SBI Short Term Debt Fund Direct Growth

SBI Short Term Debt Fund Direct Growth

+7.39%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Jun '26
₹35.96
Min. for SIP
₹500
Fund size (AUM)
₹13,839.20 Cr
Expense ratio
0.45%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,441
+2.40%
3 years₹1,80,000₹1,99,346
+10.75%
5 years₹3,00,000₹3,56,302
+18.77%
10 years₹6,00,000₹8,52,908
+42.15%

Holdings (83)

NameSectorInstrumentsAssets
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25UnspecifiedSecuritised Debt4.28%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds4.00%
STATE DEVELOPMENT LOAN 37244 TN 18SP31 7.03 FV RS 100UnspecifiedState Development Loan3.21%
STATE DEVELOPMENT LOAN 37154 KAR 04SP33 7.31 FV RS 100UnspecifiedState Development Loan2.86%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25UnspecifiedSecuritised Debt2.68%
STATE DEVELOPMENT LOAN 21326 RAJ 06FB29 8.32 FV RS 100UnspecifiedState Development Loan2.62%
Net ReceivablesUnspecifiedNet Receivables2.54%
GOI Sec 7.17 17/04/2030EntitiesGOI Securities2.23%
MINDSPACE BUSINESS PARKS REIT SR NCD7 8.03 NCD 10DC26 FVRS1LACReal EstateDebenture2.19%
ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 7.8639 NCD 08JU28 FVRS1LACFinancialDebenture2.18%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LACFinancialDebenture2.18%
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S52 7.6950 NCD 13JU28 FVRS1LACFinancialNon Convertible Debenture2.17%
HDFC BANK LIMITED CD 05FEB27FinancialCertificate of Deposit2.07%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LACIndustrialsDebenture2.01%
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP II 8.28 NCD 05AG26 FVRS1LACFinancialNon Convertible Debenture2.00%
GODREJ INDUSTRIES LIMITED SR 1 7.54 NCD 04MY29 FVRS1LACDiversifiedDebenture1.97%
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25UnspecifiedSecuritised Debt1.96%
JSW Kalinga Steel Ltd.MaterialsDebenture1.92%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLCC2024 7.99 NCD 04MY28 FVRS1LACFinancialDebenture1.82%
MUTHOOT FINANCE LIMITED SR 28-A OP I 8.40 NCD 28AG28 FVRS1LACFinancialBonds1.71%
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LACTechnologyDebenture1.69%
STATE DEVELOPMENT LOAN 31894 TN 10AG32 7.75 FV RS 100EntitiesGOI Securities1.66%
MINDSPACE BUSINESS PARKS REIT SR NCD16 6.9601 NCD 08DC28 FVRS1LACReal EstateDebenture1.60%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD76 8.75 NCD 09AP32 FVRS1LACFinancialDebenture1.56%
CUBE HIGHWAYS TRUST TR I 7.2503 NCD 25AP28 FVRS1LACIndustrialsDebenture1.52%
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S48 8.1841 NCD 29SP27 FVRS1LACFinancialDebenture1.46%
MUTHOOT FINANCE LIMITED OP II 8.52 NCD 26MY28 FVRS1LACFinancialDebenture1.46%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.43 BD 31AU26 FVRS1LACFinancialDebenture1.46%
MINDSPACE BUSINESS PARKS REIT SR 11 7.54 NCD 18FB28 FVRS1LACReal EstateDebenture1.45%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LACFinancialDebenture1.45%
ANZEN INDIA ENERGY YIELD PLUS TRUST SR C 7.77 NCD 06MR28 FVRS1LACFinancialNon Convertible Debenture1.45%
Union Bank of India (16/03/2027) ** #FinancialCommercial Paper1.37%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030UnspecifiedSecuritised Debt1.35%
POWER FINANCE CORPORATION LTD. SERIES 184 B 9.10 BD 23MR29 FVRS10LACFinancialNon Convertible Debenture1.30%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds1.27%
AADHAR HOUSING FINANCE LIMITED 7.76 NCD 30NV28 FVRS1LACFinancialDebenture1.26%
INTERISE TRUST SR I RR NCD 31MR45 FVRS1LACFinancialDebenture1.23%
MINDSPACE BUSINESS PARKS REIT SR NCD8 7.93 NCD 20MR27 FVRS1LACReal EstateDebenture1.10%
INDIGRID INFRASTRUCTURE TRUST SR AG 7.01 NCD 20JU29 FVRS1LACIndustrialsNon Convertible Debenture1.07%
SUSTAINABLE ENERGY INFRA TRUST SR 02 7.15 NCD 27JL30 FVRS1LACIndustrialsDebenture1.05%
STATE DEVELOPMENT LOAN 33586 TN 01NV30 7.68 FV RS 100UnspecifiedState Development Loan1.05%
HDFC BANK LIMITED CD 12MAR27FinancialCertificate of Deposit1.03%
RepoUnspecifiedRepo0.98%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027UnspecifiedSecuritised Debt0.97%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR CC2023U STRPP 2 8.315 NCD 12MY27 FVRS1LACFinancialNon Convertible Debenture0.91%
