How to Invest in SBI Medium to Long Duration Fund Direct Growth?

You can easily invest in SBI Medium to Long Duration Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for SBI Medium to Long Duration Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in SBI Medium to Long Duration Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does SBI Medium to Long Duration Fund Direct Growth provide?

The SBI Medium to Long Duration Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 6.06% since its inception.

How much expense ratio is charged by SBI Medium to Long Duration Fund Direct Growth?

The term Expense Ratio used for SBI Medium to Long Duration Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of SBI Medium to Long Duration Fund Direct Growth is 0.77% as of 17 Feb 2026...

What is the AUM of SBI Medium to Long Duration Fund Direct Growth?

The AUM, short for Assets Under Management of SBI Medium to Long Duration Fund Direct Growth is ₹2,087.38Cr as of 17 Feb 2026.

How to Redeem SBI Medium to Long Duration Fund Direct Growth?

If you want to sell your SBI Medium to Long Duration Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of SBI Medium to Long Duration Fund Direct Growth?

You can select either SIP or Lumpsum investment of SBI Medium to Long Duration Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of SBI Medium to Long Duration Fund Direct Growth?

The NAV of SBI Medium to Long Duration Fund Direct Growth is ₹78.03 as of 16 Feb 2026.

What is the PE and PB ratio of SBI Medium to Long Duration Fund Direct Growth?

The PE ratio ratio of SBI Medium to Long Duration Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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SBI Medium to Long Duration Fund Direct Growth

Name: SBI Medium to Long Duration Fund Direct Growth
Brand: SBI Mutual Fund

Debt

Medium to Long Duration

Moderately High Risk

+7.65%

3Y annualised

+0.12% 1D

All

NAV: 16 Feb '26

₹78.03

Min. SIP amount

₹500

Fund size

₹2,087.38 Cr

Expense ratio

0.77%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,311	+2.19%
3 years	₹1,80,000	₹1,99,758	+10.98%
5 years	₹3,00,000	₹3,56,222	+18.74%

Holdings (25)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	14.18%
GOI	Sovereign	GOI Sec	13.84%
National Bank For Agriculture & Rural Development	Financial	Bonds	7.23%
GOI	Sovereign	GOI Sec	7.08%
Bihar State	Others	SDL	4.60%
Torrent Power Ltd.	Energy	Debenture	3.69%
Bharti Telecom Ltd.	Communication	Debenture	3.57%
Indostar Capital Finance Ltd.	Financial	Debenture	3.35%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	Others	NCD	3.35%
Adani Power Ltd.	Energy	Debenture	3.34%
JTPM Metal Traders Ltd.	Metals & Mining	Debenture	2.96%
Motilal Oswal Finevest Ltd.	Financial	Bonds	2.90%
H.G. Infra Engineering Ltd.	Construction	Debenture	2.85%
Avanse Financial Services Ltd.	Financial	Debenture	2.63%
Tata Power Renewable Energy Ltd.	Capital Goods	Debenture	2.45%
HDB Financial Services Ltd.	Financial	NCD	2.41%
JM Financial Credit Solutions Ltd.	Financial	NCD	2.40%
Shivshakti Securitisation Trust	Others	Sec. Debt	2.39%
Siddhivinayak Securitisation Trust	Others	Sec. Debt	2.38%
National Highways Infra Trust	Construction	Debenture	1.82%
Bharti Telecom Ltd.	Communication	NCD	1.23%
Aadhar Housing Finance Ltd	Financial	NCD	1.20%
Godrej Seeds & Genetics Ltd.	Consumer Staples	NCD	1.19%
Godrej Seeds & Genetics Ltd.	Consumer Staples	NCD	1.18%
JM Financial Asset Reconstruction Company Ltd	Financial	NCD	0.54%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.7%	+6.5%	+8.2%	+8.0%
Category average (Debt Medium to Long Duration)	+6.8%	+5.2%	+6.4%	--
Rank (Debt Medium to Long Duration)	5	4	1	--

