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SBI Low Duration Fund Direct Growth
Debt
Low Duration
Low to Moderate Risk
+7.55%
3Y annualised
+0.05% 1D
NAV: 16 Feb '26
₹3,777.62
Min. SIP amount
₹500
Fund size
₹17,198.50 Cr
Expense ratio
0.43%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,683 | +2.80% | |
| 3 years | ₹1,80,000 | ₹1,99,908 | +11.06% | |
| 5 years | ₹3,00,000 | ₹3,55,936 | +18.65% |
Holdings (76)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Chhattisgarh State | Others | SDL | 4.98% |
| National Bank For Agriculture & Rural Development | Financial | CD | 3.80% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 3.03% |
| Trent Ltd. | Services | Debenture | 2.89% |
| Canara Bank | Financial | CD | 2.72% |
| National Bank For Agriculture & Rural Development | Financial | CD | 2.71% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.71% |
| Canara Bank | Financial | CD | 2.62% |
| UCO Bank | Financial | CD | 2.28% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 2.24% |
| REC Ltd. | Financial | Bonds | 2.05% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.86% |
| Axis Bank Ltd. | Financial | CD | 1.71% |
| Tata Motors Ltd. | Automobile | Debenture | 1.46% |
| Citi Corp Finance Ltd | Financial | Debenture | 1.45% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.45% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 1.45% |
| Bank Of Baroda | Financial | CD | 1.45% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 1.44% |
| Canara Bank | Financial | CD | 1.42% |
| HDFC Bank Ltd. | Financial | CD | 1.42% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.42% |
| Cube Highways Trust | Services | Debenture | 1.38% |
| Axis Bank Ltd. | Financial | CD | 1.36% |
| Bank Of Baroda | Financial | CD | 1.30% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.28% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.23% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.22% |
| Union Bank of India | Financial | CD | 1.15% |
| Union Bank of India | Financial | CD | 1.13% |
| HDFC Bank Ltd. | Financial | CD | 1.13% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.02% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.00% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.00% |
| HDB Financial Services Ltd. | Financial | CP | 0.95% |
| Tamilnadu State | Others | SDL | 0.95% |
| Tata Projects Ltd. | Construction | Debenture | 0.91% |
| GOI | Sovereign | GOI FRB | 0.90% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.88% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.88% |
| GOI | Sovereign | CGL | 0.88% |
| Axis Bank Ltd. | Financial | CD | 0.87% |
| HDFC Bank Ltd. | Financial | CD | 0.87% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.87% |
| JSW Energy Ltd. | Capital Goods | CP | 0.87% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.87% |
| Canara Bank | Financial | CD | 0.72% |
| Tata Housing Devp. Co. Ltd | Construction | Debenture | 0.72% |
| REC Ltd. | Financial | Debenture | 0.58% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.58% |
| Bank Of Baroda | Financial | CD | 0.58% |
| HDFC Bank Ltd. | Financial | CD | 0.58% |
| Tata Chemicals Ltd. | Chemicals | NCD | 0.58% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.58% |
| Indian Bank | Financial | CD | 0.57% |
| Interise Trust | Financial | FRB | 0.54% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.54% |
| Interise Trust | Financial | CP | 0.49% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.47% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 0.44% |
| Canara Bank | Financial | CD | 0.43% |
| Uttar Pradesh State | Others | SDL | 0.42% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 0.42% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.35% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.32% |
| National Housing Bank | Financial | Debenture | 0.29% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.29% |
| Sundaram Finance Ltd. | Financial | Debenture | 0.29% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.29% |
| REC Ltd. | Financial | Debenture | 0.29% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.23% |
| Haryana State | Others | SDL | 0.21% |
| GOI | Sovereign | GOI Sec | 0.21% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.15% |
| REC Ltd. | Financial | Debenture | 0.06% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.3% | +7.0% | +7.4% |
| Category average (Debt Low Duration) | +7.1% | +5.9% | +6.5% | -- |
| Rank (Debt Low Duration) | 12 | 13 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Savings Fund Direct Plan Growth | +7.62% | +7.84% | 31,616.30 | |
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Sundaram Low Duration Fund Direct Growth | +7.31% | +7.57% | 462.81 | |
LIC MF Low Duration Fund Direct Growth | +7.36% | +7.52% | 1,866.64 | |
Tata Treasury Advantage Direct Plan Growth | +7.27% | +7.48% | 3,601.49 | |
| Compare | ||||
Fund management
SASudhir AgrawalMay 2025 - PresentView details
SA
Sudhir Agrawal
May 2025 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Low Duration Fund Direct Growth
SBI Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Sudhir Agrawal is the Current Fund Manager of SBI Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,60,926 Cr and the Latest NAV as of 16 Feb 2026 is ₹3,777.62.
The SBI Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,60,925.93 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,