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SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth
+8.81%
3Y annualised
-1.20% 1D
NAV: 20 Mar '26
₹15.47
Min. for SIP
₹500
Fund size
₹269.17 Cr
Expense ratio
1.15%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹29,090 | -3.03% | |
| 1 year | ₹60,000 | ₹58,427 | -2.62% | |
| 3 years | ₹1,80,000 | ₹1,89,337 | +5.19% | |
| 5 years | ₹3,00,000 | ₹3,52,169 | +17.39% |
Holdings (66)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 10.44% |
| GOI | Sovereign | GOI Sec | 9.55% |
| Bharat Sanchar Nigam Ltd | Communication | Debenture | 3.78% |
| GOI | Sovereign | GOI Sec | 3.56% |
| HDFC Bank Ltd. | Financial | Equity | 3.17% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 2.81% |
| GOI | Sovereign | GOI Sec | 2.73% |
| ICICI Bank Ltd. | Financial | Equity | 2.33% |
| Reliance Industries Ltd. | Energy | Equity | 2.23% |
| Torrent Power Ltd. | Energy | Debenture | 1.92% |
| REC Ltd. | Financial | Debenture | 1.90% |
| Tata Power Renewable Energy Ltd. | Capital Goods | Debenture | 1.90% |
| Sundaram Finance Ltd. | Financial | Debenture | 1.90% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.88% |
| Godrej Properties Ltd. | Construction | NCD | 1.86% |
| State Bank of India | Financial | Equity | 1.83% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.76% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.56% |
| Ultratech Cement Ltd. | Construction | Equity | 1.34% |
| Axis Bank Ltd. | Financial | Equity | 1.26% |
| Infosys Ltd. | Technology | Equity | 1.20% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.08% |
| Bajaj Finance Ltd. | Financial | Equity | 0.96% |
| Urban Company Ltd. | Consumer Staples | Equity | 0.88% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.85% |
| Timken India Ltd. | Capital Goods | Equity | 0.84% |
| Union Bank of India | Financial | Add. Tier 1 Bond | 0.75% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.73% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.69% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.68% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 0.65% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.61% |
| Abbott India Ltd. | Healthcare | Equity | 0.59% |
| Voltas Ltd. | Consumer Discretionary | Equity | 0.58% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.57% |
| Asian Paints Ltd. | Chemicals | Equity | 0.56% |
| Torrent Power Ltd. | Energy | Equity | 0.56% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.55% |
| L&T Technology Services Ltd. | Technology | Equity | 0.53% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.52% |
| Sona BLW Precision Forgings Ltd. | Automobile | Equity | 0.51% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.49% |
| Honeywell Automation India Ltd. | Capital Goods | Equity | 0.46% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 0.46% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.46% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.45% |
| Thermax Ltd. | Capital Goods | Equity | 0.45% |
| Balrampur Chini Mills Ltd. | Consumer Staples | Equity | 0.44% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.44% |
| Endurance Technologies Ltd. | Automobile | Equity | 0.44% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.43% |
| Oberoi Realty Ltd. | Construction | Equity | 0.42% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.42% |
| LTIMindtree Ltd. | Technology | Equity | 0.41% |
| Esab India Ltd. | Capital Goods | Equity | 0.40% |
| AIA Engineering Ltd. | Metals & Mining | Equity | 0.39% |
| DLF Ltd. | Construction | Equity | 0.39% |
| ABB India Ltd. | Capital Goods | Equity | 0.39% |
| Godrej Properties Ltd. | Construction | Equity | 0.39% |
| HDB Financial Services Ltd. | Financial | Equity | 0.39% |
| Page Industries Ltd. | Textiles | Equity | 0.38% |
| Brigade Hotel Ventures Ltd. | Services | Equity | 0.31% |
| Carborundum Universal Ltd. | Metals & Mining | Equity | 0.28% |
| Pitti Engineering Ltd. | Capital Goods | Equity | 0.28% |
| Nuvoco Vistas Corporation Ltd. | Construction | Equity | 0.05% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +1.7% | +8.8% | +9.1% | +8.9% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 26 | 19 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | +7.01% | +11.55% | 3,354.03 | |
ICICI Prudential Regular Savings Fund Direct Growth | +6.44% | +10.51% | 3,340.64 | |
DSP Regular Savings Fund Direct Growth | +4.47% | +10.17% | 184.49 | |
HDFC Hybrid Debt Fund Direct Growth | +4.09% | +9.88% | 3,340.06 | |
Nippon India Conservative Hybrid Fund Direct Growth | +8.88% | +9.77% | 947.83 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaJun 2021 - PresentView details
AB
Ardhendu Bhattacharya
Jun 2021 - Present
View details
RSRohit ShimpiOct 2021 - PresentView details
RS
Rohit Shimpi
Oct 2021 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth
SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,68,213 Cr and the Latest NAV as of 20 Mar 2026 is ₹15.47.
The SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Fund benchmarkCRISIL Hybrid 65+35 Conservative Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,68,212.64 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,