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Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Savings Fund Direct Growth
+7.30%
3Y annualised
+0.05% 1D
NAV: 21 Jul '26
₹47.52
Min. for SIP
₹500
Fund size (AUM)
₹33,005.39 Cr
Expense ratio
0.26%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,751 | +2.92% | |
| 3 years | ₹1,80,000 | ₹1,99,260 | +10.70% | |
| 5 years | ₹3,00,000 | ₹3,56,585 | +18.86% | |
| 10 years | ₹6,00,000 | ₹8,40,405 | +40.07% |
Holdings (88)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 09FEB27 | Financial | Certificate of Deposit | 4.36% |
| LIC HOUSING FINANCE LTD 328D CP 11FEB27 | Financial | Commercial Paper | 4.36% |
| CANARA BANK CD 12MAR27 | Financial | Certificate of Deposit | 4.34% |
| ICICI BANK LIMITED CD 19MAR27 | Financial | Certificate of Deposit | 4.34% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT CD 04MAR27 | Financial | Certificate of Deposit | 4.20% |
| 182 Days Tbill (MD 24/12/2026) | Financial | Treasury Bills | 3.84% |
| GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 100 | Financial | Treasury Bills | 3.80% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 3.57% |
| KOTAK MAHINDRA BANK LIMITED CD 09MAR27 | Financial | Certificate of Deposit | 2.90% |
| PUNJAB NATIONAL BANK CD 09MAR27 | Financial | Certificate of Deposit | 2.89% |
| JIO CREDIT LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 2.88% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 2.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27 | Financial | Certificate of Deposit | 2.47% |
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 2.32% |
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 2.32% |
| GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100 | Financial | Treasury Bills | 2.19% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 2.18% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 91D CP 22SEP26 | Financial | Commercial Paper | 1.79% |
| IDBI Bank Ltd CD | Financial | Certificate of Deposit | 1.73% |
| GOI Sec 6.79 15/05/2027 | Entities | GOI Securities | 1.53% |
| INDIAN BANK CD 03FEB27 | Financial | Certificate of Deposit | 1.46% |
| HDFC BANK LIMITED CD 02MAR27 | Financial | Certificate of Deposit | 1.45% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27 | Financial | Certificate of Deposit | 1.45% |
| Axis Bank Limited (26/02/2027) ** | Financial | Certificate of Deposit | 1.45% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 1.45% |
| JIO Credit Limited ** | Financial | Commercial Paper | 1.44% |
| L&T FINANCE LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 1.44% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 26FEB27 | Financial | Commercial Paper | 1.44% |
| BANK OF BARODA CD 12FEB27 | Financial | Certificate of Deposit | 1.31% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 1.16% |
| Union Bank of India - 15/03/2027** | Financial | Certificate of Deposit | 1.08% |
| MUTHOOT FINCORP LIMITED 363D CP 16DEC26 | Financial | Commercial Paper | 1.02% |
| MUTHOOT FINANCE LIMITED 365D CP 09MAR27 | Financial | Commercial Paper | 1.01% |
| Uttar Pradesh State SDL 7.52 24/05/2027 | Unspecified | State Development Loan | 1.00% |
| ADITYA BIRLA CAPITAL LIMITED 91D CP 18AUG26 | Financial | Commercial Paper | 0.90% |
| AVANSE FINANCIAL SERVICES LIMITED 91D CP 04SEP26 | Financial | Commercial Paper | 0.90% |
| SUNDARAM FINANCE LIMITED 306D CP 15FEB27 | Financial | Commercial Paper | 0.87% |
| INDIAN OVERSEAS BANK CD 25FEB27 | Financial | Certificate of Deposit | 0.87% |
| MUTHOOT FINANCE LIMITED 363D CP 25FEB27 | Financial | Commercial Paper | 0.87% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 96D CP 17AUG26 | Industrials | Commercial Paper | 0.75% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 0.73% |
| MUTHOOT FINCORP LIMITED 179D CP 11DEC26 | Financial | Commercial Paper | 0.73% |
| CANARA BANK CD 02FEB27 | Financial | Certificate of Deposit | 0.73% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 15DEC26 | Financial | Certificate of Deposit | 0.73% |
| BANK OF BARODA CD 11MAR27 | Financial | Certificate of Deposit | 0.72% |
| PILANI INVESTMENTS AND INDUSTRIES CORPORATION LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 0.72% |
| CANARA BANK CD 11MAR27 | Financial | Certificate of Deposit | 0.72% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 0.71% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 0.65% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 0.65% |
