IDFC First Bank

IDFC FIRST Bank is focused on building a comprehensive suite of universal banking products and solutions, preparing for opportunities across all major economic segments in India. The bank is singularly focused on its vision 'To build a world-class bank in India', ensuring every action taken is aligned with this long-term goal. A core operational principle is 'Ethical Banking', which ensures its products are so customer-friendly that employees can confidently recommend them to their own loved ones. The bank operates three primary lines of businesses – Lending, Deposits, and Credit Cards, which are steadily moving towards greater profitability as they mature. Embracing a 'Digital First' approach, the bank now conducts 98.7% of all its transactions digitally through internet, mobile, prepaid, and FASTag services. Since its merger in December 2018, the bank has expanded its branch network by five times, growing from 206 to 1,002 branches by March 2025.;