Zerodha Life Cycle Fund 2036 Direct Growth

Zerodha Life Cycle Fund 2036 Direct Growth

1M
All
NAV: 29 Sep '26
₹9.62
Min. for SIP
₹100
Fund size (AUM)
₹19.56 Cr
Expense ratio
1.29%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns

Holdings (258)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities21.67%
Zerodha Silver ETF-GrowthUnspecifiedMutual Fund4.53%
Zerodha Gold ETF - GrowthUnspecifiedMutual Fund4.53%
Reverse RepoUnspecifiedReverse Repo3.83%
Axis Bank LtdFinancialEquity2.95%
HDFC Bank LtdFinancialEquity2.58%
ICICI Bank LtdFinancialEquity2.48%
Reliance Industries LtdEnergy & UtilitiesEquity2.05%
Cash MarginUnspecifiedCash Margin2.03%
Bharti Airtel LtdTechnologyEquity1.29%
Larsen & Toubro LtdIndustrialsEquity1.11%
State Bank of IndiaFinancialEquity1.03%
BSE LtdFinancialEquity1.03%
Infosys LtdTechnologyEquity0.93%
Kotak Mahindra Bank LtdFinancialEquity0.74%
The Federal Bank LtdFinancialEquity0.69%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity0.68%
Bajaj Finance LtdFinancialEquity0.68%
Multi Commodity Exchange Of India LtdFinancialEquity0.67%
ITC LtdConsumer StaplesEquity0.59%
Tata Consultancy Services LtdTechnologyEquity0.57%
Laurus Labs LtdHealthcareEquity0.57%
Zomato LtdTechnologyEquity0.55%
One 97 Communications LtdIndustrialsEquity0.55%
Coforge LtdTechnologyEquity0.54%
Hero Motocorp LtdConsumer DiscretionaryEquity0.54%
Indusind Bank LtdFinancialEquity0.51%
PB Fintech LtdFinancialEquity0.50%
Titan Company LtdConsumer DiscretionaryEquity0.49%
Bharat Heavy Electricals LtdIndustrialsEquity0.49%
Sun Pharmaceutical Industries LtdHealthcareEquity0.49%
Persistent Systems LtdTechnologyEquity0.47%
Dixon Technologies (India) LtdConsumer DiscretionaryEquity0.47%
AU Small Finance Bank LtdFinancialEquity0.47%
Suzlon Energy LtdIndustrialsEquity0.46%
IDFC First Bank LtdFinancialEquity0.45%
Bharat Forge LtdConsumer DiscretionaryEquity0.43%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.42%
GE T&D India LtdIndustrialsEquity0.42%
Lupin LtdHealthcareEquity0.42%
Hindustan Unilever LtdConsumer StaplesEquity0.42%
Life Insurance Corporation of IndiaFinancialEquity0.41%
Indus Towers LtdTechnologyEquity0.39%
Polycab India LtdIndustrialsEquity0.39%
Info Edge (India) LtdTechnologyEquity0.38%
Ashok Leyland LtdIndustrialsEquity0.38%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity0.37%
Aurobindo Pharma LtdHealthcareEquity0.37%
Shriram Transport Finance Company LtdFinancialEquity0.36%
Bharat Electronics LtdIndustrialsEquity0.36%
NTPC LtdEnergy & UtilitiesEquity0.36%
Fortis Healthcare LtdHealthcareEquity0.36%
Tata Steel LtdMaterialsEquity0.35%
Hindalco Industries LtdMaterialsEquity0.35%
Marico LtdConsumer StaplesEquity0.34%
Hitachi Energy India LtdIndustrialsEquity0.33%
HCL Technologies LtdTechnologyEquity0.33%
Max Financial Services LtdFinancialEquity0.32%
Bajaj Auto LtdConsumer DiscretionaryEquity0.32%
Ultratech Cement LtdMaterialsEquity0.32%
APL Apollo Tubes LtdIndustrialsEquity0.32%
Yes Bank LtdFinancialEquity0.31%
Vodafone Idea LtdTechnologyEquity0.31%
Swiggy Ltd.TechnologyEquity0.31%
Grasim Industries LtdMaterialsEquity0.31%
ICICI Lombard General Insurance Company LtdFinancialEquity0.30%
JSW Steel LtdMaterialsEquity0.30%
Glenmark Pharmaceuticals LtdHealthcareEquity0.30%
SRF LtdMaterialsEquity0.29%
Interglobe Aviation LtdIndustrialsEquity0.29%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.29%
