SBI Savings Fund Direct Growth

SBI Savings Fund Direct Growth

+7.19%
3Y annualised
-0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 22 May '26
₹46.81
Min. for SIP
₹500
Fund size (AUM)
₹36,291.41 Cr
Expense ratio
0.26%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,461
+2.44%
3 years₹1,80,000₹1,98,635
+10.35%
5 years₹3,00,000₹3,54,903
+18.30%
10 years₹6,00,000₹8,37,094
+39.52%

Holdings (80)

NameSectorInstrumentsAssets
Small Industries Devp. Bank of India Ltd.FinancialCD3.91%
LIC Housing Finance Ltd.FinancialCP3.91%
Canara BankFinancialCD3.89%
ICICI Bank Ltd.FinancialCD3.89%
National Bank For Financing Infrastructure And DevelopmentFinancialCD3.77%
Reserve Bank of IndiaFinancialT-Bills3.42%
Canara BankFinancialCD3.18%
Reserve Bank of IndiaFinancialT-Bills2.63%
Punjab National BankFinancialCD2.61%
Small Industries Devp. Bank of India Ltd.FinancialCD2.60%
Punjab National BankFinancialCD2.60%
Kotak Mahindra Bank Ltd.FinancialCD2.60%
Jio Credit Ltd.FinancialCP2.59%
HDFC Bank Ltd.FinancialCD2.41%
National Bank For Agriculture & Rural DevelopmentFinancialCD2.34%
Bank Of BarodaFinancialCD2.08%
Reserve Bank of IndiaFinancialT-Bills1.98%
HDFC Bank Ltd.FinancialCD1.96%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.81%
GOISovereignGOI Sec1.68%
IDBI Bank Ltd.FinancialCD1.55%
Bharti Telecom Ltd.CommunicationCP1.34%
Indian BankFinancialCD1.31%
HDFC Bank Ltd.FinancialCD1.30%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.30%
Bank Of BarodaFinancialCD1.30%
Jio Credit Ltd.FinancialCP1.29%
L&T Finance Ltd.FinancialCP1.29%
Cholamandalam Investment and Finance Company Ltd.FinancialCP1.29%
Tata Realty and Infrastructure Ltd.ConstructionCP1.27%
Aditya Birla Capital Ltd.FinancialCP1.23%
Muthoot Fincorp Ltd.FinancialCP1.10%
The Jammu & Kashmir Bank Ltd.FinancialCD1.10%
Bank Of BarodaFinancialCD1.04%
HDFC Bank Ltd.FinancialCD1.04%
Union Bank of IndiaFinancialCD0.97%
Mindspace Business Parks REITConstructionCP0.94%
Sundaram Finance Ltd.FinancialCP0.91%
Muthoot Finance Ltd.FinancialCP0.90%
The Jammu & Kashmir Bank Ltd.FinancialCD0.82%
Small Industries Devp. Bank of India Ltd.FinancialCP0.78%
Indian Overseas BankFinancialCD0.78%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.78%
Reserve Bank of IndiaFinancialT-Bills0.78%
Muthoot Finance Ltd.FinancialCP0.78%
Canara BankFinancialCD0.65%
Bank Of BarodaFinancialCD0.65%
Pilani Investment And Industries Corporation Ltd.FinancialCP0.65%
AU Small Finance Bank Ltd.FinancialCD0.60%
Small Industries Devp. Bank of India Ltd.FinancialCD0.59%
AU Small Finance Bank Ltd.FinancialCD0.54%
Muthoot Fincorp Ltd.FinancialCP0.53%
SMFG India Credit Company Ltd.FinancialCP0.53%
Punjab National BankFinancialCD0.52%
Union Bank of IndiaFinancialCD0.52%
Aditya Birla Capital Ltd.FinancialCP0.52%
ICICI Bank Ltd.FinancialCD0.52%
GOISovereignGOI Sec0.50%
UCO BankFinancialCD0.48%
Interise TrustFinancialCP0.44%
Godrej Housing Finance Ltd.FinancialCP0.39%
Motilal Oswal Financial Services Ltd.FinancialCP0.39%
Union Bank of IndiaFinancialCD0.34%
Gujarat StateConstructionSDL0.33%
Punjab National BankFinancialCD0.31%
Bank Of BarodaFinancialCD0.31%
Haryana StateOthersSDL0.28%
Muthoot Finance Ltd.FinancialCP0.27%
Reserve Bank of IndiaFinancialT-Bills0.27%
Punjab National BankFinancialCD0.26%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.15%
Gujarat StateConstructionSDL0.14%
GOISovereignGOI Sec0.14%
Kerala StateOthersSDL0.14%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.13%
Kerala StateOthersSDL0.08%
Telangana StateFinancialSDL0.08%
Madhya Pradesh StateOthersSDL0.07%
ICICI Securities Primary Dealership Ltd.FinancialIRS-1.38%
BNP ParibasFinancialIRS-2.76%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.2%+6.4%+6.8%+7.5%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1292--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

About SBI Savings Fund Direct Growth

SBI Savings Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Rajeev Radhakrishnan is the Current Fund Manager of SBI Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,55,465 Cr and the Latest NAV as of 22 May 2026 is ₹46.81. The SBI Savings Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;

Investment Objective

The scheme seeks to provide the investors an opportunity to invest in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#1 in India
Total AUM₹12,55,465.12 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,