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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Banking and PSU Fund Direct Growth
+7.46%
3Y annualised
-0.06% 1D
NAV: 20 Mar '26
₹3,430.39
Min. for SIP
₹500
Fund size
₹4,025.08 Cr
Expense ratio
0.39%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,188 | +1.98% | |
| 3 years | ₹1,80,000 | ₹1,98,999 | +10.55% | |
| 5 years | ₹3,00,000 | ₹3,53,730 | +17.91% | |
| 10 years | ₹6,00,000 | ₹8,51,108 | +41.85% |
Holdings (47)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.95% |
| Punjab National Bank | Financial | CD | 5.84% |
| Bank Of Baroda | Financial | CD | 4.67% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 4.63% |
| GAIL (India) Ltd. | Energy | Debenture | 4.38% |
| ONGC Petro Additions Ltd. | Energy | Debenture | 4.37% |
| India Infrastructure Finance Company Ltd. | Construction | Bonds | 3.68% |
| Canara Bank | Financial | CD | 3.66% |
| AU Small Finance Bank Ltd. | Financial | CD | 3.65% |
| HDFC Bank Ltd. | Financial | CD | 3.50% |
| National Highways Infra Trust | Construction | Debenture | 3.18% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 2.97% |
| ONGC Petro Additions Ltd. | Energy | NCD | 2.49% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.48% |
| HDFC Bank Ltd. | Financial | NCD | 2.43% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 2.40% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.38% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.00% |
| GOI | Sovereign | GOI Sec | 1.93% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.88% |
| Bank Of Baroda | Financial | Debenture | 1.87% |
| AU Small Finance Bank Ltd. | Financial | CD | 1.79% |
| Export-Import Bank Of India | Financial | Bonds | 1.62% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.26% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.25% |
| Punjab National Bank | Financial | CD | 1.24% |
| GOI | Sovereign | GOI Sec | 1.11% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Bonds | 0.88% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.88% |
| NHPC Ltd. | Energy | NCD | 0.83% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.79% |
| HDFC Bank Ltd. | Financial | CD | 0.74% |
| NTPC Ltd. | Energy | Debenture | 0.73% |
| NHPC Ltd. | Energy | NCD | 0.63% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Bonds | 0.63% |
| REC Ltd. | Financial | Debenture | 0.63% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.63% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.62% |
| Canara Bank | Financial | CD | 0.62% |
| Punjab National Bank | Financial | Debenture | 0.62% |
| REC Ltd. | Financial | Debenture | 0.62% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.61% |
| GOI | Sovereign | GOI Sec | 0.38% |
| Canara Bank | Financial | Add. Tier 1 Bond | 0.25% |
| REC Ltd. | Financial | Debenture | 0.25% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.13% |
| NHPC Ltd. | Energy | NCD | 0.05% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.2% | +7.3% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 8 | 10 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +6.90% | +7.68% | 9,489.48 | |
UTI Banking & PSU Fund Direct Growth | +7.29% | +7.54% | 1,098.92 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +6.77% | +7.29% | 12,838.53 | |
Bandhan Banking and PSU Fund Direct Growth | +6.47% | +7.25% | 12,533.90 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaDec 2023 - PresentView details
AB
Ardhendu Bhattacharya
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Banking and PSU Fund Direct Growth
SBI Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,68,213 Cr and the Latest NAV as of 20 Mar 2026 is ₹3,430.39.
The SBI Banking and PSU Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#1 in India
Total AUM₹12,68,212.64 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,