Kotak Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Very High Risk
+12.82%
3Y annualised
-0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 15 Dec 2025
₹22.85
Rating
3
Min. SIP amount
₹100
Fund size
₹17,874.24Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (199)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec7.18%
EnergyEquity4.02%
FinancialEquity3.99%
FinancialEquity3.57%
FinancialEquity3.02%
TechnologyEquity2.93%
GOI
SovereignGOI Sec2.25%
CommunicationEquity2.20%
ConstructionEquity2.00%
TechnologyEquity1.81%
SovereignGOI Sec1.76%
AutomobileEquity1.70%
Consumer StaplesEquity1.68%
FinancialEquity1.57%
FinancialEquity1.54%
GOI
SovereignGOI Sec1.53%
AutomobileEquity1.47%
ServicesEquity1.45%
ServicesEquity1.22%
FinancialEquity1.18%
GOI
SovereignCGL1.17%
ServicesEquity1.16%
JTPM Metal Traders Ltd.
Metals & MiningDebenture1.14%
ChemicalsEquity1.13%
FinancialBonds1.11%
ServicesEquity1.10%
HealthcareEquity1.02%
Metals & MiningEquity1.01%
Bharti Telecom Ltd.
CommunicationDebenture1.00%
EnergyEquity0.96%
ChemicalsEquity0.95%
TechnologyEquity0.93%
TechnologyEquity0.92%
ConstructionEquity0.86%
Capital GoodsEquity0.84%
SovereignGOI Sec0.82%
EnergyEquity0.76%
TechnologyEquity0.75%
EnergyEquity0.74%
Kotak Liquid - Plan A - Direct Plan-Growth
NAMutual Fund0.69%
ConstructionEquity0.67%
InsuranceEquity0.67%
Capital GoodsEquity0.66%
Consumer StaplesEquity0.61%
EnergyEquity0.59%
ServicesEquity0.58%
Consumer DiscretionaryEquity0.56%
Metals & MiningEquity0.56%
REC Ltd.
FinancialBonds0.56%
Consumer StaplesEquity0.54%
FinancialEquity0.53%
Consumer StaplesEquity0.53%
AutomobileEquity0.51%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.50%
AutomobileEquity0.49%
AutomobileEquity0.49%
HealthcareEquity0.48%
ConstructionEquity0.48%
AutomobileEquity0.48%
FinancialEquity0.47%
ServicesEquity0.47%
ConstructionEquity0.44%
CommunicationEquity0.44%
TechnologyEquity0.44%
FinancialEquity0.44%
Mindspace Business Parks REIT
ConstructionDebenture0.43%
EnergyEquity0.40%
HealthcareEquity0.40%
InsuranceEquity0.40%
HealthcareEquity0.39%
Capital GoodsEquity0.39%
Metals & MiningEquity0.38%
AutomobileEquity0.37%
AutomobileEquity0.37%
HealthcareEquity0.35%
ChemicalsEquity0.31%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.30%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.30%
Muthoot Finance Ltd.
FinancialDebenture0.29%
ConstructionEquity0.28%
HealthcareEquity0.27%
CommunicationPPE0.27%
Metals & MiningEquity0.26%
HealthcareEquity0.25%
Capital GoodsEquity0.24%
FinancialDebenture0.23%
Capital GoodsEquity0.23%
FinancialBonds/NCD0.22%
GOI
SovereignGOI Sec0.22%
HealthcareEquity0.21%
Metals & MiningEquity0.19%
ConstructionREITs0.19%
EnergyEquity0.18%
CommunicationEquity0.17%
TechnologyEquity0.17%
Computer Age Management Services Ltd.
ServicesEquity0.16%
HealthcareEquity0.15%
AutomobileEquity0.15%
TechnologyEquity0.15%
HDFC Bank Ltd.
FinancialBonds0.14%
ServicesEquity0.14%
EnergyEquity0.14%
Bharti Telecom Ltd.
CommunicationDebenture0.14%
Nuvoco Vistas Corporation Ltd.
ConstructionCP0.14%
Bihar State
OthersSDL0.14%
ConstructionREITs0.12%
ConstructionEquity0.12%
Indus Infra Trust
ConstructionFutures0.12%
FinancialEquity0.12%
FinancialEquity0.11%
FinancialEquity0.11%
ConstructionEquity0.11%
FinancialEquity0.11%
AutomobileEquity0.11%
Capital GoodsEquity0.11%
HealthcareEquity0.10%
Capital GoodsEquity0.10%
Aditya Birla Finance Ltd.
FinancialDebenture0.10%
FinancialEquity0.09%
HealthcareEquity0.09%
GOI
SovereignGOI Sec0.08%
Capital GoodsDebenture0.08%
Consumer DiscretionaryEquity0.08%
FinancialEquity0.08%
FinancialEquity0.08%
GOI
SovereignGOI Sec0.07%
GOI
SovereignGOI Sec0.06%
GOI
SovereignGOI Sec0.06%
Capital GoodsEquity0.06%
GOI
SovereignGOI Sec0.06%
Haryana State
