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SBI Retirement Benefit Fund Conservative Plan Direct Growth
+7.06%
3Y annualised
-0.07% 1D
NAV: 28 Aug '26
₹15.08
Min. for SIP
₹500
Fund size (AUM)
₹141.06 Cr
Expense ratio
0.97%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹29,879 | -0.40% | |
| 1 year | ₹60,000 | ₹59,680 | -0.53% | |
| 3 years | ₹1,80,000 | ₹1,91,303 | +6.28% | |
| 5 years | ₹3,00,000 | ₹3,49,319 | +16.44% |
Holdings (69)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 18.58% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 17.15% |
| BHARAT SANCHAR NIGAM LIMITED SR II TR A 7.72 LOA 22DC32 FVRS10LAC | Technology | Debenture | 7.15% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 7.10% |
| SUMMIT DIGITEL INFRASTRUCTURE LIMITED 7.58 NCD 30OT31 FVRS1LAC | Technology | Debenture | 5.33% |
| TORRENT POWER LIMITED SR 11 TR 11B 8.5 NCD 07JU32 FVRS1LAC | Energy & Utilities | Debenture | 3.64% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 218 B 7.69 BD 31JN33 FVRS1LAC | Financial | Debenture | 3.60% |
| TATA POWER RENEWABLE ENERGY LIMITED 7.85 NCD 19SP34 FVRS1LAC | Industrials | Debenture | 3.56% |
| KNOWLEDGE REALTY TRUST** | Real Estate | Non Convertible Debenture | 3.55% |
| MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC | Financial | Debenture | 3.55% |
| ICICI Securities Primary Dealership Ltd. 04-06-2029 | Financial | Interest Rate Swap | 3.54% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 665 RR NCD 27FB29 FVRS1LAC | Financial | Debenture | 3.54% |
| BAJAJ FINANCE LIMITED 7.79 NCD 04JL36 FVRS1LAC | Financial | Non Convertible Debenture | 3.52% |
| UNION BANK OF INDIA SR XXXII 8.70 BD PERPETUAL FVRS1CR | Financial | Additional Tier 1 Bond | 2.84% |
| HDFC Bank Ltd | Financial | Equity | 1.33% |
| ICICI Bank Ltd | Financial | Equity | 1.24% |
| State Bank of India | Financial | Equity | 0.82% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.80% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.73% |
| Ultratech Cement Ltd | Materials | Equity | 0.60% |
| Axis Bank Ltd | Financial | Equity | 0.56% |
| Infosys Ltd | Technology | Equity | 0.55% |
| Bajaj Finance Ltd | Financial | Equity | 0.52% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 0.52% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.46% |
| JSW Infrastructure Ltd | Industrials | Equity | 0.42% |
| Urban Company Ltd. | Consumer Staples | Equity | 0.42% |
| JSW Cement Ltd. | Materials | Equity | 0.42% |
| Schaeffler India Ltd | Industrials | Equity | 0.38% |
| Timken India Ltd | Industrials | Equity | 0.37% |
| Anthem Biosciences Ltd. | Healthcare | Equity | 0.37% |
| Sona BLW Precision Forgings Ltd | Consumer Discretionary | Equity | 0.37% |
| Central Depository Services (India) Ltd | Financial | Equity | 0.36% |
| Bajaj Finserv Ltd | Financial | Equity | 0.35% |
| Divi's Laboratories Ltd | Healthcare | Equity | 0.33% |
| Navin Fluorine International Ltd | Materials | Equity | 0.32% |
| Asian Paints Ltd | Materials | Equity | 0.32% |
| Thermax Ltd | Industrials | Equity | 0.31% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 0.31% |
| Grindwell Norton Ltd | Materials | Equity | 0.30% |
| ACME Solar Holdings Ltd. | Energy & Utilities | Equity | 0.30% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 0.29% |
| Pidilite Industries Ltd | Materials | Equity | 0.29% |
| Honeywell Automation India Ltd | Technology | Equity | 0.28% |
| Torrent Power Ltd | Energy & Utilities | Equity | 0.27% |
| Godrej Properties Ltd | Real Estate | Equity | 0.27% |
| DLF Ltd | Real Estate | Equity | 0.27% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 0.27% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 0.27% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.26% |
| Jubilant FoodWorks Ltd | Consumer Discretionary | Equity | 0.25% |
| LTIMindtree Ltd | Technology | Equity | 0.25% |
| ABB India Ltd | Industrials | Equity | 0.24% |
| Oberoi Realty Ltd | Real Estate | Equity | 0.24% |
| Lenskart Solutions Ltd. | Consumer Discretionary | Equity | 0.24% |
| Sudeep Pharma Ltd. | Healthcare | Equity | 0.24% |
| Biocon Ltd | Healthcare | Equity | 0.24% |
| Berger Paints India Ltd | Materials | Equity | 0.24% |
| Voltas Ltd | Industrials | Equity | 0.24% |
| HDB FINANCIAL SERVICES LIMITED EQ | Financial | Equity | 0.22% |
| ICICI Prudential Life Insurance Company Ltd | Financial | Equity | 0.22% |
| Page Industries Ltd | Consumer Discretionary | Equity | 0.20% |
| Brigade Hotel Ventures Ltd. | Consumer Discretionary | Equity | 0.18% |
| Pitti Engineering Ltd | Industrials | Equity | 0.17% |
| Carborundum Universal Ltd | Materials | Equity | 0.15% |
| Esab India Ltd | Industrials | Equity | 0.12% |
| Kajaria Ceramics Ltd | Industrials | Equity | 0.11% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 0.01% |
| Net Payables | Unspecified | Net Payables | -6.46% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +4.1% | +7.1% | +7.3% | +7.7% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 20 | 27 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.18% | +10.46% | 3,473.41 | |
 | +4.85% | +9.35% | 3,355.90 | |
 | +5.02% | +9.09% | 179.80 | |
 | +7.73% | +8.92% | 976.82 | |
| +6.41% | +8.82% | 10,209.90 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaJun 2021 - PresentView details
AB
Ardhendu Bhattacharya
Jun 2021 - Present
View details
RSRohit ShimpiOct 2021 - PresentView details
RS
Rohit Shimpi
Oct 2021 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Retirement Benefit Fund Conservative Plan Direct Growth
SBI Retirement Benefit Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,11,819 Cr and the Latest NAV as of 28 Aug 2026 is ₹15.08.
The SBI Retirement Benefit Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#1 in India
Total AUM₹13,11,819.47 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,