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SBI Credit Risk Fund Direct Growth
+8.49%
3Y annualised
+0.04% 1D
NAV: 17 Jul '26
₹53.48
Min. for SIP
₹500
Fund size (AUM)
₹2,174.86 Cr
Expense ratio
0.91%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,467 | +4.11% | |
| 3 years | ₹1,80,000 | ₹2,03,849 | +13.25% | |
| 5 years | ₹3,00,000 | ₹3,68,600 | +22.87% | |
| 10 years | ₹6,00,000 | ₹8,97,015 | +49.50% |
Holdings (44)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Tata Projects Ltd. | Industrials | Non Convertible Debenture | 4.61% |
| RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LAC | Unspecified | Non Convertible Debenture | 4.61% |
| LODHA DEVELOPERS LIMITED 7.87 NCD 15SP29 FVRS1LAC | Real Estate | Debenture | 4.61% |
| H.G. INFRA ENGINEERING LIMITED 8.55 NCD 29AG28 FVRS1LAC | Industrials | Debenture | 4.57% |
| NJ CAPITAL PRIVATE LIMITED SR A TR 1 9.8 NCD 25JL28 FVRS1LAC | Financial | Debenture | 4.56% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.48% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 4.44% |
| RENSERV GLOBAL PRIVATE LIMITED 9.9040 NCD 02MY28 FVRS1LAC | Unspecified | Debenture | 3.68% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 3.54% |
| KOTAK MAHINDRA PRIME LIMITED 7.97 NCD 24AU29 FVRS1LAC | Financial | Non Convertible Debenture | 3.48% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 3.46% |
| MOTILAL OSWAL HOME FINANCE LIMITED SR 2 8.55 NCD 24MR28 FVRS1LAC | Financial | Debenture | 3.46% |
| Raajmarg Infra Investment Trust | Industrials | Infrastructure Investment Trust | 3.06% |
| KOGTA FINANCIAL (INDIA) LIMITED 9.45 NCD 07JL28 FVRS1LAC | Financial | Debenture | 2.98% |
| GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LAC | Industrials | Bonds | 2.94% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 2.93% |
| GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LAC | Real Estate | Non Convertible Debenture | 2.74% |
| Bharat Highways InvIT | Industrials | Infrastructure Investment Trust | 2.44% |
| Cube Highways Trust | Industrials | Infrastructure Investment Trust | 2.42% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC | Financial | Bonds/NCDs | 2.31% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 2.31% |
| STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100 | Unspecified | State Development Loan | 2.30% |
| AVANSE FINANCIAL SERVICES LIMITED 91D CP 04SEP26 | Financial | Commercial Paper | 2.27% |
| GOVERNMENT OF INDIA 37011 364 DAYS TBILL 28JN27 FV RS 100 | Financial | Treasury Bills | 2.23% |
| ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LAC | Healthcare | Debenture | 2.08% |
| Net Receivables | Unspecified | Net Receivables | 1.99% |
| ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC | Healthcare | Debenture | 1.85% |
| STATE DEVELOPMENT LOAN 37421 TN 06MY36 7.73 FV RS 100 | Unspecified | State Development Loan | 1.17% |
| INDOSTAR CAPITAL FINANCE LIMITED SR XXXI 9.25 NCD 22NV27 FVRS1LAC | Financial | Non Convertible Debenture | 1.15% |
| GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 1.14% |
| GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 1.14% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 1.14% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 1.14% |
| STATE DEVELOPMENT LOAN 37407 UP 29AP36 7.72 FV RS 100 | Unspecified | State Development Loan | 1.03% |
| Highways Infrastructure Trust | Industrials | Infrastructure Investment Trust | 0.95% |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | Bonds | 0.92% |
| SHEELA FOAM LIMITED STRPP IV 8.45 NCD 06OT26 FVRS1LAC | Consumer Discretionary | Debenture | 0.86% |
| MAHANAGAR TELEPHONE NIGAM LIMITED. SR VII B 7.87 LOA 01DC32 FVRS10LAC | Technology | Debenture | 0.69% |
| Capital Infra Trust | Industrials | Infrastructure Investment Trust | 0.63% |
| Repo | Unspecified | Repo | 0.60% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.39% |
| STATE DEVELOPMENT LOAN 37382 MH 22AP34 7.55 FV RS 100 | Unspecified | State Development Loan | 0.24% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC | Financial | Bonds | 0.23% |
| STATE DEVELOPMENT LOAN 37386 RAJ 22AP36 7.64 FV RS 100 | Unspecified | State Development Loan | 0.23% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.5% | +7.7% | +7.9% | +8.6% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 10 | 10 | 6 | -- |
Exit load, stamp duty and tax
Exit load
For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +12.84% | +13.12% | 1,461.39 | |
 | +7.95% | +9.69% | 163.40 | |
 | +7.82% | +8.97% | 1,486.26 | |
 | +8.45% | +8.78% | 361.56 | |
 | +6.89% | +8.34% | 177.42 | |
| Compare | ||||
Fund management
LMLokesh MallyaFeb 2017 - PresentView details
LM
Lokesh Mallya
Feb 2017 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
PSPrashanth SridharJul 2026 - PresentView details
PS
Prashanth Sridhar
Jul 2026 - Present
View details
About SBI Credit Risk Fund Direct Growth
SBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Lokesh Mallya is the Current Fund Manager of SBI Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,71,425 Cr and the Latest NAV as of 17 Jul 2026 is ₹53.48.
The SBI Credit Risk Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
;
Investment Objective
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#1 in India
Total AUM₹12,71,425.47 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,