SBI Retirement Benefit Fund Aggressive Plan Direct Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
14.14%
3Y annualised
+0.81% 1D
1M
6M
1Y
3Y
All
NAV: 02 Sep 2025
₹20.97
Rating
3
Min. SIP amount
₹500
Fund size
₹2,959.90Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (52)

NameSectorInstrumentAssets
FinancialEquity9.04%
FinancialEquity6.54%
EnergyEquity5.78%
TechnologyEquity3.96%
ConstructionEquity3.87%
AutomobileEquity3.85%
FinancialEquity3.10%
ConstructionEquity2.99%
FinancialEquity2.62%
TechnologyEquity2.52%
FinancialEquity2.40%
HealthcareEquity2.29%
Capital GoodsEquity2.14%
ServicesEquity2.10%
Capital GoodsEquity2.06%
HealthcareEquity2.05%
InsuranceEquity2.04%
Metals & MiningEquity1.95%
AutomobileEquity1.65%
EnergyEquity1.62%
TechnologyEquity1.62%
ConstructionEquity1.59%
AutomobileEquity1.56%
AutomobileEquity1.49%
FinancialEquity1.48%
Capital GoodsEquity1.35%
TextilesEquity1.30%
TechnologyEquity1.26%
Capital GoodsEquity1.25%
Consumer StaplesEquity1.24%
ChemicalsEquity1.24%
ConstructionEquity1.22%
FinancialEquity1.20%
Metals & MiningEquity1.18%
HealthcareEquity1.17%
EnergyEquity1.11%
Capital GoodsEquity1.10%
Capital GoodsEquity1.09%
ServicesEquity1.08%
ServicesEquity1.06%
AutomobileEquity0.98%
GOI
SovereignGOI Sec0.90%
ServicesEquity0.88%
Tamilnadu State
OthersSDL0.86%
Capital GoodsEquity0.80%
FinancialEquity0.78%
ConstructionEquity0.71%
Metals & MiningEquity0.66%
Metals & MiningEquity0.66%
Consumer DiscretionaryEquity0.59%
ServicesEquity0.37%
FinancialDebenture0.18%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
6M1Y3YAll
Fund returnsNA-3.9%14.1%17.7%
Category averageNA-3.6%15.4%NA
Rank with in categoryNA5855NA
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Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
4.2%24.4%3,425.76
5
5.5%23.0%80,642.30
5
6.5%21.4%1,13,280.87
4
-1.7%20.1%5,074.87
4
-2.3%19.1%18,987.94

Expense ratio, exit load and tax

Expense ratio: 0.88%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

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Check past data

Fund management

Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
NA
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity Flexi Cap

Pros

Exit load is zero
Lower expense ratio: 0.88%

Cons

Consistently lower annualised returns than category average for the past 1Y and 3Y
Lock-in period: 5Y

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