFinancialEquity2.97%
Reliance Industries LtdEnergy & UtilitiesEquity2.54%
Bharti Airtel LtdTechnologyEquity1.70%
BSE LtdFinancialEquity1.40%
Larsen & Toubro LtdIndustrialsEquity1.33%
State Bank of IndiaFinancialEquity1.21%
Infosys LtdTechnologyEquity1.13%
Axis Bank LtdFinancialEquity1.01%
Reverse RepoUnspecifiedReverse Repo0.89%
Bajaj Finance LtdFinancialEquity0.87%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.86%
The Federal Bank LtdFinancialEquity0.83%
Kotak Mahindra Bank LtdFinancialEquity0.82%
ITC LtdConsumer StaplesEquity0.78%
Tata Consultancy Services LtdTechnologyEquity0.69%
Laurus Labs LtdHealthcareEquity0.68%
Hero Motocorp LtdConsumer DiscretionaryEquity0.66%
Coforge LtdTechnologyEquity0.64%
Multi Commodity Exchange Of India LtdFinancialEquity0.63%
Indusind Bank LtdFinancialEquity0.63%
Zomato LtdTechnologyEquity0.63%
Sun Pharmaceutical Industries LtdHealthcareEquity0.60%
Titan Company LtdConsumer DiscretionaryEquity0.59%
Lupin LtdHealthcareEquity0.56%
Suzlon Energy LtdIndustrialsEquity0.56%
Persistent Systems LtdTechnologyEquity0.56%
AU Small Finance Bank LtdFinancialEquity0.55%
Bharat Heavy Electricals LtdIndustrialsEquity0.55%
Dixon Technologies (India) LtdConsumer DiscretionaryEquity0.55%
Bharat Forge LtdConsumer DiscretionaryEquity0.54%
Hindustan Unilever LtdConsumer StaplesEquity0.53%
One 97 Communications LtdIndustrialsEquity0.52%
IDFC First Bank LtdFinancialEquity0.52%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.52%
PB Fintech LtdFinancialEquity0.51%
GE T&D India LtdIndustrialsEquity0.50%
NTPC LtdEnergy & UtilitiesEquity0.47%
Indus Towers LtdTechnologyEquity0.47%
Fortis Healthcare LtdHealthcareEquity0.46%
Polycab India LtdIndustrialsEquity0.46%
Tata Steel LtdMaterialsEquity0.45%
Ashok Leyland LtdIndustrialsEquity0.45%
Info Edge (India) LtdTechnologyEquity0.44%
Marico LtdConsumer StaplesEquity0.44%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity0.43%
Shriram Transport Finance Company LtdFinancialEquity0.42%
Aurobindo Pharma LtdHealthcareEquity0.41%
Ultratech Cement LtdMaterialsEquity0.41%
Hindalco Industries LtdMaterialsEquity0.41%
Bharat Electronics LtdIndustrialsEquity0.40%
HCL Technologies LtdTechnologyEquity0.40%
Swiggy Ltd.TechnologyEquity0.39%
Yes Bank LtdFinancialEquity0.38%
Hitachi Energy India LtdIndustrialsEquity0.37%
Max Financial Services LtdFinancialEquity0.37%
ICICI Lombard General Insurance Company LtdFinancialEquity0.37%
Hindustan Petroleum Corporation LtdEnergy & UtilitiesEquity0.37%
Bajaj Auto LtdConsumer DiscretionaryEquity0.36%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.36%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.36%
SRF LtdMaterialsEquity0.36%
GMR Airports Infrastructure LtdIndustrialsEquity0.35%
Asian Paints LtdMaterialsEquity0.35%
Vodafone Idea LtdTechnologyEquity0.35%
JSW Steel LtdMaterialsEquity0.35%
Phoenix Mills LtdReal EstateEquity0.34%
Bajaj Finserv LtdFinancialEquity0.34%
Grasim Industries LtdMaterialsEquity0.34%
Interglobe Aviation LtdIndustrialsEquity0.34%
Radico Khaitan LtdConsumer StaplesEquity0.33%
JSW Energy LtdEnergy & UtilitiesEquity0.33%
UPL LtdMaterialsEquity0.32%
Aditya Birla Capital LtdFinancialEquity0.32%
