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SBI Credit Risk Fund Direct Growth
Debt
Credit Risk
High Risk
+8.66%
3Y annualised
-0.07% 1D
NAV: 19 Jan '26
₹50.99
Min. SIP amount
₹500
Fund size
₹2,175.08 Cr
Expense ratio
0.89%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,244 | +3.74% | |
| 3 years | ₹1,80,000 | ₹2,02,982 | +12.77% | |
| 5 years | ₹3,00,000 | ₹3,62,383 | +20.79% | |
| 10 years | ₹6,00,000 | ₹8,88,083 | +48.01% |
Holdings (34)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.07% |
| Infopark Properties Ltd. | Construction | Debenture | 4.85% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | Others | NCD | 4.75% |
| H.G. Infra Engineering Ltd. | Construction | Debenture | 4.59% |
| NJ Capital Pvt Ltd. | Financial | Debenture | 4.57% |
| GOI | Sovereign | GOI Sec | 4.56% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 4.27% |
| Avanse Financial Services Ltd. | Financial | Debenture | 3.69% |
| Sandur Manganese & Iron Ores Ltd. | Metals & Mining | NCD | 3.68% |
| Renserv Global Pvt Ltd. | Others | Debenture | 3.67% |
| Motilal Oswal Home Finance Ltd. | Financial | Debenture | 3.49% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 3.49% |
| Ashoka Buildcon Ltd. | Construction | NCD | 3.45% |
| Cube Highways Trust | Services | InvITs | 3.20% |
| Yes Bank Ltd. | Financial | Bonds | 2.99% |
| Gaursons India Pvt. Ltd. | Construction | Debenture | 2.74% |
| GMR Airports Ltd. | Construction | Bonds | 2.35% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 2.32% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 2.28% |
| Eris Lifesciences Ltd. | Healthcare | Debenture | 2.09% |
| GOI | Sovereign | GOI Sec | 1.90% |
| GOI | Sovereign | GOI Sec | 1.88% |
| Eris Lifesciences Ltd. | Healthcare | Debenture | 1.85% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.16% |
| GOI | Sovereign | GOI Sec | 1.15% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 1.15% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 1.14% |
| Vertis Infrastructure Trust | Construction | InvITs | 0.94% |
| Yes Bank Ltd. | Financial | Bonds | 0.92% |
| Sheela Foam Ltd. | Consumer Discretionary | Debenture | 0.87% |
| Vistaar Financial Services Pvt. Ltd. | Financial | Debenture | 0.86% |
| Sheela Foam Ltd. | Consumer Discretionary | Debenture | 0.86% |
| Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.69% |
| Ashoka Buildcon Ltd. | Construction | NCD | 0.23% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.7% | +7.4% | +8.0% | +8.6% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 7 | 11 | 6 | -- |
Exit load, stamp duty and tax
Exit load
For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | +17.84% | +12.83% | 1,091.72 | |
Invesco India Credit Risk Fund Direct Growth | +10.30% | +10.51% | 155.57 | |
Nippon India Credit Risk Fund Direct Growth | +9.36% | +9.04% | 1,015.83 | |
Axis Credit Risk Fund Direct Growth | +9.25% | +8.62% | 368.01 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +8.46% | +8.58% | 185.49 | |
| Compare | ||||
Fund management
LMLokesh MallyaFeb 2017 - PresentView details
LM
Lokesh Mallya
Feb 2017 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Credit Risk Fund Direct Growth
SBI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Lokesh Mallya is the Current Fund Manager of SBI Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 19 Jan 2026 is ₹50.99.
The SBI Credit Risk Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
;
Investment Objective
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,