Bajaj Finserv LtdFinancialEquity0.28%
Phoenix Mills LtdReal EstateEquity0.28%
Divi's Laboratories LtdHealthcareEquity0.28%
Asian Paints LtdMaterialsEquity0.28%
MRF LtdConsumer DiscretionaryEquity0.27%
Power Grid Corporation of India LtdEnergy & UtilitiesEquity0.27%
Kei Industries LtdIndustrialsEquity0.26%
Radico Khaitan LtdConsumer StaplesEquity0.26%
Hindustan Petroleum Corporation LtdEnergy & UtilitiesEquity0.26%
Oracle Financial Services Software LtdTechnologyEquity0.26%
Eicher Motors LtdConsumer DiscretionaryEquity0.26%
National Aluminium Company LtdMaterialsEquity0.26%
Aditya Birla Capital LtdFinancialEquity0.25%
Nestle India LtdConsumer StaplesEquity0.25%
GMR Airports Infrastructure LtdIndustrialsEquity0.25%
Alkem Laboratories LtdHealthcareEquity0.25%
Mphasis LtdTechnologyEquity0.25%
UPL LtdMaterialsEquity0.24%
Indian BankFinancialEquity0.24%
Havells India LtdConsumer DiscretionaryEquity0.24%
JSW Energy LtdEnergy & UtilitiesEquity0.24%
Vishal Mega Mart Ltd.Consumer StaplesEquity0.24%
Sundaram Finance LtdFinancialEquity0.24%
Tech Mahindra LtdTechnologyEquity0.24%
Apar Industries LtdDiversifiedEquity0.24%
TVS Motor Company LtdConsumer DiscretionaryEquity0.24%
NMDC LtdMaterialsEquity0.23%
IIFL Wealth Management LtdFinancialEquity0.23%
Tata Motors LtdIndustrialsEquity0.23%
Biocon LtdHealthcareEquity0.23%
Tube Investments Of India LtdConsumer DiscretionaryEquity0.23%
Coal India LtdMaterialsEquity0.23%
Trent LtdConsumer DiscretionaryEquity0.23%
NHPC LtdEnergy & UtilitiesEquity0.22%
Page Industries LtdConsumer DiscretionaryEquity0.22%
Steel Authority Of India LtdMaterialsEquity0.22%
Prestige Estates Projects LtdReal EstateEquity0.22%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity0.21%
L&T Finance Holdings LtdFinancialEquity0.21%
Ipca Laboratories LtdHealthcareEquity0.21%
Mankind Pharma Ltd.HealthcareEquity0.21%
Apollo Hospitals Enterprise LtdHealthcareEquity0.21%
Godrej Properties LtdReal EstateEquity0.21%
Hindustan Aeronautics LtdIndustrialsEquity0.21%
Voltas LtdIndustrialsEquity0.21%
Oil India LtdEnergy & UtilitiesEquity0.20%
Adani Power LtdEnergy & UtilitiesEquity0.19%
Adani Enterprises LtdMaterialsEquity0.19%
Cholamandalam Investment & Finance Company LtdFinancialEquity0.19%
Waaree Energies Ltd.Energy & UtilitiesEquity0.19%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.19%
Mahindra & Mahindra Financial Services LtdFinancialEquity0.19%
Jio Financial Services LimitedFinancialEquity0.19%
Cipla LtdHealthcareEquity0.19%
SBI Life Insurance Company LtdFinancialEquity0.18%
Dabur India LtdConsumer StaplesEquity0.18%
Kalyan Jewellers India LtdConsumer DiscretionaryEquity0.18%
Max Healthcare Institute LtdHealthcareEquity0.18%
Lloyds Metals and Energy LtdMaterialsEquity0.18%
Petronet LNG LtdEnergy & UtilitiesEquity0.18%
Torrent Power LtdEnergy & UtilitiesEquity0.18%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity0.18%
Coromandel International LtdMaterialsEquity0.18%
Jindal Stainless LtdMaterialsEquity0.17%
Torrent Pharmaceuticals LtdHealthcareEquity0.17%
UNO Minda LtdConsumer DiscretionaryEquity0.17%
JK Cement LtdMaterialsEquity0.17%
Lenskart Solutions Ltd.Consumer DiscretionaryEquity0.17%
Tata Consumer Products LtdConsumer StaplesEquity0.17%
Oberoi Realty LtdReal EstateEquity0.17%
Supreme Industries LtdMaterialsEquity0.17%
