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SBI Credit Risk Fund Direct Growth

Debt
Credit Risk
High Risk
7.30%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 May 2022₹38.11
Min. SIP amount₹500
Rating4
Fund size₹3,131.25Cr

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.5%7.3%7.1%8.7%
Category average7.9%1.7%3.6%NA
Rank with in category1044NA
Understand terms

Holdings (45)

NameSectorInstrumentAssets
Tata International Ltd.ServicesPerpetual Bond4.7%
IndInfravit Trust
FinancialNCD4.7%
Tata Projects Ltd.
ConstructionNCD3.5%
Aadhar Housing Finance Ltd.FinancialDebenture3.2%
Coastal Gujarat Power Ltd.
Capital GoodsDebenture3.2%
JSW Energy Ltd.Capital GoodsCP3.1%
Avanse Financial Services Ltd.FinancialDebenture3.0%
Flometallic India Pvt. Ltd.Metals & MiningDebenture3.0%
Prestige Projects Private Ltd.
ConstructionDebenture3.0%
Jindal Stainless Ltd.Metals & MiningDebenture2.8%
See All

Pros and cons

Category: Debt Credit Risk

Pros

3Y and 5Y annualised returns higher than category average
Lower expense ratio: 0.91%

Cons

1Y annualised returns lower than category average by 2.16%

Expense ratio, exit load and tax

Expense ratio: 0.92%

Inclusive of GST

Exit load

For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Lokesh Mallya
Feb 2017 - Present
View details

Education
Mr. Mallya is MBA and FRM.
Experience
Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
Website
NA
Amc Image
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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FAQs

How to Invest in SBI Credit Risk Fund Direct Growth?

You can easily invest in SBI Credit Risk Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps:

  • Log on to your Groww account
  • Search for SBI Credit Risk Fund Direct Growth from the search box
  • In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
  • Once you are done with that, you can start investing in SBI Credit Risk Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does SBI Credit Risk Fund Direct Growth provide?

The SBI Credit Risk Fund Direct Growth has been there from 02 Jan 2013 and the average annual returns provided by this fund is 4.54% since its inception.

How much expense ratio is charged by SBI Credit Risk Fund Direct Growth?

The term Expense Ratio used for SBI Credit Risk Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund.

The Expense Ratio of SBI Credit Risk Fund Direct Growth is 0.92% as of 23 May 2022...

What is the AUM of SBI Credit Risk Fund Direct Growth?

The AUM, short for Assets Under Management of SBI Credit Risk Fund Direct Growth is ₹3,131.25Cr as of 23 May 2022.

How to Redeem SBI Credit Risk Fund Direct Growth?

If you want to sell your SBI Credit Risk Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of SBI Credit Risk Fund Direct Growth?

You can select either SIP or Lumpsum investment of SBI Credit Risk Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of SBI Credit Risk Fund Direct Growth?

The NAV of SBI Credit Risk Fund Direct Growth is ₹38.11 as of 20 May 2022.

What is the PE and PB ratio of SBI Credit Risk Fund Direct Growth?

The PE ratio ratio of SBI Credit Risk Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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