ADITYA BIRLA HOUSING FINANCE LIMITED SR A1 7.8618 NCD 07SP28 FVRS1LACFinancialDebenture0.91%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLCC2025 7.3 NCD 26SP28 FVRS1LACFinancialDebenture0.83%
HDB FINANCIAL SERVICES LIMITED SR 234 7.3274 NCD 04AG28 FVRS1LACFinancialNon Convertible Debenture0.75%
LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LACFinancialDebenture0.73%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancialDebenture0.73%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 08MAY26FinancialCommercial Paper0.73%
HDB FINANCIAL SERVICES LIMITED SR 225 7.65 NCD 05MY28 FVRS1LACFinancialDebenture0.72%
GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LACConsumer StaplesNon Convertible Debenture0.72%
BAJAJ AUTO CREDIT LIMITED 7.25 NCD 27NV28 FVRS1LACFinancialNon Convertible Debenture0.72%
GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LACConsumer StaplesNon Convertible Debenture0.72%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR DD2025 7.45 NCD 21NV30 FVRS1LACFinancialDebenture0.71%
PUNJAB NATIONAL BANK CD 15SEP26FinancialCertificate of Deposit0.71%
HDB FINANCIAL SERVICES LIMITED SR 228 TR 1 7.4091 NCD 05JU28 FVRS1LACFinancialDebenture0.68%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27FinancialCertificate of Deposit0.68%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LACIndustrialsDebenture0.61%
INDIGRID INFRASTRUCTURE TRUST SR AF 7.07 NCD 20JU30 FVRS1LACIndustrialsBonds0.60%
Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026Energy & UtilitiesDebenture0.58%
STATE DEVELOPMENT LOAN 36362 TN 28AG29 6.84 FV RS 100UnspecifiedState Development Loan0.54%
Small Industries Dev Bank of India (18/02/2027) **FinancialCertificate of Deposit0.52%
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LACConsumer StaplesNon Convertible Debenture0.47%
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LACConsumer StaplesNon Convertible Debenture0.47%
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LACConsumer StaplesNon Convertible Debenture0.46%
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LACConsumer StaplesNon Convertible Debenture0.46%
TVS CREDIT SERVICES LIMITED 8.85 LOA 11JU27 FVRS1CRFinancialNon Convertible Debenture0.37%
NEXUS SELECT TRUST SR I TR B 8 NCD 16JU28 FVRS1LACIndustrialsBonds0.37%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LACFinancialDebenture0.36%
TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LACFinancialDebenture0.36%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.36%
PHOENIX ARC PRIVATE LIMITED SR IV 8.95 NCD 22DC28 FVRS1LACDiversifiedDebenture0.36%
STATE DEVELOPMENT LOAN 29522 KAR 07OT30 6.86 FV RS 100UnspecifiedState Development Loan0.36%
HDFC BANK LIMITED CD 09MAR27FinancialCertificate of Deposit0.34%
TORRENT POWER LIMITED SR 12 TR 12B 8.40 NCD 18JN27 FVRS1LACEnergy & UtilitiesDebenture0.26%
STATE DEVELOPMENT LOAN 32989 CHT 07JU30 7.29 FV RS 100UnspecifiedState Development Loan0.24%
ADITYA BIRLA FINANCE LIMITED SR I2 7.92 NCD 27DC27 FVRS10LACFinancialNon Convertible Debenture0.18%
6.75%RAJASTHAN STATE DEVELOPMENT LOAN M-04/11/2030UnspecifiedState Development Loan0.07%
STATE DEVELOPMENT LOAN 33775 TN 27DC33 7.66 FV RS 100UnspecifiedState Development Loan0.01%
Gsec C-STRIPS Mat 15-Jun-2027EntitiesGOI Securities0.01%
STATE DEVELOPMENT LOAN 35623 TN 27FB33 7.17 FV RS 100UnspecifiedState Development Loan0.00%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.4%+6.4%+7.3%+7.7%
Category average (Debt Short Duration)+7.1%+5.9%+6.6%--
Rank (Debt Short Duration)14139--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

MS
Mansi Sajeja
Dec 2023 - Present
View details

Education
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience
Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

About SBI Short Term Debt Fund Direct Growth

SBI Short Term Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Pradeep Kesavan is the Current Fund Manager of SBI Short Term Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,55,465 Cr and the Latest NAV as of 10 Jun 2026 is ₹35.96. The SBI Short Term Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.;
Fund benchmarkCRISIL Short Duration Debt A-II Index

Fund house

Rank (total assets)#1 in India
Total AUM₹12,55,465.12 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,