SBI Equity Savings Fund Direct Growth

SBI Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Moderate Risk
+12.35%
3Y annualised
-0.14% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 27 Feb '26
₹27.04
Min. for SIP
₹500
Fund size
₹5,816.31 Cr
Expense ratio
0.94%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,831
+3.05%
3 years₹1,80,000₹2,04,083
+13.38%
5 years₹3,00,000₹3,79,127
+26.38%
10 years₹6,00,000₹10,01,021
+66.84%

Holdings (212)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialEquity7.25%
Reliance Industries Ltd.EnergyEquity4.90%
Kotak Mahindra Bank Ltd.FinancialEquity4.10%
State Bank of IndiaFinancialEquity4.01%
ICICI Bank Ltd.FinancialEquity2.83%
SBI Liquid Fund Direct Plan-GrowthNAMutual Fund2.60%
Bharti Airtel Ltd.CommunicationEquity2.56%
Larsen & Toubro Ltd.ConstructionEquity2.48%
Embassy Office Parks REITConstructionREITs2.32%
Infosys Ltd.TechnologyEquity2.26%
Axis Bank Ltd.FinancialEquity2.21%
Bharti Telecom Ltd.CommunicationDebenture2.20%
GOISovereignGOI Sec2.20%
Brookfield India Real Estate Trust REITConstructionREITs2.18%
Bank Of BarodaFinancialEquity2.10%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.73%
Infopark Properties Ltd.ConstructionDebenture1.72%
Bajaj Finserv Ltd.FinancialEquity1.68%
National Aluminium Company Ltd.Metals & MiningEquity1.67%
Jindal Steel Ltd.Metals & MiningEquity1.67%
Mahindra & Mahindra Ltd.AutomobileEquity1.65%
Indostar Capital Finance Ltd.FinancialDebenture1.30%
SBI Savings Fund Direct-GrowthNAMutual Fund1.29%
Avanse Financial Services Ltd.FinancialDebenture1.29%
GOISovereignGOI Sec1.27%
Samvardhana Motherson International Ltd.AutomobileEquity1.10%
Tech Mahindra Ltd.TechnologyEquity1.10%
Tata Steel Ltd.Metals & MiningEquity1.10%
Aster DM Healthcare Ltd.HealthcareEquity1.07%
H.G. Infra Engineering Ltd.ConstructionDebenture1.02%
DLF Ltd.ConstructionEquity0.98%
Avenue Supermarts Ltd.ServicesEquity0.95%
Interglobe Aviation Ltd.ServicesEquity0.92%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.89%
JTPM Metal Traders Ltd.Metals & MiningDebenture0.89%
GOISovereignGOI Sec0.88%
Motilal Oswal Finevest Ltd.FinancialBonds0.87%
Small Industries Devp. Bank of India Ltd.FinancialBonds/NCD0.86%
JM Financial Credit Solutions Ltd.FinancialDebenture0.86%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD0.85%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD0.85%
Eternal Ltd.ServicesEquity0.84%
Asian Paints Ltd.ChemicalsEquity0.83%
Reserve Bank of IndiaFinancialT-Bills0.82%
Maruti Suzuki India Ltd.AutomobileEquity0.82%
Vishal Mega Mart Ltd.ServicesEquity0.80%
Sammaan Capital Ltd.FinancialEquity0.79%
Mahindra Rural Housing Finance Ltd.FinancialDebenture0.79%
Hindalco Industries Ltd.Metals & MiningEquity0.79%
HDFC Life Insurance Co Ltd.InsuranceEquity0.77%
JSW Steel Ltd.Metals & MiningEquity0.76%
GMR Airports Ltd.ConstructionBonds0.70%
Colgate-Palmolive (India) Ltd.Consumer StaplesEquity0.64%
Billionbrains Garage Ventures Ltd.FinancialEquity0.61%
Aditya Birla Capital Ltd.FinancialEquity0.59%
Cube Highways TrustServicesDebenture0.59%
Hindustan Aeronautics Ltd.Capital GoodsEquity0.58%
Indus Towers Ltd.CommunicationEquity0.56%
Shree Cement Ltd.ConstructionEquity0.56%
GMR Airports Ltd.ConstructionEquity0.54%
Vedanta Ltd.Metals & MiningEquity0.50%
Shriram Finance LtdFinancialEquity0.47%
Punjab National BankFinancialEquity0.45%
Patanjali Foods Ltd.Consumer StaplesEquity0.44%
Muthoot Finance Ltd.FinancialBonds0.44%
