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SBI Retirement Benefit Fund Conservative Plan Direct Growth
+6.53%
3Y annualised
+0.35% 1D
NAV: 18 Sep '26
₹15.02
Min. for SIP
₹500
Fund size (AUM)
₹140.43 Cr
Expense ratio
0.98%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,453 | +1.51% | |
| 1 year | ₹60,000 | ₹61,105 | +1.84% | |
| 3 years | ₹1,80,000 | ₹1,93,002 | +7.22% | |
| 5 years | ₹3,00,000 | ₹3,52,149 | +17.38% |
Holdings (68)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 23.65% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 10.67% |
| BHARAT SANCHAR NIGAM LIMITED SR II TR A 7.72 LOA 22DC32 FVRS10LAC | Technology | Debenture | 7.09% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 7.07% |
| SUMMIT DIGITEL INFRASTRUCTURE LIMITED 7.58 NCD 30OT31 FVRS1LAC | Technology | Debenture | 5.30% |
| TORRENT POWER LIMITED SR 11 TR 11B 8.5 NCD 07JU32 FVRS1LAC | Energy & Utilities | Debenture | 3.62% |
| TATA POWER RENEWABLE ENERGY LIMITED 7.85 NCD 19SP34 FVRS1LAC | Industrials | Debenture | 3.61% |
| ICICI Securities Primary Dealership Ltd. 04-06-2029 | Financial | Interest Rate Swap | 3.56% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 218 B 7.69 BD 31JN33 FVRS1LAC | Financial | Debenture | 3.56% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 665 RR NCD 27FB29 FVRS1LAC | Financial | Debenture | 3.55% |
| KNOWLEDGE REALTY TRUST** | Real Estate | Non Convertible Debenture | 3.54% |
| MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC | Financial | Debenture | 3.54% |
| UNION BANK OF INDIA SR XXXII 8.70 BD PERPETUAL FVRS1CR | Financial | Additional Tier 1 Bond | 2.85% |
| ICICI Bank Ltd | Financial | Equity | 1.26% |
| HDFC Bank Ltd | Financial | Equity | 1.22% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.83% |
| State Bank of India | Financial | Equity | 0.80% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.65% |
| Ultratech Cement Ltd | Materials | Equity | 0.58% |
| Axis Bank Ltd | Financial | Equity | 0.54% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 0.50% |
| Urban Company Ltd. | Consumer Staples | Equity | 0.48% |
| Bajaj Finance Ltd | Financial | Equity | 0.48% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.46% |
| Lenskart Solutions Ltd. | Consumer Discretionary | Equity | 0.44% |
| Anthem Biosciences Ltd. | Healthcare | Equity | 0.41% |
| JSW Infrastructure Ltd | Industrials | Equity | 0.40% |
| Hyundai Motor India Ltd. | Consumer Discretionary | Equity | 0.40% |
| JSW Cement Ltd. | Materials | Equity | 0.39% |
| Divi's Laboratories Ltd | Healthcare | Equity | 0.39% |
| Sona BLW Precision Forgings Ltd | Consumer Discretionary | Equity | 0.39% |
| Central Depository Services (India) Ltd | Financial | Equity | 0.38% |
| Schaeffler India Ltd | Industrials | Equity | 0.37% |
| Navin Fluorine International Ltd | Materials | Equity | 0.37% |
| Timken India Ltd | Industrials | Equity | 0.37% |
| Bajaj Finserv Ltd | Financial | Equity | 0.35% |
| Sudeep Pharma Ltd. | Healthcare | Equity | 0.33% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 0.32% |
| Asian Paints Ltd | Materials | Equity | 0.31% |
| Tech Mahindra Ltd | Technology | Equity | 0.30% |
| Pidilite Industries Ltd | Materials | Equity | 0.30% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 0.29% |
| Coforge Ltd | Technology | Equity | 0.29% |
| Grindwell Norton Ltd | Materials | Equity | 0.29% |
| Jubilant FoodWorks Ltd | Consumer Discretionary | Equity | 0.29% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 0.28% |
| Thermax Ltd | Industrials | Equity | 0.28% |
| Godrej Properties Ltd | Real Estate | Equity | 0.26% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 0.26% |
| ABB India Ltd | Industrials | Equity | 0.25% |
| Oberoi Realty Ltd | Real Estate | Equity | 0.25% |
| Berger Paints India Ltd | Materials | Equity | 0.23% |
| Torrent Power Ltd | Energy & Utilities | Equity | 0.23% |
| DLF Ltd | Real Estate | Equity | 0.23% |
| HDB FINANCIAL SERVICES LIMITED EQ | Financial | Equity | 0.22% |
| Voltas Ltd | Industrials | Equity | 0.22% |
| Honeywell Automation India Ltd | Technology | Equity | 0.22% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.21% |
| Pitti Engineering Ltd | Industrials | Equity | 0.21% |
| LTIMindtree Ltd | Technology | Equity | 0.21% |
| Biocon Ltd | Healthcare | Equity | 0.18% |
| Page Industries Ltd | Consumer Discretionary | Equity | 0.18% |
| Brigade Hotel Ventures Ltd. | Consumer Discretionary | Equity | 0.18% |
| Carborundum Universal Ltd | Materials | Equity | 0.16% |
| Kajaria Ceramics Ltd | Industrials | Equity | 0.06% |
| Esab India Ltd | Industrials | Equity | 0.05% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 0.01% |
| Net Payables | Unspecified | Net Payables | -1.18% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +2.6% | +6.5% | +7.0% | +7.5% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 18 | 24 | 20 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +4.86% | +9.23% | 3,481.42 | |
 | +2.86% | +8.65% | 3,329.16 | |
 | +6.65% | +8.56% | 983.92 | |
 | +3.41% | +8.46% | 178.35 | |
| +4.77% | +8.28% | 10,226.23 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaJun 2021 - PresentView details
AB
Ardhendu Bhattacharya
Jun 2021 - Present
View details
RSRohit ShimpiOct 2021 - PresentView details
RS
Rohit Shimpi
Oct 2021 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Retirement Benefit Fund Conservative Plan Direct Growth
SBI Retirement Benefit Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,16,224 Cr and the Latest NAV as of 18 Sep 2026 is ₹15.02.
The SBI Retirement Benefit Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#1 in India
Total AUM₹13,16,223.67 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,