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SBI Retirement Benefit Fund Conservative Plan Direct Growth
+7.44%
3Y annualised
-0.20% 1D
NAV: 09 Apr '26
₹14.49
Min. for SIP
₹500
Fund size (AUM)
₹146.27 Cr
Expense ratio
0.92%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹29,099 | -3.00% | |
| 1 year | ₹60,000 | ₹58,265 | -2.89% | |
| 3 years | ₹1,80,000 | ₹1,88,066 | +4.48% | |
| 5 years | ₹3,00,000 | ₹3,43,590 | +14.53% |
Holdings (66)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 18.26% |
| GOI | Sovereign | GOI Sec | 6.82% |
| Bharat Sanchar Nigam Ltd | Communication | Debenture | 6.82% |
| GOI | Sovereign | GOI Sec | 6.49% |
| GOI | Sovereign | GOI Sec | 6.21% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 5.08% |
| Torrent Power Ltd. | Energy | Debenture | 3.52% |
| Sundaram Finance Ltd. | Financial | Debenture | 3.46% |
| REC Ltd. | Financial | Debenture | 3.43% |
| Godrej Properties Ltd. | Construction | NCD | 3.42% |
| Tata Power Renewable Energy Ltd. | Capital Goods | Debenture | 3.33% |
| Union Bank of India | Financial | Add. Tier 1 Bond | 2.74% |
| HDFC Bank Ltd. | Financial | Equity | 1.40% |
| Reliance Industries Ltd. | Energy | Equity | 1.22% |
| ICICI Bank Ltd. | Financial | Equity | 1.14% |
| State Bank of India | Financial | Equity | 0.85% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.78% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.70% |
| Infosys Ltd. | Technology | Equity | 0.69% |
| Ultratech Cement Ltd. | Construction | Equity | 0.62% |
| Urban Company Ltd. | Consumer Staples | Equity | 0.56% |
| Axis Bank Ltd. | Financial | Equity | 0.55% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 0.50% |
| Timken India Ltd. | Capital Goods | Equity | 0.45% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.42% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 0.39% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.39% |
| Bajaj Finance Ltd. | Financial | Equity | 0.39% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.34% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.31% |
| Asian Paints Ltd. | Chemicals | Equity | 0.29% |
| L&T Technology Services Ltd. | Technology | Equity | 0.29% |
| Abbott India Ltd. | Healthcare | Equity | 0.28% |
| Torrent Power Ltd. | Energy | Equity | 0.28% |
| Thermax Ltd. | Capital Goods | Equity | 0.27% |
| Balrampur Chini Mills Ltd. | Consumer Staples | Equity | 0.27% |
| Voltas Ltd. | Consumer Discretionary | Equity | 0.27% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.26% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.26% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 0.25% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.24% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.24% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.24% |
| Endurance Technologies Ltd. | Automobile | Equity | 0.23% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.23% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.23% |
| ABB India Ltd. | Capital Goods | Equity | 0.23% |
| Sona BLW Precision Forgings Ltd. | Automobile | Equity | 0.22% |
| LTIMindtree Ltd. | Technology | Equity | 0.22% |
| Honeywell Automation India Ltd. | Capital Goods | Equity | 0.22% |
| Oberoi Realty Ltd. | Construction | Equity | 0.22% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.22% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.21% |
| DLF Ltd. | Construction | Equity | 0.20% |
| Page Industries Ltd. | Textiles | Equity | 0.20% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.20% |
| Interglobe Aviation Ltd. | Services | Equity | 0.19% |
| Godrej Properties Ltd. | Construction | Equity | 0.18% |
| HDB Financial Services Ltd. | Financial | Equity | 0.18% |
| Esab India Ltd. | Capital Goods | Equity | 0.17% |
| Brigade Hotel Ventures Ltd. | Services | Equity | 0.16% |
| Pitti Engineering Ltd. | Capital Goods | Equity | 0.13% |
| Carborundum Universal Ltd. | Metals & Mining | Equity | 0.11% |
| AIA Engineering Ltd. | Metals & Mining | Equity | 0.08% |
| Nuvoco Vistas Corporation Ltd. | Construction | Equity | 0.02% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +2.7% | +7.4% | +7.3% | +7.4% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 26 | 26 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | +6.47% | +11.14% | 3,354.03 | |
ICICI Prudential Regular Savings Fund Direct Growth | +7.13% | +10.35% | 3,224.67 | |
DSP Regular Savings Fund Direct Growth | +4.85% | +9.78% | 175.80 | |
HDFC Hybrid Debt Fund Direct Growth | +3.85% | +9.49% | 3,198.34 | |
Nippon India Conservative Hybrid Fund Direct Growth | +9.26% | +9.13% | 932.12 | |
| Compare | ||||
Fund management
ABArdhendu BhattacharyaJun 2021 - PresentView details
AB
Ardhendu Bhattacharya
Jun 2021 - Present
View details
RSRohit ShimpiOct 2021 - PresentView details
RS
Rohit Shimpi
Oct 2021 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Retirement Benefit Fund Conservative Plan Direct Growth
SBI Retirement Benefit Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,46,811 Cr and the Latest NAV as of 09 Apr 2026 is ₹14.49.
The SBI Retirement Benefit Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#1 in India
Total AUM₹11,46,810.93 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,