Tata Power Company Ltd.EnergyEquity0.44%
Muthoot Finance Ltd.FinancialDebenture0.43%
Adani Green Energy Ltd.Capital GoodsEquity0.40%
REC Ltd.FinancialEquity0.26%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.23%
Hindustan Unilever Ltd.Consumer StaplesEquity0.22%
RBL Bank Ltd.FinancialEquity0.21%
Divi's Laboratories Ltd.HealthcareEquity0.21%
Muthoot Finance Ltd.FinancialDebenture0.17%
Ambuja Cements Ltd.ConstructionEquity0.17%
ITC Ltd.Consumer StaplesEquity0.17%
Reserve Bank of IndiaFinancialT-Bills0.16%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.16%
Bharat Heavy Electricals Ltd.Capital GoodsEquity0.15%
Power Finance Corporation Ltd.FinancialEquity0.15%
United Spirits Ltd.Consumer StaplesEquity0.15%
Zydus Lifesciences Ltd.HealthcareEquity0.14%
Steel Authority Of India Ltd.Metals & MiningEquity0.13%
One97 Communications Ltd.ServicesEquity0.12%
Indusind Bank Ltd.FinancialEquity0.12%
NMDC Ltd.Metals & MiningEquity0.11%
Jubilant FoodWorks Ltd.ServicesEquity0.11%
Adani Enterprises Ltd.ServicesEquity0.10%
Trent Ltd.ServicesEquity0.09%
Bajaj Finance Ltd.FinancialEquity0.08%
SBI Life Insurance Company Ltd.InsuranceEquity0.08%
Tata Consultancy Services Ltd.TechnologyEquity0.08%
The Indian Hotels Company Ltd.ServicesEquity0.08%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.07%
Bosch Ltd.AutomobileEquity0.07%
Ultratech Cement Ltd.ConstructionEquity0.07%
HCL Technologies Ltd.TechnologyEquity0.06%
Nestle India Ltd.Consumer StaplesEquity0.06%
HDFC Asset Management Company Ltd.FinancialEquity0.06%
Titan Company Ltd.Consumer DiscretionaryEquity0.06%
TVS Motor Company Ltd.AutomobileEquity0.05%
Polycab India Ltd.Capital GoodsEquity0.05%
Dabur India Ltd.Consumer StaplesEquity0.04%
Indian BankFinancialEquity0.04%
GAIL (India) Ltd.EnergyEquity0.04%
Hindustan Zinc Ltd.Metals & MiningEquity0.03%
Aurobindo Pharma Ltd.HealthcareEquity0.03%
JIO Financial Services Ltd.FinancialEquity0.02%
Marico Ltd.Consumer StaplesEquity0.02%
Syngene International Ltd.HealthcareEquity0.02%
Grasim Industries Ltd.ConstructionEquity0.02%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.02%
Mphasis Ltd.TechnologyEquity0.02%
NTPC Ltd.EnergyEquity0.02%
Max Financial Services Ltd.FinancialEquity0.02%
PB Fintech Ltd.ServicesEquity0.02%
Hindustan Petroleum Corporation Ltd.EnergyEquity0.02%
Power Grid Corporation Of India Ltd.EnergyEquity0.01%
Dalmia Bharat Ltd.ConstructionEquity0.01%
Pidilite Industries Ltd.ChemicalsEquity0.01%
Bajaj Auto Ltd.AutomobileEquity0.00%
Bharat Petroleum Corporation Ltd.EnergyEquity0.00%
National Highways Infra TrustConstructionInvITs0.00%
Bharat Petroleum Corporation Ltd.EnergyFutures-0.00%
Bajaj Auto Ltd.AutomobileFutures-0.00%
Pidilite Industries Ltd.ChemicalsFutures-0.01%
Dalmia Bharat Ltd.ConstructionFutures-0.01%
Power Grid Corporation Of India Ltd.EnergyFutures-0.01%
Hindustan Petroleum Corporation Ltd.EnergyFutures-0.02%
PB Fintech Ltd.ServicesFutures-0.02%
Max Financial Services Ltd.FinancialFutures-0.02%
NTPC Ltd.EnergyFutures-0.02%
Mphasis Ltd.TechnologyFutures-0.02%
CG Power and Industrial Solutions Ltd.Capital GoodsFutures-0.02%
Grasim Industries Ltd.ConstructionFutures-0.02%
Syngene International Ltd.HealthcareFutures-0.02%
Marico Ltd.Consumer StaplesFutures-0.02%
JIO Financial Services Ltd.FinancialFutures-0.02%
Aurobindo Pharma Ltd.HealthcareFutures-0.03%
Hindustan Zinc Ltd.Metals & MiningFutures-0.03%
GAIL (India) Ltd.EnergyFutures-0.04%