Exit load, stamp duty and tax

Exit load

For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	LIC MF Medium to Long Duration Fund Direct Growth	+6.73%	+8.12%	200.91
	ICICI Prudential Bond Fund Direct Plan Growth	+6.30%	+7.89%	2,916.99
	Kotak Bond Fund Direct Growth	+6.00%	+7.80%	2,040.91
	HDFC Income Fund Direct Growth	+5.65%	+7.46%	879.42
	Canara Robeco Income Direct Growth	+5.12%	+6.93%	118.16
Compare

Fund management

MJ
Mohit Jain
Jul 2025 - Present
View details

Education

Mr. Jain is B.E (Engineering) & CFA (Level III candidate)

Experience

Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.

Also manages these schemes

SBI Equity Savings Fund Direct Growth

SBI Medium to Long Duration Fund Direct Growth

SBI Medium Duration Fund Direct Growth

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education

Mr. Kesavan has done B.Com, MBA (Finance) and CFA

Experience

Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech

Also manages these schemes

SBI Corporate Bond Fund Direct Growth

SBI Banking and PSU Fund Direct Growth

SBI Multicap Fund Direct Growth

SBI Focused Fund Direct Plan Growth

SBI Equity Hybrid Fund Direct Plan Growth

SBI Banking & Financial Services Fund Direct Growth

SBI Floating Rate Debt Fund Direct Growth

SBI Balanced Advantage Fund Direct Growth

SBI Energy Opportunities Fund Direct Growth

SBI Automotive Opportunities Fund Direct Growth

SBI Credit Risk Fund Direct Growth

SBI Long Duration Fund Direct Growth

SBI Dynamic Bond Direct Plan Growth

SBI Healthcare Opportunities Fund Direct Plan Growth

SBI Gold Direct Plan Growth

SBI Quant Fund Direct Growth

SBI Children's Fund Investment Plan Direct Growth

SBI Equity Savings Fund Direct Growth

SBI Consumption Opportunities Fund Direct Growth

SBI Large Cap Direct Plan Growth

SBI Technology Opportunities Fund Direct Growth

SBI Equity Minimum Variance Fund Direct Growth

SBI Arbitrage Opportunities Fund Direct Growth

SBI Retirement Benefit Fund Aggressive Plan Direct Growth

SBI Mid Cap Direct Plan Growth

SBI Retirement Benefit Fund Aggressive Hybrid Plan Direct Growth

SBI Medium to Long Duration Fund Direct Growth

SBI Contra Direct Plan Growth

SBI Children's Fund Savings Plan Direct Growth

SBI Flexicap Fund Direct Growth

SBI Multi Asset Allocation Fund Direct Growth

SBI Large & Midcap Fund Direct Plan Growth

SBI Comma Fund Direct Growth

SBI Medium Duration Fund Direct Growth

SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth

SBI ESG Exclusionary Strategy Fund Direct Plan Growth

SBI Nifty Index Direct Plan Growth

SBI Ultra Short Duration Fund Direct Growth

SBI MNC Direct Plan Growth

SBI Retirement Benefit Fund Conservative Plan Direct Growth

SBI Low Duration Fund Direct Growth

SBI Short Term Debt Fund Direct Growth

SBI Infrastructure Fund Direct Growth

SBI Savings Fund Direct Growth

SBI Small Cap Fund Direct Growth

About SBI Medium to Long Duration Fund Direct Growth

SBI Medium to Long Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Mohit Jain is the Current Fund Manager of SBI Medium to Long Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,60,926 Cr and the Latest NAV as of 16 Feb 2026 is ₹78.03. The SBI Medium to Long Duration Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year ;

Investment Objective

The scheme seeks to provide investors an opportunity to generate regular income through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

Fund benchmarkCRISIL Medium to Long Duration Debt A-III Index

Scheme Information Document(SID)