Alkem Laboratories LtdHealthcareEquity0.32%
Nestle India LtdConsumer StaplesEquity0.31%
APL Apollo Tubes LtdIndustrialsEquity0.31%
National Aluminium Company LtdMaterialsEquity0.31%
Glenmark Pharmaceuticals LtdHealthcareEquity0.31%
Eicher Motors LtdConsumer DiscretionaryEquity0.31%
Sundaram Finance LtdFinancialEquity0.30%
Tech Mahindra LtdTechnologyEquity0.30%
Kei Industries LtdIndustrialsEquity0.30%
Havells India LtdConsumer DiscretionaryEquity0.30%
Divi's Laboratories LtdHealthcareEquity0.30%
Trent LtdConsumer DiscretionaryEquity0.29%
Biocon LtdHealthcareEquity0.29%
Voltas LtdIndustrialsEquity0.29%
Mphasis LtdTechnologyEquity0.28%
TVS Motor Company LtdConsumer DiscretionaryEquity0.28%
Vishal Mega Mart Ltd.Consumer StaplesEquity0.28%
Coal India LtdMaterialsEquity0.28%
Tube Investments Of India LtdConsumer DiscretionaryEquity0.28%
NHPC LtdEnergy & UtilitiesEquity0.28%
Indian BankFinancialEquity0.27%
IIFL Wealth Management LtdFinancialEquity0.27%
NMDC LtdMaterialsEquity0.27%
Apollo Hospitals Enterprise LtdHealthcareEquity0.27%
Godrej Properties LtdReal EstateEquity0.27%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.27%
Mankind Pharma Ltd.HealthcareEquity0.26%
Tata Motors LtdIndustrialsEquity0.26%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.26%
Adani Enterprises LtdMaterialsEquity0.25%
Oracle Financial Services Software LtdTechnologyEquity0.25%
Prestige Estates Projects LtdReal EstateEquity0.25%
Torrent Power LtdEnergy & UtilitiesEquity0.25%
Mahindra & Mahindra Financial Services LtdFinancialEquity0.25%
Adani Power LtdEnergy & UtilitiesEquity0.25%
L&T Finance Holdings LtdFinancialEquity0.25%
Waaree Energies Ltd.Energy & UtilitiesEquity0.24%
Hindustan Aeronautics LtdIndustrialsEquity0.24%
Lloyds Metals and Energy LtdMaterialsEquity0.24%
SBI Life Insurance Company LtdFinancialEquity0.24%
Apar Industries LtdDiversifiedEquity0.24%
Cipla LtdHealthcareEquity0.24%
Jio Financial Services LimitedFinancialEquity0.23%
Coromandel International LtdMaterialsEquity0.23%
Jindal Stainless LtdMaterialsEquity0.23%
Kalyan Jewellers India LtdConsumer DiscretionaryEquity0.23%
Oil India LtdEnergy & UtilitiesEquity0.23%
Max Healthcare Institute LtdHealthcareEquity0.23%
Dabur India LtdConsumer StaplesEquity0.23%
Supreme Industries LtdMaterialsEquity0.23%
Ipca Laboratories LtdHealthcareEquity0.23%
Steel Authority Of India LtdMaterialsEquity0.22%
Cholamandalam Investment & Finance Company LtdFinancialEquity0.22%
Page Industries LtdConsumer DiscretionaryEquity0.22%
Torrent Pharmaceuticals LtdHealthcareEquity0.22%
JK Cement LtdMaterialsEquity0.22%
Blue Star LtdIndustrialsEquity0.22%
Tata Motors LtdConsumer DiscretionaryEquity0.22%
Tata Consumer Products LtdConsumer StaplesEquity0.21%
UNO Minda LtdConsumer DiscretionaryEquity0.21%
Cummins India LtdIndustrialsEquity0.21%
Nippon Life India Asset Management LtdFinancialEquity0.21%
Petronet LNG LtdEnergy & UtilitiesEquity0.21%
Oberoi Realty LtdReal EstateEquity0.21%
PI Industries LtdMaterialsEquity0.21%
Exide Industries LtdConsumer DiscretionaryEquity0.21%
Tata Communications LtdTechnologyEquity0.21%
ICICI Prudential Life Insurance Company LtdFinancialEquity0.20%
