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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Banking and PSU Fund Direct Growth
+7.07%
3Y annualised
-0.06% 1D
NAV: 30 Apr '26
₹3,441.46
Min. for SIP
₹500
Fund size (AUM)
₹3,813.28 Cr
Expense ratio
0.41%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,109 | +1.85% | |
| 3 years | ₹1,80,000 | ₹1,98,279 | +10.15% | |
| 5 years | ₹3,00,000 | ₹3,52,809 | +17.60% | |
| 10 years | ₹6,00,000 | ₹8,47,866 | +41.31% |
Holdings (37)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.54% |
| Punjab National Bank | Financial | CD | 6.18% |
| HDFC Bank Ltd. | Financial | CD | 5.52% |
| Bank Of Baroda | Financial | CD | 4.94% |
| Canara Bank | Financial | CD | 4.91% |
| Union Bank of India | Financial | CP | 4.90% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 4.83% |
| ONGC Petro Additions Ltd. | Energy | Debenture | 4.60% |
| GAIL (India) Ltd. | Energy | Debenture | 4.59% |
| India Infrastructure Finance Company Ltd. | Construction | Bonds | 3.82% |
| Canara Bank | Financial | CD | 3.69% |
| National Highways Infra Trust | Construction | Debenture | 3.30% |
| Power Finance Corporation Ltd. | Financial | Debenture | 3.25% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 3.16% |
| ONGC Petro Additions Ltd. | Energy | NCD | 2.62% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.50% |
| Punjab National Bank | Financial | Debenture | 2.46% |
| National Bank For Agriculture & Rural Development | Financial | CD | 2.45% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.09% |
| GOI | Sovereign | GOI Sec | 2.00% |
| REC Ltd. | Financial | NCD | 1.98% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.97% |
| AU Small Finance Bank Ltd. | Financial | CD | 1.90% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.32% |
| West Bengal State | Others | SDL | 1.30% |
| Karnataka State | Others | SDL | 1.29% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.92% |
| NHPC Ltd. | Energy | NCD | 0.86% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.83% |
| REC Ltd. | Financial | Debenture | 0.66% |
| NHPC Ltd. | Energy | NCD | 0.66% |
| Axis Bank Ltd. | Financial | CD | 0.65% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.65% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Bonds | 0.65% |
| Canara Bank | Financial | Add. Tier 1 Bond | 0.27% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.13% |
| NHPC Ltd. | Energy | NCD | 0.05% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +6.0% | +7.2% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 9 | 13 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Banking & PSU Debt Fund Direct Growth | +6.32% | +7.45% | 473.03 | |
ICICI Prudential Banking & PSU Debt Direct Growth | +5.15% | +7.35% | 9,109.42 | |
UTI Banking & PSU Fund Direct Growth | +6.07% | +7.21% | 1,116.17 | |
Axis Banking & PSU Debt Direct Plan Growth | +4.98% | +6.94% | 12,598.09 | |
Bandhan Banking and PSU Fund Direct Growth | +5.01% | +6.91% | 12,289.21 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaDec 2023 - PresentView details
AB
Ardhendu Bhattacharya
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Banking and PSU Fund Direct Growth
SBI Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,46,811 Cr and the Latest NAV as of 30 Apr 2026 is ₹3,441.46.
The SBI Banking and PSU Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#1 in India
Total AUM₹11,46,810.93 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,