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SBI Retirement Benefit Fund Conservative Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
0.56%
1M return
+0.35% 1D
1M
6M
1Y
All
NAV: 04 Jul 2022₹10.81
Min. SIP amount₹500
RatingNA
Fund size₹142.97Cr

Returns and rankings

Category: Solution Oriented Retirement
Absolute returns
3M6M1YAll
Fund returns-1.6%-0.4%3.7%8.1%
Category averageNANA14.2%NA
Rank with in category9817NA
Understand terms

Holdings (47)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec26.6%
Mahindra Rural Housing Finance Ltd.FinancialDebenture6.9%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture6.8%
Reserve Bank of India
FinancialT-Bills6.8%
GOISovereignGOI Sec6.5%
Gujarat State
OthersSDL3.5%
Union Bank of India
FinancialAdditional Tier 1 Bo3.5%
Tata Realty and Infrastructure Ltd.ConstructionDebenture3.5%
Bank Of BarodaFinancialAdditional Tier 1 Bo3.5%
Kotak Mahindra Prime Ltd.FinancialDebenture3.4%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

Cons

Exit load is zero
1Y annualised returns lower than category average by 10.56%
Lower expense ratio: 0.89%
Lock-in period: 5Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Expense ratio, exit load and tax

Expense ratio: 0.89%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹5,000
Min. for SIP₹500

Fund management

Dinesh Ahuja
Jan 2021 - Present
View details

Education
Mr. Ahuja is a B.Com (H) and MMS (Finance).
Experience
Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.
Also manages these schemes

Mohit Jain
Jan 2021 - Present
View details

Education
Mr. Jain is B.E (Engineering) & CFA (Level III candidate)
Experience
Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
Website
NA
Amc Image
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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FAQs

How to Invest in SBI Retirement Benefit Fund Conservative Plan Direct Growth?

You can easily invest in SBI Retirement Benefit Fund Conservative Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps:

  • Log on to your Groww account
  • Search for SBI Retirement Benefit Fund Conservative Plan Direct Growth from the search box
  • In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
  • Once you are done with that, you can start investing in SBI Retirement Benefit Fund Conservative Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does SBI Retirement Benefit Fund Conservative Plan Direct Growth provide?

The SBI Retirement Benefit Fund Conservative Plan Direct Growth has been there from 10 Feb 2021 and the average annual returns provided by this fund is 3.67% since its inception.

How much expense ratio is charged by SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The term Expense Ratio used for SBI Retirement Benefit Fund Conservative Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund.

The Expense Ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth is 0.89% as of 05 Jul 2022...

What is the AUM of SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The AUM, short for Assets Under Management of SBI Retirement Benefit Fund Conservative Plan Direct Growth is ₹142.97Cr as of 05 Jul 2022.

How to Redeem SBI Retirement Benefit Fund Conservative Plan Direct Growth?

If you want to sell your SBI Retirement Benefit Fund Conservative Plan Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of SBI Retirement Benefit Fund Conservative Plan Direct Growth?

You can select either SIP or Lumpsum investment of SBI Retirement Benefit Fund Conservative Plan Direct Growth based on your investment objective and risk tolerance.

What is the NAV of SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The NAV of SBI Retirement Benefit Fund Conservative Plan Direct Growth is ₹10.81 as of 04 Jul 2022.

What is the PE and PB ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The PE ratio ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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