SBI Cards & Payments Services LtdFinancialEquity0.20%
Britannia Industries LtdConsumer StaplesEquity0.20%
Tata Power Company LtdEnergy & UtilitiesEquity0.20%
Dr. Reddy's Laboratories LtdHealthcareEquity0.19%
The Indian Hotels Company LtdConsumer DiscretionaryEquity0.19%
Varun Beverages LtdConsumer StaplesEquity0.19%
Gujarat Fluorochemicals LtdMaterialsEquity0.18%
MRF LtdConsumer DiscretionaryEquity0.18%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity0.18%
Balkrishna Industries LtdConsumer DiscretionaryEquity0.18%
Bharat Petroleum Corporation LtdEnergy & UtilitiesEquity0.18%
AIA Engineering LtdIndustrialsEquity0.17%
Avenue Supermarts LtdConsumer StaplesEquity0.17%
Schaeffler India LtdIndustrialsEquity0.17%
Life Insurance Corporation of IndiaFinancialEquity0.17%
Power Finance Corporation LtdFinancialEquity0.17%
Lenskart Solutions Ltd.Consumer DiscretionaryEquity0.17%
JSW Infrastructure LtdIndustrialsEquity0.17%
ITC Hotels LtdConsumer DiscretionaryEquity0.16%
Container Corporation Of India LtdIndustrialsEquity0.16%
Adani Total Gas LtdEnergy & UtilitiesEquity0.16%
CG Power & Industrial Solutions LtdIndustrialsEquity0.16%
HDFC Life Insurance Co LtdFinancialEquity0.16%
Astral LtdIndustrialsEquity0.16%
Bajaj Holdings & Investment LtdFinancialEquity0.16%
Jubilant FoodWorks LtdConsumer DiscretionaryEquity0.15%
Abbott India LtdHealthcareEquity0.15%
Bank of IndiaFinancialEquity0.15%
Thermax LtdIndustrialsEquity0.15%
Adani Transmission LtdEnergy & UtilitiesEquity0.15%
Bank of MaharashtraFinancialEquity0.14%
HDFC Asset Management Company LtdFinancialEquity0.14%
Wipro LtdTechnologyEquity0.14%
Indian Oil Corporation LtdEnergy & UtilitiesEquity0.14%
LIC Housing Finance LtdFinancialEquity0.14%
Solar Industries India LtdMaterialsEquity0.14%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.13%
Pidilite Industries LtdMaterialsEquity0.13%
Billionbrains Garage Ventures Ltd.FinancialEquity0.13%
GAIL (India) LtdEnergy & UtilitiesEquity0.13%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.13%
Berger Paints India LtdMaterialsEquity0.13%
Indian Railway Catering & Tourism Corporation LtdIndustrialsEquity0.13%
HDB FINANCIAL SERVICES LIMITED EQFinancialEquity0.13%
Ajanta Pharma LtdHealthcareEquity0.13%
Dalmia Bharat LtdMaterialsEquity0.13%
Authum Investment & Infrastructure LtdFinancialEquity0.13%
REC LtdFinancialEquity0.13%
General Insurance Corporation of India LtdFinancialEquity0.13%
Adani Green Energy LtdEnergy & UtilitiesEquity0.13%
Linde India LtdMaterialsEquity0.12%
Apollo Tyres LtdConsumer DiscretionaryEquity0.12%
Bank Of BarodaFinancialEquity0.12%
Vedanta LtdMaterialsEquity0.12%
United Spirits LtdConsumer StaplesEquity0.12%
Motilal Oswal Financial Services LtdFinancialEquity0.12%
Godrej Consumer Products LtdConsumer StaplesEquity0.12%
DLF LtdReal EstateEquity0.11%
Canara BankFinancialEquity0.11%
Rail Vikas Nigam LtdIndustrialsEquity0.11%
Tata Elxsi LtdTechnologyEquity0.11%
Jindal Steel & Power LtdMaterialsEquity0.11%
Patanjali Foods LtdConsumer StaplesEquity0.11%
Premier Energies Ltd.Energy & UtilitiesEquity0.11%
LTIMindtree LtdTechnologyEquity0.11%
Bharti Hexacom Ltd.TechnologyEquity0.11%