Indian BankFinancialFutures-0.04%
Dabur India Ltd.Consumer StaplesFutures-0.04%
Polycab India Ltd.Capital GoodsFutures-0.05%
TVS Motor Company Ltd.AutomobileFutures-0.05%
Tech Mahindra Ltd.TechnologyFutures-0.05%
Titan Company Ltd.Consumer DiscretionaryFutures-0.06%
HDFC Asset Management Company Ltd.FinancialFutures-0.06%
Nestle India Ltd.Consumer StaplesFutures-0.06%
HCL Technologies Ltd.TechnologyFutures-0.06%
Ultratech Cement Ltd.ConstructionFutures-0.07%
Bosch Ltd.AutomobileFutures-0.07%
Oil And Natural Gas Corporation Ltd.EnergyFutures-0.07%
The Indian Hotels Company Ltd.ServicesFutures-0.08%
Tata Consultancy Services Ltd.TechnologyFutures-0.08%
SBI Life Insurance Company Ltd.InsuranceFutures-0.08%
Bajaj Finance Ltd.FinancialFutures-0.08%
Trent Ltd.ServicesFutures-0.09%
Adani Enterprises Ltd. - Right EntitlementServicesFutures-0.10%
NMDC Ltd.Metals & MiningFutures-0.11%
Indusind Bank Ltd.FinancialFutures-0.12%
One97 Communications Ltd.ServicesFutures-0.12%
Steel Authority Of India Ltd.Metals & MiningFutures-0.13%
Bajaj Finserv Ltd.FinancialFutures-0.14%
Zydus Lifesciences Ltd.HealthcareFutures-0.14%
HDFC Life Insurance Co Ltd.InsuranceFutures-0.14%
United Spirits Ltd.Consumer StaplesFutures-0.15%
Power Finance Corporation Ltd.FinancialFutures-0.15%
Bharat Heavy Electricals Ltd.Capital GoodsFutures-0.15%
Sun Pharmaceutical Industries Ltd.HealthcareFutures-0.16%
ITC Ltd.Consumer StaplesFutures-0.17%
Ambuja Cements Ltd.ConstructionFutures-0.17%
Divi's Laboratories Ltd.HealthcareFutures-0.21%
RBL Bank Ltd.FinancialFutures-0.21%
Hindustan Unilever Ltd.Consumer StaplesFutures-0.22%
Apollo Hospitals Enterprise Ltd.HealthcareFutures-0.23%
REC Ltd.FinancialFutures-0.26%
Axis Bank Ltd.FinancialFutures-0.28%
Shree Cement Ltd.ConstructionFutures-0.34%
Adani Green Energy Ltd.Capital GoodsFutures-0.40%
Tata Steel Ltd.Metals & MiningFutures-0.44%
Tata Power Company Ltd.EnergyFutures-0.44%
Patanjali Foods Ltd.Consumer StaplesFutures-0.44%
Larsen & Toubro Ltd.ConstructionFutures-0.45%
Punjab National BankFinancialFutures-0.46%
Shriram Finance LtdFinancialFutures-0.47%
Infosys Ltd.TechnologyFutures-0.49%
Vedanta Ltd.Metals & MiningFutures-0.50%
GMR Airports Ltd.ConstructionFutures-0.55%
Indus Towers Ltd.CommunicationFutures-0.56%
Hindustan Aeronautics Ltd.Capital GoodsFutures-0.58%
Aditya Birla Capital Ltd.FinancialFutures-0.60%
Reliance Industries Ltd.EnergyFutures-0.61%
Colgate-Palmolive (India) Ltd.Consumer StaplesFutures-0.64%
JSW Steel Ltd.Metals & MiningFutures-0.77%
Hindalco Industries Ltd.Metals & MiningFutures-0.79%
Sammaan Capital Ltd.FinancialFutures-0.80%
Maruti Suzuki India Ltd.AutomobileFutures-0.82%
Asian Paints Ltd.ChemicalsFutures-0.84%
Eternal Ltd.ServicesFutures-0.85%
Interglobe Aviation Ltd.ServicesFutures-0.93%
Samvardhana Motherson International Ltd.AutomobileFutures-0.94%
DLF Ltd.ConstructionFutures-0.98%
Reliance Industries Ltd.EnergyFutures-1.35%
Mahindra & Mahindra Ltd.AutomobileFutures-1.65%
National Aluminium Company Ltd.Metals & MiningFutures-1.66%
Bank Of BarodaFinancialFutures-2.11%
Bharti Airtel Ltd.CommunicationFutures-2.57%
ICICI Bank Ltd.FinancialFutures-2.84%
State Bank of IndiaFinancialFutures-3.10%
Kotak Mahindra Bank Ltd.FinancialFutures-4.12%
HDFC Bank Ltd.FinancialFutures-4.75%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+12.3%+9.9%+10.4%+9.7%
Category average (Hybrid Equity Savings)+9.9%+9.1%+8.4%--
Rank (Hybrid Equity Savings)7117--

