SBI Savings Fund Direct Growth

SBI Savings Fund Direct Growth

+7.42%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Apr '26
₹46.71
Min. for SIP
₹500
Fund size (AUM)
₹34,892.06 Cr
Expense ratio
0.25%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,729
+2.88%
3 years₹1,80,000₹1,99,757
+10.98%
5 years₹3,00,000₹3,56,623
+18.87%
10 years₹6,00,000₹8,41,532
+40.26%

Holdings (73)

NameSectorInstrumentsAssets
Small Industries Devp. Bank of India Ltd.FinancialCD4.05%
LIC Housing Finance Ltd.FinancialCP4.04%
Canara BankFinancialCD4.02%
ICICI Bank Ltd.FinancialCD4.02%
National Bank For Financing Infrastructure And DevelopmentFinancialCD3.89%
Reserve Bank of IndiaFinancialT-Bills3.54%
Canara BankFinancialCD2.89%
Reserve Bank of IndiaFinancialT-Bills2.72%
Punjab National BankFinancialCD2.70%
HDFC Bank Ltd.FinancialCD2.70%
National Bank For Agriculture & Rural DevelopmentFinancialCD2.69%
Bank Of BarodaFinancialCD2.69%
Small Industries Devp. Bank of India Ltd.FinancialCD2.69%
Kotak Mahindra Bank Ltd.FinancialCD2.69%
Punjab National BankFinancialCD2.68%
Jio Credit Ltd.FinancialCP2.67%
Reserve Bank of IndiaFinancialT-Bills2.05%
HDFC Bank Ltd.FinancialCD2.01%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.88%
GOISovereignGOI Sec1.75%
IDBI Bank Ltd.FinancialCD1.61%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.35%
Bank Of BarodaFinancialCD1.35%
Indian BankFinancialCD1.35%
Small Industries Devp. Bank of India Ltd.FinancialCP1.34%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.34%
HDFC Bank Ltd.FinancialCD1.34%
Cholamandalam Investment and Finance Company Ltd.FinancialCP1.34%
Bank Of BarodaFinancialCD1.34%
Jio Credit Ltd.FinancialCP1.34%
L&T Finance Ltd.FinancialCP1.33%
Aditya Birla Capital Ltd.FinancialCP1.27%
Bank Of BarodaFinancialCD1.22%
The Jammu & Kashmir Bank Ltd.FinancialCD1.13%
Muthoot Fincorp Ltd.FinancialCP1.13%
Union Bank of IndiaFinancialCD1.01%
Muthoot Finance Ltd.FinancialCP0.93%
The Jammu & Kashmir Bank Ltd.FinancialCD0.85%
Canara BankFinancialCD0.81%
Indian Overseas BankFinancialCD0.81%
Reserve Bank of IndiaFinancialT-Bills0.81%
Muthoot Finance Ltd.FinancialCP0.80%
Small Industries Devp. Bank of India Ltd.FinancialCD0.68%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.68%
Pilani Investment And Industries Corporation Ltd.FinancialCP0.67%
Bank Of BarodaFinancialCD0.67%
Canara BankFinancialCD0.67%
AU Small Finance Bank Ltd.FinancialCD0.62%
AU Small Finance Bank Ltd.FinancialCD0.56%
SMFG India Credit Company Ltd.FinancialCP0.55%
Aditya Birla Capital Ltd.FinancialCP0.54%
ICICI Bank Ltd.FinancialCD0.54%
Union Bank of IndiaFinancialCD0.54%
GOISovereignGOI Sec0.51%
UCO BankFinancialCD0.50%
Interise TrustFinancialCP0.45%
Motilal Oswal Financial Services Ltd.FinancialCP0.40%
Godrej Housing Finance Ltd.FinancialCP0.40%
Union Bank of IndiaFinancialCD0.35%
Gujarat StateConstructionSDL0.34%
HDFC Bank Ltd.FinancialCD0.34%
Punjab National BankFinancialCD0.32%
Haryana StateOthersSDL0.29%
Muthoot Finance Ltd.FinancialCP0.28%
Reserve Bank of IndiaFinancialT-Bills0.28%
GOISovereignGOI Sec0.24%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.16%
GOISovereignGOI Sec0.15%
Kerala StateOthersSDL0.14%
Kerala StateOthersSDL0.09%
Telangana StateFinancialSDL0.09%
Madhya Pradesh StateOthersSDL0.07%
GOISovereignGOI Sec0.01%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.4%+6.4%+6.9%+7.5%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1292--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

RR
Rajeev Radhakrishnan
Dec 2023 - Present
View details

Education
Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience
Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

About SBI Savings Fund Direct Growth

SBI Savings Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Rajeev Radhakrishnan is the Current Fund Manager of SBI Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,46,811 Cr and the Latest NAV as of 10 Apr 2026 is ₹46.71. The SBI Savings Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;

Investment Objective

The scheme seeks to provide the investors an opportunity to invest in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#1 in India
Total AUM₹11,46,810.93 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,