Cochin Shipyard LtdIndustrialsEquity0.11%
Global Health LtdHealthcareEquity0.11%
Punjab National BankFinancialEquity0.11%
KPR Mills LtdConsumer DiscretionaryEquity0.10%
Bharat Dynamics LtdIndustrialsEquity0.10%
ABB India LtdIndustrialsEquity0.10%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity0.10%
NLC India LtdEnergy & UtilitiesEquity0.10%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.10%
Adani Wilmar LtdConsumer StaplesEquity0.09%
Macrotech Developers LtdReal EstateEquity0.09%
Crisil LtdIndustrialsEquity0.09%
United Breweries LtdConsumer StaplesEquity0.09%
Union Bank of IndiaFinancialEquity0.09%
Shree Cement LtdMaterialsEquity0.09%
Escorts Kubota LtdIndustrialsEquity0.09%
Muthoot Finance LtdFinancialEquity0.09%
Siemens LtdDiversifiedEquity0.09%
Housing & Urban Development Corporation LtdFinancialEquity0.09%
KPIT Technologies LtdTechnologyEquity0.09%
L&T Technology Services LtdTechnologyEquity0.09%
Endurance Technologies LtdConsumer DiscretionaryEquity0.09%
Bajaj Housing Finance Ltd.FinancialEquity0.08%
Indian Renewable Energy Development Agency LtdEnergy & UtilitiesEquity0.08%
Bosch LtdConsumer DiscretionaryEquity0.08%
ACC LtdMaterialsEquity0.08%
Anthem Biosciences Ltd.HealthcareEquity0.08%
Hindustan Zinc LtdMaterialsEquity0.08%
Siemens Energy India LtdEnergy & UtilitiesEquity0.08%
Tata Investment Corporation LtdFinancialEquity0.08%
Honeywell Automation India LtdTechnologyEquity0.08%
Godfrey Phillips India LtdConsumer StaplesEquity0.08%
Zydus Lifesciences LtdHealthcareEquity0.08%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.07%
HEXAWARE TECHNOLOGIES LIMITED EQ NEW FV RS.2/-TechnologyEquity0.07%
Ambuja Cements LtdMaterialsEquity0.07%
3M India LtdDiversifiedEquity0.07%
TATA CAPITAL LIMITED EQFinancialEquity0.04%
Godrej Industries LtdDiversifiedEquity0.04%
Indian Railway Finance Corporation LtdFinancialEquity0.04%
Mazagon Dock Shipbuilders LtdIndustrialsEquity0.04%
SJVN LtdEnergy & UtilitiesEquity0.04%
The New India Assurance Co. LtdFinancialEquity0.03%
Net PayablesUnspecifiedNet Payables-0.80%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name1M3M6MAll
Fund returns-0.7%----+0.2%
Category average (null null)--------
Rank (null null)--------

Exit load, stamp duty and tax

Exit load

Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

About Zerodha Life Cycle Fund 2041 Direct Growth

Zerodha Life Cycle Fund 2041 Direct Growth is a -- Mutual Fund Scheme launched by Zerodha Mutual Fund. This scheme was made available to investors on 20 Dec 2021. Kedarnath Mirajkar is the Current Fund Manager of Zerodha Life Cycle Fund 2041 Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹16,687 Cr and the Latest NAV as of 09 Sep 2026 is ₹9.93. The Zerodha Life Cycle Fund 2041 Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years. ;

Investment Objective

The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.;

Fund house

Rank (total assets)#50 in India
Total AUM₹16,686.80 Cr
Date of Incorporation20 Dec 2021
Phone--
E-mail--
Launch Date20 Dec 2021
Address153/154, 4th Cross, J.P Nagar 4th Phase,Opp. Clarence Public School, Bengaluru 560078
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,