Exit load, stamp duty and tax

Exit load

Exit load of 0.10% if redeemed within 15 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Fund management

NC
Nidhi Chawla
Jan 2022 - Present
View details

Education
Ms. Chawla holds BBS degree and has also done MBE and CFA.
Experience
She joined SBI Mutual Fund in May 2007. She has been working as an equity research analyst covering various sectors including Real Estate, Infrastructure and Construction.

NK
Neeraj Kumar
May 2015 - Present
View details

Education
Mr.Kumar is a B.Com(H) and ACA.
Experience
Prior to joining SBI AMC he has worked with SBI Funds Management Pvt. Ltd. and LIC.

MJ
Mohit Jain
May 2025 - Present
View details

Education
Mr. Jain is B.E (Engineering) & CFA (Level III candidate)
Experience
Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

VS
Vandna Soni
Jan 2024 - Present
View details

Education
Ms. Soni has done MBA
Experience
Prior to joining SBI MF, she was working with SBICAP Sec. Ltd. ,Antique Stock Broking and CRISIL GR&A

About SBI Equity Savings Fund Direct Growth

SBI Equity Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Nidhi Chawla is the Current Fund Manager of SBI Equity Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,60,926 Cr and the Latest NAV as of 27 Feb 2026 is ₹27.04. The SBI Equity Savings Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.10% if redeemed within 15 days. ;

Investment Objective

The scheme seeks to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.
Fund benchmarkNIFTY Equity Savings Total Return Index

Fund house

Rank (total assets)#1 in India
Total AUM₹12,60,925.93 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianNA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,