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Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Savings Fund Direct Growth
Debt
Money Market
Moderate Risk
+7.53%
3Y annualised
+0.03% 1D
NAV: 19 Jan '26
₹46.02
Min. SIP amount
₹500
Fund size
₹33,641.56 Cr
Expense ratio
0.25%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,007 | +3.35% | |
| 3 years | ₹1,80,000 | ₹2,00,212 | +11.23% | |
| 5 years | ₹3,00,000 | ₹3,52,538 | +17.51% | |
| 10 years | ₹6,00,000 | ₹8,40,795 | +40.13% |
Holdings (116)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Bank Of Baroda | Financial | CD | 4.33% |
| Punjab National Bank | Financial | CD | 3.52% |
| LIC Housing Finance Ltd. | Financial | CP | 2.94% |
| Punjab National Bank | Financial | CD | 2.72% |
| Reserve Bank of India | Financial | T-Bills | 2.50% |
| HDFC Bank Ltd. | Financial | CD | 2.17% |
| IDBI Bank Ltd. | Financial | CD | 2.06% |
| Tata Capital Housing Finance Ltd. | Financial | CP | 2.06% |
| HDFC Bank Ltd. | Financial | CD | 2.05% |
| Interise Trust | Financial | CP | 1.76% |
| UCO Bank | Financial | CD | 1.74% |
| Reserve Bank of India | Financial | T-Bills | 1.72% |
| HDFC Bank Ltd. | Financial | CD | 1.70% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.69% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.47% |
| SMFG India Credit Company Ltd. | Financial | CP | 1.46% |
| Bank Of Baroda | Financial | CD | 1.45% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.45% |
| IDBI Bank Ltd. | Financial | CD | 1.45% |
| REC Ltd. | Financial | CP | 1.45% |
| Canara Bank | Financial | CD | 1.45% |
| Union Bank of India | Financial | CD | 1.45% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 1.45% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.42% |
| Reserve Bank of India | Financial | T-Bills | 1.42% |
| IDFC First Bank Ltd. | Financial | CD | 1.33% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.25% |
| GOI | Sovereign | GOI Sec | 1.19% |
| Canara Bank | Financial | CD | 1.18% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.15% |
| Union Bank of India | Financial | CD | 1.08% |
| Reserve Bank of India | Financial | T-Bills | 1.07% |
| Tata Capital Ltd. | Financial | CP | 1.03% |
| ICICI Securities Ltd. | Financial | CP | 1.03% |
| Indian Bank | Financial | CD | 1.00% |
| Canara Bank | Financial | CD | 0.96% |
| Muthoot Finance Ltd. | Financial | CP | 0.96% |
| Credila Financial Services Ltd. | Financial | CP | 0.89% |
| Bank Of Baroda | Financial | CD | 0.88% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.88% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 0.88% |
| Aditya Birla Capital Ltd. | Financial | CP | 0.88% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.87% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 0.87% |
| Sundaram Finance Ltd. | Financial | CP | 0.86% |
| Mindspace Business Parks REIT | Construction | CP | 0.82% |
| Tata Capital Housing Finance Ltd. | Financial | CP | 0.81% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.80% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.74% |
| Union Bank of India | Financial | CD | 0.74% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 0.74% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.74% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.73% |
| Bank of India | Financial | CD | 0.73% |
| Axis Bank Ltd. | Financial | CD | 0.73% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 0.73% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.73% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.72% |
| Canara Bank | Financial | CD | 0.72% |
| Union Bank of India | Financial | CD | 0.72% |
| Tata Capital Ltd. | Financial | CP | 0.72% |
| Bank Of Baroda | Financial | CD | 0.65% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.64% |
| Rajasthan State | Others | SDL | 0.61% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.59% |
| IDBI Bank Ltd. | Financial | CD | 0.59% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.59% |
| ICICI Securities Ltd. | Financial | CP | 0.59% |
| HDB Financial Services Ltd. | Financial | CP | 0.59% |
| Tata Motors Finance Ltd. | Financial | CP | 0.59% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.59% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.57% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.57% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.56% |
| GOI | Sovereign | GOI Sec | 0.53% |
| Muthoot Finance Ltd. | Financial | CP | 0.52% |
| Kerala State | Others | SDL | 0.48% |
| Sundaram Finance Ltd. | Financial | CP | 0.44% |
| National Bank For Agriculture & Rural Development | Financial | CP | 0.44% |
| Reserve Bank of India | Financial | T-Bills | 0.44% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 0.44% |
| Reserve Bank of India | Financial | T-Bills | 0.41% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.36% |
| Gujarat State | Construction | SDL | 0.36% |
| GOI | Sovereign | CGL | 0.33% |
| Haryana State | Others | SDL | 0.30% |
| Muthoot Finance Ltd. | Financial | CP | 0.30% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.30% |
| Assam State | Others | SDL | 0.30% |
| HDFC Bank Ltd. | Financial | CD | 0.29% |
| Axis Bank Ltd. | Financial | CD | 0.29% |
| Indian Bank | Financial | CD | 0.29% |
| Canara Bank | Financial | CD | 0.29% |
| Muthoot Finance Ltd. | Financial | CP | 0.29% |
| Barclays Investments & Loans Ltd. | Financial | CP | 0.29% |
| Reserve Bank of India | Financial | T-Bills | 0.29% |
| GOI | Sovereign | GOI Sec | 0.25% |
| Uttar Pradesh State | Others | SDL | 0.24% |
| Rajasthan State | Others | SDL | 0.22% |
| Karnataka State | Others | SDL | 0.22% |
| Madhya Pradesh State | Others | SDL | 0.22% |
| Kotak Mahindra Prime Ltd. | Financial | CP | 0.21% |
| Gujarat State | Construction | SDL | 0.19% |
| Tamilnadu State | Others | SDL | 0.16% |
| GOI | Sovereign | GOI Sec | 0.15% |
| Kerala State | Others | SDL | 0.15% |
| Reserve Bank of India | Financial | T-Bills | 0.15% |
| Kerala State | Others | SDL | 0.09% |
| Telangana State | Financial | SDL | 0.09% |
| Madhya Pradesh State | Others | SDL | 0.08% |
| Andhra Pradesh State | Financial | SDL | 0.07% |
| Karnataka State | Others | SDL | 0.07% |
| Madhya Pradesh State | Others | SDL | 0.07% |
| Telangana State | Financial | SDL | 0.07% |
| Bank Of Baroda | Financial | CD | 0.07% |
| Axis Bank Ltd. | Financial | CD | 0.07% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.3% | +7.0% | +7.5% |
| Category average (Debt Money Market) | +7.2% | +5.9% | +6.5% | -- |
| Rank (Debt Money Market) | 10 | 9 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Money Market Fund Direct Growth | +7.43% | +7.69% | 35,599.90 | |
Axis Money Market Fund Direct Growth | +7.40% | +7.61% | 20,781.21 | |
Bandhan Money Market Fund Direct Growth | +7.42% | +7.56% | 12,313.03 | |
Union Money Market Fund Direct Growth | +7.13% | +7.21% | 119.68 | |
Bajaj Finserv Money Market Fund Direct Growth | +7.38% | -- | 4,196.35 | |
| Compare | ||||
Fund management
RRRajeev RadhakrishnanDec 2023 - PresentView details
RR
Rajeev Radhakrishnan
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Savings Fund Direct Growth
SBI Savings Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Rajeev Radhakrishnan is the Current Fund Manager of SBI Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 19 Jan 2026 is ₹46.02.
The SBI Savings Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to provide the investors an opportunity to invest in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,