How to Invest in SBI Savings Fund Direct Growth?

You can easily invest in SBI Savings Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for SBI Savings Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in SBI Savings Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does SBI Savings Fund Direct Growth provide?

The SBI Savings Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 7.55% since its inception.

How much expense ratio is charged by SBI Savings Fund Direct Growth?

The term Expense Ratio used for SBI Savings Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of SBI Savings Fund Direct Growth is 0.25% as of 13 Dec 2025...

What is the AUM of SBI Savings Fund Direct Growth?

The AUM, short for Assets Under Management of SBI Savings Fund Direct Growth is ₹36,650.10Cr as of 13 Dec 2025.

How to Redeem SBI Savings Fund Direct Growth?

If you want to sell your SBI Savings Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of SBI Savings Fund Direct Growth?

You can select either SIP or Lumpsum investment of SBI Savings Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of SBI Savings Fund Direct Growth?

The NAV of SBI Savings Fund Direct Growth is ₹45.79 as of 12 Dec 2025.

What is the PE and PB ratio of SBI Savings Fund Direct Growth?

The PE ratio ratio of SBI Savings Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Name	Sector	Instrument	Assets
Bank Of Baroda	Financial	CD	3.96%
Punjab National Bank	Financial	CD	3.22%
LIC Housing Finance Ltd.	Financial	CP	2.68%
HDFC Bank Ltd.	Financial	CD	2.48%
Punjab National Bank	Financial	CD	2.15%
National Bank For Agriculture & Rural Development	Financial	CD	2.15%
HDFC Bank Ltd.	Financial	CD	1.98%
HDFC Bank Ltd.	Financial	CD	1.95%
IDBI Bank Ltd.	Financial	CD	1.88%
Tata Capital Housing Finance Ltd.	Financial	CP	1.88%
Interise Trust	Financial	CP	1.61%
UCO Bank	Financial	CD	1.59%
Reserve Bank of India	Financial	T-Bills	1.57%
Kotak Mahindra Bank Ltd.	Financial	CD	1.55%
Bank Of Baroda	Financial	CD	1.38%
CSB Bank Ltd.	Financial	CD	1.36%
Canara Bank	Financial	CD	1.35%
Bank Of Baroda	Financial	CD	1.34%
Small Industries Devp. Bank of India Ltd.	Financial	CP	1.34%
SMFG India Credit Company Ltd.	Financial	CP	1.34%
Bank Of Baroda	Financial	CD	1.32%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	1.32%
IDBI Bank Ltd.	Financial	CD	1.32%
GOI	Sovereign	CGL	1.32%
REC Ltd.	Financial	CP	1.32%
Canara Bank	Financial	CD	1.32%
The Jammu & Kashmir Bank Ltd.	Financial	CD	1.32%
Small Industries Devp. Bank of India Ltd.	Financial	CD	1.30%
Reserve Bank of India	Financial	T-Bills	1.30%
Kotak Mahindra Bank Ltd.	Financial	CD	1.21%
Indian Bank	Financial	CD	1.21%
IDFC First Bank Ltd.	Financial	CD	1.21%
National Bank For Agriculture & Rural Development	Financial	CD	1.14%
GOI	Sovereign	GOI Sec	1.10%
Canara Bank	Financial	CD	1.07%
Muthoot Fincorp Ltd.	Financial	CP	1.05%
Union Bank of India	Financial	CD	0.99%
Reserve Bank of India	Financial	T-Bills	0.98%
Tata Capital Ltd.	Financial	CP	0.94%
ICICI Securities Ltd.	Financial	CP	0.94%
Indian Bank	Financial	CD	0.92%
Muthoot Finance Ltd.	Financial	CP	0.87%
Credila Financial Services Ltd.	Financial	CP	0.81%
Equitas Small Finance Bank Ltd.	Financial	CD	0.80%
Aditya Birla Capital Ltd.	Financial	CP	0.80%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	0.79%
The Jammu & Kashmir Bank Ltd.	Financial	CD	0.79%
Reserve Bank of India	Financial	T-Bills	0.79%
Sundaram Finance Ltd.	Financial	CP	0.78%
Mindspace Business Parks REIT	Construction	CP	0.75%
Tata Capital Housing Finance Ltd.	Financial	CP	0.74%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.73%
Bank of India	Financial	CD	0.67%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	0.67%
Small Industries Devp. Bank of India Ltd.	Financial	CP	0.67%
Union Bank of India	Financial	CD	0.67%
The Jammu & Kashmir Bank Ltd.	Financial	CD	0.67%
JM Financial Services Pvt. Ltd.	Financial	CP	0.67%
Julius Baer Capital India Pvt Ltd.	Financial	CP	0.67%
