SBI Low Duration Fund Direct Growth

SBI Low Duration Fund Direct Growth

+7.12%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 29 May '26
₹3,818.60
Min. for SIP
₹500
Fund size (AUM)
₹13,458.43 Cr
Expense ratio
0.43%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,349
+2.25%
3 years₹1,80,000₹1,98,274
+10.15%
5 years₹3,00,000₹3,54,000
+18.00%
10 years₹6,00,000₹8,37,675
+39.61%

Holdings (60)

NameSectorInstrumentsAssets
Cash MarginUnspecifiedCash Margin23.78%
HDFC BANK LIMITED CD 02MAR27FinancialCertificate of Deposit9.11%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27FinancialCertificate of Deposit8.06%
LIC HOUSING FINANCE LTD 328D CP 11FEB27FinancialCommercial Paper7.03%
STATE DEVELOPMENT LOAN 22035 CHT 28AG26 7.03 FV RS 100UnspecifiedState Development Loan6.34%
Small Industries Dev Bank of India (18/02/2027) **FinancialCertificate of Deposit4.91%
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25UnspecifiedSecuritised Debt3.82%
BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LACTechnologyDebenture3.70%
INDIAN BANK CD 03FEB27FinancialCertificate of Deposit3.52%
CANARA BANK CD 12FEB27FinancialCertificate of Deposit3.52%
KOTAK MAHINDRA BANK LIMITED CD 05MAR27FinancialCertificate of Deposit3.50%
ICICI BANK LIMITED CD 19MAR27FinancialCertificate of Deposit3.50%
GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100FinancialTreasury Bills3.49%
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LACFinancialBonds3.35%
RepoUnspecifiedRepo2.86%
Small Industries Development Bank of India (25/03/2027) #FinancialCommercial Paper2.44%
MUTHOOT FINANCE LIMITED STRPP 2B 8.65 NCD 23SP27 FVRS1LACFinancialNon Convertible Debenture1.88%
TATA MOTORS LIMITED SR E28-B TR II 8.5 NCD 29JN27 FVRS10LACIndustrialsDebenture1.86%
JSW Kalinga Steel Ltd.MaterialsDebenture1.85%
POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LACFinancialDebenture1.84%
Small Industries Dev Bank of India (04/02/2027) **FinancialCertificate of Deposit1.76%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LACFinancialDebenture1.30%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100EntitiesGOI Securities Floating Rate Bond1.16%
TATA PROJECTS LIMITED SR P 8.33 NCD 24JU27 FVRS1LACIndustrialsDebenture1.16%
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027FinancialBonds1.12%
ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 7.8639 NCD 08JU28 FVRS1LACFinancialDebenture1.11%
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LACTechnologyDebenture1.10%
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LACTechnologyDebenture1.10%
Kerala State SDL 7.61 09/08/2026UnspecifiedState Development Loan1.01%
TORRENT PHARMACEUTICALS LTD SR 1 7.45 NCD 19JN28 FVRS1LACHealthcareDebenture0.92%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LACIndustrialsDebenture0.92%
Haryana State SDL 7.18 28/09/2026UnspecifiedState Development Loan0.82%
TATA CHEMICALS LIMITED 7.81 NCD 20AG27 FVRS1LACMaterialsNon Convertible Debenture0.74%
BANK OF BARODA CD 02FEB27FinancialCertificate of Deposit0.70%
BANK OF BARODA CD 05FEB27FinancialCertificate of Deposit0.70%
UNION BANK OF INDIA CD 18FEB27FinancialCertificate of Deposit0.70%
CANARA BANK CD 02MAR27FinancialCertificate of Deposit0.70%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27FinancialCertificate of Deposit0.70%
INDINFRAVIT TRUST RR LOA 31MR40 FVRS1LACFinancialFloating Rate Bond0.68%
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24UnspecifiedSecuritised Debt0.57%
JM FINANCIAL SERVICES LIMITED 301D CP 28AUG26FinancialCommercial Paper0.54%
Net ReceivablesUnspecifiedNet Receivables0.46%
SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 6.59 NCD 16JU26 FVRS10LACTechnologyDebenture0.45%
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LACTechnologyDebenture0.41%
INDIA UNIVERSAL TRUST AL2 SERIES A1 PTC 27NOV24UnspecifiedSecuritised Debt0.39%
MANKIND PHARMA LIMITED SR 3 7.97 NCD 16NV27 FVRS1LACHealthcareBonds/Debentures0.37%
REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LACFinancialDebenture0.37%
PUNJAB NATIONAL BANK CD 09FEB27FinancialCertificate of Deposit0.35%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.34%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100EntitiesGOI Securities0.26%
Madhya Pradesh State SDL 7.16 28/09/2026UnspecifiedState Development Loan0.22%
STATE DEVELOPMENT LOAN 19794 MIZ 13SP27 7.41 FV RS 100FinancialState Development Loan0.11%
INDIA UNIVERSAL TRUST AL1 SERIES A1 PTC 25SEP24UnspecifiedSecuritised Debt0.08%
REC LIMITED SR 234-A 7.70 BD 31AG26 FVRS1LACFinancialDebenture0.07%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LACFinancialFloating Rate Bond0.01%
GOI Sec 8.28 21/09/2027EntitiesGOI Securities0.01%
Standard Chartered Bank 28-09-2026FinancialInterest Rate Swap-1.49%
BNP Paribas 28-09-2026FinancialInterest Rate Swap-7.43%
IDFC First Bank Ltd. 28-09-2026FinancialInterest Rate Swap-7.43%
ICICI Securities Primary Dealership Ltd. 28-09-2026FinancialInterest Rate Swap-7.43%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.1%+6.3%+6.8%+7.3%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)161311--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

SA
Sudhir Agrawal
May 2025 - Present
View details

Education
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience
Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

About SBI Low Duration Fund Direct Growth

SBI Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Pradeep Kesavan is the Current Fund Manager of SBI Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,55,465 Cr and the Latest NAV as of 29 May 2026 is ₹3,818.60. The SBI Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index

Fund house

Rank (total assets)#1 in India
Total AUM₹12,55,465.12 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,