ICICI Prudential Life Insurance Company LtdFinancialEquity0.17%
Cummins India LtdIndustrialsEquity0.17%
Exide Industries LtdConsumer DiscretionaryEquity0.16%
Bharat Petroleum Corporation LtdEnergy & UtilitiesEquity0.16%
Nippon Life India Asset Management LtdFinancialEquity0.16%
Tata Motors LtdConsumer DiscretionaryEquity0.16%
Dr. Reddy's Laboratories LtdHealthcareEquity0.16%
Avenue Supermarts LtdConsumer StaplesEquity0.16%
The Indian Hotels Company LtdConsumer DiscretionaryEquity0.15%
Jubilant FoodWorks LtdConsumer DiscretionaryEquity0.15%
JSW Infrastructure LtdIndustrialsEquity0.15%
Britannia Industries LtdConsumer StaplesEquity0.15%
CG Power & Industrial Solutions LtdIndustrialsEquity0.15%
Tata Communications LtdTechnologyEquity0.15%
SBI Cards & Payments Services LtdFinancialEquity0.15%
HDFC Life Insurance Co LtdFinancialEquity0.15%
Blue Star LtdIndustrialsEquity0.15%
Tata Power Company LtdEnergy & UtilitiesEquity0.14%
Gujarat Fluorochemicals LtdMaterialsEquity0.14%
Astral LtdIndustrialsEquity0.14%
Bank of IndiaFinancialEquity0.14%
Balkrishna Industries LtdConsumer DiscretionaryEquity0.14%
Container Corporation Of India LtdIndustrialsEquity0.14%
PI Industries LtdMaterialsEquity0.14%
ITC Hotels LtdConsumer DiscretionaryEquity0.14%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.14%
Adani Total Gas LtdEnergy & UtilitiesEquity0.13%
Varun Beverages LtdConsumer StaplesEquity0.13%
AIA Engineering LtdIndustrialsEquity0.13%
HDFC Asset Management Company LtdFinancialEquity0.13%
Schaeffler India LtdIndustrialsEquity0.13%
Bajaj Holdings & Investment LtdFinancialEquity0.12%
Solar Industries India LtdMaterialsEquity0.12%
Bank of MaharashtraFinancialEquity0.12%
Motilal Oswal Financial Services LtdFinancialEquity0.12%
LIC Housing Finance LtdFinancialEquity0.12%
Wipro LtdTechnologyEquity0.11%
Jindal Steel & Power LtdMaterialsEquity0.11%
Pidilite Industries LtdMaterialsEquity0.11%
Indian Oil Corporation LtdEnergy & UtilitiesEquity0.11%
KPR Mills LtdConsumer DiscretionaryEquity0.11%
Adani Transmission LtdEnergy & UtilitiesEquity0.11%
Ajanta Pharma LtdHealthcareEquity0.11%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.11%
Thermax LtdIndustrialsEquity0.11%
Power Finance Corporation LtdFinancialEquity0.11%
Billionbrains Garage Ventures Ltd.FinancialEquity0.11%
Authum Investment & Infrastructure LtdFinancialEquity0.11%
DLF LtdReal EstateEquity0.11%
Dalmia Bharat LtdMaterialsEquity0.11%
GAIL (India) LtdEnergy & UtilitiesEquity0.11%
Indian Railway Catering & Tourism Corporation LtdIndustrialsEquity0.10%
HDB FINANCIAL SERVICES LIMITED EQFinancialEquity0.10%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.10%
Vedanta LtdMaterialsEquity0.10%
Apollo Tyres LtdConsumer DiscretionaryEquity0.10%
General Insurance Corporation of India LtdFinancialEquity0.10%
Canara BankFinancialEquity0.10%
Berger Paints India LtdMaterialsEquity0.10%
Bosch LtdConsumer DiscretionaryEquity0.10%
Patanjali Foods LtdConsumer StaplesEquity0.10%
Rail Vikas Nigam LtdIndustrialsEquity0.10%
Bank Of BarodaFinancialEquity0.10%
United Spirits LtdConsumer StaplesEquity0.10%
Premier Energies Ltd.Energy & UtilitiesEquity0.10%
Crisil LtdIndustrialsEquity0.10%
Linde India LtdMaterialsEquity0.09%
Siemens LtdDiversifiedEquity0.09%
Cochin Shipyard LtdIndustrialsEquity0.09%
Abbott India LtdHealthcareEquity0.09%
Punjab National BankFinancialEquity0.09%