Birla Group Holdings Pvt. Ltd.	Financial	CP	0.67%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	0.66%
Axis Bank Ltd.	Financial	CD	0.66%
Union Bank of India	Financial	CD	0.66%
Tata Capital Ltd.	Financial	CP	0.66%
HDFC Bank Ltd.	Financial	CD	0.65%
Axis Bank Ltd.	Financial	CD	0.64%
AU Small Finance Bank Ltd.	Financial	CD	0.58%
Rajasthan State	Others	SDL	0.56%
Bank Of Baroda	Financial	CD	0.54%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	0.54%
IDBI Bank Ltd.	Financial	CD	0.54%
National Bank For Agriculture & Rural Development	Financial	CD	0.54%
ICICI Securities Ltd.	Financial	CP	0.54%
HDB Financial Services Ltd.	Financial	CP	0.54%
Tata Motors Finance Ltd.	Financial	CP	0.54%
Birla Group Holdings Pvt. Ltd.	Financial	CP	0.54%
Kotak Mahindra Bank Ltd.	Financial	CD	0.52%
SMFG India Credit Company Ltd.	Financial	CP	0.52%
AU Small Finance Bank Ltd.	Financial	CD	0.52%
GOI	Sovereign	GOI Sec	0.48%
Muthoot Finance Ltd.	Financial	CP	0.47%
Kerala State	Others	SDL	0.44%
Panatone Finvest Ltd	Financial	CP	0.41%
Sundaram Finance Ltd.	Financial	CP	0.40%
National Bank For Agriculture & Rural Development	Financial	CP	0.40%
Reserve Bank of India	Financial	T-Bills	0.40%
Equitas Small Finance Bank Ltd.	Financial	CD	0.40%
Reserve Bank of India	Financial	T-Bills	0.38%
Cholamandalam Investment and Finance Company Ltd.	Financial	CP	0.33%
Gujarat State	Construction	SDL	0.33%
GOI	Sovereign	CGL	0.31%
Haryana State	Others	SDL	0.28%
Assam State	Others	SDL	0.27%
Indian Bank	Financial	CD	0.27%
Canara Bank	Financial	CD	0.27%
Muthoot Finance Ltd.	Financial	CP	0.27%
Barclays Investments & Loans Ltd.	Financial	CP	0.27%
Reserve Bank of India	Financial	T-Bills	0.27%
AU Small Finance Bank Ltd.	Financial	CD	0.27%
Muthoot Finance Ltd.	Financial	CP	0.26%
Bank Of Baroda	Financial	CD	0.26%
HDFC Bank Ltd.	Financial	CD	0.26%
Axis Bank Ltd.	Financial	CD	0.26%
GOI	Sovereign	GOI Sec	0.23%
Uttar Pradesh State	Others	SDL	0.22%
Rajasthan State	Others	SDL	0.21%
Karnataka State	Others	SDL	0.21%
Madhya Pradesh State	Others	SDL	0.21%
Maharashtra State	Others	SDL	0.20%
Haryana State	Others	SDL	0.20%
Kotak Mahindra Prime Ltd.	Financial	CP	0.19%
Gujarat State	Construction	SDL	0.18%
Reserve Bank of India	Financial	T-Bills	0.18%
Tamilnadu State	Others	SDL	0.15%
GOI	Sovereign	GOI Sec	0.14%
Andhra Pradesh State	Financial	SDL	0.14%
Kerala State	Others	SDL	0.14%
Reserve Bank of India	Financial	T-Bills	0.13%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.13%
ICICI Securities Ltd.	Financial	CP	0.10%
Reserve Bank of India	Financial	T-Bills	0.09%
Kerala State	Others	SDL	0.08%
Telangana State	Financial	SDL	0.08%
Andhra Pradesh State	Financial	SDL	0.07%
Karnataka State	Others	SDL	0.07%
Haryana State	Others	SDL	0.07%
Madhya Pradesh State	Others	SDL	0.07%
Telangana State	Financial	SDL	0.07%
Bank Of Baroda	Financial	CD	0.07%
Axis Bank Ltd.	Financial	CD	0.07%

Min. for 1st investment	₹500
Min. for 2nd investment onwards	₹500

	3Y	5Y	10Y	All
Fund returns	7.6%	6.3%	7.0%	7.5%
Category average	7.2%	5.9%	6.5%	NA
Rank with in category	11	9	2	NA

Debt, Money Market funds	Rating	1Y	3Y	Fund Size(Cr)
Tata Money Market Fund Direct Growth	5	7.7%	7.8%	40,598.26
Axis Money Market Fund Direct Growth	5	7.6%	7.7%	24,193.73
Nippon India Money Market Fund Direct Growth	4	7.6%	7.7%	24,260.52
Aditya Birla Sun Life Money Manager Fund Direct Growth	4	7.6%	7.7%	32,710.99
Franklin India Money Market Fund Direct Growth	4	7.6%	7.6%	4,421.61

Rank (total assets)	#1 in India
Total AUM	₹12,61,509.05Cr

SBI Savings Fund Direct Growth

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Expense ratio, exit load and tax

Expense ratio: 0.25%

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Rajeev RadhakrishnanDec 2023 - PresentView details

Pradeep KesavanDec 2023 - PresentView details

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Rajeev Radhakrishnan
Dec 2023 - Present
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Pradeep Kesavan
Dec 2023 - Present
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