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SBI Short Term Debt Fund Direct Growth
Debt
Short Duration
Moderate Risk
+7.73%
3Y annualised
-0.09% 1D
NAV: 19 Jan '26
₹35.17
Min. SIP amount
₹500
Fund size
₹17,515.84 Cr
Expense ratio
0.40%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,573 | +2.62% | |
| 3 years | ₹1,80,000 | ₹2,00,752 | +11.53% | |
| 5 years | ₹3,00,000 | ₹3,57,051 | +19.02% | |
| 10 years | ₹6,00,000 | ₹8,58,780 | +43.13% |
Holdings (91)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 5.92% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 3.44% |
| GOI | Sovereign | GOI Sec | 2.94% |
| GOI | Sovereign | GOI Sec | 2.70% |
| Rajasthan State | Others | SDL | 2.69% |
| REC Ltd. | Financial | Bonds | 2.37% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.31% |
| IndiGrid Infrastructure Trust | Capital Goods | Bonds | 2.25% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 2.15% |
| GOI | Sovereign | GOI Sec | 2.12% |
| GOI | Sovereign | GOI Sec | 1.91% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 1.74% |
| Mindspace Business Parks REIT | Construction | Debenture | 1.73% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.71% |
| GOI | Sovereign | GOI Sec | 1.62% |
| SMFG India Credit Company Ltd. | Financial | NCD | 1.61% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 1.60% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 1.56% |
| Muthoot Finance Ltd. | Financial | Bonds | 1.45% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 1.44% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.34% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.30% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.30% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.30% |
| Mindspace Business Parks REIT | Construction | Debenture | 1.28% |
| Hindustan Petroleum Corporation Ltd. | Energy | Debenture | 1.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.28% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 1.24% |
| Toyota Financial Services Ltd. | Financial | Debenture | 1.18% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.16% |
| Mindspace Business Parks REIT | Construction | Debenture | 1.15% |
| Tata Projects Ltd. | Construction | Debenture | 1.15% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.15% |
| Anzen India Energy Yield Plus Trust | Financial | NCD | 1.15% |
| Cube Highways Trust | Services | Debenture | 1.15% |
| HDB Financial Services Ltd. | Financial | Debenture | 1.14% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 1.14% |
| Bank Of Baroda | Financial | CD | 1.11% |
| Axis Bank Ltd. | Financial | CD | 1.11% |
| India Universal Trust AL1 | Others | Sec. Debt | 1.10% |
| Power Finance Corporation Ltd. | Financial | NCD | 1.05% |
| Fullerton India Home Finance Ltd. | Financial | Debenture | 1.00% |
| HDB Financial Services Ltd. | Financial | NCD | 1.00% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 1.00% |
| Interise Trust | Financial | Debenture | 0.99% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.87% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 0.86% |
| Tata Housing Devp. Co. Ltd | Construction | Debenture | 0.85% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.85% |
| Sustainable Energy Infra Trust | Construction | Debenture | 0.85% |
| Tamilnadu State | Others | SDL | 0.84% |
| HDFC Bank Ltd. | Financial | CD | 0.82% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.72% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 0.72% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.71% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 0.65% |
| Bharti Telecom Ltd. | Communication | NCD | 0.59% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.58% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.58% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 0.58% |
| REC Ltd. | Financial | Debenture | 0.58% |
| HDB Financial Services Ltd. | Financial | Debenture | 0.57% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.57% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.57% |
| Bajaj Auto Credit Ltd. | Financial | NCD | 0.57% |
| HDFC Bank Ltd. | Financial | CD | 0.57% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Debenture | 0.57% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 0.57% |
| Axis Bank Ltd. | Financial | CD | 0.57% |
| HDFC Bank Ltd. | Financial | CD | 0.56% |
| Tamilnadu State | Others | SDL | 0.43% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.37% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.37% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.37% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.37% |
| Nexus Select Trust | Construction | Bonds | 0.29% |
| TVS Credit Services Ltd. | Financial | NCD | 0.29% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.29% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.29% |
| Phoenix ARC Pvt Ltd. | Diversified | Debenture | 0.29% |
| Karnataka State | Others | SDL | 0.29% |
| REC Ltd. | Financial | Debenture | 0.28% |
| Torrent Power Ltd. | Energy | Debenture | 0.20% |
| Chhattisgarh State | Others | SDL | 0.19% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.14% |
| Aditya Birla Finance Ltd. | Financial | NCD | 0.14% |
| Rajasthan State | Others | SDL | 0.06% |
| Tamilnadu State | Others | SDL | 0.02% |
| Tamilnadu State | Others | SDL | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| BNP Paribas | Financial | IRS | -1.14% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +6.2% | +7.4% | +7.8% |
| Category average (Debt Short Duration) | +7.1% | +5.9% | +6.6% | -- |
| Rank (Debt Short Duration) | 15 | 12 | 8 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Short Term Fund Direct Plan Growth | +8.17% | +8.23% | 20,935.22 | |
Axis Short Duration Fund Direct Growth | +8.18% | +8.02% | 12,707.93 | |
Aditya Birla Sun Life Short Term Direct Fund Direct Growth | +7.88% | +8.02% | 10,574.78 | |
Nippon India Short Duration Fund Direct Growth | +7.97% | +8.01% | 9,723.46 | |
HDFC Short Term Debt Fund Direct Plan Growth | +7.73% | +7.91% | 18,078.88 | |
| Compare | ||||
Fund management
MSMansi SajejaDec 2023 - PresentView details
MS
Mansi Sajeja
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Short Term Debt Fund Direct Growth
SBI Short Term Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Mansi Sajeja is the Current Fund Manager of SBI Short Term Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 19 Jan 2026 is ₹35.17.
The SBI Short Term Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.;
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,