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Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Banking and PSU Fund Direct Growth
+7.11%
3Y annualised
+0.22% 1D
NAV: 10 Jun '26
₹3,475.58
Min. for SIP
₹500
Fund size (AUM)
₹3,953.02 Cr
Expense ratio
0.40%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,995 | +1.66% | |
| 3 years | ₹1,80,000 | ₹1,97,732 | +9.85% | |
| 5 years | ₹3,00,000 | ₹3,52,151 | +17.38% | |
| 10 years | ₹6,00,000 | ₹8,45,359 | +40.89% |
Holdings (44)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 5.69% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 5.65% |
| BANK OF BARODA CD 02FEB27 | Financial | Certificate of Deposit | 5.06% |
| Union Bank of India (16/03/2027) ** # | Financial | Commercial Paper | 5.02% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXV 7.65 BD 11JN34 FVRS1LAC | Energy & Utilities | Debenture | 4.91% |
| ONGC PETRO ADDITIONS LIMITED SR XII 8.29 NCD 25JN27 FVRS1LAC | Energy & Utilities | Debenture | 4.68% |
| GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC | Energy & Utilities | Debenture | 4.67% |
| 185. 6.99% INDIAN INFRASTRUCTURE FIN. CO. 31/07/2030 | Industrials | Bonds | 3.88% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 3.77% |
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 3.77% |
| NATIONAL HIGHWAYS INFRA TRUST SR I STRPP B NCD 30JN35 FVRS1LAC | Industrials | Debenture | 3.39% |
| POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC | Financial | Debenture | 3.31% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 21SEP26 | Financial | Certificate of Deposit | 3.24% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 3.14% |
| ONGC PETRO ADDITIONS LIMITED SR XI 8.37 NCD 16JU26 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 2.67% |
| HDFC BANK LIMITED CD 21SEP26 | Financial | Certificate of Deposit | 2.60% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 2.54% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27 | Financial | Certificate of Deposit | 2.51% |
| CANARA BANK CD 11MAR27 | Financial | Certificate of Deposit | 2.51% |
| PUNJAB NATIONAL BANK SR XXIV 7.10 LOA 18NV31 FVRS1CR | Financial | Debenture | 2.50% |
| Repo | Unspecified | Repo | 2.33% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 2.13% |
| STATE DEVELOPMENT LOAN 31894 TN 10AG32 7.75 FV RS 100 | Entities | GOI Securities | 2.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC | Financial | Bonds | 2.01% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.01% |
| AU SMALL FINANCE BANK LIMITED CD 11SEP26 | Financial | Certificate of Deposit | 1.95% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 1.34% |
| POWER FINANCE CORPORATION LTD. SR BS233B 7.64 BD 25AG26 FVRS1LAC | Financial | Non Convertible Debenture | 1.34% |
| 8.04% State Government of West Bengal 2056 | Unspecified | State Development Loan | 1.07% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LAC | Financial | Debenture | 0.94% |
| NHPC LIMITED SR-Y1 STRPP C 7.38 LOA 03JN28 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.88% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXVII 7.55 BD 23AP34 FVRS1LAC | Energy & Utilities | Bonds | 0.75% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 0.67% |
| REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC | Financial | Debenture | 0.67% |
| NHPC LIMITED SR Y STRPP-C 7.50 LOA 07OT27 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.67% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 0.66% |
| Nuclear Power Corpn. Of India Ltd SR-XXXIII TRCH-B Bonds 7.25 15/12/2028 | Energy & Utilities | Bonds | 0.66% |
| AXIS BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 0.65% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 0.64% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.40% |
| CANARA BANK SR II 8.40 BD PERPETUAL FVRS1CR | Financial | Additional Tier 1 Bond | 0.27% |
| Net Receivables | Unspecified | Net Receivables | 0.23% |
| POWER GRID CORPORATION OF INDIA LIMITED SR-L 9.3 LOA 28JU27 FVRS12.5LAC | Energy & Utilities | Bonds | 0.14% |
| NHPC LIMITED SR-Y1STRPP D 7.38 LOA 03JN29 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.05% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +6.0% | +7.2% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 11 | 13 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.25% | +7.46% | 8,943.23 | |
 | +5.76% | +7.44% | 583.15 | |
 | +5.33% | +7.17% | 1,226.91 | |
 | +5.24% | +7.10% | 12,107.72 | |
 | +4.84% | +7.07% | 12,530.68 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaDec 2023 - PresentView details
AB
Ardhendu Bhattacharya
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Banking and PSU Fund Direct Growth
SBI Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,55,465 Cr and the Latest NAV as of 10 Jun 2026 is ₹3,475.58.
The SBI Banking and PSU Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#1 in India
Total AUM₹12,55,465.12 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,