OthersSDL0.06%
FinancialDebenture0.06%
GOI
SovereignGOI Sec0.05%
ServicesEquity0.05%
GOI
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.03%
Haryana State
OthersSDL0.03%
HealthcareEquity0.03%
ServicesEquity0.03%
HDB Financial Services Ltd.
FinancialNCD0.03%
Haryana State
OthersSDL0.03%
Punjab National Bank
FinancialBonds0.03%
Tata Projects Ltd.
ConstructionDebenture0.03%
Tata Capital Financial Services Ltd.
FinancialDebenture0.03%
Canara Bank
FinancialCD0.03%
Union Bank of India
FinancialCD0.03%
ConstructionEquity0.02%
Uttar Pradesh State
OthersSDL0.02%
EnergyDebenture0.02%
Rajasthan State
OthersSDL0.01%
ServicesEquity0.01%
Consumer DiscretionaryEquity0.01%
LIC Housing Finance Ltd.
FinancialDebenture0.01%
HealthcareEquity0.01%
GOI
SovereignGOI Sec0.01%
Metals & MiningEquity0.00%
HealthcareEquity0.00%
ChemicalsEquity0.00%
ServicesRights0.00%
ServicesEquity0.00%
SovereignGOI Sec0.00%
SovereignGOI Sec0.00%
GOI
SovereignGOI FRB0.00%
Container Corporation Of India Ltd.
ServicesFutures-0.00%
Steel Authority Of India Ltd.
Metals & MiningFutures-0.00%
Jindal Steel Ltd.
Metals & MiningFutures-0.00%
United Spirits Ltd.
Consumer StaplesFutures-0.00%
PB Fintech Ltd.
ServicesFutures-0.01%
Biocon Ltd.
HealthcareFutures-0.01%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.01%
Larsen & Toubro Ltd.
ConstructionFutures-0.01%
Zydus Lifesciences Ltd.
HealthcareFutures-0.03%
Reliance Industries Ltd.
EnergyFutures-0.03%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures-0.04%
Godrej Properties Ltd.
ConstructionFutures-0.04%
Bajaj Finance Ltd.
FinancialFutures-0.05%
Adani Enterprises Ltd.
ServicesFutures-0.05%
Cummins India Ltd.
Capital GoodsFutures-0.06%
Indus Towers Ltd.
CommunicationFutures-0.07%
NTPC Ltd.
EnergyFutures-0.08%
Punjab National Bank
FinancialFutures-0.10%
Glenmark Pharmaceuticals Ltd.
HealthcareFutures-0.10%
One97 Communications Ltd.
ServicesFutures-0.11%
Grasim Industries Ltd.
ConstructionFutures-0.11%
Bank Of Baroda
FinancialFutures-0.11%
DLF Ltd.
ConstructionFutures-0.12%
Cipla Ltd.
HealthcareFutures-0.22%
Apollo Hospitals Enterprise Ltd.
HealthcareFutures-0.25%
Samvardhana Motherson International Ltd.
AutomobileFutures-0.25%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.32%
Hindalco Industries Ltd.
Metals & MiningFutures-0.33%
Axis Bank Ltd.
FinancialFutures-0.42%
Infosys Ltd.
TechnologyFutures-0.47%
HDFC Bank Ltd.
FinancialFutures-0.50%
Ambuja Cements Ltd.
ConstructionFutures-0.67%
Mphasis Ltd.
TechnologyFutures-0.83%
Vedanta Ltd.
Metals & MiningFutures-1.02%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-1.11%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.5%12.8%12.1%11.9%
Category average2.8%11.6%11.0%NA
Rank with in category221815NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
4.8%18.1%1,07,971.20
5
8.5%14.9%39,337.41
4
10.8%14.1%69,867.93
4
8.0%13.6%3,635.61
4
5.8%13.3%9,662.22

Expense ratio, exit load and tax

Expense ratio: 0.57%

Inclusive of GST

Exit load

Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 180 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Abhishek Bisen
Jul 2018 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

Hiten Shah
Oct 2019 - Present
View details

Education
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience
Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Also manages these schemes

Rohit Tandon
Jan 2024 - Present
View details

Education
Mr. Tandon has done B.E.(Mechanical) and PGDM from IIM-B
Experience
Prior to joining Kotak Mahindra Mutual Fund, he has worked with Reliance Nippon Life Insurance, Max Life Insurance and JP Morgan India
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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