Global Health LtdHealthcareEquity0.09%
LTIMindtree LtdTechnologyEquity0.09%
Adani Wilmar LtdConsumer StaplesEquity0.09%
REC LtdFinancialEquity0.09%
Bharat Dynamics LtdIndustrialsEquity0.09%
Adani Green Energy LtdEnergy & UtilitiesEquity0.09%
Bharti Hexacom Ltd.TechnologyEquity0.09%
Tata Elxsi LtdTechnologyEquity0.09%
ABB India LtdIndustrialsEquity0.09%
Macrotech Developers LtdReal EstateEquity0.09%
3M India LtdDiversifiedEquity0.09%
Union Bank of IndiaFinancialEquity0.08%
Godrej Consumer Products LtdConsumer StaplesEquity0.08%
Escorts Kubota LtdIndustrialsEquity0.08%
Endurance Technologies LtdConsumer DiscretionaryEquity0.08%
Hyundai Motor India Ltd.Consumer DiscretionaryEquity0.07%
Muthoot Finance LtdFinancialEquity0.07%
Shree Cement LtdMaterialsEquity0.07%
Bajaj Housing Finance Ltd.FinancialEquity0.07%
Indian Renewable Energy Development Agency LtdEnergy & UtilitiesEquity0.07%
Housing & Urban Development Corporation LtdFinancialEquity0.07%
Zydus Lifesciences LtdHealthcareEquity0.07%
L&T Technology Services LtdTechnologyEquity0.07%
Hindustan Zinc LtdMaterialsEquity0.07%
Siemens Energy India LtdEnergy & UtilitiesEquity0.07%
NLC India LtdEnergy & UtilitiesEquity0.07%
KPIT Technologies LtdTechnologyEquity0.06%
Godfrey Phillips India LtdConsumer StaplesEquity0.06%
Tata Investment Corporation LtdFinancialEquity0.06%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.06%
United Breweries LtdConsumer StaplesEquity0.06%
HEXAWARE TECHNOLOGIES LIMITED EQ NEW FV RS.2/-TechnologyEquity0.06%
Ambuja Cements LtdMaterialsEquity0.06%
ACC LtdMaterialsEquity0.06%
Anthem Biosciences Ltd.HealthcareEquity0.06%
Honeywell Automation India LtdTechnologyEquity0.05%
TATA CAPITAL LIMITED EQFinancialEquity0.05%
Mazagon Dock Shipbuilders LtdIndustrialsEquity0.05%
Godrej Industries LtdDiversifiedEquity0.04%
Indian Railway Finance Corporation LtdFinancialEquity0.04%
The New India Assurance Co. LtdFinancialEquity0.04%
SJVN LtdEnergy & UtilitiesEquity0.03%
Net Current AssetsUnspecifiedNet Current Assets0.00%
Net PayablesUnspecifiedNet Payables-1.57%
Axis Bank Limited August 2026 FutureFinancialFutures-2.03%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M3M6MAll
Fund returns-3.8%-3.8%---3.8%
Category average (null null)-4.1%-4.1%---1.9%
Rank (null null)--------

Exit load, stamp duty and tax

Exit load

Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data

Compare similar funds

About Zerodha Life Cycle Fund 2036 Direct Growth

Zerodha Life Cycle Fund 2036 Direct Growth is a -- Mutual Fund Scheme launched by Zerodha Mutual Fund. This scheme was made available to investors on 20 Dec 2021. Kedarnath Mirajkar is the Current Fund Manager of Zerodha Life Cycle Fund 2036 Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹17,098 Cr and the Latest NAV as of 29 Sep 2026 is ₹9.62. The Zerodha Life Cycle Fund 2036 Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years. ;

Investment Objective

The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold and Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.;

Fund house

Rank (total assets)#50 in India
Total AUM₹17,097.91 Cr
Date of Incorporation20 Dec 2021
Phone--
E-mail--
Launch Date20 Dec 2021
Address153/154, 4th Cross, J.P Nagar 4th Phase,Opp. Clarence Public School, Bengaluru 560078
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,