| MUTHOOT FINCORP LIMITED 142D CP 17SEP26 | Financial | Commercial Paper | 0.60% |
| AVANSE FINANCIAL SERVICES LIMITED 83D CP 27AUG26 | Financial | Commercial Paper | 0.60% |
| SMFG INDIA CREDIT COMPANY LIMITED 362D CP 28SEP26 | Financial | Commercial Paper | 0.60% |
| ADITYA BIRLA CAPITAL LIMITED 365D CP 26FEB27 | Financial | Commercial Paper | 0.58% |
| ICICI BANK LIMITED CD 27JAN27 | Financial | Certificate of Deposit | 0.58% |
| TOYOTA FINANCIAL SERVICES INDIA LIMITED 258D CP 10MAR27 | Financial | Commercial Paper | 0.58% |
| UNION BANK OF INDIA CD 02MAR27 | Financial | Certificate of Deposit | 0.58% |
| PUNJAB NATIONAL BANK CD 18MAR27 | Financial | Certificate of Deposit | 0.58% |
| ICICI SECURITIES LIMITED 273D CP 25MAR27 | Financial | Commercial Paper | 0.57% |
| BANK OF BARODA CD 05NOV26 | Financial | Certificate of Deposit | 0.44% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 05MAR27 | Financial | Commercial Paper | 0.43% |
| GODREJ HOUSING FINANCE LIMITED 365D CP 23MAR27 | Financial | Commercial Paper | 0.43% |
| TATA CAPITAL LIMITED 256D CP 12MAR27 | Financial | Commercial Paper | 0.43% |
| PUNJAB NATIONAL BANK CD 09FEB27 | Financial | Certificate of Deposit | 0.35% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 0.35% |
| BANK OF BARODA CD 25NOV26 | Financial | Certificate of Deposit | 0.30% |
| MINDSPACE BUSINESS PARKS REIT 138D CP 15SEP26 | Real Estate | Commercial Paper | 0.30% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.29% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 16DEC26 | Financial | Certificate of Deposit | 0.29% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 0.29% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 0.29% |
| CANARA BANK CD 02MAR27 | Financial | Certificate of Deposit | 0.29% |
| Small Industries Development Bank of India (25/03/2027) # | Financial | Commercial Paper | 0.22% |
| STATE DEVELOPMENT LOAN 18893 JHA 09NV26 7.4 FV RS 100 | Unspecified | State Development Loan | 0.20% |
| Maharashtra State SDL 7.84 13/07/2026 | Unspecified | State Development Loan | 0.16% |
| STATE DEVELOPMENT LOAN 30884 GUJ 20OT26 6.04 FV RS 100 | Industrials | State Development Loan | 0.15% |
| Kerala State SDL 7.61 09/08/2026 | Unspecified | State Development Loan | 0.15% |
| BANK OF BARODA CD 06NOV26 | Financial | Certificate of Deposit | 0.15% |
| BANK OF BARODA CD 04DEC26 | Financial | Certificate of Deposit | 0.15% |
| CANARA BANK CD 26FEB27 | Financial | Certificate of Deposit | 0.15% |
| Telangana State SDL 7.40 09/11/2026 | Financial | State Development Loan | 0.14% |
| STATE DEVELOPMENT LOAN 18892 HP 09NV26 7.39 FV RS 100 | Unspecified | State Development Loan | 0.13% |
| Assam State SDL 7.42 09/11/2026 | Unspecified | State Development Loan | 0.12% |
| Andhra Pradesh State SDL 7.25 28/12/2026 | Financial | State Development Loan | 0.08% |
| West Bengal State SDL 7.25 26/10/2026 | Unspecified | State Development Loan | 0.08% |
| Madhya Pradesh State SDL 7.38 14/09/2026 | Unspecified | State Development Loan | 0.08% |
| Uttar Pradesh State SDL 7.39 14/09/2026 | Unspecified | State Development Loan | 0.08% |
| Net Payables | Unspecified | Net Payables | -2.68% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +6.5% | +6.8% | +7.5% |
| Category average (Debt Money Market) | +7.2% | +5.9% | +6.5% | -- |
| Rank (Debt Money Market) | 12 | 10 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.40% | +7.51% | 32,150.05 | |
 | +6.34% | +7.43% | 17,972.93 | |
 | +6.38% | +7.39% | 14,466.23 | |
 | +6.28% | +7.37% | 3,919.85 | |
 | +6.49% | +7.18% | 977.36 | |
| Compare | ||||
Fund management
RRRajeev RadhakrishnanDec 2023 - PresentView details
RR
Rajeev Radhakrishnan
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
SAJSankalp Anil JainJul 2026 - PresentView details
SAJ
Sankalp Anil Jain
Jul 2026 - Present
View details
About SBI Savings Fund Direct Growth
SBI Savings Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Rajeev Radhakrishnan is the Current Fund Manager of SBI Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,71,425 Cr and the Latest NAV as of 21 Jul 2026 is ₹47.52.
The SBI Savings Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to provide the investors an opportunity to invest in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,71,425.47 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,